DeFi

DeFi eliminates intermediaries by using smart contracts on blockchains to provide financial services like lending, borrowing, and trading. In 2026, the "DeFi 3.0" era is defined by Institutional DeFi and the integration of Real-World Assets (RWA). From liquidity provisioning on Uniswap to advanced lending on Aave, this tag tracks the evolution of autonomous financial systems, yield optimization, and the rise of AI-driven portfolio management in the decentralized economy.

69766 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Ripple Taps Wormhole to Link XRP Ledger with 35+ Blockchains — XRP Rally Incoming?

Ripple Taps Wormhole to Link XRP Ledger with 35+ Blockchains — XRP Rally Incoming?

Ripple has integrated Wormhole to connect the XRP Ledger and its EVM-compatible sidechain with more than 35 blockchains, a move that could significantly boost XRP’s interoperability and reach. Key Takeaways: Ripple’s Wormhole integration links XRP Ledger to over 35 blockchains, boosting cross-chain capabilities. Developers can now build dApps that operate across multiple networks, expanding XRP’s DeFi utility. Ripple aims to use the integration to enhance its offerings in tokenization and liquidity provision. Announced Thursday, the integration allows XRP-native decentralized applications to interact with networks like Ethereum, Solana, Avalanche, BNB Chain, and Polygon. Ripple plans to leverage the new connectivity to grow its offerings in decentralized finance, tokenization, and liquidity provision. Ripple and Wormhole Integration Unlocks Multi-Chain dApp Development Developers will now be able to create dApps that operate seamlessly across multiple ecosystems, enhancing XRP’s utility in decentralized finance and other sectors. “If you want real mass adoption, interoperability is essential,” said David Schwartz, CTO of Ripple and Co-creator of the XRP Ledger. “The infrastructure has to be there, not just on one chain, but across them. With this integration, tokens natively issued on the XRP Ledger are being set up for that reality by being able to move between blockchain networks while maintaining native issuance and control.” Wormhole’s cross-chain bridge aims to help XRP solidify its status as an institutional-grade blockchain. 💥 @Wormhole is announcing a partnership with @Ripple to bring multichain interoperability to the XRP Ledger and the upcoming XRPL EVM Sidechain. Wormhole will be the core interoperability solution for the XRPL ecosystem. This integration will bring institutional-grade… pic.twitter.com/xqTD5PU7Tp — Wormhole (@wormhole) June 26, 2025 “By integrating Wormhole into the XRP Ledger, we’re helping unlock even greater potential spanning all major blockchains for one of the most established blockchain networks in enterprise finance,” Robinson Burkey, Co-Founder of the Wormhole Foundation, said. As Ripple doubles down on interoperability, market watchers will be looking for signs that these efforts could translate into renewed momentum for XRP. XRP Ledger Upgrade Adds Institutional Tokens As reported, RippleX, the development arm of Ripple, has rolled out version 2.5.0 of the XRP Ledger , introducing several protocol upgrades aimed at strengthening network functionality and security. RippleX engineer Mayukha Vadari has called the upgrade “possibly the best single lineup of amendments” ever released, introducing significant improvements to token management and transaction processing. The XLS-85 amendment upgrades the escrow system by allowing third-party issued tokens, including stablecoins, and introduces multi-purpose tokens designed for institutional applications. Another key change, XLS-56, enables wrapper transactions that can combine up to eight steps into a single action, aiming to lower failure rates in complex transaction flows and improve network efficiency for advanced use cases. The new update comes as the XRP Ledger has recorded a surge in user activity , with the number of daily active addresses climbing from an average of 35,000 to over 295,000. Alongside growing usage, the number of whale wallets holding over 1 million XRP has reached an all-time high of 2,700 — a milestone not seen in the 12-year history of the protocol. The rise in large holders may reflect growing institutional or high-net-worth conviction in XRP’s long-term value. In May, VivoPower also invested $121 million in XRP as a strategic reserve, making it the first company in the world with an XRP-focused treasury.

Author: CryptoNews
South Korean payments firm Kakaopay tumbles 17% as regulators sound alarm on stablecoins

South Korean payments firm Kakaopay tumbles 17% as regulators sound alarm on stablecoins

Shares of Kakaopay dropped sharply after volatile trading as regulators warn of risks tied to widespread stablecoin adoption. Shares of South Korean digital payments firm Kakaopay tumbled as much as 17% on June 27 after trading resumed Thursday, following a…

Author: Crypto.news
Kenya Inches Closer to Crypto Regulations, MPs Back Government Supervision Plan

Kenya Inches Closer to Crypto Regulations, MPs Back Government Supervision Plan

Kenya’s MPs are reportedly backing the government’s Committee plan, which recommends a joint regulatory team to oversee crypto operations. Per local reports , the National Assembly’s Finance Committee, approved by the full House, proposed five government agencies to jointly supervise virtual asset service providers (VASPs), in a move to regulate the industry. The multi-agency group framework proposed by the government includes the Central Bank of Kenya, Capital Markets Authority, Competition Authority of Kenya, Communications Authority of Kenya, and the Office of the Data Protection Commissioner. A social enterprise organisation, Credence Africa, proposed the plan, which the Committee endorsed to create a cross-sectoral regulatory unit. Besides overseeing VASPs’ operations, the proposal will cover market conduct, data and protection, and digital communications infrastructure. “The committee agreed with the proposal by the stakeholder (Credence Africa),” the Finance Committee report said. It has opened doors for public comments on the proposal. The joint unit could also include any other institution designated by the Cabinet Secretary through a gazette notice. Committee Adopts Virtual Assets Chamber’s Recommendation The Virtual Assets Chamber (VAC), Kenya’s leading policy think tank for blockchain and virtual assets, has recommended deleting a clause in the legislation – Virtual Asset Service Providers Bill, 2025. The VAC said that the provision, which grants the regulatory authority to conduct off-site surveillance, was “overly prescriptive.” It has no clear definition or boundaries on what off-site surveillance involves, it added. The Financial Commission noted that it abides by the VAC’s recommendation. The Bill has received strong backing from crypto players after it was introduced to Parliament on April 4, 2025. From Challenges to Transformation In Kenya, the VASPs have been facing challenges for several years in accessing banking services. The Central Bank issued an advisory that cautioned financial institutions against dealing with crypto-related businesses. However, the Kenyan virtual asset landscape is on the cusp of a significant transformation with the introduction of the Bill. The proposal will require all crypto providers to open and maintain a bank account within Kenya, addressing transparency and accountability. The Bill, if passed, would make Kenya the third among African nations, after Nigeria and South Africa, to have a crypto-specific law.

Author: CryptoNews
RWA On-chain Finance Report: Panoramic Market Report for the First Half of 2025

RWA On-chain Finance Report: Panoramic Market Report for the First Half of 2025

On June 26, 2025, RedStone Oracle released the "Real-World Assets in On-chain Finance Report", further advancing into the RWA ecosystem. RedStone's latest report highlights the significant growth and transformative potential

Author: PANews
Grayscale updated its Top 20 list for Q3, adding AVAX and MORPHO

Grayscale updated its Top 20 list for Q3, adding AVAX and MORPHO

Crypto asset manager Grayscale has updated its Top 20 list for the third quarter, adding Avalanche and Morpho — two assets it sees as having strong potential in the months ahead. On June 26, Grayscale updated its Top 20 asset…

Author: Crypto.news
Another Trump-linked sell-off? Melania meme team dumps $35.7M in tokens

Another Trump-linked sell-off? Melania meme team dumps $35.7M in tokens

Insider activity is picking up across Trump family-linked crypto projects, with wallets offloading tens of millions of dollars in tokens. The team behind the Melania Trump-themed meme coin $MELANIA (MELANIA)has sold 82.18 million tokens over the past four months, according…

Author: Crypto.news
The "copycat season" of US stocks breaks out: listed companies spend 1 billion on bets, will the compliance bull market start this summer?

The "copycat season" of US stocks breaks out: listed companies spend 1 billion on bets, will the compliance bull market start this summer?

Original | Odaily Planet Daily Author: Golem The US stock crypto sector is booming! Listed companies are no longer satisfied with imitating "WeiCe" to hoard Bitcoin, and are pouring their

Author: PANews
The FCA must reassess its stance on digital asset ETPs—now | Opinion

The FCA must reassess its stance on digital asset ETPs—now | Opinion

Retail investors are right to want to support the web3 economy, and the FCA should provide them with the guidelines and protection.

Author: Crypto.news
AI tokens slide 64% despite 86% usage spike and $1.3B raised — Is the hype sustainable?

AI tokens slide 64% despite 86% usage spike and $1.3B raised — Is the hype sustainable?

Artificial intelligence agents are exploding across the Web3 ecosystem, but AI tokens are telling a different story. According to a June 26 report by DappRadar, on-chain activity tied to AI agents has grown 86% since January, reaching 4.5 million daily…

Author: Crypto.news
Russia’s Digital Ruble to Roll Out in September 2026, Says Central Bank

Russia’s Digital Ruble to Roll Out in September 2026, Says Central Bank

The Russian digital ruble, the nation’s central bank digital currency (CBDC) , will finally launch nationwide on September 1, 2026, the Central Bank claims. The Central Bank says that it expects the largest commercial banks in the nation to start providing their clients with a full range of CBDC transaction options as of September next year. Digital Ruble Rollout: Can Moscow Prevent Further Delays? Its previous statements on the matter would appear to suggest the Central Bank will follow up with an order for smaller and regional banks to follow suit in September 2027. 🇷🇺 A Russian crypto mining firm executive has claimed Bitcoin (BTC) prices could climb to the $130k mark in the second half of summer 2025. #BitcoinMiining #BitcoinPrice https://t.co/nPpvHr4KJ9 — Cryptonews.com (@cryptonews) June 25, 2025 The digital RUB had been slated to launch on July 1 this year. But the Central Bank abruptly postponed the launch “indefinitely” in early March . The bank stunned the public when it initially gave no alternative launch timeline. This led to a flurry of speculation that Moscow was preparing to ditch its CBDC. Others suggested Moscow might push back the rollout to at least 2027 . Some forecasted that the Central Bank would pursue crypto-powered alternatives to the digital ruble. They cited a lukewarm reception for digital RUB plans from both the public and the banking sector. However, the Russian state-run news agency TASS reported that some of the biggest banks in the country are looking forward to the launch. The Russian Central Bank in Moscow. (Source: NVO [CC BY 2.5]) A VTB spokesperson said the megabank was already technologically prepared for the rollout. Sovcombank, meanwhile, said that it would be “completely ready” for customers to make digital RUB transactions by the Central Bank’s deadline. Both banks are currently working with Moscow on the ongoing digital ruble pilot. VTB said that “as the first bank to join the pilot project,” it was “technologically ready” for the launch. It added: “We are interested in providing our clients with access to the latest financial instruments as soon as possible. We expect a wide-reaching digital ruble launch for Russian citizens.” President Donald Trump said that it is possible that Russian President Vladimir Putin has territorial ambitions beyond Ukraine https://t.co/zyOyowqMjB pic.twitter.com/q2zRmeE8ST — Reuters (@Reuters) June 25, 2025 Legislation Heads to State Duma The Central Bank says it has sent a draft bill to the State Duma. It is hoping to rapidly enshrine its demands to the banking sector in Russian law. Lawmakers have previously claimed that the Russian CBDC will be interoperable with the digital currencies issued by other BRICS member states. Some have claimed that it will be put to use in the cross-border trade sector, where it will help Russian traders avoid sanctions regimes. But critics claim that the coin may violate citizens’ privacy rights. They also complain that the digital RUB will be hard to use in more remote parts of Russia, where internet connectivity is often unstable.

Author: CryptoNews