Bitcoin price prediction: Can BTC reclaim key $100K level before February?

The Bitcoin price still dominates market discussion in 2026. Still, conviction feels thin while volatility stays high. Amid this frenzy, it is unclear in which direction it is going. For some, this looks like a pause before continuation. For others, it feels like exhaustion.

While most eyes stay fixed on BTC’s next move, something quieter is happening in the background. A growing number of investors appear less interested in waiting for another headline-driven Bitcoin surge and more focused on crypto projects that already function outside trading screens.

Bitcoin price caught between conviction and caution

Long-term optimism around Bitcoin has not disappeared. Analysts such as Andrew Jeffrey of William Blair continue to argue that BTC is still early in its broader lifecycle. Comparisons to gold resurface regularly, especially when discussing supply dynamics. With a large portion of Bitcoin concentrated in a relatively small number of wallets, price reactions tend to be sharp once sentiment shifts.

That same structure, however, also makes short-term trading uncomfortable. Market participants like Crypto King argue that the Bitcoin price is currently stuck in a narrow zone where neither bulls nor bears have full control. In this view, BTC must either hold the low $90,000s or risk drifting lower toward unfinished price gaps left behind during earlier volatility.

Macro pressure adds another layer of uncertainty. Jobs data, court rulings tied to global trade, and central bank balance sheet decisions all continue to influence risk appetite. Arthur Hayes has pointed out that long-term expansion of government credit could ultimately favour scarce assets like Bitcoin, even if short-term pullbacks remain part of the journey.

Why some investors are looking past Bitcoin price action

For traders, the Bitcoin price remains the signal. For users, that signal matters less than utility. This distinction is becoming harder to ignore.

Projects built around payments and real financial movement are increasingly part of the conversation. Remittix is one example drawing attention, not because of aggressive price speculation, but because it already offers working infrastructure. The project has raised more than $28.7 million and sold over 697 million RTX tokens, funding tools meant for everyday use rather than trading alone.

Its wallet is live on the Apple App Store, allowing users to store and send digital assets without navigating complex DeFi interfaces. An Android release is in progress, widening access beyond iOS. More importantly, the team has confirmed a February 2026 launch for its crypto-to-fiat PayFi platform, designed to connect blockchain payments directly with bank accounts.

Is Remittix utility competing with narrative? 

Remittix has completed a full CertiK audit and team verification, a step that has become increasingly important as investors grow cautious. Confirmed centralized exchange listings on BitMart and LBank add liquidity access once trading activity increases.

For Bitcoin holders, this type of project does not replace BTC. Instead, it complements it. Bitcoin remains a macro asset. Utility projects absorb adoption.

What this means for the Bitcoin price narrative in 2026

Bitcoin will almost certainly continue to lead market cycles. A clean break above $100,000 would reshape sentiment quickly. But the market no longer waits idly for that moment. Capital moves where activity already exists.

PayFi platforms are benefiting from this shift, not because they promise outsized speculation, but because they meet practical needs. In a market where patience is thinning, usefulness carries weight.

Discover the future of PayFi with Remittix by checking out the project here: Website, Socials

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