Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15505 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
From BullZilla to IPO Genie

From BullZilla to IPO Genie

The post From BullZilla to IPO Genie appeared on BitcoinEthereumNews.com. Crypto Presales IPO Genie, BullZilla, and Best Wallet lead the highest-tempo presales of 2025 – AI-driven finance meets crypto momentum. The last quarter’s presale season is unfolding at record pace. Projects are sprinting from concept to capitalization in weeks, not months. Three names dominate every tracker: IPO Genie, BullZilla, and Best Wallet, each embodying the Highest-Tempo Presales of 2025 in its own way. But in the blur of launches and liquidity grabs, momentum alone can’t guarantee longevity. The real differentiator is tempo with direction, projects that execute fast and sustain trust. That’s the shared DNA of the year’s top three. Comparing the Highest-Tempo Presales of 2025 IPO Genie – Data as the New Alpha IPO Genie stands apart for turning deal discovery into a science. Its AI-powered analytics engine runs 24/7, scanning thousands of pre-IPO and private-market signals – financial filings, sentiment data, venture-capital flows – to surface opportunities others overlook. Every deal passes through professional analyst vetting, with transparent on-chain allocation and institutional-grade custody. With $500 million in assets under management, IPO Genie claims vetting speeds four times faster than traditional platforms and an average 340% ROI across early pilot portfolios. The $IPO token presale will extend access to this data-driven ecosystem, letting retail investors step into institutional territory. In a landscape defined by speculation, IPO Genie’s tempo is precision: fast analytics, verified outcomes, audited results. BullZilla – Raw Momentum and Community Fuel If IPO Genie represents calculated velocity, BullZilla embodies the raw kinetic energy of retail enthusiasm. Marketed as a deflationary meme-utility hybrid, BullZilla’s presale caught fire in under 48 hours – fueled by a viral campaign promising aggressive token burns and gaming integrations. The team behind BullZilla has leaned into transparency: real-time burn dashboards, community voting on utility expansions, and liquidity locks verified by independent auditors. While…

Author: BitcoinEthereumNews
From BullZilla to IPO Genie – Comparing the Highest-Tempo Presales of 2025

From BullZilla to IPO Genie – Comparing the Highest-Tempo Presales of 2025

The last quarter’s presale season is unfolding at record pace. Projects are sprinting from concept to capitalization in weeks, not […] The post From BullZilla to IPO Genie – Comparing the Highest-Tempo Presales of 2025 appeared first on Coindoo.

Author: Coindoo
Economist Schiff’s Warnings Highlight Deep Flaws In Mortgage System

Economist Schiff’s Warnings Highlight Deep Flaws In Mortgage System

The post Economist Schiff’s Warnings Highlight Deep Flaws In Mortgage System appeared on BitcoinEthereumNews.com. Schiff has been prescient in the past, but his observations are shocking not because they are new but because they highlight a persistent and continuing danger to the American economy. © 2019 Bloomberg Finance LP Economist and market commentator Peter Schiff is warning about what might be a repeat of the mortgage crisis of 2008. Schiff is notable for his book Crash Proof, published in 2007 and other commentary where he predicted a major economic collapse in the economy. Unlike many prognosticators, politicians, and financial advisors, Schiff is something of a skeptic of homeownership as viable investment. So, it’s worth listening to his thoughts highlighted in a recent article. The news article, titled, “Peter Schiff warns of US ‘housing emergency’ — with a cascade of defaults as Americans mail back their keys” points to the relationship between the price of homes and interest rates. During the pandemic interest rates on mortgages fell, allowing people to buy homes they might not otherwise would have been able to buy. Then prices went up and so did interest rates when massive government spending during and after the pandemic. Rates are coming down, and if prices follow, many homeowners in the first decade of paying 30-year mortgages “It’s going to create a bunch of defaults and a lot of people are going to walk away and mail in their keys because they can’t sell their houses for more than they owe,” Schiff said in the article. This is more or less what happened in 2008. People purchased homes because rates were low but so were standards. At the time, I remember I felt sort of foolish for not “getting into the market” and buying a home. There were many people who were able to buy homes they rented and others became flippers, buying homes…

Author: BitcoinEthereumNews
Ripple Announces $500M Investment Round Led by Fortress and Citadel Securities

Ripple Announces $500M Investment Round Led by Fortress and Citadel Securities

Ripple has announced a $500 million strategic investment round at a $40 billion valuation, led by funds managed by affiliates of Fortress Investment Group and Citadel Securities, alongside participation from Pantera Capital, Galaxy Digital, Brevan Howard, and Marshall Wace. The new round marks further progress in Ripple’s strongest year to date, reinforcing investor confidence in the company’s growth trajectory and long-term strategy. Institutional Confidence and Record Valuation Ripple’s latest raise follows a $1 billion tender offer completed earlier this year at the same valuation, showing strong institutional demand to gain exposure to the company’s equity. Over recent years, Ripple has repurchased more than 25% of its outstanding shares, providing liquidity for shareholders and early employees while attracting new strategic partners. The decision to onboard institutional investors with deep roots in finance shows Ripple’s intent to strengthen its institutional network as it expands globally. “This investment reflects both Ripple’s incredible momentum and further validation of the market opportunity we’re aggressively pursuing,” said Brad Garlinghouse, Ripple CEO. “We started in 2012 with one use case—payments—and have since expanded that success into custody, stablecoins, prime brokerage, and corporate treasury, leveraging digital assets like XRP,” adds Garlinghouse. Expansion Through Acquisitions and Product Development Ripple said in just over two years it has completed six acquisitions, including two valued at over $1 billion, broadening its footprint across payments, custody, and stablecoins. Additionally, the company acquired Rail, a stablecoin infrastructure provider, which has become a key pillar of Ripple Payments, its full-service cross-border platform. By integrating Ripple USD (RLUSD) and XRP, Ripple has created an efficient on-and-off ramp for global businesses seeking faster, lower-cost international transactions. Ripple now holds 75 regulatory licenses, allowing it to move money on behalf of clients and streamline liquidity management. Total Ripple Payments volumes have surpassed $95 billion, showing accelerating adoption among enterprise clients. Driving Stablecoin and Treasury Development Following the GENIUS Act, which clarified stablecoin regulations in major markets, institutions are increasingly adopting Ripple’s RLUSD stablecoin for treasury payments, settlement, and collateral use cases. Ripple’s October acquisition of GTreasury, a leader in corporate cash management, extends that capability. GTreasury oversees trillions of dollars in transactions for Fortune 500 clients eager to leverage stablecoins for 24/7 capital efficiency. Ripple Prime and the Next Phase of Growth Ripple’s acquisition of Hidden Road, now rebranded as Ripple Prime, has strengthened its institutional trading and financing capabilities. Since integration, client collateral has doubled, daily transactions exceed 60 million, and the platform has tripled in size. Ripple Prime now offers collateralized lending for XRP and supports a rapidly expanding base of institutions trading XRP-based products. With RLUSD surpassing a $1 billion market cap less than a year after launch, Ripple’s diversified ecosystem—spanning payments, stablecoins, and prime brokerage—positions the company as one of the most influential players bridging traditional finance and digital assets

Author: CryptoNews
Crypto flashes red as ETF flows reverse

Crypto flashes red as ETF flows reverse

The post Crypto flashes red as ETF flows reverse appeared on BitcoinEthereumNews.com. This is a segment from the 0xResearch newsletter. To read full editions, subscribe. Markets turned sharply risk-off as crypto sectors sold off across the board, while traditional assets held relatively firm. BTC (-4.5%) led the broader pullback, with the Nasdaq 100 (-2.1%) and S&P 500 (-1.1%) also slipping modestly. Gold (-1.5%) also retraced, losing the bid from a mild safe-haven bid amid rising Treasury yields and a stronger dollar. Crypto sector performance was deeply bifurcated. Miners (+2.5%) and L2s (+2.0%) were the only bright spots, supported by renewed optimism around scaling and upcoming fee structure upgrades. In stark contrast, AI (-13.4%) and DePIN (-13.6%) were the biggest laggards, unwinding recent speculative gains. Ethereum (-5.3%) and Solana (-8.2%) ecosystems also underperformed as liquidity rotated out of higher-beta names. Launchpads (-4.4%) and DeFi (-3.9%) continued their grind lower, reflecting weakening onchain activity and profit-taking from the prior week’s rally. The selloff came as traders reassessed risk exposure ahead of key macro catalysts, notably Friday’s US payrolls report and ongoing Fed commentary hinting at “higher-for-longer” rates. As seen below, the probability of a 25bps cut has dropped from over 80% to 70%. A sharp drop in small-cap crypto names suggested thinning liquidity and tighter positioning across majors. Volatility ticked higher as market breadth narrowed, with BTC dominance inching up while alt sectors bled. Attention now turns to whether this is a short-term flush or the start of a broader de-risking phase heading into year-end. All eyes now turn to upcoming ISM Services PMI, US unemployment and payrolls and CPI over the coming days and weeks, with these releases likely to set crypto’s next leg — whether it’s a deeper pullback or a push higher. Market Update A rapid retracement in BTC and sliding ETF flows this week signals a shift from accumulation to…

Author: BitcoinEthereumNews
Microsoft Deepens AI Investments with $60B Multi-Year Neocloud Commitments

Microsoft Deepens AI Investments with $60B Multi-Year Neocloud Commitments

TLDRs; Microsoft commits $60 billion to expand AI infrastructure via neocloud data center providers globally. Largest deal is $23B with UK’s Nscale, granting access to 200,000 Nvidia GB300 chips. Several projects go live between 2025–2027, including major builds in Texas, New Jersey, and Australia. Delivery risks persist due to power, chip, and construction challenges, but [...] The post Microsoft Deepens AI Investments with $60B Multi-Year Neocloud Commitments appeared first on CoinCentral.

Author: Coincentral
Crypto News: Ethereum ETFs see $668M inflows But Experts Say Mutuum Finance Is The Crypto To Buy

Crypto News: Ethereum ETFs see $668M inflows But Experts Say Mutuum Finance Is The Crypto To Buy

Ethereum exchange-traded funds have recorded cumulative net inflows of $668 million in the month of October 2025, seeing their overall asset base grow to $25 billion, with trade volumes reaching $55.25 billion, which marks the second-highest level since the products were first launched. Ethereum (ETH) is currently trading at $3,880, up 0.8% in the last […]

Author: Cryptopolitan
Ripple Hits $40 Billion Valuation But XRP Price Barely Moves

Ripple Hits $40 Billion Valuation But XRP Price Barely Moves

The post Ripple Hits $40 Billion Valuation But XRP Price Barely Moves appeared on BitcoinEthereumNews.com. The XRP price recorded a modest gain on Wednesday following reports that Ripple had secured one of the biggest deals of the year, catapulting the network to a $40 billion valuation. This capital infusion arrives amid Ripple’s fast expansion, marked by six major acquisitions in just over two years and a strong institutional presence. Sponsored Sponsored Record Valuation Fuels Ripple’s Institutional Ambitions Ripple announced that it had secured a $500 million strategic investment led by Fortress Investment Group and Citadel Securities. This funding round highlights significant institutional confidence in the blockchain payments company. The $500 million investment elevates Ripple to a $40 billion valuation, making it one of the most valuable private companies in crypto. Fortress Investment Group and Citadel Securities, key TradFi leaders, co-led the round. Their involvement signals growing institutional trust in blockchain infrastructure. This deal is among the largest single funding events in the crypto industry and mirrors the broader consolidation and maturation of the sector. As noted in Ripple’s official announcement, the company processed a total of $95 billion in payment volume through its Ripple Payments network. It has completed 25% in share repurchases and holds 75 regulatory licenses globally. These achievements highlight the scale and regulatory compliance that institutions seek. Swell 2025: We have closed a $500 million strategic investment at a $40 billion valuation, led by Fortress Investment Group and Citadel Securities: https://t.co/orsBjdkWbE → $95B+ in total Ripple Payments payment volume→ $1B+ $RLUSD stablecoin market cap→ 6 strategic… — Ripple (@Ripple) November 5, 2025 Sponsored Sponsored The timing of this investment follows a more favorable regulatory environment in the US. Industry reports show crypto mergers and acquisitions reached over $10 billion in Q3 2025 alone, a 100% rise from the previous quarter. This trend enables established players like Ripple to accelerate their initiatives, free…

Author: BitcoinEthereumNews
Why LivLive ($LIVE) Is the Top Crypto Presale Everyone’s Watching as SHIB Holds and DOT Drops

Why LivLive ($LIVE) Is the Top Crypto Presale Everyone’s Watching as SHIB Holds and DOT Drops

The post Why LivLive ($LIVE) Is the Top Crypto Presale Everyone’s Watching as SHIB Holds and DOT Drops appeared on BitcoinEthereumNews.com. Crypto Presales Top crypto presale momentum is back, and Q4 2025 is proving that bold moves still win in crypto. While some coins are slowing down, others are building strength under pressure. LivLive ($LIVE) has entered the scene with a model that rewards real-life action—turning daily moments into tokenized value. Shiba Inu (SHIB) and Polkadot (DOT) are holding headlines for their market behavior, but LivLive ($LIVE) is where attention is shifting fast. Its mix of blockchain, AR, and lifestyle perks is catching traction as a top crypto presale that goes beyond screens. Now, community members have a chance to double—or even triple—their early rewards. LivLive ($LIVE) – Real Utility Meets Real Rewards LivLive ($LIVE) transforms how people interact with crypto by merging AR, wearable tech, and real-world actions. Every review, step, or visit earns verifiable $LIVE tokens, blending gamified engagement with blockchain rewards. This isn’t just about digital gains—it’s a lifestyle system designed to make every action valuable. The project’s transparency cements its place as a top crypto presale. Sixty-five percent of supply (25% presale + 40% mining) goes directly to the people, keeping things fair. The LivLive wristband authenticates user presence and activates AR missions, ensuring that real-world participation fuels true digital growth. Combat the Dip – 200% Bonus for Bold Presale Pioneers Market: Dipped. Presale Advantage: Activated.For 96 hours only, LivLive rewards those who act, not wait. Starting Wednesday, 9AM GMT, participants can grab the biggest presale boost of the year: 💰 Up to $2,000? Use code EARLY100 for +100% Bonus 💰 $2,000 or more? Use code BOOST200 for +200% Bonus No noise, no gimmicks—just pure presale power. The dip might test confidence, but LivLive rewards those who stay bold. This flash sale lasts 96 hours only, giving early buyers a massive advantage before the next price jump.…

Author: BitcoinEthereumNews
Top Crypto Projects of 2025: BlockDAG, ZCash, Pi Network & Pump.fun Leading the 2025 Innovation Race

Top Crypto Projects of 2025: BlockDAG, ZCash, Pi Network & Pump.fun Leading the 2025 Innovation Race

Crypto markets thrive on evolution; every cycle brings new leaders that redefine how technology and culture merge in Web3. As 2025 gains momentum, four projects are standing out for their innovation, traction, and disruptive potential: BlockDAG, ZCash, Pi Network, and Pump.fun. Together, they represent a snapshot of what the next phase of digital finance looks [...] The post Top Crypto Projects of 2025: BlockDAG, ZCash, Pi Network & Pump.fun Leading the 2025 Innovation Race appeared first on Blockonomi.

Author: Blockonomi