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DeFi

DeFi eliminates intermediaries by using smart contracts on blockchains to provide financial services like lending, borrowing, and trading. In 2026, the "DeFi 3.0" era is defined by Institutional DeFi and the integration of Real-World Assets (RWA). From liquidity provisioning on Uniswap to advanced lending on Aave, this tag tracks the evolution of autonomous financial systems, yield optimization, and the rise of AI-driven portfolio management in the decentralized economy.

67817 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Pump Fun prints $10.2m in weekly fees but early unlocks haunt PUMP token

Pump Fun prints $10.2m in weekly fees but early unlocks haunt PUMP token

Pump.fun continues to rake in respectable fees, but its token struggles with insider selling.

Author: Crypto.news

2025/07/23

Say Goodbye to Hoarding XRP! Under the GENIUS Act, Topnotch Crypto Boosts XRP Cloud Mining

Say Goodbye to Hoarding XRP! Under the GENIUS Act, Topnotch Crypto Boosts XRP Cloud Mining

As global digital asset regulation ushers in a major breakthrough, Topnotch Crypto today officially launched the world’s first XRP cloud mining contract that fully complies with the GENIUS Act regulatory framework. This landmark innovative solution will redefine the standard model for crypto asset returns and provide 8 million global users with a safe, transparent and efficient passive income channel. Compliance Innovation in the GENIUS Act Era Topnotch Crypto’s XRP cloud mining contract service strictly complies with the regulatory requirements of the GENIUS Act and has the following core features: Use smart contracts to automatically execute profit distribution, in compliance with the transparency provisions of Article 5.3 of the Act Implement a dynamic risk assessment mechanism to meet investor protection requirements All contracts are verified by third-party audit agencies “Our XRP cloud mining contract is not a simple technology product, but a digital asset tool that complies with modern financial regulatory standards,” said Topnotch Crypto CEO. Highlights of the New XRP Cloud Mining Contract Flexible term selection: a wide range of options from 1 day to 50 days to meet the specific needs of various groups of people. Ladder income structure: providing a daily yield of 1.2%-1.8% to maximize income. Security guarantee: multi-signature cold wallet storage, real-time monitoring system. How to Participate in the XRP Cloud Mining Service? Step 1: Register an account Go to Topnotch Crypto official website or download the official APP, register an account to get a $15 reward. Step 2: Top up XRP Go to the “Homepage”, get your exclusive XRP address, and complete the top-up operation. Step 3: Choose a mining plan Choose the ideal contract based on your goals and budget. Step 4: Start mining and get income After successfully purchasing the contract, the system will automatically start the BTC mining service for you, and the daily income will be automatically distributed to your personal account, which can be withdrawn or reinvested at any time. Strategic Upgrade for XRP Holders As an efficient payment asset, long-term holders of XRP can only passively wait for the price to rise. Now, Topnotch Crypto’s XRP cloud mining service brings you a new option: by purchasing a mining contract, your XRP can not only increase in value, but also generate real income every day, making the asset truly “alive”. User Income Plan: Make Crypto Growth within Reach To celebrate the implementation of the GENIUS Act, Topnotch Crypto launches a limited-time income enhancement plan: New users will receive $15 experience bonus upon registration Referral rewards upgraded to 4.5% income sharing Users can enjoy VIP exclusive income pool A New Step towards Financial Freedom, Starting Today! Topnotch Crypto’s XRP cloud mining contract will keep your digital assets from sleeping. Whether you are a long-term holder seeking additional income or a new user exploring the crypto world, this is an opportunity you can’t miss. Sign up now to experience the stable returns brought by smart mining, and let every XRP create value for you.

Author: CryptoNews

2025/07/23

Diamond Hands Epilogue: Betting on Bull Market Beta, Four Major Copycat Targets

Diamond Hands Epilogue: Betting on Bull Market Beta, Four Major Copycat Targets

Author: Lao Bai I haven't written a Diamond Hand series for two years. Today is the third edition, and it is probably the last edition of the Diamond Hand series.

Author: PANews

2025/07/23

Arthur Hayes forecasts Bitcoin will reach $250K, Ethereum $10K by year-end in war and credit-driven boom

Arthur Hayes forecasts Bitcoin will reach $250K, Ethereum $10K by year-end in war and credit-driven boom

What happens when the world is trapped in endless wars, drowning in debt, and unwilling to raise taxes? According to Arthur Hayes, it sets the stage for one of the biggest crypto rallies in history. Hayes outlined his macro thesis…

Author: Crypto.news

2025/07/23

From Bitcoin's 1,000-fold Increase to 100-fold Increase in "Coin Stocks", Crypto Venture Capital Pantera's 12-year Progress

From Bitcoin's 1,000-fold Increase to 100-fold Increase in "Coin Stocks", Crypto Venture Capital Pantera's 12-year Progress

Author: Fairy, ChainCatcher Pantera is building a "multi-currency micro-strategy investment matrix". As one of the earliest bettors in the crypto world, Pantera Capital has bet on the dawn of Bitcoin,

Author: PANews

2025/07/23

The trillion-dollar asset management giant Charles Schwab has made a bold statement that it will "definitely compete with Coinbase" and is also planning stablecoins and tokenization

The trillion-dollar asset management giant Charles Schwab has made a bold statement that it will "definitely compete with Coinbase" and is also planning stablecoins and tokenization

Author: Weilin, PANews As one of the leading financial services companies in the United States, Charles Schwab is accelerating its expansion into the cryptocurrency field. According to the latest statement

Author: PANews

2025/07/23

Technical guidance: Smart contract implementation guide for Hong Kong stablecoin issuers

Technical guidance: Smart contract implementation guide for Hong Kong stablecoin issuers

With the formal passage of the Stablecoin Ordinance, the Hong Kong Monetary Authority (HKMA) issued the "Draft Guidelines for the Supervision of Licensed Stablecoin Issuers" on May 26, 2025, aiming

Author: PANews

2025/07/23

Ken Griffin’s Citadel Urges SEC to Treat Tokenized Shares Like Traditional Stocks

Ken Griffin’s Citadel Urges SEC to Treat Tokenized Shares Like Traditional Stocks

Citadel Securities, the trading giant founded by billionaire Ken Griffin, is calling on the US SEC to hold tokenized equities to the same standards as traditional listed stocks. In a recent letter submitted to the SEC’s Crypto Task Force on July 21, the firm warned against granting broad exemptions for digital assets that resemble equity securities. The company said it supports innovation in market infrastructure, but drew a sharp line between true technological progress and regulatory arbitrage. “Tokenized securities must achieve success by delivering real innovation and efficiency to market participants, rather than through self-serving regulatory arbitrage,” Citadel wrote. Citadel Securities wrote a compelling letter to the @SECGov on the topic of tokenized public stocks, with which I strongly agree: "Simply put, while we strongly support technological innovations designed to address market inefficiencies, seeking to exploit regulatory arbitrage… — Carlos Domingo (@carlosdomingo) July 22, 2025 ‘Look-a-Like’ Equities Must Follow Same Rules, Citadel Tells SEC Tokenized equities, issued on blockchains as alternatives to listed securities, have gained momentum. This rise comes as crypto firms push for more flexible regulatory treatment. However, Citadel argued that these “look-a-like” products still meet the definition of securities. Therefore, it said, they must comply with the same rules that govern the national market system. Citadel cautioned the SEC against exempting these products from core investor protections. These include best execution standards, trade transparency, and fair access provisions. Instead, the firm called for a transparent and deliberative rulemaking process. It added that this process should involve all market participants, including exchanges, issuers, institutional investors and retail investors. Creating Shadow Markets Risks Fragmenting Liquidity, Citadel Says The firm also rejected the idea of allowing these offerings to operate in a regulatory “sandbox.” It argued that many proposals come from large, well-funded entities. According to the firm, these players are attempting to bypass critical safeguards. Therefore, it stated: “The Commission should not allow token purveyors to profit simply by avoiding the Commission’s time-tested framework.” Further, Citadel said the risks go beyond individual investors. It warned that creating parallel markets for tokenized equities could destabilize the broader equities market. Specifically, it pointed to potential issues like liquidity fragmentation, counterparty risk and confusion over voting rights and tax treatment. The letter raised concerns about potential disruptions to the ETF market and IPO pipeline. Citadel also questioned whether tokenized equities might reduce transparency in shareholder bases or dampen shareholder engagement, particularly when voting rights are either absent or detached from ownership incentives. Firm Warns Against Cross-Border Crypto Loopholes The firm listed several key disclosures it believes should be mandatory before any regulatory relief is granted. These include who is issuing the token, what rights are attached and how prices are aligned with the underlying equities. Additionally, it urged the SEC to work with the CFTC and foreign regulators to prevent cross-border loopholes. As of June, Citadel Securities was considering entering the crypto trading space . President Jim Esposito has publicly stated that crypto has passed “the point of no return.” He added that it is now an asset class being taken seriously by institutional investors. The letter signals that while Citadel is open to engaging with crypto markets, it expects regulatory standards to be upheld. Any regulatory adjustments for blockchain-based assets, the firm insisted, must be applied across the market, not carved out for a subset of players seeking lighter oversight.

Author: CryptoNews

2025/07/23

21Shares files with SEC for spot ONDO ETF

21Shares files with SEC for spot ONDO ETF

21Shares has filed a preliminary application with the US Securities and Exchange Commission for an ETF tracking the token of the DeFi platform Ondo Finance.

Author: PANews

2025/07/23

Arthur Hayes' latest prediction: Trump's fascist economy will ignite the crypto bull market, and Bitcoin will reach $250,000 by the end of the year!

Arthur Hayes' latest prediction: Trump's fascist economy will ignite the crypto bull market, and Bitcoin will reach $250,000 by the end of the year!

Unveiling the secret waltz between Trump’s “fascist economy” and the crypto bull market — the deadly dance between Bitcoin and the “credit drum”, are you following the dance with your

Author: PANews

2025/07/23

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