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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14936 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Ripple puts XRPL Lending Protocol to the test with Immunefi

Ripple puts XRPL Lending Protocol to the test with Immunefi

Ripple and Immunefi have launched a $200,000 “Attackathon” to test and secure the upcoming XRPL Lending Protocol. Lending protocols are historically high-value, high-risk targets in DeFi. On Monday, Oct. 13, Ripple and Immunefi launched a $200,000 “Attackathon” to test and…

Author: Crypto.news

2025/10/13

Ethereum Rebounds 8%, Aims for $5.5K as Investors Watch $SUBBD Presale

Ethereum Rebounds 8%, Aims for $5.5K as Investors Watch $SUBBD Presale

Takeaways: Ethereum has recovered 8% following a 20.7% flash crash on October 10, with prices climbing back toward $4.5K. Despite […] The post Ethereum Rebounds 8%, Aims for $5.5K as Investors Watch $SUBBD Presale appeared first on Coindoo.

Author: Coindoo

2025/10/13

Immunefi and Ripple Jointly Launch Attackathon to Secure XRP Ledger Lending Protocol

Immunefi and Ripple Jointly Launch Attackathon to Secure XRP Ledger Lending Protocol

Immunefi, the leading on-chain security platform safeguarding $180 billion in user funds, has announced its strategic integration with Ripple, a globally recognized blockchain-based digital payment firm. Together, they have revealed plans to launch an “Attackathon” in connection with the XRP Ledger public blockchain initiative. The main mission behind this launch is to secure the suggested XRP Lending Protocol. Both platforms are entirely built on Web3, offering a secure and trusted payment method by creating a $200,000 prize pool to future-proof the XRP Lending Protocol across the world. Recently, the most remarkable milestone in XRPL’s institutional decentralized finance (DeFi) roadmap is the launch of its native Lending Protocol, which is expected to be put to a validator vote after this year. To initiate the automated loan lifecycle for developers and financial institutions, from issuance to repayment, by establishing pooled lending and covered credit natively on the XRP Ledger. Simultaneously, connect borrowers to global liquidity and authorize lenders to earn yield on otherwise indolent assets. At the core, this system is designed to make credit markets more transparent, efficient, scalable, and accessible on the XRPL. Immunefi’s Attackathon Model to Bolster XRPL’s Lending Protocol Security Mitchell Amador, CEO and Founder of Immunefi, expressed his thoughts by saying, “We are excited to team up with RippleX to secure the XRPL Lending Protocol through our Attackathon model, which trains and leverages the expertise of the world’s best security researchers.” Furthermore, he said, “This initiative not only strengthens XRPL’s infrastructure but also reinforces Immunefi’s mission to protect the most critical ecosystems in Web3.” In response to Mitchell Amador, Jasmine Cooper, Head of Product at RippleX, said, “XRPL was designed to support secure, real-world financial applications, and that’s especially important as lending is introduced to the network.” He further announced that, “This initiative is about making sure the proposed Lending Protocol is thoroughly tested and resilient before launch, so developers and institutions can build with confidence. Partnering with Immunefi allows us to work with top security researchers to help strengthen this new layer of XRPL’s decentralized finance (DeFi) infrastructure.” Global Researchers Join Immunefi and XRPL to Test Lending Protocol Security A global community of developers and validators kept XRPL a more efficient, low-cost, and reliable blockchain. Its different important features, such as open-source and built-in, made it a valuable and strong foundation to build applications in payments, tokenization, and institutional DeFi with regularly low fees, fast settlement, and trusted performance over 10 years. Immunefi and XRPL have tested the security of the XRPL Lending Protocol by inviting top-tier researchers for worldwide acceptance. Basically, they thought that a negligible mistake could wash off the trust of many users. In addition, the two platforms have already prepared an Attackathon Academy to train security researchers in relevant technology, and they have ended a $200,000 reward pool for vulnerabilities. Immunefi and XRPL Partner through Attackathon to Set New Security Standards in DeFi Attackathon is going to set a new standard for secure DeFi innovation with the alliance of Immunefi, the industry leader of Web3 security, and XRPL, a premier blockchain known for speed and scalability features. Users can estimate the security and capability of Immunefi by ensuring the DeFi projects like: XRPL Lending Protocol by researched over its past achievements. Immunefi has a strong record of protecting $180 billion in user funds by supporting a growing community of over 60,000 security researchers. Additionally, it has prevented over $25 billion in hacks across more than 650 protocols. Furthermore, the organizations will host a live X Spaces AMA that features Immunefi security leads and the XRPL Foundation developers, who will provide real-time insights into the project.

Author: Coinstats

2025/10/13

Ripple offers $200,000 to those who find bugs in coming XRP Ledger lending protocol

Ripple offers $200,000 to those who find bugs in coming XRP Ledger lending protocol

Ripple is offering $200,000 to security researchers who find bugs in its XRP Ledger blockchain lending protocol before it launches. The firm has partnered with bug bounty platform Immunefi on the initiative, which will run from October 27 until November 29.Bug bounty programmes are a popular way for developers to crowd-source security. Projects publicly post the code behind their protocols and offer cash rewards to those who can find bugs, with greater rewards for those who identify more critical vulnerabilities.Jasmine Cooper, Ripple’s director of product, said she expects the bounty programme to root out any key weaknesses in the lending protocol before developers can build on it.“Partnering with Immunefi allows us to work with some of the top security researchers to help strengthen this new layer of XRPL’s DeFi infrastructure,” she said in a statement.Ripple’s lending protocolLast month, Ripple announced a new institutional DeFi roadmap for the XRP Ledger blockchain.Among the plans is a native lending protocol, which will be built into the blockchain. It will enable institutions to open lending markets, allowing them to borrow assets from XRP holders.“If there’s one large untapped asset that the XRP Ledger has, it’s the XRP Army,” Cooper told DL News at the time. “There are tens of thousands of XRP holders out there that do not have an opportunity to gain yield on that XRP.”Unlike most DeFi lending, the loans on the Ripple-built market will be uncollateralised, although institutions will have the ability to offer safer overcollateralised lending through offchain agreements with lenders.The bug bounty comes after the XRP Ledger, which Ripple helps develop, suffered a security breach in April. A hacker compromised a key piece of software used by developers, implanting code designed to steal the password-like private keys that grant access to crypto wallets.In August, blockchain research firm Kaiko gave the XRP Ledger a security rating of 41 out of 100, the lowest score among the 15 blockchains the firm analysed. Code bugsCode bugs have previously cost DeFi protocols billions of dollars combined.Cetus, Sui’s largest decentralised exchange, was the victim of an estimated $223 million hack in May, according to Halborn, a crypto security firm. In 2023, a hacker exploited a code bug in lending protocol Euler to steal $197 million; however, these funds were later returned by the hacker. Many DeFi projects have bug bounties in place to try to prevent such attacks. The hope is that by offering a cash reward, hackers will be less incentivised to exploit a vulnerability should they discover one, and can claim a lump sum of clean cash instead. Ripple’s lending protocol is in its final stages of development and will be put to a vote among the XRPL blockchain’s validators this month, who will decide if it will be added in a coming upgrade.If all goes well, the new protocol could be deployed around the start of next year.Tim Craig is DL News’ Edinburgh-based DeFi Correspondent. Reach out with tips at tim@dlnews.com.

Author: Coinstats

2025/10/13

Crypto.com Gains UAE Approval for Stored Value Facility License

Crypto.com Gains UAE Approval for Stored Value Facility License

The post Crypto.com Gains UAE Approval for Stored Value Facility License appeared on BitcoinEthereumNews.com. Key Notes Crypto.com is now the first VASP in the UAE to secure In-Principle Approval for an SVF license. The license will allow residents to pay Dubai Government fees in crypto converted instantly into UAE dirhams. The exchange reaffirms its commitment to strong compliance standards. Foris DAX Middle East FZ-LLC (trading as Crypto.com) has received In-Principle Approval (IPA) from the Central Bank of the United Arab Emirates (CBUAE) for a Stored Value Facilities (SVF) license. This makes it the first Virtual Asset Service Provider (VASP) in the UAE to achieve this recognition. Once the final license is granted, the company will be able to process Dubai Government fee payments directly in UAE dirhams or dirham-pegged stablecoins. Users will pay using their preferred digital assets, which will instantly convert the funds into dirhams for settlement. Foris DAX Middle East has become the first Virtual Asset Service Provider to receive In-Principle Approval from the Central Bank of the UAE for a Stored Value Facilities license. Read more here 👉 https://t.co/3QtL8ZocSJ pic.twitter.com/AKou3miYYU — Crypto.com (@cryptocom) October 13, 2025 Eric Anziani, Crypto.com’s President and COO, commented on the development, calling it a key step toward making cryptocurrencies useful in daily transactions. He also praised the UAE’s forward-thinking approach to digital finance. Crypto.com reiterated its commitment to Anti-Money Laundering (AML), Combating the Financing of Terrorism (CFT), and Counter-Proliferation Financing (CPF) obligations. Crypto.com’s Regulatory Readiness in the UAE Crypto.com already holds a Dubai Virtual Assets Regulatory Authority (VARA) license and operates through its local entity, Foris DAX Middle East FZE. It currently offers services like exchange, brokerage, lending, and investment. The company has built a strong regional presence, establishing Dubai as a key operational hub for global retail and institutional services. To deepen local integration, it has also partnered with Emarat and Tawasal, enabling new payment…

Author: BitcoinEthereumNews

2025/10/13

Ripple and Immunefi Partner on $200,000 ‘Attackathon’ to Test XRPL-Native Lending Protocol

Ripple and Immunefi Partner on $200,000 ‘Attackathon’ to Test XRPL-Native Lending Protocol

PANews reported on October 13th that, according to The Block , Ripple and Immunefi announced the launch of an " Attackathon , " offering a $ 200,000 prize pool and inviting global security researchers to test for vulnerabilities in the proposed XRPL Lending Protocol . The educational phase began on October 13th , with the bug bounty period running from October 27th to November 29th . The protocol is expected to be submitted to a validator vote later this year. If approved, it will introduce pooled lending and underwriting credit on the XRP Ledger , automating the entire process from issuance to collection. It will also connect developers and institutions to global liquidity and improve risk and compliance integration efficiency.

Author: PANews

2025/10/13

Limitless Financial Services leads surge in RSU mortgage demand among UK professionals

Limitless Financial Services leads surge in RSU mortgage demand among UK professionals

The post Limitless Financial Services leads surge in RSU mortgage demand among UK professionals appeared on BitcoinEthereumNews.com. London, UK, October 13th, 2025, FinanceWire The specialist mortgage advisers have rebranded as part of efforts to strengthen their focus on helping professionals access the best RSU mortgage lenders and providing expert guidance on how to use RSU income for a mortgage.  Non-standard income lending specialists, limitless Financial Services, has launched a refreshed brand and website, positioning the advisory team as experts for Restricted Stock Units (RSUs) mortgages in the UK.  The move reflects the company’s ongoing commitment to addressing one of the mortgage market’s biggest gaps.  Users can find specialist guidance for securing mortgages using RSU income with Limitless Financial Services. Expert advisers for RSU income mortgages The move comes amid rising demand for RSU mortgages, as more borrowers seek mortgage solutions that fully recognise alternative incomes rather than relying solely on a standard salary.  Limitless Financial Services identified a gap in the mortgage market while assisting clients whose income includes RSUs and who were struggling to secure mortgages reflecting their total earnings. “Our rebrand represents how far we’ve come since launching in 2018 and where we’re heading next,” said Max Hayden, Executive Director of Limitless Financial Services.  “We’ve built a reputation for helping professionals with RSU-based income and those in finance and consultancy roles, access fair mortgage solutions that truly reflect their earnings. Traditional lenders often don’t understand how to assess RSU income properly, and that’s the problem we’ve worked hard to solve.” Understanding RSU income mortgages As RSU compensation becomes more common in the UK, Limitless Financial Services continues to expand its team of expert advisers who specialise in complex income cases.  The firm offers bespoke mortgage advice, designed to help professionals find lenders that accept RSU income and other non-standard compensation. Driven by an expert advisory team and supported by AI-powered back-office systems, Limitless has built…

Author: BitcoinEthereumNews

2025/10/13

Strategy Boosts Bitcoin Holdings to 640,250 BTC After $27.2M Purchase

Strategy Boosts Bitcoin Holdings to 640,250 BTC After $27.2M Purchase

Strategy Inc. has expanded its already-massive Bitcoin treasury, acquiring an additional 220 BTC for $27.2 million at an average price of $123,561 per bitcoin during the week of October 6–12. The company’s total Bitcoin holdings now stand at 640,250 BTC, purchased for an aggregate $47.38 billion at an average price of $74,000 per BTC. The latest accumulation shows Strategy’s continued conviction in Bitcoin as a core treasury reserve asset and follows the company’s ongoing series of equity sales through its At-The-Market (ATM) programs. ATM Programs Fuel Bitcoin Accumulation Strategy funded its most recent Bitcoin purchases using proceeds from its STRF ATM, STRK ATM, and STRD ATM programs. According to the company’s filing, these programs collectively raised around $27.3 million in total notional value during the reporting period. The STRF ATM, tied to Strategy’s 10.00% Series A perpetual strife preferred stock, sold 170,663 STRF shares, generating $19.8 million in net proceeds. Meanwhile, the STRK ATM, associated with its 8.00% Series A perpetual strike preferred stock, brought in $1.7 million from 16,873 shares. The STRD ATM, based on its 10.00% Series A perpetual stride preferred stock, contributed $5.8 million from 68,775 shares. Collectively, these offerings have become key financing vehicles for Strategy’s ongoing Bitcoin accumulation strategy—mirroring the company’s long-standing practice of converting equity proceeds into digital assets. Strategic Expansion Across Equity Classes Beyond its active ATM programs, Strategy maintains substantial capacity for future issuances. As of October 12, the company had $1.7 billion, $4.1 billion, $20.3 billion, and $15.9 billion available for issuance under its various preferred and common stock classes (STRF, STRD, STRK, and MSTR, respectively). This provides a wide financial runway for further expansion of its Bitcoin reserves, signaling that additional purchases could follow as market conditions evolve. Reinforcing Leadership in the Bitcoin Treasury Space With 640,250 BTC now under management, Strategy remains among the world’s largest corporate holders of Bitcoin—alongside peers such as MicroStrategy and publicly listed digital asset firms adopting similar treasury models. The company’s bold move reflects growing institutional confidence in Bitcoin amid tightening monetary policy and increased regulatory clarity across major markets. By blending creative capital-raising strategies with disciplined accumulation, Strategy continues to redefine how corporations integrate Bitcoin into their balance sheets—cementing its reputation as one of the pioneers in the digital-asset treasury landscape

Author: CryptoNews

2025/10/13

Crypto.com Wins Stored Value Facility License from UAE Central Bank

Crypto.com Wins Stored Value Facility License from UAE Central Bank

Foris DAX Middle East FZ-LLC (trading as Crypto.com) became the first VASP in the UAE to secure In-Principle Approval for an SVF license. The post Crypto.com Wins Stored Value Facility License from UAE Central Bank appeared first on Coinspeaker.

Author: Coinspeaker

2025/10/13

This Ethereum-Based DeFi Gem Just Announced a Lending Protocol as It Records Explosive Near 300% Growth

This Ethereum-Based DeFi Gem Just Announced a Lending Protocol as It Records Explosive Near 300% Growth

The post This Ethereum-Based DeFi Gem Just Announced a Lending Protocol as It Records Explosive Near 300% Growth appeared first on Coinpedia Fintech News In a year defined by cautious sentiment and patchy presale performances, one Ethereum-based protocol is emerging as a standout story. Mutuum Finance (MUTM) has not only delivered near 300% token growth since its earliest phase but has also announced the development of its core lending and borrowing protocol, a move that signals it’s building real …

Author: CoinPedia

2025/10/13

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