Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15009 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Why Traders Are Confident Mutuum Finance (MUTM) Will Live Up to the “Solana 2.0” Tag

Why Traders Are Confident Mutuum Finance (MUTM) Will Live Up to the “Solana 2.0” Tag

The post Why Traders Are Confident Mutuum Finance (MUTM) Will Live Up to the “Solana 2.0” Tag  appeared on BitcoinEthereumNews.com. Back in 2021, Solana (SOL) stole the crypto market’s spotlight with a jump from a few dollars to over $250 driven by explosive adoption, a thriving DeFi scene, and blindingly fast transaction rates. That explosive growth made early investors major profits and sealed the fate of Solana as one of the most promising projects of the decade. Traders are now perceiving similar potential in Mutuum Finance (MUTM).  The project currently sits at $0.035 and is currently in Phase 6 of its presale with over 65% sold out. Mutuum Finance has had over $17.35 million raised in presale and is a next-gen DeFi token with a compelling roadmap, innovative technologies, and the type of early momentum that could see it achieve breakout success to give it the moniker “Solana 2.0” among investors looking to the future. Solana’s 2021 Meteoric Rise Becomes the New Benchmark of the Next Crypto Giant In 2021, Solana (SOL) shocked the crypto market with one of the greatest rallies in market history. Beginning the year at approximately $1.50, SOL soared to a new all-time high above $258 within months based on the strength of its lightning-fast transactions, fees as low as possible, and growing ecosystem of decentralized apps and NFTs.  This explosive growth made early investors major winners and made Solana’s name synonymous with innovation and scalability within the world of blockchain technology. As traders now look to the future to 2025, most are still looking to find the next project with the potential to produce the same kind of trajectory, and growing interest is turning towards Mutuum Finance (MUTM), that is beginning to generate the same kind of early eagerness that once existed towards Solana. Mutuum Finance Presale Frenzy Goes Mainstream Mutuum Finance (MUTM) is making the headlines among investors this week with a big jump…

Author: BitcoinEthereumNews
Solana, TRON And Digitap Compared

Solana, TRON And Digitap Compared

The post Solana, TRON And Digitap Compared appeared on BitcoinEthereumNews.com. Fintech is the new holy grail of the finance market. And in 2025, these three projects are fighting for dominance as the top fintech disruptors: Digitap ($TAP) Solana (SOL) TRON (TRX) Solana is staying in the headlines with lightning-fast stablecoin growth. TRON is staking its claim with PayPal’s digital dollar. But the most promising one is Digitap ($TAP), the world’s first omni-bank merging crypto and fiat in one tap-to-pay ecosystem that could potentially leave both in the dust. But what is the best crypto to buy in 2025? Four Ways Digitap is Leading a Fintech Revolution in 2025 Most fintechs talk about bridging crypto and cash. Digitap has actually built the very bridge others have been only talking about. Digitap is the world’s first omni-bank. It has introduced a single app where users can tap, pay, and swap between fiat and crypto without switching wallets or banks. Elsewhere, transfers still crawl through outdated systems. But Digitap’s instant multi-currency engine brings an upgrade to cross-border payments. Privacy is another aspect that Digitap seems to have put quite an emphasis on. Users tired of overreaching banks can now get optional anonymity, offshore accounts, and zero shadow supply tokens on Digitap. On top of that, businesses and freelancers get global payments, smart FX routing, and stable settlements. And that too without eating into money like traditional banking fees. Users and investors seem to be impressed with Digitap’s pitch for cross-border payments and a fintech revolution. The presale numbers are quite surprising for a new entrant in the fintech sector. The Digitap presale has seen over 54 million tokens sold. And more than $670K has been raised in just over a week. For now, the $TAP price is a cheap $0.0159. But it’s all set to take a 22% leap to $0.0194 in the…

Author: BitcoinEthereumNews
Alvara Protocol Launches on Public Mainnet

Alvara Protocol Launches on Public Mainnet

The post Alvara Protocol Launches on Public Mainnet appeared on BitcoinEthereumNews.com. Alvara Protocol, the decentralized platform enhancing fund management infrastructure, today announced the official launch of its public mainnet, marking its implementation of the ERC-7621 basket token standard in a live production environment . This milestone enables anyone to create, manage, and trade tokenized investment baskets with unprecedented composability and liquidity, fundamentally differentiating Alvara from traditional basket solutions. www.alvara.xyz The ERC-7621 Advantage: True Composability Meets Fund Management Unlike conventional basket solutions that rely on proprietary architectures or unrecognized token standards, Alvara’s implementation of ERC-7621 delivers a standardized, Ethereum Foundation-recognized framework that ensures seamless integration across the DeFi ecosystem. This standardization is critical for institutional adoption and cross-protocol composability. Key Differentiators: Native Fungibility: ERC-7621 LP tokens are fully fungible ERC-20 tokens, enabling them to be used as collateral, traded on any DEX, or integrated into lending protocols – capabilities that proprietary basket solutions cannot offer without custom integrations. Transparent On-Chain Management: All basket compositions, rebalancing actions, and fee structures are verifiable on-chain through the ERC-7621 standard, eliminating the opacity that plagues centralized basket products. Automated Fee Distribution: Built-in management fee mechanisms execute automatically at the protocol level, removing the need for off-chain payment infrastructure and ensuring managers are compensated fairly and transparently. Permissionless Infrastructure: Anyone can create a basket and become a fund manager without gatekeepers, approval processes, or minimum capital requirements – democratizing access in ways traditional platforms cannot. Universal Liquidity Layer: By standardizing basket token representation, ERC-7621 enables a unified liquidity layer where all baskets can interact with the same DeFi primitives, dramatically reducing fragmentation. “Other basket solutions in the market are essentially closed systems – they create siloed products that don’t interoperate with the broader DeFi ecosystem,” said Dominic Ryder, Co-founder of Alvara Protocol. “With our mainnet launch, we’re proving that ERC-7621 isn’t just a standard on paper- it’s…

Author: BitcoinEthereumNews
Sui and Figure Deploy SEC-Registered YLDS Token on Sui After Figure’s Nasdaq Debut

Sui and Figure Deploy SEC-Registered YLDS Token on Sui After Figure’s Nasdaq Debut

Figure and Sui unveil the native deployment of YLDS, a treasury-backed yield security on Sui, expanding compliant on-chain access to fiat rails and yield.

Author: Blockchainreporter
Top Fintech Cryptos to Watch in 2025: Solana, TRON And Digitap Compared

Top Fintech Cryptos to Watch in 2025: Solana, TRON And Digitap Compared

Fintech is the new holy grail of the finance market. And in 2025, these three projects are fighting for dominance as the top fintech disruptors: Digitap ($TAP) Solana (SOL) TRON The post Top Fintech Cryptos to Watch in 2025: Solana, TRON And Digitap Compared appeared first on CryptoNinjas.

Author: Crypto Ninjas
The Oracle Problem Isn’t Just Technical; It’s Political

The Oracle Problem Isn’t Just Technical; It’s Political

The post The Oracle Problem Isn’t Just Technical; It’s Political appeared on BitcoinEthereumNews.com. Opinion by: Will Fey, Co-Founder and Smart Contract Developer at Ammalgam We talk about oracles like they’re plumbing: an invisible utility that keeps prices flowing into protocols. Oracles are not neutral infrastructure. They’re dependencies. Over time, they’ve become political ones. DeFi is built on a promise: permissionless markets, composable systems and minimized trust.  In 2025, however, most major lending and trading protocols route their most sensitive functions — liquidations, collateral checks, pricing decisions — through a single oracle network.  This isn’t decentralization. It’s risky by design. The problem isn’t new, but it’s getting worse This isn’t a dig at the people building oracles. The issue is structural. Protocols outsource pricing to avoid manipulation, latency and gas costs. Makes sense on paper. What happens when the oracle stalls? When latency spikes to 30 seconds? When a bad feed forces mass liquidations of solvent accounts? We’ve seen it play out, just last week. That may have been the worst time, but it’s not the first time. It won’t be the last. Venus suffered a $100 million liquidation spiral triggered by a manipulated price feed. Mango Markets was drained after its oracle was gamed in a coordinated attack. Fortress DAO lost millions due to oracle manipulation. Curve’s July 2024 CRV event saw panic ripple across lending protocols as oracle-fed values dropped precipitously. In March 2022, Inverse Finance lost over $15 million when attackers manipulated the pricing oracle to borrow out more funds than their collateral justified. Protocols have repeatedly said the same thing: “It was an oracle issue.” But that’s the point. If a single price feed can bring down a system, that’s a side effect of a serious design flaw. The danger isn’t just technical fragility. It’s centralization creeping in. When core systems rely on a few privileged data sources, DeFi becomes…

Author: BitcoinEthereumNews
No Shutdown for Crypto — 6 Cryptos to Invest In October 2025 Before Altseason Starts

No Shutdown for Crypto — 6 Cryptos to Invest In October 2025 Before Altseason Starts

The post No Shutdown for Crypto — 6 Cryptos to Invest In October 2025 Before Altseason Starts appeared on BitcoinEthereumNews.com. Crypto News BullZilla, LINK, MoonBull, La Culex, and SUI headline the cryptos To Invest In October 2025 with clear metrics, strong tokenomics, and real momentum. BullZilla, Chainlink (LINK), MoonBull, La Culex, and SUI top many shortlists of cryptos to invest in October 2025. Each brings a different edge that appeals to analysts, developers, and meme coin fans. Together, they form a clean mix of utility, yield, and community strength. That is the blend serious shoppers want during busy market windows. This guide reviews the numbers and the signals that matter. It explains how supply, staking, and developer activity can shape fair value. It also shows why cryptos to invest in October are not only about trends. They are about clear design, measurable delivery, and believable paths to growth. 1. BullZilla ($BZIL): Dynamic Pricing Ladder With Clear ROI Math The BullZilla presale runs on a Dynamic Pricing Ladder. The price increases by $100,000 for every $100,000 raised or after 48 hours. The current price is $0.0001524. The tally shows over $900k raised, over 2,900 holders, and more than 31 billion tokens sold. That traction supports a tight market on listing day and keeps early math easy to track. A public target near $0.00527141 frames potential upside. From the current level, projected returns reach about 3,358.93% if that target is hit. The stage table also shows earlier gains of more than 2,550% from Stage 1A prints. The plan favors quick action and long holding, which fits many cryptos to invest in October 2025 playbooks. Two features support price over time. Roar Burn destroys tokens at milestones, which tightens float. The HODL Furnace offers up to 70% APY for stakers who lock and stay aligned. That combo reduces churn and keeps depth in pools. The BullZilla ($BZIL) crypto presale reads like a schedule,…

Author: BitcoinEthereumNews
Tether Ends All Legal Disputes with Celsius in Final Settlement

Tether Ends All Legal Disputes with Celsius in Final Settlement

Tether confirms it has ended all legal disputes with Celsius, marking the closure of bankruptcy-related issues in court.]]>

Author: Crypto News Flash
After the 1011 flash crash, the open interest of Perp DEX plummeted from $26 billion to less than $14 billion.

After the 1011 flash crash, the open interest of Perp DEX plummeted from $26 billion to less than $14 billion.

PANews reported on October 15th that DefiLlama published a post on the X platform stating that, based on on-chain data indicators, after the crypto market flash crash on October 11th, open interest on the Perpetual Swap Decentralized Exchange (Perp DEX) plummeted from $26 billion to less than $14 billion. Last Friday, lending protocol fees exceeded $20 million, a record single-day high. Last week, decentralized exchange (DEX) weekly trading volume reached a new high of over $177 billion. Total lending volume on lending protocols fell below $50 billion for the first time since August.

Author: PANews
PBOC sets USD/CNY reference rate at 7.0995 vs. 7.1021 previous

PBOC sets USD/CNY reference rate at 7.0995 vs. 7.1021 previous

The post PBOC sets USD/CNY reference rate at 7.0995 vs. 7.1021 previous appeared on BitcoinEthereumNews.com. On Wednesday, the People’s Bank of China (PBOC) set the USD/CNY central rate for the trading session ahead at 7.0995 compared to the previous day’s fix of 7.1021 and 7.1281 Reuters estimate. PBOC FAQs The primary monetary policy objectives of the People’s Bank of China (PBoC) are to safeguard price stability, including exchange rate stability, and promote economic growth. China’s central bank also aims to implement financial reforms, such as opening and developing the financial market. The PBoC is owned by the state of the People’s Republic of China (PRC), so it is not considered an autonomous institution. The Chinese Communist Party (CCP) Committee Secretary, nominated by the Chairman of the State Council, has a key influence on the PBoC’s management and direction, not the governor. However, Mr. Pan Gongsheng currently holds both of these posts. Unlike the Western economies, the PBoC uses a broader set of monetary policy instruments to achieve its objectives. The primary tools include a seven-day Reverse Repo Rate (RRR), Medium-term Lending Facility (MLF), foreign exchange interventions and Reserve Requirement Ratio (RRR). However, The Loan Prime Rate (LPR) is China’s benchmark interest rate. Changes to the LPR directly influence the rates that need to be paid in the market for loans and mortgages and the interest paid on savings. By changing the LPR, China’s central bank can also influence the exchange rates of the Chinese Renminbi. Yes, China has 19 private banks – a small fraction of the financial system. The largest private banks are digital lenders WeBank and MYbank, which are backed by tech giants Tencent and Ant Group, per The Straits Times. In 2014, China allowed domestic lenders fully capitalized by private funds to operate in the state-dominated financial sector. Source: https://www.fxstreet.com/news/pboc-sets-usd-cny-reference-rate-at-70995-vs-71021-previous-202510150115

Author: BitcoinEthereumNews