Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15520 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
5 High-ROI Cryptos for 2025 Investors—Ozak AI’s $4.17M Presale Surge Signals the Next 500× Opportunity

5 High-ROI Cryptos for 2025 Investors—Ozak AI’s $4.17M Presale Surge Signals the Next 500× Opportunity

The post 5 High-ROI Cryptos for 2025 Investors—Ozak AI’s $4.17M Presale Surge Signals the Next 500× Opportunity appeared on BitcoinEthereumNews.com. People keep talking about the crypto market these days. It feels like it’s picking up with fresh optimism and some real tech shifts. Investors are starting to move away from those wide-open speculative plays. They prefer tokens that bring actual real-world use and cutting-edge innovations. That often means blending blockchain with extra layers of smart features. Right now, five coins really catch the eye for 2025. Four of them are solid, established ones. The fifth is this new one that’s just starting to break through. All these picks line up for strong returns driven by practical utility. Avalanche (AVAX) Avalanche goes by AVAX. It trades around $20.55 these days. The market cap sits at about $8.77 billion. The 24–hour trading volume comes in near $585.35 million. This platform handles high throughput for smart contracts. It also pushes hard on cross-chain connections. That sets it up nicely for growth in DeFi and dApps. Looking ahead to 2025, the scalability and ability to work across chains give AVAX a lot of room to rise. Cardano (ADA) Cardano uses the ticker ADA. It prices out near $0.6784 right now. The market cap hovers around $24.32 billion. The 24-hour volume runs about eight hundred eighty million dollars. Derived from various sources. ADA builds on a research-focused setup. It has governance upgrades coming in the Voltaire phase.  Tron (TRX) TRON trades under TRX. It sits around $0.3000. The market cap nears $28.39 billion. The 24–hour trading volume is around $961.74 million. TRX plays a big part in issuing stablecoins. It handles high throughput for content and dApps, too. So the potential here feels less like a gamble and more tied to real foundations. It suits investors who want decent returns backed by actual use. Chainlink (LINK) Chainlink operates with the LINK token. It trades around…

Author: BitcoinEthereumNews
Ethereum Price Prediction: ETH Stuck in Tight Range as Mutuum Finance (MUTM) Presale Stage 6 Enters Final Stretch

Ethereum Price Prediction: ETH Stuck in Tight Range as Mutuum Finance (MUTM) Presale Stage 6 Enters Final Stretch

The price of Ethereum (ETH) seems to be range-bound as the asset is struggling to move past the resistance price of $4,000. Nevertheless, this is a positive trend as ETH is well above the key support levels; however, the current momentum is not that attractive as a result of the resistance posed by the 20-day […]

Author: Cryptopolitan
Bitcoin Hyper Aims to Change This

Bitcoin Hyper Aims to Change This

The post Bitcoin Hyper Aims to Change This appeared on BitcoinEthereumNews.com. Crypto Presales Takeaways: Ethereum’s ecosystem set a 24K TPS record this week, proving rollups can deliver instant-grade UX while the base layer focuses on security and settlement. Bitcoin’s base layer, meanwhile, remains throughput-limited, which pushes users to faster rails. That gap creates a clear commercial opening for Bitcoin-anchored scaling. Bitcoin Hyper ($HYPER) proposes high-speed execution with Bitcoin settlement, targeting DeFi and other Web3 use cases while keeping $BTC at the center of the flow. The $HYPER presale has raised $26M+, with the token going for $0.013225 and 45% APY staking rewards. Incentives appear early-stage, but traction suggests strong market interest. The throughput race just shifted up a gear. As recent stats show, Ethereum’s broader ecosystem briefly clocked 24,192 transactions per second after a fresh wave of Layer 2 (L2) activity. Those recent Ethereum blockchain figures come from scaling rails and high-speed execution, and this new record lands like a marker for what’s possible when rollups do the heavy lifting. It also sharpens an old contrast. Bitcoin remains secure and battle-tested, but it still pushes only modest base-layer throughput. That gap frames today’s market narrative in an important way. Fees and latency shape user behavior and shift market expectations. When blockspace is tight, users flock to the cheapest and fastest pipes, and liquidity follows. That’s been Ethereum’s playbook since the beginning, and the narrative continues in 2025, with rollups absorbing demand and setting new TPS highs. For traders watching rotations, this is a signal. Utility is winning five feet at a time, and speed is utility’s front door. Source: growthepie This brings Bitcoin into focus. The oldest chain commands unmatched brand and security, yet everyday payments and high-frequency apps still detour elsewhere. That mismatch is a commercial opportunity disguised as a technical constraint. Builders are now racing to bolt scalable execution…

Author: BitcoinEthereumNews
Ethereum Hit a 24K TPS Record as Bitcoin Lags Behind. The Bitcoin Hyper Presale Aims to Fix This

Ethereum Hit a 24K TPS Record as Bitcoin Lags Behind. The Bitcoin Hyper Presale Aims to Fix This

Takeaways: Ethereum’s ecosystem set a 24K TPS record this week, proving rollups can deliver instant-grade UX while the base layer […] The post Ethereum Hit a 24K TPS Record as Bitcoin Lags Behind. The Bitcoin Hyper Presale Aims to Fix This appeared first on Coindoo.

Author: Coindoo
This New Cryptocurrency Is Likely to Gain 100x in 2026, V1 Protocol to Launch on Q4 2025

This New Cryptocurrency Is Likely to Gain 100x in 2026, V1 Protocol to Launch on Q4 2025

As 2026 approaches, the race to find the next top crypto with real substance has intensified. Among the new projects gaining serious attention, Mutuum Finance (MUTM) is rising fast as a contender for massive growth.

Author: Cryptodaily
Emergency Liquidation Vote Underway for USDX

Emergency Liquidation Vote Underway for USDX

The post Emergency Liquidation Vote Underway for USDX appeared on BitcoinEthereumNews.com. Key Notes The vote has 18 participants so far, all voting yes to enable forced liquidation of the USDX market. MEV Capital set its allocation cap to zero and updated the Interest Rate Model for the USDT/sUSDX market in response. Borrowing rates in the affected vaults reached 800% with zero repayments from major borrowers linked to Stables Labs. Lista DAO launched an emergency governance vote on Nov. 6, 2025, to enable forced liquidation of the USDX market involving vaults managed by MEV Capital and Re7 Labs. The vote, designated as LIP 022, will run until Nov. 9 at 12:12 PM through the Snapshot platform. At the time of writing, only 18 veLISTA token holders have voted, all in favor of the liquidation measure. The proposal targets abnormally high borrowing rates in vaults where collateral assets $sUSDX and $USDX have shown no repayment activity. Lista DAO stated that the forced liquidation aims to minimize potential losses and maintain healthy market conditions across the on-chain peer-to-peer lending ecosystem. 📢 LIP 022 – Emergency Vote: Enabling Forced Liquidation for USDX Market (re7 vault) This proposal is being put forward as an emergency one-hour vote, following a request from the vault curator, to enable forced liquidation mechanisms for the USDX/USD1 market.🔹The @Re7Labs… pic.twitter.com/cs9ynd3XOH — Lista DAO (@lista_dao) November 6, 2025 Timeline of Events 9:23 AM UTC: Lista DAO publicly announced it was monitoring borrowing rates reaching 800% in the MEV Capital USDT Vault and Re7 Labs USD1 Vault. The protocol identified zero repayments from major borrowers linked to Stables Labs using collateral assets $sUSDX and $USDX, according to the DAO. Lista called on both institutional vault managers to take immediate responsibility and transparency to protect users. We are aware and has been closely monitoring the @MEVCapital USDT Vault and @Re7Labs USD1 Vault, where collateral…

Author: BitcoinEthereumNews
Morpho co-founder: The "liquidity shortage" in some vaults is not a systemic flaw, but a natural reaction mechanism under stress.

Morpho co-founder: The "liquidity shortage" in some vaults is not a systemic flaw, but a natural reaction mechanism under stress.

PANews reported on November 6th that Morpho co-founder Merlin Egalite responded to the "liquidity shortage" experienced by some vaults. He stated that when the market is under stress, lenders often withdraw funds simultaneously, leading to increased capital utilization and decreased liquidity, and in extreme cases, even a temporary lack of available liquidity. However, this is not a systemic flaw, but rather a natural reaction mechanism of the lending pool under stress. To restore balance, the interest rate model automatically adjusts borrowing rates. For example, Morpho targets a capital utilization rate of 90%, meaning that in most cases, approximately 90% of deposited funds are lent out. When utilization spikes to 100%, borrowing rates increase fourfold. Typically, market interest rates can return to a balanced state of approximately 90% within minutes; under greater market stress, recovery may take several hours. Furthermore, the "liquidity shortage" is localized and controllable, occurring only in isolated market imbalances. A few days ago, only 3-4 of Morpho's 320 vaults experienced temporary liquidity shortages, while the rest operated normally. Therefore, the claim that "the entire agreement is experiencing a liquidity crunch" is misleading. Insufficient liquidity does not necessarily mean losses or bad debts; it simply means that a large amount of funds have been lent out in the short term. The market will react in real time, repricing the risk and seeking a new equilibrium.

Author: PANews
Top Cryptocurrency to Invest Now: Experts Predict 10x for MUTM, Outperforming Cardano (ADA)

Top Cryptocurrency to Invest Now: Experts Predict 10x for MUTM, Outperforming Cardano (ADA)

The crypto market is filled with projects promising growth, but few manage to deliver both innovation and early-stage potential. According to analysts, Mutuum Finance (MUTM) could be one of the few that checks both boxes. As Cardano (ADA) struggles to regain its former momentum, investors are turning their attention to this new DeFi crypto token, [...] The post Top Cryptocurrency to Invest Now: Experts Predict 10x for MUTM, Outperforming Cardano (ADA) appeared first on Blockonomi.

Author: Blockonomi
Emergency Liquidation Vote Underway as USDX Vaults Face 800% Borrowing Rates

Emergency Liquidation Vote Underway as USDX Vaults Face 800% Borrowing Rates

The governance vote runs until Nov. 9, targeting 800% borrowing rates in USDT and USD1 vaults with no repayment activity. The post Emergency Liquidation Vote Underway as USDX Vaults Face 800% Borrowing Rates appeared first on Coinspeaker.

Author: Coinspeaker
Physical Uranium’s Intersection with DeFi Represents a Turning Point for the Precious Metal, with Uranium.io Leading the Way

Physical Uranium’s Intersection with DeFi Represents a Turning Point for the Precious Metal, with Uranium.io Leading the Way

The post Physical Uranium’s Intersection with DeFi Represents a Turning Point for the Precious Metal, with Uranium.io Leading the Way appeared first on Coinpedia Fintech News While initially relegated to the realm of a chosen few, the trading of precious metals, especially Uranium, has officially crossed into the mainstream. In this regard, the launch of Uranium.io’s xU3O8 lending on Oku now enables investors who own the world’s first tokenized physical uranium asset to use their holdings as collateral to secure loans …

Author: CoinPedia