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DeFi

DeFi eliminates intermediaries by using smart contracts on blockchains to provide financial services like lending, borrowing, and trading. In 2026, the "DeFi 3.0" era is defined by Institutional DeFi and the integration of Real-World Assets (RWA). From liquidity provisioning on Uniswap to advanced lending on Aave, this tag tracks the evolution of autonomous financial systems, yield optimization, and the rise of AI-driven portfolio management in the decentralized economy.

67991 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Jupiter launches private beta for Jupiter Lend

Jupiter launches private beta for Jupiter Lend

Jupiter has launched the private beta of Jupiter Lend, its long-awaited decentralized lending platform built on Solana.  The rollout, announced Aug. 6, is available to users who joined the early access waitlist, with a full public release scheduled later this…

Author: Crypto.news

2025/08/06

Crypto markets generally fell, with BTC falling to $113,000 and ETH down 2.43%.

Crypto markets generally fell, with BTC falling to $113,000 and ETH down 2.43%.

PANews reported on August 6th that, according to SoSoValue data, the US ISM non-manufacturing PMI for July fell short of expectations, raising the risk of stagflation. Cryptocurrency markets generally experienced

Author: PANews

2025/08/06

What impact does the circulation velocity of Bitcoin have on future development?

What impact does the circulation velocity of Bitcoin have on future development?

By Stefania Barbaglio, Coindesk Compiled by Shaw Golden Finance summary Bitcoin’s on-chain velocity is at its lowest level in a decade, suggesting a shift in its use from currency to

Author: PANews

2025/08/06

Bitwise CIO: The U.S. SEC Chairman’s speech on “Project Crypto” contains three key opportunities

Bitwise CIO: The U.S. SEC Chairman’s speech on “Project Crypto” contains three key opportunities

According to Cointelegraph, Bitwise Chief Investment Officer Matt Hougan described U.S. SEC Chairman Paul Atkins' "Project Crypto" speech as a "five-year investment roadmap," highlighting three key opportunities: Ethereum/Layer 1 blockchains,

Author: PANews

2025/08/06

Interview | SharpLink co-CEO: Our ETH treasury strategy goes far beyond staking

Interview | SharpLink co-CEO: Our ETH treasury strategy goes far beyond staking

SharpLink Gaming, once known as a sports betting affiliate technology provider, has rebranded itself to become the world’s largest corporate holder of Ether. SharpLink today is perhaps the most recognizable publicly traded Ethereum (ETH) treasury vehicle. In one of his…

Author: Crypto.news

2025/08/06

SEC Says Liquid Staking and Receipt Tokens May Not Be Securities Under Certain Structures

SEC Says Liquid Staking and Receipt Tokens May Not Be Securities Under Certain Structures

The U.S. Securities and Exchange Commission’s Division of Corporation Finance published a detailed statement on Tuesday clarifying its views on “liquid staking,” a type of crypto protocol staking where users receive newly minted tokens representing staked assets. In a statement, the SEC said the guidance seeks to help crypto participants understand whether these arrangements fall under U.S. securities laws. BREAKING from @SECGov : Liquid staking activities and tokens are not considered securities 🔥🔥🔥 pic.twitter.com/POcFywU6X7 — Solana (@solana) August 5, 2025 According to the Division, under specific conditions, liquid staking activities and the associated receipt tokens do not involve the offer or sale of securities and therefore do not require SEC registration. Understanding Liquid Staking and Receipt Tokens In a liquid staking setup, crypto holders deposit their assets with a third-party or protocol-based provider and receive “staking receipt tokens” in return. These tokens serve as proof of ownership for the deposited crypto and any rewards earned through staking. Unlike traditional staking, liquid staking allows users to retain liquidity—the receipt tokens can be used in other crypto applications or redeemed later, subject to protocol conditions such as “unbonding” periods. These arrangements can be facilitated either programmatically through self-executing code (protocol-based) or via custodians who manage wallets and interact with staking protocols on behalf of users. In either case, users maintain ownership of their deposited assets throughout the staking process. SEC’s Position: No Securities Involved in Liquid Staking The SEC’s Division explains that the actions undertaken in these liquid staking arrangements—including the minting, issuing, and redeeming of staking receipt tokens—do not meet the legal definition of a securities offering, as long as the deposited assets themselves are not securities or part of an investment contract. This determination hinges on the absence of entrepreneurial or managerial efforts by the Liquid Staking Provider. Providers are not seen as actively managing the user’s investment but merely performing administrative or ministerial functions such as staking the assets or selecting node operators. Therefore, the economic benefits to users arise directly from the staking activity itself, not from the provider’s business efforts—a key distinction under the Howey Test used to identify investment contracts. Howey Test Analysis and the Role of the Provider The SEC applies the Howey Test to evaluate whether an arrangement constitutes an investment contract. The test looks for three elements: an investment of money, in a common enterprise, with an expectation of profits derived from the efforts of others. In the case of liquid staking, the Division stresses that the provider’s role is limited to technical facilitation rather than strategic decision-making. Receipt Tokens Are Not Securities The SEC also addressed the nature of staking receipt tokens themselves. While they are receipts that confirm ownership of deposited crypto, they are not receipts for securities unless the underlying assets qualify as such. These tokens do not independently generate rewards; instead, their value reflects the performance of the staked assets. As long as the structure avoids reliance on managerial efforts and adheres to the described protocols, the SEC does not consider these tokens to be part of a securities offering. The agency cautions, however, that any deviation from these parameters—particularly where providers play a larger, more entrepreneurial role—could change the regulatory outcome. This statement, therefore, offers a framework for compliance but not a blanket exemption. SEC Launches ‘Project Crypto’ Initiative SEC Chairman Paul Atkins announced the launch of “ Project Crypto ” on July 31, a comprehensive initiative designed to modernize securities regulations and allow America’s financial markets to move on-chain. I had a great discussion today about Project Crypto and the SEC’s strategy to bring crypto innovators and builders back to America with @yahoofinance ’s @jenniferisms . Watch my full two-part interview. Part 1: https://t.co/p4c9Z5UWth Part 2: https://t.co/2a1FH4cxji — Paul Atkins (@SECPaulSAtkins) August 1, 2025 The announcement came during a speech at the America First Policy Institute, where Atkins outlined plans to bring crypto asset distributions back to America and establish regulatory frameworks for digital asset trading.

Author: CryptoNews

2025/08/06

Altcoin Season Debate Heats Up as DOGE Liquidity, SHIB Whales, ADA Institutions Align

Altcoin Season Debate Heats Up as DOGE Liquidity, SHIB Whales, ADA Institutions Align

Talk of an altcoin season is intensifying as traders search for signs beyond Bitcoin. With the Altcoin Season Index holding below 40, the market is not yet in full rotation. Still, Shiba Inu, Dogecoin, and Cardano are showing that selective flows can define this stage of the cycle. Shiba Inu: Ecosystem Resilience in a Cooling Market The Shiba Inu price stands at $0.000012 , with a market cap of about $7 billion and daily volume near $210 million, according to CoinMarketCap. Unlike earlier cycles, SHIB’s relevance is no longer tied only to social energy. Shibarium, its Layer‑2 network, continues to settle DeFi transactions and NFT activity, while DAO proposals seek to broaden governance participation. Although SHIB is down roughly 8% over the past week, its on‑chain participation suggests a more sustainable footing than prior meme cycles. Whale wallet growth of over 600% in recent weeks supports the idea that longer‑term holders are active. Dogecoin: Liquidity Anchor for Risk Appetite The Dogecoin price trades around $0.20, giving it a $30 billion market cap and $1.7 billion in daily turnover. DOGE has eased about 5% from late‑July highs but remains one of the most liquid altcoins. DOGE Price (Source: CoinMarketCap) For traders, DOGE functions as a liquidity anchor when speculative appetite rises. Analysts forecast near‑term resistance around $0.215 and possible extension toward $0.30 if risk flows deepen. Its ongoing retail base and integration into payment platforms make it unique among meme coins in sustaining consistent volume across cycles. DOGE’s behavior reinforces the argument that altseason need not mean new projects alone—it often revives legacy tokens that still capture liquidity quickly. Cardano: Testing Institutional Narratives The Cardano price is holding near $0.73 , with a market cap close to $26 billion and daily volume above $1 billion. Cardano’s technical roadmap remains active. Hydra scaling and Mithril sync upgrades are operational, while Voltaire governance steps continue. But what sets ADA apart in this phase is its appeal to institutional and regulatory‑focused investors. Stablecoins such as USDA and Djed are expanding on‑chain liquidity, and Total Value Locked has reached around $470 million. Analysts argue that these developments could give ADA an edge if broader inflows return later in 2025, even as short‑term sentiment remains soft. A Selective Altcoin Season The Altcoin Season Index ’s current level indicates that Bitcoin is still outperforming most altcoins. Yet SHIB, DOGE, and ADA show that rotation does not have to be broad to matter. Each token demonstrates a different path: community sustainability, liquidity resilience, and institutional alignment. Rather than a sweeping altseason, this period looks defined by selective positioning into tokens with clear liquidity or utility anchors. Traders appear willing to allocate where there is structure and participation, even while mid‑caps remain muted. Shiba Inu, Dogecoin, and Cardano together reflect the layered nature of this altcoin season debate. SHIB leans on ecosystem sustainability, DOGE continues to anchor speculative liquidity, and ADA appeals to regulatory‑aligned growth narratives. Whether this expands into a full altseason remains uncertain, but these tokens are already shaping how traders view capital rotation in mid‑2025.

Author: CryptoNews

2025/08/06

China’s Plan To Destroy The Dollar: Smart Money is on Hong Kong

China’s Plan To Destroy The Dollar: Smart Money is on Hong Kong

The China crypto ban just added another delicious layer to the Asian markets. China is creating a dip so they can buy it. Our theory at 99B is that China bans when the price is high and unbans it when the BTC price is low, so their citizens and companies don’t buy high. Forced diamond.. The post China’s Plan To Destroy The Dollar: Smart Money is on Hong Kong appeared first on 99Bitcoins .

Author: 99Bitcoins

2025/08/05

CrediX hacker agrees to return $4.5m after successful negotiations

CrediX hacker agrees to return $4.5m after successful negotiations

The attacker behind the $4.5 million exploit on CrediX Finance has agreed to return the stolen funds following a settlement with the protocol. In an update shared late Monday, CrediX revealed that it has successfully negotiated with the exploiter who…

Author: Crypto.news

2025/08/05

European Banking Authority Unveils New Capital Rules for Crypto – Here’s What Banks Must Do

European Banking Authority Unveils New Capital Rules for Crypto – Here’s What Banks Must Do

The European Banking Authority (EBA) has released its draft Regulatory Technical Standards (RTS) on Tuesday detailing how financial institutions must treat crypto-asset exposure under the Capital Requirements Regulation. These draft rules aim to offer a framework for calculating risks associated with digital assets as the European Union integrates crypto more firmly into its regulatory architecture. EBA Defines the Capital Treatment for Crypto Assets The new regulations provide a framework for the treatment of crypto-assets, setting out how banks and institutions must calculate and report their exposure to various types of digital assets. These include unbacked crypto-assets such as Bitcoin, asset-referenced tokens (ARTs) linked to fiat or commodities, and tokens that reference other crypto-assets. The rules specify capital treatment for a range of risk categories — including credit risk, market risk, counterparty credit risk, and credit valuation adjustment risk. Institutions will need to adopt specific formulas and methodologies to calculate their exposure, considering factors such as netting, hedging, and position aggregation. Alignment with Basel and MiCA Frameworks The EBA’s draft standards are designed to meet with international standards, particularly the Basel Committee’s guidance on the treatment of crypto-asset exposures. The RTS also takes into account the European Union’s Markets in Crypto-Assets Regulation (MiCA). One key change from the consultation phase was the removal of the “prudent valuation” requirement for fair-valued crypto exposures — a move welcomed by many in the industry. Instead, the draft includes a new provision clarifying how long and short positions should be aggregated when calculating exposure limits. Transitional Rules for Evolving Markets? Recognising the rapid change in the crypto space, the RTS serves as an interim regulatory measure. Under Article 501d of CRR 3, these standards provide a transitional prudential treatment that allows institutions to capitalise crypto-asset exposures while a more permanent framework is developed. This transitional approach gives banks the ability to engage with crypto markets — whether through custody, issuance, or brokerage services — while maintaining appropriate safeguards. What Banks Must Do Now Institutions with crypto exposure will need to update their risk models, compliance systems, and reporting mechanisms in line with the new RTS. This includes recalibrating internal capital models to accommodate crypto volatility, implementing accurate valuation methods, and ensuring that any hedging strategies meet the EBA’s strict criteria. Given the increasing client demand for crypto services — from custody to trading — these rules provide banks with the clarity needed to expand operations while managing risk. Failure to adhere to the new standards could result in higher capital requirements and increased scrutiny from regulators. Cash Here to Stay, Says ECB Amid Rise in Digital Payments On Monday, the European Central Bank (ECB) said it is doubling down on its commitment to preserve physical cash. 🇪🇺 @ECB executive Piero Cipollone confirms euro banknotes will stay circulation—alongside a future digital euro. #DigitalEuro #Payments https://t.co/Gok3GOS3lU — Cryptonews.com (@cryptonews) August 4, 2025 In a blog post titled “Making euro cash fit for the future,” ECB Executive Board Member Piero Cipollone outlines why cash remains indispensable—and how the ECB plans to ensure it stays that way. The ECB explains that while digital payments are growing rapidly, especially following the COVID-19 pandemic, Cipollone made it clear: physical cash isn’t being phased out. Instead, it’s being preserved and modernised to coexist with digital innovations, such as the upcoming digital euro.

Author: CryptoNews

2025/08/05

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