Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15567 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Japan Tightens Crypto Security with New Custody Registration Rule for 2026

Japan Tightens Crypto Security with New Custody Registration Rule for 2026

The post Japan Tightens Crypto Security with New Custody Registration Rule for 2026 appeared on BitcoinEthereumNews.com. The post Japan Tightens Crypto Security with New Custody Registration Rule for 2026 appeared first on Coinpedia Fintech News Japan is preparing a new rule that could significantly change how crypto assets are stored and handled in the country. The Financial Services Agency (FSA) wants any company holding or managing crypto for exchanges to be officially registered with the government. This means every custody or trading-management provider must prove it is secure and compliant before touching user assets. Why Japan Is Doing This Crypto exchanges in Japan already have strict rules. They must protect user funds, store most assets in cold wallets, and maintain clear internal controls. But there is a loophole: these rules don’t apply to outside companies that exchanges hire for custody or trading support. That gap turned into a real problem in 2024. DMM Bitcoin, one of Japan’s major exchanges, was hacked, losing ¥48.2 billion (about $312 million) worth of bitcoin. The hack didn’t happen inside the exchange itself. It originated through a third-party software firm, Ginco, which handled part of the exchange’s trading operations. The incident exposed a major weakness: even if exchanges are secure, an unregulated outside partner can put user funds at risk. .article-inside-link { margin-left: 0 !important; border: 1px solid #0052CC4D; border-left: 0; border-right: 0; padding: 10px 0; text-align: left; } .entry ul.article-inside-link li { font-size: 14px; line-height: 21px; font-weight: 600; list-style-type: none; margin-bottom: 0; display: inline-block; } .entry ul.article-inside-link li:last-child { display: none; } Also Read :   Japan’s FSA To Tighten Crypto Lending Rules, Proposes Limits For IEOs   , What the New Rule Would Do Under the plan, companies providing crypto custody or trading services must register with authorities before operating. Exchanges will only be allowed to use custodians that appear on the government’s approved list. In short, if a…

Author: BitcoinEthereumNews
5 Reasons IPO Genie Could Be 2026’s Top Performing Token – Best Crypto Presale to Join Now

5 Reasons IPO Genie Could Be 2026’s Top Performing Token – Best Crypto Presale to Join Now

The post 5 Reasons IPO Genie Could Be 2026’s Top Performing Token – Best Crypto Presale to Join Now appeared on BitcoinEthereumNews.com. Crypto Presales Why IPO Genie ($IPO) may be 2026’s best crypto token. Learn its key strengths, presale pricing, and growing Airdrop rewards. The race has begun for the best crypto in 2026. Investors are no longer chasing hype; they’re searching for real value, clear structure, and proven performance. Data shows that AI-powered blockchain projects are gaining fast momentum. Among the top names, IPO Genie ($IPO) has drawn major attention for blending AI, blockchain, and real-world investing access. Its live presale is turning heads, now priced at $0.00010080 per $IPO, reflecting steady daily growth since its launch at $0.0001. Even better, the IPO Genie Airdrop began with a $30k prize pool for 35 winners and now features $50k shared among 40 top participants, thanks to over 300,000 active entries. With that kind of traction, it’s no surprise experts believe IPO Genie could be the best crypto token to watch as we head into 2026. The 2026 Trend: Utility and Transparency Win The crypto world has matured. The projects leading the market today share a few key traits that separate them from short-lived tokens. Real-world use cases with working products Transparent, on-chain reporting and compliance AI-backed systems that improve decision-making Sustainable growth and community-driven value According to CoinMarketCap data, investors are focusing on utility-first ecosystems. IPO Genie fits this perfectly by connecting people to private-market investment opportunities once limited to institutions. Much like Solana and BlockchainFX, IPO Genie is building on strong fundamentals, fast, secure technology, but with an added twist: real deal access powered by AI. 1. Early Access and Structured Growth The IPO Genie presale follows a clear and gradual pricing model, ensuring stability while rewarding early investors. $IPO Presale Pricing Structure Stage Token Price (USD) Tokens per $1 USD Price Increase Stage 1 $0.0001 per $IPO 10,000 $IPO Stage…

Author: BitcoinEthereumNews
Top Utility Tokens to Watch This November: Why IPO Genie Stands Apart

Top Utility Tokens to Watch This November: Why IPO Genie Stands Apart

The hype. The overnight surges. The sudden crashes. It was fun while it lasted, until it wasn’t. Now the mood has shifted. Investors are smarter. They want more than a laugh and a logo. They want tokens with purpose,  projects that actually do something and create real value. That’s where the new wave of top […] The post Top Utility Tokens to Watch This November: Why IPO Genie Stands Apart appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
5 Reasons IPO Genie Could Be 2026’s Top Performing Token

5 Reasons IPO Genie Could Be 2026’s Top Performing Token

The race has begun for the best crypto in 2026. Investors are no longer chasing hype; they’re searching for real […] The post 5 Reasons IPO Genie Could Be 2026’s Top Performing Token appeared first on Coindoo.

Author: Coindoo
Stablecoin Growth Could Lower Rates And Alter Fed Policy Over Time

Stablecoin Growth Could Lower Rates And Alter Fed Policy Over Time

TLDR Fed’s Miran projects stablecoin demand could reach $3 trillion by 2030 Stablecoin growth may lower interest rates by boosting loanable funds Most stablecoins are backed by US debt, increasing Treasury demand Rising stablecoin use may shift capital from banks and tighten credit Stablecoins are no longer just part of the cryptocurrency world. According to [...] The post Stablecoin Growth Could Lower Rates And Alter Fed Policy Over Time appeared first on CoinCentral.

Author: Coincentral
Top 3 Best Cryptos to Buy Now Under $1? A New DeFi Coin Leads the List

Top 3 Best Cryptos to Buy Now Under $1? A New DeFi Coin Leads the List

With most top assets already commanding massive valuations, many investors are now looking for the best cryptos under $1 that […] The post Top 3 Best Cryptos to Buy Now Under $1? A New DeFi Coin Leads the List appeared first on Coindoo.

Author: Coindoo
CFTC Plans Leveraged Spot Crypto Trading as Shorts See $250M Loss

CFTC Plans Leveraged Spot Crypto Trading as Shorts See $250M Loss

TLDR Over $250M in crypto short positions were liquidated in 24 hours. Ethereum added $84.9B in stablecoin supply in the last 12 months. CFTC plans to launch leveraged spot crypto trading next month. Ethereum leads all blockchains in new stablecoin supply growth. A wave of activity has hit the crypto markets as the U.S. Commodity [...] The post CFTC Plans Leveraged Spot Crypto Trading as Shorts See $250M Loss appeared first on CoinCentral.

Author: Coincentral
What can we learn from the successive collapses of multiple DeFi projects?

What can we learn from the successive collapses of multiple DeFi projects?

Author: thedefinvestor Compiled by: Plain Language Blockchain Last week was a bad week for DeFi. It wasn't just because of the market crash. Last week: Balancer, a top DeFi protocol, was exploited, resulting in a loss of $128 million. Stream Finance, a protocol that primarily generates yield through stablecoins, announced the loss of $93 million in user assets and is preparing to declare bankruptcy. Moonwell lost $1 million in an attack. Peapods' Pod LP TVL (Total Value Locked) dropped from $32 million to $0 due to liquidation. So far, the most devastating loss has been to Stream Finance. This is because it affects not only its depositors but also stablecoin lenders of some of the largest lending protocols in the space, including Morpho, Silo, and Euler. In short, here's what happened: CBB, a prominent figure on Crypto Twitter, has begun advising people to withdraw their investments from Stream due to its lack of transparency. Stream is reportedly running a "DeFi market-neutral strategy," but its positions cannot be monitored, and its transparency page has been consistently listed as "coming soon." This triggered a bank run, with a large number of users attempting to withdraw funds simultaneously. Stream Finance has halted withdrawal processing after it recently suffered a massive loss of user funds ($92 million) and was unable to process all withdrawal requests. This caused the price of its xUSD (Stream's interest-bearing "stablecoin") to plummet. This already sounds terrible, but the story isn't over yet. A major problem is that xUSD is listed as collateral in currency markets such as Euler, Morpho, and Silo. Worse still, Stream has been using its so-called stablecoin xUSD as collateral to borrow funds from the money market to execute its yield strategy. With the xUSD price now crashing, many lenders who lent USDC/USDT to xUSD collateral on Euler, Morpho, and Silo are no longer able to withdraw their funds. According to the DeFi User Alliance (YAM), at least $284 million in DeFi debt across various money markets is tied to Stream Finance! Unfortunately, a large portion of this money may be unrecoverable. As a result, many stablecoin lenders suffered heavy losses. What can we learn from this? Over the past two to three years, I have been personally deeply involved in the farming of DeFi protocols. However, following the recent events, I plan to re-evaluate my DeFi portfolio positions and become more risk-averse. Yield farming can be very profitable. I've made some substantial profits from it over the past few years, but events like this can cause you to lose a significant amount of money. I have a few suggestions: Always verify the exact source of income. Stream isn't the only DeFi protocol claiming to generate yield through a "market-neutral strategy." Be sure to look for transparency dashboards or proof-of-reserve reports, where you can clearly see that the team isn't gambling with your assets. Don't blindly trust a protocol just because the team behind it seems good. Consider whether the risk-reward ratio is good enough. Some stablecoin protocols offer an annualized return (APR) of 5-7%. Others may offer over 10%. My advice is not to blindly deposit funds into protocols offering the highest yields without doing proper research. If the strategy is not transparent, or the process of generating returns seems too risky, then it is not worth risking your money for a double-digit annual return. Or if the returns are too low (e.g., an annualized rate of 4-5%), ask yourself if it's worth it. No smart contract is risk-free; we've even seen established applications like Balancer attacked. Is it worth risking everything for a low annualized return (APY)? Don't put all your eggs in one basket. As a general rule, I never deposit more than 10% of my portfolio into a single dApp. No matter how tempting the returns or airdrop opportunities may seem, the impact on my finances should a hack occur. In short, when building your investment portfolio, prioritize survival over making money. It's always better to be safe than to regret.

Author: PANews
Korea Investment Management’s ACE U.S. AI Tech ETF Sees Rapid Inflows Amid AI Sector Growth

Korea Investment Management’s ACE U.S. AI Tech ETF Sees Rapid Inflows Amid AI Sector Growth

The post Korea Investment Management’s ACE U.S. AI Tech ETF Sees Rapid Inflows Amid AI Sector Growth appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → The ACE U.S. AI Tech Core Industry Active ETF from Korea Investment Management launched on October 28 and quickly attracted strong investor interest, with 28 billion Korean won in individual net purchases on day one and over 76 billion won cumulatively in five days, highlighting the growing appeal of AI-driven investments. Launch Surge: The ETF saw 28 billion Korean won in net individual purchases right on its debut day. Five-Day Milestone: Cumulative net purchases exceeded 76 billion Korean won shortly after listing. Broader Impact: Investments cover the full AI value chain, including computing infrastructure, hardware, energy, and software, with returns reflecting market momentum. Discover how Korea Investment Management’s ACE U.S. AI Tech Core Industry Active ETF is capturing AI innovation with rapid inflows of 76 billion KRW in days. Explore investment strategies now. What is the ACE U.S. AI Tech Core Industry Active ETF? The ACE U.S. AI Tech Core Industry Active ETF is an actively managed exchange-traded fund launched by Korea Investment Management on October 28, focusing on the transformative power of artificial intelligence across key U.S. industries.…

Author: BitcoinEthereumNews
What Crypto to Invest In, The New Cheap Coin That Aims to Repeat XRP’s Early Run

What Crypto to Invest In, The New Cheap Coin That Aims to Repeat XRP’s Early Run

The post What Crypto to Invest In, The New Cheap Coin That Aims to Repeat XRP’s Early Run appeared first on Coinpedia Fintech News The crypto market has always rewarded early believers. In 2017, XRP began its journey priced under a cent and soon became one of the biggest gainers in crypto history. Its growth came from real adoption, institutional trust, and strong community backing. Today, a similar pattern is taking shape with Mutuum Finance (MUTM). This new project …

Author: CoinPedia