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Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15223 Articles

Created: 2026/02/02 18:52

Updated: 2026/02/02 18:52

The Next Crypto to Hit $1? Experts Hint It’s Not SHIB or PEPE

The Next Crypto to Hit $1? Experts Hint It’s Not SHIB or PEPE

The post The Next Crypto to Hit $1? Experts Hint It’s Not SHIB or PEPE appeared on BitcoinEthereumNews.com. The last crypto bull run was driven by hype. Tokens like SHIB and PEPE soared overnight, capturing millions of new traders. Yet, when excitement faded, those meme coins failed to sustain growth. The new market cycle is different. Analysts are now looking toward projects that blend strong fundamentals with real utility. One name keeps surfacing—Mutuum Finance (MUTM). This new crypto coin stands out for its functional design and growing presale success, and experts believe it might be the next token to reach $1. A DeFi Model Built for Real Value Mutuum Finance (MUTM) is now in Phase 6 of its ongoing presale. The price per token is $0.035 in this phase 6, and over $17.78 million has already been raised from more than 17,450 holders combining all the phases. Around 74% of the 170 million tokens available in this stage are already sold. Once the sale moves to Phase 7, the price will increase to $0.040, marking a 15% jump. Investors focused on crypto investing are moving early to secure their share before the price climbs again. Unlike past meme sensations, Mutuum Finance (MUTM) introduces a working ecosystem centered on decentralized lending and borrowing. It will use two models: Peer-to-Contract (P2C) and Peer-to-Peer (P2P). The P2C model allows users to deposit assets like ETH and USDT into smart contracts that lend those funds to borrowers, generating predictable returns. The P2P model connects users directly, allowing flexible agreements between lenders and borrowers for higher rewards. These lending systems are designed to create continuous demand for MUTM and its companion tokens, mtTokens. Every lending, borrowing, or staking action will use MUTM as the link that powers the system. That means activity on the platform directly translates to consistent engagement with the token itself. Upcoming Testnet Launch Both models will appear in the…

Author: BitcoinEthereumNews

2025/10/24

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BIS warns about risks of stablecoin yield products 'exposing users' to losses

BIS warns about risks of stablecoin yield products 'exposing users' to losses

The Bank for International Settlements (BIS) warned on the risk of stablecoin yield products and called for stricter regulations.

Author: Cryptopolitan

2025/10/24

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JPMorgan to Allow BTC, ETH as Collateral: Report

JPMorgan to Allow BTC, ETH as Collateral: Report

The post JPMorgan to Allow BTC, ETH as Collateral: Report appeared on BitcoinEthereumNews.com. Key Notes JPMorgan will reportedly let institutional clients use Bitcoin and Ether as loan collateral. The bank aims to launch the program by year-end. The program will leverage a third-party custodian to secure assets and ensure compliance. JPMorgan Chase, the largest bank in the United States, is preparing to allow institutional clients to use Bitcoin BTC $111 263 24h volatility: 2.0% Market cap: $2.22 T Vol. 24h: $54.13 B and Ethereum ETH $3 966 24h volatility: 3.1% Market cap: $478.69 B Vol. 24h: $35.23 B as collateral for loans. The bank aims to launch the initiative by the end of 2025. The program will use a third-party custodian to safeguard crypto assets, according to people familiar with the matter. The offering will reportedly be available to clients worldwide and could represent one of the major steps toward incorporating crypto into traditional lending systems. Earlier this year, reports surfaced that JPMorgan was also planning to let trading and wealth-management clients use crypto ETFs as collateral, starting with BlackRock’s iShares Bitcoin Trust. The bank’s new initiative builds on that plan, expanding the range of crypto-linked products available to institutional borrowers. JPMorgan plans to allow its institutional clients to use their holdings of BTC and ETH as loan collateral by the end of this year. This global program will rely on third-party custodians to safeguard the pledged crypto tokens. This initiative represents an extension of JPMorgan’s… — Wu Blockchain (@WuBlockchain) October 24, 2025 JPMorgan’s Deepening Crypto Strategy This development comes as demand for Bitcoin and Ethereum exposure grows among institutional investors. This is encouraged by more crypto-friendly policies in the U.S. under Donald Trump administration. The crypto community has recently observed JPMorgan’s evolving stance on digital assets. CEO Jamie Dimon, long known for his skepticism toward crypto, said earlier this year that…

Author: BitcoinEthereumNews

2025/10/24

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Which Crypto To Buy Today For Long-Term: MUTM is Set to Outperform PEPE

Which Crypto To Buy Today For Long-Term: MUTM is Set to Outperform PEPE

The post Which Crypto To Buy Today For Long-Term: MUTM is Set to Outperform PEPE appeared on BitcoinEthereumNews.com. If you’re weighing which crypto to buy today for long-term growth, two very different paths are on the table. Pepecoin (PEPE) commands a giant following and deep liquidity, but its upside is tied to meme momentum. Mutuum Finance (MUTM), priced at $0.035, is building a lending stack where on-chain activity links directly to token demand. For investors focused on asymmetric returns—not just brand recognition—the setup favors Mutuum Finance as the best cryptocurrency to invest in among these two. Pepecoin (PEPE) PEPE is trading in the micro-penny band, with live pricing near $0.000007 and a market cap around $2.9B, per top trackers. Circulating supply sits near 420.69 trillion tokens, which is a core part of its math and narrative. The 24-hour flow fluctuates, but the bigger picture is clear: this is a high-liquidity meme asset already priced into the large-cap bracket of its category. Technically, several resistance areas have been flagged this week. One desk marks $0.00000796 as a level that needs to be cleared and held to avoid another fade toward $0.00000631 support. Another snapshot of machine-driven TA keeps resistance clustered near $0.000007–$0.000008, with a bearish bias into late October. In other words, buyers have work to do before upside trend confirmation. Mutuum Finance (MUTM) Mutuum Finance (MUTM) is an Ethereum-based lending protocol with two tracks: Peer-to-Contract pools for core assets (depositors earn mtTokens that accrue yield) and a Peer-to-Peer marketplace for custom, isolated deals. Borrow rates respond to pool usage to keep liquidity balanced, and positions are overcollateralized. On the token side, a portion of protocol fees and platform revenue is used to buy MUTM on the open market; MUTM purchased on the open market is redistributed to users who stake mtTokens in the safety module. The current MUTM price is $0.035 in Phase 6, which is already over…

Author: BitcoinEthereumNews

2025/10/24

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JPMorgan Lets Clients Pledge Bitcoin, Ethereum to Access Loans

JPMorgan Lets Clients Pledge Bitcoin, Ethereum to Access Loans

TLDR: JPMorgan plans to allow institutional clients to use Bitcoin and Ether as collateral for loans by year-end. The crypto-collateral program will operate globally using a third-party custodian for token security. This builds on JPMorgan’s prior step of accepting crypto-linked ETFs as collateral for loans. Institutional lenders will now treat Bitcoin and Ether holdings as [...] The post JPMorgan Lets Clients Pledge Bitcoin, Ethereum to Access Loans appeared first on Blockonomi.

Author: Blockonomi

2025/10/24

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“XRP and LINK Are Poised for Growth in 2026” Crypto Lawyer Bill Morgan

“XRP and LINK Are Poised for Growth in 2026” Crypto Lawyer Bill Morgan

The post “XRP and LINK Are Poised for Growth in 2026” Crypto Lawyer Bill Morgan appeared first on Coinpedia Fintech News 2025 has been full of surprises in the crypto world, from Bitcoin hitting new all-time highs to growing interest in ETFs. Amid all this, some projects are quietly setting themselves up for a big breakthrough next year. Chainlink (LINK) and XRP, in particular, are starting to catch the spotlight. Crypto lawyer Bill Morgan highlights two …

Author: CoinPedia

2025/10/24

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BTC News: Sygnum and Debifi Launch First Bank-Backed BTC Lending Service

BTC News: Sygnum and Debifi Launch First Bank-Backed BTC Lending Service

Sygnum Bank and Debifi launch MultiSYG, the first bank-backed BTC lending service allowing borrowers to retain key control of their collateral. Sygnum Bank and Debifi have announced a significant partnership. The firms have today launched MultiSYG, a revolutionary Bitcoin lending solution. MultiSYG is the first service from a regulated bank for offering loans. Therefore, borrowers […] The post BTC News: Sygnum and Debifi Launch First Bank-Backed BTC Lending Service appeared first on Live Bitcoin News.

Author: LiveBitcoinNews

2025/10/24

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The $350 Billion Opportunity JPMorgan Says Stripe Could Seize Next

The $350 Billion Opportunity JPMorgan Says Stripe Could Seize Next

Stripe is making another major move into digital assets. The company has launched its own Layer-1 blockchain, Tempo, while also acquiring the stablecoin platform Bridge and crypto wallet provider Privy, according to a JPMorgan report. The bank says Stripe now sees digital asset infrastructure as a core driver of its next phase of growth.The payments giant became profitable in 2024 and processed more than $1.4 trillion in total transaction volume. JPMorgan estimates Stripe’s potential addressable market at over $350 billion, calling the company a “beneficiary of borderless financial services.” Analysts also noted that Stripe’s early alignment with AI startups has given it an advantage as agentic commerce — transactions initiated and executed by AI agents continues to rise.Tempo, Stablecoins, and AI Give Stripe a New EdgeThrough the acquisitions of Bridge and Privy, Stripe is expanding deeper into stablecoins, payments, and on-chain infrastructure. CEO Patrick Collison describes Tempo as a payments-focused Layer-1 blockchain built for real-world financial use cases, not experimental crypto hype.“These initiatives position Stripe to benefit from the integration of AI agents, stablecoins, and programmable money into global commerce,” JPMorgan noted.However, analysts also point to risks tied to scale and regulation, especially around stablecoins in the United States and under MiCA in Europe.Earlier this year, Stripe also introduced stablecoin subscription payments, reinforcing its strategy of blending traditional finance with blockchain-based rails.With Tempo, stablecoins, and programmable money, Stripe is signaling that the future of payments will be faster, borderless, and increasingly on-chain. Whether regulation slows or accelerates that vision remains the biggest question.

Author: Coinstats

2025/10/24

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Top Crypto to Buy This Week? Here’s How to Double Your Investment Before Year End

Top Crypto to Buy This Week? Here’s How to Double Your Investment Before Year End

The post Top Crypto to Buy This Week? Here’s How to Double Your Investment Before Year End appeared first on Coinpedia Fintech News Short-term investors are scanning the market for projects that can deliver fast, reliable returns before the year ends. The crypto market is crowded, but very few projects combine real-world function with clear profit potential. One project is standing out to analysts and retail investors alike — Mutuum Finance (MUTM). With its working lending ecosystem, upcoming …

Author: CoinPedia

2025/10/24

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JPMorgan Embraces Crypto as Bitcoin and Ether Become Loan Collateral

JPMorgan Embraces Crypto as Bitcoin and Ether Become Loan Collateral

TLDR JPMorgan now accepts Bitcoin and Ether for institutional loan collateral. Bitcoin and Ether join JPMorgan’s lending network as approved assets. JPMorgan deepens crypto ties with Bitcoin and Ether-backed lending. Wall Street giant JPMorgan integrates crypto into mainstream finance. Ether joins Bitcoin in JPMorgan’s groundbreaking collateral framework. JPMorgan Chase & Co. will allow institutional clients [...] The post JPMorgan Embraces Crypto as Bitcoin and Ether Become Loan Collateral appeared first on CoinCentral.

Author: Coincentral

2025/10/24

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