SCHOOL OPENING. Students attend the first day of classes at Iloilo Central Elementary School in Iloilo City on July 29, 2024.SCHOOL OPENING. Students attend the first day of classes at Iloilo Central Elementary School in Iloilo City on July 29, 2024.

27% of Grade 5 students in PH have ‘very low’ reading proficiency, 16% in math

2025/12/10 10:33

MANILA, Philippines – The Philippines continues to have Grade 5 students who exhibit “very low proficiency” in reading and mathematics, according to a learning assessment program conducted in Southeast Asia (SEA).

Based on the 2024 SEA Primary Learning Metrics (SEA-PLM) by the United Nations Children’s Fund (UNICEF) and the Southeast Asian Ministers of Education Organization (SEAMEO), 27% of Grade 5 students in the Philippines have “very low proficiency” in reading, and 16% also have “very low proficiency” in mathematics.

In reading, 27% of Grade 5 students were in Proficiency Band 2 and below, indicating that learners in this band – and possibly below it – “are typically able to match 1 of 4 given words to an illustration of a familiar object, place, or symbol, where the task is simple, direct, and repetitive.”

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The remaining percentages in reading literacy are:

  • 25% in Proficiency Band 3: students are able to read a range of everyday texts fluently and begin to engage with their meaning
  • 21% in Proficiency Band 4: students are able to understand simple texts
  • 13% in Proficiency Band 5: students are able to make connections to understand key ideas
  • 14% in Proficiency Band 6 and above: students are able to understand texts with familiar structures and manage competing information

Compared to the 2019 record, 27% were also in Proficiency Band 2 and below; 29% in Band 3; 22% in Band 4; 12% in Band 5; and 10% in Band 6 and above.

“In the Philippines, the proportion of students in the higher bands increased while the proportion in the lowest bands remained unchanged, indicating a wider dispersion of scores and suggesting increased inequality in learning opportunities,” showed the report.

In mathematics, 16% of Grade 5 learners in the country were in Proficiency Band 2 and below, which means “some children might be able to add single-digit numbers together; others might only be able to count a small collection of objects or recognize numbers.”

The following are other percentages in mathematics literacy:

  • 17% in Proficiency Band 3: students are able to understand place value and scales of measurement
  • 21% in Proficiency Band 4: students are able to apply number properties and units of measurement
  • 20% in Proficiency Band 5: students are able to fluently solve arithmetic problems
  • 14% in Proficiency Band 6: students are able to perform mathematical operations, including with fractions, and interpret tables and graphs
  • 8% in Proficiency Band 7: students are able to apply fractions and percentages and analyse data representations
  • 3% in Proficiency Band 8: students are able to think multiplicatively and convert between units
  • Less than 2% in Proficiency Band 9 and above: students are able to reason about triangles and solve problems using frequency distributions.

Based on the 2019 mathematics literacy, 18% were in Band 2; 23% in Band 3; 24% in Band 4; 18% in Band 5; 11% in Band 6; 5% in Band 7; less than 2% each in Band 8 and Band 9 and above.

“In two countries (Lao PDR and the Philippines) the average performance increased, with almost no change in the proportion of low performers between the 2019 and 2024 cohorts,” the report noted.

The SEA-PLM also checked whether Grade 5 students in the bottom bands struggled with reading only, mathematics only, or in both domains.

Figures showed that 14% have “very low proficiency” in reading only, 2% in math only, and 13% in both reading and mathematics.

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The report said among the factors that affect literacy include socioeconomic status, linguistic background, school location, and textbook availability.

Aside from the Philippines, the SEA-PLM report also looked into the reading and mathematics literacy of Cambodia, Laos, Malaysia, Myanmar, and Vietnam.

Across the region, data showed “mixed progress” in which “reading skills have stagnated” while mathematics skills “have improved.” – Rappler.com

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Big U.S. banks cut prime rate to 7.25% after Fed’s interest rate cut

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The post Big U.S. banks cut prime rate to 7.25% after Fed’s interest rate cut appeared on BitcoinEthereumNews.com. Big U.S. banks have lowered their prime lending rate to 7.25%, down from 7.50%, after the Federal Reserve announced a 25 basis point rate cut on Wednesday, the first adjustment since December. The change directly affects consumer and business loans across the country. According to Reuters, JPMorgan Chase, Citigroup, Wells Fargo, and Bank of America all implemented the new rate immediately following the Fed’s announcement. The prime rate is what banks charge their most trusted borrowers, usually large companies. But it’s also the base for what everyone else pays; mortgages, small business loans, credit cards, and personal loans. With this cut, borrowing gets slightly cheaper across the board. Inflation still isn’t under control. It’s above the 2% goal, and the impact of President Donald Trump’s tariffs remains uncertain. Fed reacts to rising unemployment concerns Richard Flynn, managing director at Charles Schwab UK, said jobless claims are at their highest in almost four years, despite the Fed originally planning to keep rates unchanged through the summer. “Although the summer began with expectations of holding rates steady, the labor market has shown more signs of weakness than anticipated,” Flynn said. Hiring has slowed because of uncertainty around Trump’s trade policy. Companies are hesitating to add staff, which is why job growth has nearly stalled. As fewer people are hired, spending starts to shrink. And that’s when things start to unravel. That’s what the Fed is trying to get ahead of with this rate cut. The cut also helps banks directly. Lower rates mean more people may qualify for loans again. During the previous rate hikes, lending standards got tighter. Now, with cheaper credit, smaller businesses could get approved again. If well-funded businesses feel confident, they may hire again. That could eventually help the consumer side of the economy bounce back, but that’s…
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