ExchangeDEX+

Buy Crypto Markets Spot FuturesGOLD Earn Event Center

More

Commodity Zero-Fee Gala

Lending

Share

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14726 Articles

Created: 2026/02/02 18:52

Updated: 2026/02/02 18:52

Coinbase Expands Bitcoin-Backed Loan Program Surpassing $1 Billion Mark

Coinbase Expands Bitcoin-Backed Loan Program Surpassing $1 Billion Mark

TLDR Coinbase surpassed $1 billion in bitcoin-backed loans via Morpho. Bitcoin-backed loan cap raised from $1M to $5M in upcoming update. Onchain loans allow users to borrow without selling bitcoin assets. Coinbase plans future support for more cryptocurrencies as collateral. Coinbase has reached a new milestone, surpassing $1 billion in bitcoin-backed onchain loans. The service, [...] The post Coinbase Expands Bitcoin-Backed Loan Program Surpassing $1 Billion Mark appeared first on CoinCentral.

Author: Coincentral

2025/10/01

Share

Aave CEO Predicts Interest Rate Cuts Will Drive DeFi Bull Market

Aave CEO Predicts Interest Rate Cuts Will Drive DeFi Bull Market

The post Aave CEO Predicts Interest Rate Cuts Will Drive DeFi Bull Market appeared on BitcoinEthereumNews.com. Fintech At Token2049 in Singapore, Aave founder and CEO Stani Kulechov argued that falling interest rates worldwide could set the stage for another explosive chapter in decentralized finance. According to Kulechov, every time central banks like the U.S. Federal Reserve or the European Central Bank lower rates, new opportunities emerge for DeFi protocols to deliver competitive yields. He believes this dynamic could create the conditions for a powerful DeFi bull run, with investors across regions drawn to returns that traditional markets may struggle to match. The remarks come shortly after the Fed trimmed its benchmark rate by 25 basis points, lowering it to 4%-4.25%, with further cuts expected this year. President Donald Trump has urged policymakers to move even faster. Kulechov linked this environment to the “DeFi Summer” of 2020, when ultra-low borrowing costs fueled an explosion of innovation and activity across lending and yield platforms. “Back then, the infrastructure was still experimental,” he said. “Today, DeFi has matured into a global financial system in its own right. The next wave won’t just be about speculation – it will be about integration with fintech and real-world financial services.” Aave itself has surged in 2025, more than doubling its total value locked from $21 billion to $43.4 billion. It has also climbed the ranks in fee generation, pulling in over $99 million in the past month alone, making it one of the most profitable DeFi platforms currently operating. Looking forward, Kulechov highlighted tokenized assets as a likely driver of the sector’s growth, noting that regulatory clarity will play a key role in unlocking the full potential of digital assets within the broader economy. The information provided in this article is for educational purposes only and does not constitute financial, investment, or trading advice. Coindoo.com does not endorse or recommend any specific…

Author: BitcoinEthereumNews

2025/10/01

Share

XYZVerse presale approaches $16m amid growing interest

XYZVerse presale approaches $16m amid growing interest

XRP edges higher past $3, ADA struggles to hold support, and XYZVerse closes in on $16 million as its presale nears another milestone. #partnercontent

Author: Crypto.news

2025/10/01

Share

Templar Launches Mainnet, Offering Permissionless Bitcoin-Backed Lending Without Trusted Third Parties

Templar Launches Mainnet, Offering Permissionless Bitcoin-Backed Lending Without Trusted Third Parties

The post Templar Launches Mainnet, Offering Permissionless Bitcoin-Backed Lending Without Trusted Third Parties appeared on BitcoinEthereumNews.com. Templar, billed as the first Cypher Lending Protocol, went live on mainnet, enabling bitcoin holders to borrow U.S. dollar–pegged stablecoins against native BTC without relying on banks, exchanges, or centralized intermediaries. The protocol uses MPC (multi-party computation) and immutable, non-upgradable smart contracts to prevent freezing, seizure, or rehypothecation of collateral, and requires no wrapping, bridging, […] Source: https://news.bitcoin.com/templar-launches-mainnet-offering-permissionless-bitcoin-backed-lending-without-trusted-third-parties/

Author: BitcoinEthereumNews

2025/10/01

Share

BOE governor suggests stablecoins could alter financial system

BOE governor suggests stablecoins could alter financial system

The post BOE governor suggests stablecoins could alter financial system appeared on BitcoinEthereumNews.com. Key Takeaways Bank of England Governor Andrew Bailey stated that stablecoins could change how the financial system operates, particularly in lending models. Stablecoins may reduce traditional banks’ reliance on deposit-based lending. Bank of England Governor Andrew Bailey suggested today that stablecoins, digital assets pegged to fiat currencies, could alter the financial system by disrupting traditional commercial lending models. Bailey indicated that stablecoins might reduce banks’ reliance on conventional deposit-based lending practices, potentially reshaping how financial institutions operate. The Bank of England has proposed caps on individual and business stablecoin holdings to address risks from sudden deposit outflows and ensure financial stability as adoption accelerates. The central bank’s deputy governor has publicly supported stablecoins for enabling faster cross-border payments, while UK regulators view them as a competitive challenge to traditional banking services. The regulatory approach reflects broader concerns about how rapid stablecoin adoption could disrupt established lending practices that form the backbone of commercial banking operations. Source: https://cryptobriefing.com/boe-governor-stablecoins-financial-system/

Author: BitcoinEthereumNews

2025/10/01

Share

Bitcoin, Ethereum, and Ozak AI Price Predictions: Which Will Lead the 2025 Bull Market?

Bitcoin, Ethereum, and Ozak AI Price Predictions: Which Will Lead the 2025 Bull Market?

Bitcoin and Ethereum have long defined the cryptocurrency market, shaping cycles and driving institutional adoption. Yet, as 2025 approaches, new players are entering the spotlight with the potential to outperform. Among them, Ozak AI ($OZ) is emerging as a serious candidate, blending artificial intelligence with decentralized physical infrastructure networks (DePIN) to expand beyond traditional blockchain […] The post Bitcoin, Ethereum, and Ozak AI Price Predictions: Which Will Lead the 2025 Bull Market? appeared first on Live Bitcoin News.

Author: LiveBitcoinNews

2025/10/01

Share

CoinShares to Acquire Bastion, Launching Active Crypto ETFs in the US

CoinShares to Acquire Bastion, Launching Active Crypto ETFs in the US

European cryptocurrency asset manager CoinShares is stepping up its strategic expansion in the United States by preparing a significant acquisition and gearing up for a U.S. public listing. The company’s moves signal a strong push to tap into the rapidly growing U.S. crypto markets, with a focus on innovative investment products, including actively managed ETFs [...]

Author: Crypto Breaking News

2025/10/01

Share

Daiwa Securities Introduces Crypto-Backed Loans

Daiwa Securities Introduces Crypto-Backed Loans

The post Daiwa Securities Introduces Crypto-Backed Loans appeared on BitcoinEthereumNews.com. Daiwa Securities has begun introducing clients to a lending service from Fintertech, allowing them to secure yen funding using Bitcoin and Ethereum as collateral. The program, available across all domestic branches, targets high-net-worth individuals and business owners seeking liquidity without selling their digital assets. Daiwa Expands into Digital Asset Financing On October 1, Daiwa Securities began introducing clients to “Digital Asset-Backed Loans,” provided by Fintertech, a firm co-owned by Daiwa and Credit Saison. The service enables customers to pledge Bitcoin (BTC) or Ethereum (ETH) as collateral for yen loans ranging from ¥5 million to ¥500 million. Sponsored Sponsored The initiative reflects growing demand among wealthy investors and entrepreneurs. Moreover, these clients prefer not to sell their crypto holdings when seeking liquidity for property, business expansion, or other investments. As Bitcoin and Ethereum are recognized as major digital assets, the program is designed to integrate crypto into traditional financial management strategies. Although Daiwa acts only as a referral partner, Fintertech manages product explanation, sales, and loan administration directly. Additionally, the collateral ratio is set at 50% for both BTC and ETH. For individual clients, lending limits follow Japan’s regulations, capped at one-third of annual income except for real estate purchases. As Japan’s second-largest securities firm by client assets—trailing only Nomura—and ranking second or third in revenue, Daiwa’s involvement is notable. Furthermore, it is rare for a major Japanese securities house to provide access to services where clients can obtain yen financing secured by crypto assets. Traditional Finance Deepens Crypto Engagement The move highlights how one of Japan’s largest securities firms is formalizing crypto exposure within its client offerings. Digital assets have shifted from being primarily speculative investments to becoming recognized components of diversified portfolios for high-net-worth individuals and, increasingly, institutional investors. By introducing crypto-backed lending, Daiwa expands its financial services. Moreover,…

Author: BitcoinEthereumNews

2025/10/01

Share

Saylor Says Strategy’s Goal Is $1 Trillion in Bitcoin—And Reinventing Credit

Saylor Says Strategy’s Goal Is $1 Trillion in Bitcoin—And Reinventing Credit

Michael Saylor described Bitcoin as property in cyberspace, capital for the digital era, and a reimagined version of gold. He believes Bitcoin-backed lending could open new doors, with Strategy setting the standard for corporate adoption. Bitcoin (BTC) was created in 2009 by the mysterious Satoshi Nakamoto, but it wasn’t until 2020 that the corporate space [...]]]>

Author: Crypto News Flash

2025/10/01

Share

Ripple And Coinbase Among Eligible Firms As Crypto Custodians Under New SEC Guidance

Ripple And Coinbase Among Eligible Firms As Crypto Custodians Under New SEC Guidance

Tron treasury firm Tron Inc. has plummeted 85% since June amid a broader slump in the shares of digital asset treasury (DAT) companies. The stock [...]

Author: Insidebitcoins

2025/10/01

Share

Recommended by active authors

BitcoinEthereumNews

BitcoinEthereumNews

Cryptopolitan

PANews

Coinstats

Related Tags

#Oracle #Brifge #Yield-Farming #Basis-Trading #Prediction-Market #Launchpad #Liquid-Staking #DePIN #RWA

Latest Articles

Why CIBC’s Reassuring Analysis Reveals No Reason To Fear A Currency Collapse

Why CIBC’s Reassuring Analysis Reveals No Reason To Fear A Currency Collapse

2026/02/10 05:40

Top 3 Meme Coins to Buy Now: Pepeto (PEPETO), Dogecoin (DOGE), and Pepe Coin (PEPE) Attract Smart Money Interest

Top 3 Meme Coins to Buy Now: Pepeto (PEPETO), Dogecoin (DOGE), and Pepe Coin (PEPE) Attract Smart Money Interest

2026/02/10 05:30

Sushi Solana integration expands multichain DeFi reach

Sushi Solana integration expands multichain DeFi reach

2026/02/10 05:22

Why most companies are not ready for autonomous AI

Why most companies are not ready for autonomous AI

2026/02/10 05:03

Sushi Solana integration signals strategic DeFi expansion on a fast-growing blockchain

Sushi Solana integration signals strategic DeFi expansion on a fast-growing blockchain

2026/02/10 04:54