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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

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Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Early Buyers Believe This New Crypto Could Outperform Top Cryptocurrencies in 2026

Early Buyers Believe This New Crypto Could Outperform Top Cryptocurrencies in 2026

Operating in the crypto market, there is no lack of opportunities with high speeds. The decentralized finance (DeFi) field is redefining the attention of investors as a new generation of projects disrupts the prominence of the already influential market actors such as Bitcoin, Solana, and Ethereum. Mutuum Finance (MUTM) is recommended to be one of […]

Author: Cryptopolitan

2025/11/08

Mistrial in Ethereum $25M Exploit Case as Jury Deadlocks on Fraud Charges

Mistrial in Ethereum $25M Exploit Case as Jury Deadlocks on Fraud Charges

The post Mistrial in Ethereum $25M Exploit Case as Jury Deadlocks on Fraud Charges appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → The Ethereum MEV exploit mistrial involving MIT-educated brothers Anton and James Peraire-Bueno ended without a verdict after a three-week trial in New York, highlighting legal challenges in prosecuting blockchain transaction manipulations that netted $25 million in just 12 seconds. Ethereum MEV exploit mistrial declared after jurors deadlocked on fraud and money laundering charges. Prosecutors alleged the brothers used bots to front-run trades, deceiving users in a bait-and-switch scheme. The case, based on a 2023 incident, raises questions about regulating maximal extractable value activities, with experts noting potential industry-wide implications. Ethereum MEV exploit mistrial leaves crypto industry in limbo: Brothers accused of $25M fraud walk free pending retrial. Discover legal precedents and blockchain risks now. What is the Ethereum MEV Exploit Mistrial? Ethereum MEV exploit mistrial occurred when a New York federal jury failed to reach a unanimous decision on charges against Anton and James Peraire-Bueno, two MIT graduates accused of defrauding users through a sophisticated blockchain manipulation in 2023. The brothers allegedly orchestrated an attack using maximal extractable value (MEV) bots to siphon $25 million in digital assets within…

Author: BitcoinEthereumNews

2025/11/08

What Crypto to Invest In? The DeFi Crypto with 10x Potential Is Best in Market Crash

What Crypto to Invest In? The DeFi Crypto with 10x Potential Is Best in Market Crash

The post What Crypto to Invest In? The DeFi Crypto with 10x Potential Is Best in Market Crash appeared first on Coinpedia Fintech News Every market crash teaches the same lesson: strong projects with real value and working products recover faster. While many tokens depend on hype, a few stand on their fundamentals. Mutuum Finance (MUTM) represents that new generation of defi crypto projects designed to remain steady even during downturns. It brings a blend of lending, borrowing, and …

Author: CoinPedia

2025/11/08

Steve Miran said rising demand for dollar-pegged stablecoins could lower the U.S. neutral interest rate

Steve Miran said rising demand for dollar-pegged stablecoins could lower the U.S. neutral interest rate

The post Steve Miran said rising demand for dollar-pegged stablecoins could lower the U.S. neutral interest rate appeared on BitcoinEthereumNews.com. Trump-appointed Federal Reserve Governor Stephen Miran, known publicly in policy circles as Steve, told an audience of economists in New York on Friday that the fast-growing demand for stablecoins tied to the U.S. dollar may be pushing the U.S. neutral interest rate lower. According to reporting from Bloomberg, Steve said that a situation like that would likey require the Federal Reserve to adjust its own policy stance to avoid slowing the economy by mistake. Steve said the surge of stablecoins is drawing heavy demand toward U.S. Treasury bills and other highly liquid dollar instruments, especially from buyers outside the United States, which then adds to the supply of loanable money in the economy. When the supply of lendable funds increases, the neutral rate (the level of interest that supports steady growth without overheating or dragging activity) can drift downward. Steve said that if the neutral rate is plunging, then the Federal Reserve must respond by lowering its policy rate, otherwise it risks tightening conditions unintentionally. He described the situation plainly, saying “Stablecoins may become a multitrillion-dollar elephant in the room for central bankers.” He added that the buildup of stablecoins is already influencing markets and will keep doing so as adoption grows. Stablecoin growth pressures interest benchmarks Steve referred to existing research to say that expanding stablecoin usage could lower the Federal Reserve’s benchmark rate by around 0.4 percentage point. That figure aligns with the pattern of his policy views during his tenure. Since joining the Fed, Steve has repeatedly argued for deeper and faster rate cuts, saying the commonly assumed neutral rate is too high. He has said that holding rates above the true neutral level risks slowing down the economy more than intended. Until now, Steve had based most of his arguments on inflation trends and conditions in…

Author: BitcoinEthereumNews

2025/11/08

Fed Governor Suggests Stablecoins May Lower US Neutral Rate Amid Bitcoin Slump

Fed Governor Suggests Stablecoins May Lower US Neutral Rate Amid Bitcoin Slump

The post Fed Governor Suggests Stablecoins May Lower US Neutral Rate Amid Bitcoin Slump appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Stablecoins tied to the US dollar are driving demand for Treasury bills, potentially lowering the neutral interest rate by increasing loanable funds. Federal Reserve Governor Stephen Miran warns this could require policy adjustments to prevent unintended economic slowdowns, as stablecoin growth surges globally. Stablecoins boost demand for US dollar instruments like Treasury bills, expanding the supply of loanable funds. Research suggests stablecoin expansion could reduce the Federal Reserve’s benchmark rate by about 0.4 percentage points. The crypto market has declined 20% from its $4.4 trillion peak on October 6, erasing most yearly gains amid volatility. Stablecoins impact on neutral interest rate: Fed Governor Stephen Miran highlights how surging stablecoin demand could lower rates, influencing policy. Explore crypto market volatility and key insights for investors today. How Are Stablecoins Impacting the US Neutral Interest Rate? Stablecoins, digital assets pegged to the US dollar, are increasingly influencing the US neutral interest rate by heightening demand for safe, liquid assets like Treasury bills. Federal Reserve Governor Stephen Miran explained that this surge, particularly from international buyers, boosts the overall supply of loanable…

Author: BitcoinEthereumNews

2025/11/08

Japan Rewrites Digital Asset Regulations to Merge Crypto With Traditional Finance

Japan Rewrites Digital Asset Regulations to Merge Crypto With Traditional Finance

The post Japan Rewrites Digital Asset Regulations to Merge Crypto With Traditional Finance appeared on BitcoinEthereumNews.com. Regulations Japan’s crypto sector is entering a new phase — one defined by discipline rather than hype. After years of cautious experimentation, regulators in Tokyo are tightening the reins on an industry they helped legitimize early on. Key Takeaways Japan is reshaping its digital asset framework to close loopholes and boost investor safety. Authorities are introducing stricter oversight of lending, staking, and IEOs. The country’s top banks are preparing to test a government-backed stablecoin network. But this isn’t a crackdown; it’s a recalibration. The country is quietly positioning itself as one of the first major economies to merge regulatory precision with institutional adoption. The Financial Services Agency (FSA), Japan’s top financial watchdog, is leading this shift. In its latest policy meeting, the agency laid out an extensive plan to strengthen oversight of crypto lending, introduce investment caps for public token sales, and support the rollout of a new stablecoin framework backed by the nation’s largest banks. Closing Loopholes in Crypto Lending For years, Japanese regulators focused on exchanges while leaving lending and staking operations in a gray area. Some firms used that gap to operate without full registration, exposing clients to risks without offering cold wallet protection or segregated funds. That era is coming to an end. Under the FSA’s proposal, crypto lenders will soon fall under the Financial Instruments and Exchange Act, the same law governing securities and derivatives. The change means firms will be required to maintain risk management systems, provide clearer disclosures, and adopt stricter security measures for digital asset storage. Analysts say the move reflects Japan’s intent to treat digital assets like any other financial instrument — transparent, accountable, and professionally managed. Guardrails for Public Token Sales Another major reform targets Initial Exchange Offerings (IEOs), the crypto version of crowdfunding. Regulators want to prevent retail investors…

Author: BitcoinEthereumNews

2025/11/08

Balancer $120M DeFi Exploit Sparks Market Concerns and Recovery Bounty

Balancer $120M DeFi Exploit Sparks Market Concerns and Recovery Bounty

The post Balancer $120M DeFi Exploit Sparks Market Concerns and Recovery Bounty appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → The Balancer exploit in October 2023 resulted in a $120 million loss due to vulnerabilities in its smart contract swap logic, leading to widespread DeFi market instability and asset depegging across multiple protocols. Balancer DeFi exploit caused $120M theft through flawed swap mechanisms. Immediate market reaction included stablecoin depegging and liquidity disruptions in lending platforms. Balancer offered a 20% bounty for ethical hackers to aid in fund recovery, highlighting ongoing recovery efforts. Discover the Balancer DeFi exploit details: $120M loss in 2023 shook markets. Learn impacts, responses, and lessons for crypto security. Stay informed on DeFi resilience today. What Was the Balancer DeFi Exploit? The Balancer DeFi exploit occurred in October 2023 when attackers exploited vulnerabilities in the protocol’s smart contract swap logic, draining approximately $120 million from liquidity pools. This incident exposed critical flaws in automated market maker (AMM) designs, allowing unauthorized transfers that cascaded through interconnected DeFi ecosystems. Balancer, a prominent decentralized exchange protocol, swiftly acknowledged the breach and initiated recovery measures to mitigate further damage. How Did the Balancer Exploit Impact DeFi Markets? The Balancer exploit…

Author: BitcoinEthereumNews

2025/11/08

Amazing Liquidity Tailwinds: How the End of US Shutdown Supercharges Risk Assets

Amazing Liquidity Tailwinds: How the End of US Shutdown Supercharges Risk Assets

BitcoinWorld Amazing Liquidity Tailwinds: How the End of US Shutdown Supercharges Risk Assets Have you been watching the markets struggle recently? The end of the US government shutdown is about to create powerful liquidity tailwinds that could transform your investment portfolio. According to expert analysis from Glassnode co-founders, we’re standing at the edge of a significant market shift that benefits risk assets across the board. What Are Liquidity Tailwinds and Why Do They Matter? Liquidity tailwinds represent the powerful market forces that push investments forward. Think of them as favorable winds filling the sails of your investment ship. When liquidity increases, more money flows into markets, creating upward momentum for assets like stocks, cryptocurrencies, and high-yield bonds. The recent government shutdown created the opposite effect – liquidity headwinds. The Treasury General Account accumulated funds above its target, essentially draining money from the system. This temporary situation hurt risk assets, but the reversal promises to be dramatic. How Does the Shutdown End Create These Liquidity Tailwinds? When government spending resumes, something remarkable happens. The Treasury releases accumulated funds from the TGA back into the financial system. This creates immediate liquidity tailwinds that benefit risk assets in several ways: Increased money supply in circulation Improved market confidence and investor sentiment Enhanced borrowing and lending activity Stronger demand for higher-risk investments Negentropic, the analysis platform by Glassnode co-founders Jan Happel and Yann Allemann, explains this creates perfect conditions for market recovery. What Additional Factors Boost These Liquidity Tailwinds? The shutdown resolution isn’t the only factor creating favorable conditions. Several other elements combine to strengthen these liquidity tailwinds: Quantitative tightening ends in December – reducing market pressure Potential interest rate cuts – making borrowing cheaper Federal Reserve balance sheet expansion – injecting more liquidity Together, these factors create a powerful combination of liquidity tailwinds that could drive significant market gains. The transition from headwinds to tailwinds happens quickly, catching many investors by surprise. How Can Investors Ride These Liquidity Tailwinds? Understanding liquidity tailwinds gives you a strategic advantage. Here’s how to position your portfolio: Monitor Treasury General Account levels for early signals Watch for Federal Reserve policy announcements Diversify across multiple risk asset categories Maintain some cash for quick deployment opportunities The current situation represents a rare opportunity where multiple liquidity factors align simultaneously. These liquidity tailwinds could drive the next major market rally. What Does This Mean for Your Investment Strategy? The emergence of strong liquidity tailwinds signals a potential turning point for risk assets. While past performance doesn’t guarantee future results, the combination of factors suggests favorable conditions ahead. Remember that markets often move before the news becomes widespread. Being aware of these liquidity tailwinds positions you to make informed decisions rather than reacting to price movements after they occur. Frequently Asked Questions How long do liquidity tailwinds typically last? Liquidity tailwinds can persist for several months, depending on economic conditions and policy decisions. The current combination of factors suggests sustained support through the coming quarters. Which risk assets benefit most from liquidity tailwinds? Growth stocks, cryptocurrencies, emerging market assets, and high-yield bonds typically see the strongest benefits during periods of increased liquidity. How quickly do markets respond to these changes? Markets often anticipate these shifts, with price movements beginning before official announcements. However, the full effect typically unfolds over weeks and months. Should I adjust my investment strategy immediately? While opportunities exist, always consider your risk tolerance and investment horizon. Consult with financial advisors before making significant portfolio changes. What risks remain despite liquidity tailwinds? Geopolitical events, unexpected inflation data, or changes in Federal Reserve policy could moderate the positive effects. Diversification remains crucial. How can I track liquidity conditions? Monitor Treasury Department reports, Federal Reserve announcements, and analysis from reputable financial platforms for ongoing updates. Share This Insight With Fellow Investors If you found this analysis of liquidity tailwinds helpful, share it with other investors who could benefit from understanding these market dynamics. Knowledge shared is opportunity multiplied – help your network stay informed about these crucial market developments. To learn more about the latest crypto market trends, explore our article on key developments shaping Bitcoin price action and institutional adoption. This post Amazing Liquidity Tailwinds: How the End of US Shutdown Supercharges Risk Assets first appeared on BitcoinWorld.

Author: Coinstats

2025/11/08

XRP Ledger (XRPL) Unveils Layer 1 Smart Contracts on AlphaNet, Expanding DeFi Potential

XRP Ledger (XRPL) Unveils Layer 1 Smart Contracts on AlphaNet, Expanding DeFi Potential

The XRP Ledger has taken a major step toward expanding its ecosystem with the launch of native Smart Contracts on AlphaNet, a development network built for experimentation and testing. Denis Angell, software engineer at XRPLLabs, shared that developers can now access these Layer 1 smart contract capabilities, marking a turning point for XRPL’s technological evolution. […]

Author: Tronweekly

2025/11/08

A New Crypto Coin Is Showing 20x Potential, Could It Be the Best Crypto to Buy Now?

A New Crypto Coin Is Showing 20x Potential, Could It Be the Best Crypto to Buy Now?

With the crypto market becoming strong once again, investors are shifting focus to the next round of high-upside propositions. Bitcoin and Ethereum are slowing down but the new projects with lower-cost tokens are where many perceive the biggest opportunity. One of the recently added to the list of entrants is a cryptocurrency that analysts are paying more attention to due to its strategic plan, increasing support, and actual use, so it may prove the most advantageous cryptocurrency to invest in currently prior to its official release. Presale Momentum  One of the most active presales in DeFi is scheduled in 2025, the Mutuum Finance (MUTM). At this point, more than 17,750 holders spread around the world have been building a community that the project has already raised over $18.45 million. A total supply of 4 billion MUTM tokens has been preallocated with some (1.82 billion) of the preprepared packs being allocated to the presale, which provides members of the early group on an even and open playing field to purchase their packs. The presale began in early 2025 with an initial cost of only $0.01, followed by the sale of multiple phases, and currently the token is valued at $0.035 in Phase 6, which is an increase of 250% over its original price. After the presale, the price of MUTM on launch will be $0.06. Going by the figures provided by the team, Phase 6 is already over 83% committed, and the pick-up is gaining more pace every week. The platform also implements a 24-hour leaderboard, and the highest addict that puts in during the day wins $500 worth of MUTM tokens, which motivates participants to work around the clock. The team also recently introduced a new payment option enabling investors to buy MUTM with a card and no purchase limits, which has won a few of the larger holders and increased presale growth. Long-Term DeFi Development The essence of it is that Mutuum Finance (MUTM) is developing a decentralized lending and borrowing system with efficiency, transparency, and security in its top priority. This system will enable users to put their digital assets in loan to earn yield or more capital will be borrowed by them using their collateral as the guarantor of the loan all done automatically through smart contracts that will automate each transaction and make them need fewer intermediaries. The major part of this ecosystem is the mtToken, which is a yield-generating token that users earn by investing assets in the protocol. These tokens come with automated accruing interests as the lending pursuits increase, allowing users passive income. The other significant aspect in the model developed by Mutuum Finance is the buy-and-distribute mechanism. The revenue of protocols of lending fees is used in purchasing MUTM tokens on the open market and redistributed for those who invest mtTokens in a safety module. The independent security validation has also contributed to the high technical focus of Mutuum Finance. The protocol underwent a CertiK audit receiving a 90/100 Token Scan score, which is a good performance that builds investor confidence. Together with a bug bounty program of 50,000 dollars, it represents an indication that the project is moving towards the next stage of launching a product with a very high level of preparation. Stablecoin and Oracles In a case that goes beyond the launch, Mutuum Finance has already assured the launch of a USD-pegged stablecoin that would serve as a major component of their long-term expansion strategy. This stablecoin will be pegged on the borrowing activity in the platform. Such a system establishes a workable feedback loop, and lending volume matches in token demand. Chainlink oracles would also be used to give correct and real-time prices of all available assets in the project. In order to eliminate price manipulation and accurate liquidation events during times when borrowers are below expected collateral standards, oracles are essential. According to analysts, this is a perfect mix of proper pricing and robust liquidity management that places Mutuum Finance in the list of the most technically viable next DeFi crypto product. A number of market researchers have given optimistic views as to the future value of MUTM, basing on its plan to become a stablecoin, audited codebase, and token utility. Referring to local demand and ecosystem development, analysts predict possible 8x to 20x growth at its current presale price after the platform is launched, and listings start to take place. Growing Whale Interest The Mutuum Finance team has stated that the version 1 release of the protocol is planned to occur in the Q4 of 2025 on the Sepolia Testnet. This early release will be with the core functionality of the system Liquidity Pool, mtToken, Debt Token, and Liquidator Bot which will allow it to prove the functionality of real lending prior to its mainnet launch. The investor hype has been increasing at a high rate towards this milestone. Activities of whales have been witnessed especially within the past few weeks when several purchases of half a dozen figures have been registered within 24 hours. This is an indication that institutional and early strategic investors take the project seriously with Phase 6 approaching completion. Mutuum Finance is coming into the DeFi market when investors are seeking greater transparency and actual usefulness. Lending model, mtToken rewards and revenue-backed tokenomics form the model which has the potential to scale beyond hype cycles. As the presale is nearing the end stages and V1 release is coming, MUTM is becoming increasingly dissociated with hypothetical tokens that have little potential in the long term. Finally, as the major coins are driven into the background, there is potential that this new crypto is ultimately quietly positioning itself to have one of the best price performances of 2026. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance

Author: Coinstats

2025/11/08

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