Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15427 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Teucrium Files for Flare Network ETF as XRP Minting For FXRP Tops $120M

Teucrium Files for Flare Network ETF as XRP Minting For FXRP Tops $120M

The post Teucrium Files for Flare Network ETF as XRP Minting For FXRP Tops $120M appeared on BitcoinEthereumNews.com. Teucrium Trading LLC has reportedly filed for a Flare ETF. The move comes as the Flare Network sees record activity, with XRP minting for its FXRP token surpassing $120 million. Teucrium Moves to Bring Flare ETF to Market According to reports, Teucrium has filed with the U.S. Securities and Exchange Commission (SEC) for a Flare ETF. The SEC has yet to confirm the details. However, the filing represents a step toward integrating the platform into investment products. Co-Founder of Flare Networks, Hugo Phillion, also confirmed the filing in a recent X post.  It certainly does appear that a licensed financial entity has filed for a Flare ETF. https://t.co/S2jyjLIrzg — Hugo Philion (@HugoPhilion) November 1, 2025 Teucrium had previously launched the first leveraged XRP ETF in the United States. Experts say approval of the fund would be a “validation moment” for the project. The timing of the Flare ETF filing coincides with growth across Flare’s DeFi ecosystem. On-chain data shows that minting of FXRP has topped $120 million since its September debut. FXRP enables holders to lock up XRP and mint equivalent ERC-20 tokens through its FAssets system. This gives users decentralized access to lending, liquidity, and yield strategies. This mechanism effectively converts the token into both collateral and liquidity across multiple DeFi protocols. DeFi Growth Boosts Flare Network Activity Since launching FXRP, the platform has become the largest EVM-compatible DeFi ecosystem built around the Ripple coin. Total value locked (TVL) on the platform has surged nearly 38% in just over a month. This is fueled mainly by liquidity migration from XRP holders seeking exposure to decentralized finance. Messari noted in its latest report that the project’s demand is high. The initial 5 million FXRP mint cap filled within hours, and the subsequent 15 million limit was reached just as quickly. …

Author: BitcoinEthereumNews
Crypto Hacks Decline to Yearly Low in October

Crypto Hacks Decline to Yearly Low in October

The post Crypto Hacks Decline to Yearly Low in October appeared on BitcoinEthereumNews.com. The cryptocurrency market experienced a rare moment of relief in October, as the total value lost to hacks and exploits reached its lowest level of the year. Data from blockchain security firm PeckShield shows that only $18.18 million was stolen across 15 separate incidents. This represents a steep 85.7% decline from the $127.06 million recorded in September. Crypto Hacks Hit Year-Low Even as New Risks Emerge The largest incidents of the month occurred at Garden Finance, Typus Finance, and Abracadabra, which collectively accounted for $16.2 million of the total stolen funds. Sponsored Sponsored Top Crypto DeFi Hacks in October 2025. Source: DeFiLlama Garden Finance, a Bitcoin peer-to-peer protocol, disclosed on October 30 that it had been exploited for more than $10 million after one of its solvers was compromised. The breach, which affected only the solver’s own inventory, pushed October’s loss figures higher in the final hours of the month. Without the Garden Finance incident, total losses would have hovered near $7.18 million — the lowest single-month value since early 2023. Typus Finance, a yield platform built on Sui, suffered an oracle manipulation attack on October 15. The exploit drained roughly $3.4 million from its liquidity pools. Investigators later traced the attack to a flaw in one of its TLP contracts, which caused the project’s native token to drop by about 35%. Around the same time, DeFi lending platform Abracadabra endured its third exploit since launch. The attack resulted in roughly $1.8 million in MIM stablecoin losses after hackers bypassed solvency checks through a smart contract vulnerability. While October’s modest loss figures suggest improved protocol security, cybersecurity experts warn that the threat landscape continues to evolve. Earlier this month, BeInCrypto reported that state-sponsored groups, particularly North Korea-linked hackers, are experimenting with embedding malicious code directly into blockchain networks. This emerging…

Author: BitcoinEthereumNews
‘We Do See Significant Revenue Potential From Arc Over Time’

‘We Do See Significant Revenue Potential From Arc Over Time’

The post ‘We Do See Significant Revenue Potential From Arc Over Time’ appeared on BitcoinEthereumNews.com. Speaking with CNBC’s Sara Eisen at the sidelines the 2025 edition of the Future Investment Initiative in Riyadh, Saudi Arabia, Circle Internet Group (CRCL) Jeremy Allaire described Arc as “an economic OS for the internet,” arguing that core financial workflows are moving on chain and need predictable costs and performance. He said Arc is built for payments, foreign exchange, lending, and capital-markets activity, with dollar-denominated fees, sub-second settlement, and privacy controls meant to let enterprises shield sensitive balances or flows when required. The public testnet went live Oct. 28, with mainnet targeted for 2026 after builders trial smart contracts, transaction flows, and token launches. Read more: Circle, Issuer of USDC, Starts Testing Arc Blockchain With Big Institutions Onboard Allaire emphasized USDC as the practical bridge for those use cases. He pushed back on the idea that growth is flat, saying usage has expanded through 2025 and that demand from emerging markets is “very significant,” led by firms that want to settle in dollars without the frictions of legacy cross-border banking. He singled out the Middle East, where businesses use digital dollars to move value quickly across trading partners. That focus aligns with Circle’s UAE plans. Allaire referenced regulatory steps that position the company to operate in the region and support institutions that want on-chain dollar rails. He also linked momentum to policy clarity, saying recent U.S. legislation for payment stablecoins has helped larger companies integrate stablecoin payments, FX, and credit workflows. On ecosystem breadth, Allaire said the Arc announcement involved well over 100 companies across banking, payments, large technology, and AI. He framed Arc’s business model as transactional and ecosystem-driven, with a long-term goal for broadly distributed operations and governance rather than a single-company walled garden. The framing is straightforward: Arc supplies a dollar-priced, high-throughput environment for stablecoin-native finance, while…

Author: BitcoinEthereumNews
Best Crypto to Buy Now in 2025: Ecoyield ($EYE) with 40% Bonus vs. Mutuum (MUTM)

Best Crypto to Buy Now in 2025: Ecoyield ($EYE) with 40% Bonus vs. Mutuum (MUTM)

The post Best Crypto to Buy Now in 2025: Ecoyield ($EYE) with 40% Bonus vs. Mutuum (MUTM) appeared on BitcoinEthereumNews.com. The 2025 crypto presale market is crowded with opportunities, but seasoned traders are looking past the hype. The question is not who has the flashiest marketing, but what is fundamentally the best crypto to buy now for sustainable growth. The flight to quality is real, and traders want demonstrable utility and transparent business models. After due diligence, two names stand out. Mutuum, a pure decentralized finance protocol, and EcoYield, a real-world asset platform aiming to power the AI build-out. EcoYield has the early edge with a 40% bonus for Round 1 participants using the GLOBAL40 code. EcoYield ($EYE): A Play On Tangible AI Infrastructure EcoYield bridges decentralized funding with revenue-generating physical infrastructure. Instead of operating purely in the digital realm, EcoYield will finance, build, and run modular data centers equipped with the latest NVIDIA GPUs, such as H100, critical for AI workloads. These data centers are powered by on-site renewable energy. That enables a dual revenue model: GPU Compute Leasing: renting in-demand compute to AI companies Energy Monetization: selling surplus power back to the grid, turning an operating cost into a profit center This real-world income is distributed to participants in stablecoins. The project uses a dual-token architecture: $EYE for governance and staking boosts, and Yield Tokens that represent a direct share of cash flows from a specific physical asset, such as the Leeds or Dubai pilot. Mutuum (MUTM): A Play On DeFi Innovation Mutuum Finance is a non-custodial lending protocol on Ethereum that has drawn attention. Its key innovation is a two-sided market: a Peer-to-Contract (P2C) model for highly liquid assets like ETH and USDT, and a Peer-to-Peer (P2P) market for niche, more volatile assets such as memecoins. This structure isolates risk so a blowup in a thinly traded asset does not contaminate core pools. The $MUTM token is…

Author: BitcoinEthereumNews
Can Bitcoin Price Reach $160K? November’s Historic Pattern Kicks In Now

Can Bitcoin Price Reach $160K? November’s Historic Pattern Kicks In Now

TLDR Bitcoin enters November with an average historical gain of 42.51% since 2013. Bitcoin price could surpass $160,000 this month if historical patterns repeat. US President Donald Trump and Chinese President Xi Jinping held talks in South Korea on Thursday. The trade agreement includes Trump trimming tariffs in exchange for China cracking down on the [...] The post Can Bitcoin Price Reach $160K? November’s Historic Pattern Kicks In Now appeared first on CoinCentral.

Author: Coincentral
Cardano Holds $15B But DeFi Lags: Charles Hoskinson Explains the Paradox

Cardano Holds $15B But DeFi Lags: Charles Hoskinson Explains the Paradox

TLDR Charles Hoskinson responded to criticism about Cardano’s low total value locked and slow DeFi growth on October 31. Hoskinson rejected claims that major stablecoins, such as USDT or USDC, would automatically solve Cardano DeFi challenges. Cardano has approximately 1.3 million users who stake or participate in governance and hold over $15 billion in ADA. [...] The post Cardano Holds $15B But DeFi Lags: Charles Hoskinson Explains the Paradox appeared first on CoinCentral.

Author: Coincentral
Hoskinson Gives Insight on Cardano DeFi and ADA Holders

Hoskinson Gives Insight on Cardano DeFi and ADA Holders

The post Hoskinson Gives Insight on Cardano DeFi and ADA Holders appeared on BitcoinEthereumNews.com. Cardano founder Charles Hoskinson has responded to renewed criticism about the network’s total value locked (TVL) and relatively sluggish decentralized finance (DeFi) growth. On October 31, Hoskinson acknowledged the gap between Cardano’s DeFi activity and leading blockchains like Ethereum and Solana. However, he said the numbers fail to capture the network’s broader participation and governance strength. Sponsored Cardano Bets on Bitcoin Interoperability to Unlock Billions in DeFi Liquidity Hoskinson pushed back on the long-standing belief that introducing major stablecoins such as USDT or USDC would automatically transform Cardano’s DeFi ecosystem. “No one’s ever made the argument and explained how the existence of one of these larger stablecoins is magically going to make Cardano’s entire DeFi problem go away, make the price go up, massively improve our MAUs, our TVL, and all these other things,” he said. He argued that their arrival alone would not solve the network’s structural challenges or guarantee growth. According to him, Cardano already has native, asset-backed stablecoins like USDM and USDA that can be minted at will and rarely lose their peg. Sponsored Instead, Hoskinson pointed to user behavior as the main reason Cardano’s DeFi TVL remains small. For context, he noted that the network has about 1.3 million users who stake or participate in governance, collectively holding more than $15 billion in ADA. However, those figures don’t count toward TVL metrics, and most ADA holders remain passive participants rather than active liquidity providers. “Cardano has a fertile ecosystem. There’s a lot of people floating around. There’s a lot of people who hold ADA, who have Cardano wallets, who have been in our ecosystem — in many cases more than five years. But not a lot of those people have crossed the chasm to use DeFi in Cardano,” he stated. Sponsored He added that this distinction…

Author: BitcoinEthereumNews
Best 3 Crypto Presales: DeepSnitch AI ($DSNT) Outshines BlockchainFX and Bitcoin Hyper with 40% Gains and $0.5M Raised

Best 3 Crypto Presales: DeepSnitch AI ($DSNT) Outshines BlockchainFX and Bitcoin Hyper with 40% Gains and $0.5M Raised

Revolut has expanded its payment offerings with a new free-to-swap stablecoin service as crypto adoption keeps rising. Meanwhile, the search […] The post Best 3 Crypto Presales: DeepSnitch AI ($DSNT) Outshines BlockchainFX and Bitcoin Hyper with 40% Gains and $0.5M Raised appeared first on Coindoo.

Author: Coindoo
Waller Signals December Fed Rate Cut Despite Powell’s “No More Cuts” Stance

Waller Signals December Fed Rate Cut Despite Powell’s “No More Cuts” Stance

The post Waller Signals December Fed Rate Cut Despite Powell’s “No More Cuts” Stance appeared on BitcoinEthereumNews.com. Governor Christopher Waller has called for another Fed rate cut in December. This comes as Chair Jerome Powell insists the cycle of monetary easing may have reached its end.  Waller Pushes for December Policy Easing According to Reuters, Federal Reserve Governor Christopher Waller has called for one last cut by December, emphasizing the need to act swiftly to protect the job market. “The biggest concern we have right now is the labor market,” Waller said in an interview. “We know inflation is coming down, and that’s why I continue to support a policy rate cut in December, because all the data are pointing that way.” His remarks suggest that Waller believes inflation is cooling fast enough to justify easing. This comes as Powell maintains that rates should stay elevated to avoid reigniting price pressures. Powell admitted after the October FOMC meeting that although inflation is still “somewhat elevated,” the U.S. labour market has started to improve. However, he maintained that the overall state of the economy hasn’t changed enough to warrant another cut just yet. Powell added that new tariffs and rising input costs make price stability more challenging.  This highlights the necessity for the Fed to carefully strike a balance between controlling inflation and protecting jobs. Recent CPI data also supports the case for another Fed rate cut. The Bureau of Labor Statistics reported a 3% year-on-year increase in consumer prices for September, slightly below the 3.1% forecast. Monthly inflation rose 0.3%, also undershooting expectations. Fed Divided on the Next Rate Cut Move While the Fed typically lowers interest rates to spur lending and job growth, it faces a delicate situation. Powell hinted that inflation pressures, outside of tariff impacts, are easing toward the Fed’s 2% target. Meanwhile, several Fed officials remain hesitant. Dallas Fed President Lorie Logan said…

Author: BitcoinEthereumNews
Analysts Say This $0.035 Crypto Could Surpass Shiba Inu (SHIB) in Market Rankings

Analysts Say This $0.035 Crypto Could Surpass Shiba Inu (SHIB) in Market Rankings

Crypto enthusiasts are turning to Mutuum Finance (MUTM), a new crypto that sits at only $0.035, and speculating that it may be the best crypto to surpass Shiba Inu (SHIB) in market rankings. The project’s fast Phase 6 presale has already garnered over $18.27 million of investments, with over 80% of the tokens already sold […]

Author: Cryptopolitan