Coinbase and Apollo Partner to Advance Global Stablecoin Credit Services

• The partnership focuses on lending services where users borrow using crypto as collateral, alongside direct loans to traditional and digital businesses.

• It introduces tokenized credit products for digital access to Apollo’s investment strategies, enhancing efficiency in private credit.

• Expected to expand borrowing access for U.S. customers up to $100,000, with global reach targeting fintechs and neobanks; stablecoin market data shows over $150 billion in circulation as of 2025.

Coinbase partners with Apollo for stablecoin credit expansion: Borrow against crypto, tokenized investments launch in 2026. Discover how this boosts digital payments and global access—stay ahead in crypto finance today!

What is the Coinbase-Apollo Partnership for Stablecoin Credit?

The Coinbase-Apollo partnership represents a strategic alliance between Coinbase Asset Management and Apollo Global Management to broaden stablecoin-based credit services worldwide. Announced on Monday, this collaboration aims to integrate blockchain technology with traditional finance, offering innovative lending and investment options. By leveraging stablecoins’ 24/7 availability, it addresses limitations in conventional private credit markets.

Coinbase is also exploring new ways to improve digital payments, including fiat-to-stablecoin payouts with banks like Citi.

Coinbase Asset Management, the investment branch of Coinbase, announced on Monday that it has partnered with Apollo Global Management to expand its stablecoin credit services around the world. 

New Ways to Borrow and Invest

According to a release on Coinbase’s blogpost, this will include lending where users can borrow safely using their digital assets as collateral. It also covers direct lending to companies, including traditional businesses and digital-only companies. Another part is tokenized credit products, which let investors put money into Apollo-managed strategies in a digital way.

“The global stablecoin ecosystem, which operates 24/7 on blockchain rails, creates opportunities not available in traditional private credit portfolios.” Anthony Bassili, president of Coinbase Asset Management, said in the release. 

Apollo has a lot of experience in lending and tokenized investments. The company has previously worked with Securitize to offer tokenized credit. Apollo also invested in Plume Network, a company that works with real-world digital assets. This experience will help Coinbase deliver credit opportunities to its investors.

The new products are expected to launch in 2026. Coinbase already lets some U.S. customers borrow up to $100,000 using their digital money as security. The partnership will expand access to more borrowers, including fintechs, neobanks, and payment-service companies.

How Will Tokenized Credit Products Enhance Investment Opportunities?

Tokenized credit products under this partnership allow investors to access Apollo’s strategies through blockchain-based tokens, improving liquidity and reducing settlement times compared to traditional assets. According to industry reports from sources like Chainalysis, tokenized assets could represent up to 10% of global GDP by 2030, driven by efficiency gains. Anthony Bassili emphasized that stablecoins enable round-the-clock operations, a feature absent in legacy systems. This approach not only diversifies portfolios but also lowers barriers for retail and institutional investors alike. Apollo’s prior collaborations, such as with Securitize for credit tokenization and investments in Plume Network for real-world asset integration, underscore their expertise in bridging traditional finance with digital innovation. By 2025, the stablecoin market has grown to over $150 billion in circulation, per data from The Block, providing a robust foundation for these services. Experts note that such tokenization could yield higher returns with managed risks, as blockchain’s transparency aids in compliance and auditing. Overall, this initiative positions Coinbase and Apollo at the forefront of evolving credit markets, offering scalable solutions for a digital-first economy.

Improving Payments and Expanding Access

Coinbase also said it is exploring new methods to improve digital payments, such as developing fiat-to-stablecoin payouts in collaboration with banking partners like Citi. 

According to Christine Moy, partner and head of digital assets, data, and AI strategy at Apollo, “Partnering with CBAM accelerates our vision of tokenizing credit markets and demonstrates how Apollo’s credit expertise and tokenization strategy can power new forms of yield generation.” 

Frequently Asked Questions

What Does the Coinbase-Apollo Partnership Mean for Stablecoin Borrowers?

The partnership enables borrowers to use digital assets as collateral for loans up to $100,000 initially, expanding globally to include fintechs and neobanks. It introduces secure, blockchain-backed lending, reducing risks associated with volatility while providing 24/7 access, as outlined in Coinbase’s announcement.

How Can Stablecoin Credit Services Improve Everyday Digital Payments?

Stablecoin credit services facilitate faster, borderless transactions by integrating with fiat systems, like payouts from banks such as Citi. This creates seamless conversions between traditional currencies and stablecoins, enhancing efficiency for payments and remittances in a natural, user-friendly manner suitable for voice queries.

Also Read: Coinbase Partners With Citi to Advance Blockchain Payments

Key Takeaways

• Global Expansion of Credit Services: The alliance will roll out lending and tokenized products in 2026, broadening access beyond U.S. customers to international fintechs and businesses.
• Enhanced Security and Efficiency: Borrowing against crypto collateral offers secure options, supported by Apollo’s tokenization expertise and stablecoin’s 24/7 blockchain operations.
• Future-Proof Payments Innovation: Explore fiat-to-stablecoin integrations with partners like Citi to streamline digital payments and yield generation in credit markets.

Conclusion

The Coinbase-Apollo partnership marks a pivotal step in merging stablecoin credit services with traditional finance, fostering tokenized investments and expanded lending opportunities worldwide. With expert insights from leaders like Anthony Bassili and Christine Moy, this initiative leverages blockchain’s strengths to create more accessible and efficient financial tools. As the stablecoin ecosystem continues to mature, users can anticipate innovative solutions that enhance digital payments and investment yields, positioning early adopters for long-term gains in the evolving crypto landscape—consider integrating these services into your financial strategy today.

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