Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14909 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Mutuum Finance nears next phase with 14% rise, $17m raised

Mutuum Finance nears next phase with 14% rise, $17m raised

The post Mutuum Finance nears next phase with 14% rise, $17m raised appeared on BitcoinEthereumNews.com. Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only. Mutuum Finance’s structured presale model is driving steady growth, raising $17m and setting the stage for one of DeFi’s most anticipated launches of 2025. Summary Mutuum Finance has raised over $17m with more than 16,800 investors participating. The project’s staged presale model offers predictable price appreciation up to launch. Development progress, audits, and security measures add credibility to the platform. While many presales in 2025 have struggled to sustain momentum beyond their initial push, Mutuum Finance (MUTM) continues to move forward with steady growth and clear milestones. Built on Ethereum, the project has now raised over $17 million, cementing its position as one of the most active ongoing presales in the DeFi sector. With Phase 7 approaching and a 14% price increase set to kick in, attention is turning toward how this structured presale is setting up the token’s path toward launch. A staged presale model with predictable appreciation Mutuum Finance’s presale operates through a fixed-price, staged structure, which has been a key factor in its steady rise. Each stage offers a set number of tokens at a fixed price, and once that allocation is sold out, the price typically increases by around 20% in the next stage. This transparent model creates urgency for buyers while rewarding early participants with meaningful appreciation. Phase 1 began at $0.01. After progressing through five fully completed stages, the price has climbed to $0.035 in Phase 6, representing a 250% increase for the earliest participants. So far, the presale has raised over $17 million, underscoring growing momentum as the sale moves toward its final stages. Phase 6 is now more than 59% sold out, and the upcoming Phase 7 will push the price…

Author: BitcoinEthereumNews
Best Crypto Presale 2025? LivLive ($LIVE) Raises $2M as It Turns Reality Into Rewards

Best Crypto Presale 2025? LivLive ($LIVE) Raises $2M as It Turns Reality Into Rewards

Imagine earning crypto for moving, exploring, or simply being present. That’s the premise behind LivLive ($LIVE) – a project turning the real world into a reward system that’s already catching investors’ attention. With over $2 million raised and its presale now live, LivLive is being hailed as one of the best crypto presales of 2025, […] The post Best Crypto Presale 2025? LivLive ($LIVE) Raises $2M as It Turns Reality Into Rewards appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Analyzing the details of Flying Tulip's $1 billion "reversible financing" operation: How can ordinary people participate?

Analyzing the details of Flying Tulip's $1 billion "reversible financing" operation: How can ordinary people participate?

Author: Azuma, Odaily Planet Daily On September 30, Flying Tulip, a full-stack on-chain exchange founded by the "former DeFi king" Andre Cronje (AC), officially announced that it had completed US$200 million in private financing and planned to raise another US$800 million in public offerings at a valuation of US$1 billion to build a comprehensive platform integrating native stablecoins, lending, spot trading, contract trading, and on-chain insurance. In Flying Tulip's financing announcement, the most eye-catching content, besides the huge financing target of "US$1 billion", is that Flying Tulip will adopt a fundraising method that is completely different from traditional private or public offerings. Specifically, Flying Tulip will provide all investors with a reversible "redemption" option through a perpetual put option, allowing investors to destroy the token FT at any time and redeem the principal based on the invested assets (such as ETH). However, Flying Tulip did not disclose too many details about the mechanism in its initial announcement on September 30. It was not until last night that Flying Tulip officially released the project document. The document not only covers the specific designs of various product lines such as trading and lending, but also explains in detail the specific operating logic of the "on-chain redemption right". The following is a detailed analysis of Flying Tulip's financing based on Odaily Planet Daily's official documentation. We hope this analysis will help potential investors make informed decisions. Key Point 1: Total Fundraising and Total FT Supply The maximum supply of FT tokens is 10 billion, the supply is fixed, there is no inflation, and it will only be destroyed. Investors will receive 10 FT tokens for every $1 invested. Flying Tulip will only mint FT tokens based on the actual amount of funds raised. If only $500 million is raised, only 5 billion FT tokens will be minted and distributed. When the fundraising reaches $1 billion, the minting window for FT tokens will reach 10 billion, at which point no additional tokens will be minted. Key Point 2: Redemption Rights According to Flying Tulip, after investors make their investment, the corresponding FT will be locked in a "perpetual put option", which will attach a long-term "on-chain redemption right" to these token shares. Based on market conditions, investors always have three options for disposing of their token shares. Flying Tulip does not restrict users’ operation ratios. For example, users can freely choose to redeem part of their positions while holding part of them. The first option is to hold a static position. Simply put, this means doing nothing. This allows you to retain your redemption rights or wait for FT to appreciate. The "perpetual put option" offered by Flying Tulip has no time limit. The second option is to redeem the principal. Users can choose to redeem part or all of the exact assets initially invested. Once redeemed, the corresponding amount of FT will be permanently destroyed. For example, if FT falls below the issue price (US$0.1) after opening, users can redeem their principal to avoid losses. The third option is to withdraw FT. After withdrawal, users can freely use their FT tokens to trade on CEXs or DEXs, or participate in various DeFi opportunities. Once withdrawn, the corresponding "perpetual put option" will immediately expire, and the user's principal invested in the private or public offering will be released. Flying Tulip will use these funds for protocol operations and FT repurchase. It is worth mentioning that, in addition to the initial investment, any FT purchased on the open market does not include a "perpetual put option", that is, secondary market participants do not enjoy the same "redemption" rights as initial investors. Point 3: Use of financing funds Although Flying Tulip has promised not to use the funds raised, in fact, during the term of a certain "perpetual put option", the corresponding financing amount will be allocated by Flying Tulip to a low-risk on-chain income strategy (not involving leverage and cross-chain) to ensure that it can respond to investors' redemption needs in a timely manner. Objectively speaking, this is a major risk point for Flying Tulip, but the risk level is relatively low. Flying Tulip gave examples of the interest-earning methods of some of the main supported currencies during financing. Mainstream stablecoins will be deposited in Aave, ETH will be pledged as stETH, SOL will be pledged as jupSOL, AVAX will be staked natively, and USDe will be pledged as sUSDe. As for the income generated by these funds, Flying Tulip stated that the primary use is to finance the continued development of the ecosystem, infrastructure and operations. After meeting the ecosystem budget, the remaining income will be used for the continued repurchase and destruction of FT. It's important to clarify that this revenue is not directly tied to the Flying Tulip team's incentives. The Flying Tulip Foundation and team's revenue comes solely from the project's full product line (lending, trading, etc.). This revenue will be distributed among the Foundation/Team/Ecosystem/Incentives in a 40:20:20:20 ratio. Point 4: Financing Participation Methods Flying Tulip has disclosed in its official documents that the financing will support five chains - Ethereum, Solana, Sonic, BNB Chain, and Avalanche. Supported currencies on the Ethereum chain: USDC, ETH, USDT, USDe, USDS, USDtb, WBTC, cbBTC; Solana on-chain supported currencies: USDC, SOL; Sonic chain supports currencies: USDC, S; BNB Chain supports the following currencies: USDC, BNB; Avalanche on-chain supported currencies: USDC, AVAX; The specific launch date for the fundraising has not yet been disclosed; please follow Odaily Planet Daily for further details. Furthermore, Flying Tulip recently stated on its official website that due to strong demand from institutional investors for public offerings, users planning to participate in amounts exceeding $25 million can contact the official website for customized custody solutions. Personal strategy: Go all out if you can To put it bluntly, I personally tend to participate more vigorously. Firstly, 100% of FT will be minted at the same price in the form of private or public offerings, which means that the cost for all investors is equal; secondly, the "perpetual put option" provides sufficient downside protection when the FT price is lower than or equal to US$0.1. Even when it is higher than US$0.1, the potential downside protection will give coin holders strong psychological support; thirdly, Flying Tulip has designed more FT repurchase mechanisms, which may be conducive to the potential upward trend of the coin price. There are not many opportunities in the industry to "guarantee principal and bet on returns". Compared to "whether to participate", perhaps the real question is "whether you can grab the quota" after the public offering is opened.

Author: PANews
Ethereum Foundation Sell10K ETH for Development and Grants

Ethereum Foundation Sell10K ETH for Development and Grants

The Ethereum Foundation’s ETH sales are a proactive moving on to secure sustainable funding, not a signal of weakness. As the market impact remains limited, with data showing ETH tends to recover quickly after these structured treasury adjustments. The Ethereum Foundation’s decision to sell 10,000 ETH has inevitably drawn questions about price impact. While some [...]]]>

Author: Crypto News Flash
Ford drops $7,500 EV lease credit as subsidy ends

Ford drops $7,500 EV lease credit as subsidy ends

The post Ford drops $7,500 EV lease credit as subsidy ends appeared on BitcoinEthereumNews.com. Ford Motor, a Michigan-based automobile manufacturer, has withdrawn an initiative that allowed dealers to offer a $7,500 tax credit on electric vehicle (EV) leases. The automaker made this decision after the government subsidy ended on September 30. In a statement dated October 9, Ford’s representative mentioned that the company’s focus is not on claiming the EV tax credit but on maintaining the competitive lease payments in the market. Ford’s decision is similar to that of General Motors (GM), an automotive manufacturing company, which the company arrived at on Wednesday, October 8. While automakers such as Hyundai and Stellantis offer cash incentives to help buyers, Ford and GM have chosen a different approach. Ford copies GM in cancelling the tax credit program Ford’s financing divisions had developed a strategic plan to purchase EVs from their dealers’ stock. Afterwards, they would submit an application for the $7,500 credit for those vehicles and utilize the funds to adjust lease terms for their clients. Following its decision to cancel the program, Ford’s spokesperson emphasized that Ford Credit continues to offer 0% financing for 72 months. Apart from Ford Credit, the representative pointed out that the company also offers other incentives. General Motors’ decision to halt a similar program was reportedly influenced by concerns raised by U.S. Senator and former car dealer Bernie Moreno of Ohio. Ford, however, has not publicly detailed the reasons behind its cancellation. In the meantime, reports from reliable sources noted that the two automakers established their strategies after consulting officials from the Internal Revenue Service (IRS). The EV sales continue to spark heated debates among automotive executives, as some, like Ford CEO Jim Farley, warn that the electric vehicle market could drastically drop without the credit. In contrast, others, like the CEO of Hyundai Motor North America, believe that this market is…

Author: BitcoinEthereumNews
$2.2B Market Cap ICP and DeFi Giant Aave Lead Market Stability – Blazpay Presale Emerges as a Top New ICO Crypto With 1000% Potential

$2.2B Market Cap ICP and DeFi Giant Aave Lead Market Stability – Blazpay Presale Emerges as a Top New ICO Crypto With 1000% Potential

The post $2.2B Market Cap ICP and DeFi Giant Aave Lead Market Stability – Blazpay Presale Emerges as a Top New ICO Crypto With 1000% Potential appeared on BitcoinEthereumNews.com. Alt text – Blazpay – new ICO crypto The cryptocurrency market in October 2025 is balancing between mature stability and early-stage innovation. On one end, Internet Computers (ICP) and Aave (AAVE) are maintaining consistent momentum, supported by strong fundamentals and institutional attention. Amid these movements, Blazpay is emerging as a top new ICO crypto project with the potential to deliver 1000% returns, driven by early Phase 1 presale momentum and its innovative AI-driven platform. While established networks like ICP and Aave highlight the market’s maturing infrastructure, Blazpay’s Phase 1 presale introduces a rare chance for investors to enter a project still in its formative stages where upside potential remains high and community traction is accelerating. Internet Computer (ICP) Holds Strong at $4.44 Amid 25% Monthly Surge As of October 8, 2025, Internet Computer (ICP) trades around $4.43 to $4.45, with a market capitalization between $2.08 billion and $2.39 billion. The project’s 24-hour trading volume sits between $92.97 million and $96.17 million, showing sustained liquidity and interest among traders. ICP’s price range of $4.37 to $4.47 reflects short-term stability, while its 25% monthly gain underscores strong recovery momentum among leading Layer-1 projects. Analysts suggest ICP could approach $4.90 by November 2025, maintaining a cautiously optimistic outlook as AI-Web3 integration becomes a defining theme across blockchain ecosystems. With a yearly high near $15.56 and a low of $4.02, the current zone may represent an accumulation range for long-term holders seeking exposure to the next wave of AI-driven Layer-1 growth. ICP’s outperformance up 25% month-over-month has placed it ahead of many Layer-1 peers, signaling that investor attention is gradually rotating toward innovation-linked blockchains capable of merging artificial intelligence with decentralized architecture. Alt text – Blazpay – new ICO crypto Blazpay Phase 1 Presale Hits 6% Completion – Early Bird Pricing $0.006 Blazpay’s Phase…

Author: BitcoinEthereumNews
3 Dogecoin and Shiba Inu Alternatives Under $0.10 That Could Turn $250 into $25,000

3 Dogecoin and Shiba Inu Alternatives Under $0.10 That Could Turn $250 into $25,000

The post 3 Dogecoin and Shiba Inu Alternatives Under $0.10 That Could Turn $250 into $25,000 appeared first on Coinpedia Fintech News Dogecoin (DOGE) and Shiba Inu (SHIB) may still dominate headlines, but investors increasingly turn to new meme coins with higher upside. With prices under $0.10, some of these tokens offer an attractive entry point for those hunting significant returns. Three coins traders are watching closely for a 100x ROI on a $250 investment: Little Pepe …

Author: CoinPedia
Analysts Reveal 2025’s Biggest Crypto Shift – The Altcoins Set to Lead the Next Bull Run

Analysts Reveal 2025’s Biggest Crypto Shift – The Altcoins Set to Lead the Next Bull Run

The winds of a new crypto era are beginning to stir. Institutional inflows are accelerating, volatility is stabilizing, and investor […] The post Analysts Reveal 2025’s Biggest Crypto Shift – The Altcoins Set to Lead the Next Bull Run appeared first on Coindoo.

Author: Coindoo
Investing in This Crypto Now Is Like Buying XRP in 2021 – Here’s Why

Investing in This Crypto Now Is Like Buying XRP in 2021 – Here’s Why

Catching XRP early in 2021 was the kind of timing most investors chase—but chances like that are rare. In a market crowded with short-lived launches and empty promises, finding a project with real traction and clear utility is the exception, not the rule. That’s why many in the space are paying attention to Mutuum Finance […]

Author: Cryptopolitan
Polkadot Price Climbs to $4.39, Dogecoin Trades at $0.27, and Blazpay Sells Over 4.5 Million Tokens in Its Crypto Presale

Polkadot Price Climbs to $4.39, Dogecoin Trades at $0.27, and Blazpay Sells Over 4.5 Million Tokens in Its Crypto Presale

Polkadot rises to $4.39 as Dogecoin trades at $0.27 amid market volatility. Blazpay’s Phase 1 presale gains traction, making it one of the best presale opportunities in crypto with 100x potential.

Author: Cryptodaily