Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14622 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
MoonBull, Cheems, and Pudgy Penguins Compared

MoonBull, Cheems, and Pudgy Penguins Compared

The post MoonBull, Cheems, and Pudgy Penguins Compared appeared on BitcoinEthereumNews.com. Crypto News 26 September 2025 | 03:15 Discover why MoonBull, Cheems, and Pudgy Penguins are the new meme coins to watch in 2025. Explore presale hype, whitelist perks, and market trends. Ever wondered which meme coin might be the next rocket ship in the cryptoverse? The buzz around tokens like Cheems, Pudgy Penguins, and now MoonBull is turning crypto groups into a frenzy of chatter. Each of these coins brings its own flavor, with Cheems rooted in classic meme nostalgia and Pudgy Penguins rising from NFT fame. Yet all eyes are drifting toward MoonBull, where excitement is brewing over its exclusive whitelist and the much-anticipated presale. For those chasing the thrill of early entries, MoonBull’s whitelist has become the ticket that everyone wants, but it’s closing soon. Unlike older meme coins that relied only on hype, this project is blending utility with culture. The presale isn’t just another launch – it’s a door to staking rewards, secret token drops, and bonus allocations. The whitelist is filling up fast, and the first-come, first-served spots are disappearing quicker than peanuts at a hippo party. MoonBull ($MOBU): Whitelist Fever and Presale Excitement MoonBull ($MOBU) has quickly earned the spotlight as the new meme coin to watch. Built on Ethereum, it blends viral meme culture with robust smart contract reliability. The official presale is set for September 26, and the clock is ticking for early adopters. By joining the whitelist, supporters gain the lowest possible entry price, exclusive staking rewards, and bonus allocations that won’t be available once the presale opens to the public. The whitelist is filling fast, and this urgency is no accident. Whitelisted members will receive private hints about the roadmap, secret token drops, and insider notifications before launch. Everything about MoonBull is designed to reward early movers. It’s a first-come,…

Author: BitcoinEthereumNews
Aave V4 Launches Q4 2025: Essential Updates Every User Must Know

Aave V4 Launches Q4 2025: Essential Updates Every User Must Know

Decentralized finance (DeFi) continues to evolve rapidly with the upcoming release of Aave’s V4 protocol, set for the final quarter of 2025. This major upgrade aims to introduce more flexible lending markets, improved risk controls, and a revamped user interface designed to enhance the borrowing and lending experience within the blockchain ecosystem. As the DeFi [...]

Author: Crypto Breaking News
Fed's Logan: Fed should abandon federal funds rate and use Treasury bond overnight rate instead

Fed's Logan: Fed should abandon federal funds rate and use Treasury bond overnight rate instead

PANews reported on September 26 that Dallas Federal Reserve President Logan said the Fed should abandon its use of the federal funds rate as a benchmark for conducting monetary policy and instead consider an overnight rate tied to the more robust U.S. Treasury-backed lending market. Logan believes the federal funds rate target is outdated, and the link between the little-used interbank market and the overnight money market is fragile and could suddenly break. She said updating the Fed's mechanisms for implementing monetary policy would be part of an efficient and effective central banking system. "Some might say that since everything is working now, there's no need to act," Logan said. "But if the transmission mechanism between the federal funds rate and other money markets breaks down, we will need to find an alternative target quickly. I don't believe that making important decisions under time pressure is the best way to promote a strong economy and financial system." She said the Tripartite General Guaranteed Rate (TGCR) could offer the most benefits. Logan noted that the TGCR covers over $1 trillion in daily transactions, allowing changes to be effectively transmitted through money markets. Meanwhile, trading volume in the federal funds market currently averages less than $100 billion.

Author: PANews
5 Best Crypto Investment For 2025: BlockDAG Leads As Pepeto, Bitcoin Hyper, Snorter, And Maxi Doge Build Strength

5 Best Crypto Investment For 2025: BlockDAG Leads As Pepeto, Bitcoin Hyper, Snorter, And Maxi Doge Build Strength

BlockDAG is grabbing headlines with a record raise, Pepeto is taking the meme spotlight with staking and a live demo […] The post 5 Best Crypto Investment For 2025: BlockDAG Leads As Pepeto, Bitcoin Hyper, Snorter, And Maxi Doge Build Strength appeared first on Coindoo.

Author: Coindoo
Aave’s V4 protocol upgrade is coming: Here’s what to expect

Aave’s V4 protocol upgrade is coming: Here’s what to expect

                                                                               The update promises major changes to improve user experience and introduces a modular design, replacing Aave's monolithic architecture.                     Decentralized finance (DeFi) platform Aave is releasing its V4 update, a major protocol upgrade, sometime in the fourth quarter of 2025, introducing modular lending markets and new risk controls among new features. The update introduces a “hub and spoke” modular design to Aave to allow for crypto borrowing and lending markets with more custom parameters, without trapping liquidity in different siloes, according to an update from Aave.Liquidity hubs act as central pools for modular spokes; each of the spokes represents a different market with one of three risk profiles and features different borrowing and lending rates, replacing Aave’s current uniform rates. The team wrote:Read more

Author: Coinstats
Cardano (ADA) Price Prediction: ADA Revisits Support While Mutuum Finance (MUTM) Races Ahead With Strong Momentum

Cardano (ADA) Price Prediction: ADA Revisits Support While Mutuum Finance (MUTM) Races Ahead With Strong Momentum

The post Cardano (ADA) Price Prediction: ADA Revisits Support While Mutuum Finance (MUTM) Races Ahead With Strong Momentum appeared on BitcoinEthereumNews.com. Cardano (ADA) is currently testing critical support levels after a recent price crash, with market analysts seeing if it will manage to catch a rally towards higher targets. ADA, while still an experienced altcoin with a history of steady progress, appears to be sensitive to technical levels and general sentiment in the short term. Mutuum Finance (MUTM) is gaining growing momentum in presale, however. Mutuum Finance presale stage 6 is 45% sold out and on sale for $0.035. The project has zoomed past $16.25 million and over 16,570 distinct holders have registered. Being a lending-and-borrowing DeFi protocol, Mutuum Finance is turning out to be a utility-driven project with huge potential upside. Backed by early traction and a scalable architecture, the majority of investors think it’s a token that can beat more established projects in the next market cycle. Cardano (ADA) Price Prediction: Consolidates Near Key Support Cardano (ADA) is selling for around $0.82. ADA is probing support at $0.78–$0.80, with overhead resistance at $0.90–$0.95. If ADA fails to convincingly break above the resistance levels, price will most likely continue to remain range-bound or even retreat to firmer support at $0.70. On the other hand, Mutuum Finance (MUTM) has great potential and is solid. Presale Frenzy and Investor Enthusiasm Mutuum Finance has received exceedingly great interest in Stage Six of presale at $0.035, increasing by 16.17% compared to the previous round. Investor interest has also been record-breaking with more than 16,570 investors and more than $16.25 million raised so far. Enhancing the growth, Mutuum Finance (MUTM) also launched a $50,000 USDT Bug Bounty Program as an effort to make the platform even more secure. The bugs are ranked on four levels, i.e., critical, major, minor, and low, in an effort to cover all the aspects of vulnerability. It is built on…

Author: BitcoinEthereumNews
Break Chains, Bank Gains: 3 Best Cryptos to Join in 2025 Roaring Ahead As One Upcoming Presale Sets the Stage Ablaze

Break Chains, Bank Gains: 3 Best Cryptos to Join in 2025 Roaring Ahead As One Upcoming Presale Sets the Stage Ablaze

Can selecting the right meme coin in 2025 be the difference between staggering profits and missed opportunities? With the explosive rise of meme coins capturing headlines and reshaping portfolios, crypto investors are now faced with a crucial question: which projects truly deserve attention before the next wave of digital gold rush begins? The reality is […] The post Break Chains, Bank Gains: 3 Best Cryptos to Join in 2025 Roaring Ahead As One Upcoming Presale Sets the Stage Ablaze appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
XRP finds new life in DeFi with mXRP staking frenzy

XRP finds new life in DeFi with mXRP staking frenzy

The post XRP finds new life in DeFi with mXRP staking frenzy appeared on BitcoinEthereumNews.com. XRP holders eager for yield opportunities have quickly embraced mXRP, the first liquid staking token native to the token’s ecosystem. On Sept. 25, blockchain infrastructure provider Axelar revealed that the product’s initial vault of 6.5 million tokens filled within two days of launch, forcing it to raise the cap to 10 million. Notably, the total value of assets locked in the vault amounts to nearly $20 million. Total Value of Assets Locked in mXRP Vault (Source: Axelar) This swift expansion highlights pent-up demand from investors seeking to put dormant XRP to work through decentralized finance. What is mXRP? mXRP is designed to unlock fresh utility for XRP, which has remained idle for years despite being one of crypto’s oldest assets. Built on the XRP Ledger’s Ethereum Virtual Machine (EVM) sidechain, the token allows users to stake XRP through Midas, a tokenization platform. In return, they receive a wrapped representation—mXRP—that can earn targeted annual yields of up to 8%. The process begins when XRP is bridged to the sidechain and deposited into tokenized vaults. Those deposits are then allocated into yield strategies overseen by independent managers, known as “risk curators.” At launch, Hyperithm took on that role, directing capital into market-making and liquidity provisioning activities. The performance of these strategies flows back into the value of mXRP itself, ensuring that holders see returns directly in the token they own. Midas co-founder and CEO Dennis Dinkelmeyer framed the initiative to mobilize long-dormant capital. According to him: “Much of the XRP supply has been dormant for years; mXRP provides a transparent mechanism for users to access onchain strategies.” Expanding XRP’s role in DeFi Meanwhile, the project reflects a broader movement to make XRP more versatile within decentralized markets. XRP’s DeFi ecosystem pales significantly compared to rivals like Ethereum, which have hundreds of billions…

Author: BitcoinEthereumNews
PayPal Taps Spark to Boost PYUSD Liquidity by $1B Through DeFi Lending

PayPal Taps Spark to Boost PYUSD Liquidity by $1B Through DeFi Lending

The post PayPal Taps Spark to Boost PYUSD Liquidity by $1B Through DeFi Lending appeared on BitcoinEthereumNews.com. PayPal and decentralized finance platform Spark have teamed up to grow liquidity for PYUSD$0.9994 onchain, aiming to scale deposits from $100 million today to $1 billion in the weeks ahead. PYUSD, issued by Paxos and pegged to the U.S. dollar, was recently onboarded to SparkLend, Spark’s lending marketplace. The integration gives users the ability to supply and borrow PYUSD, with liquidity supported by Spark’s $8 billion stablecoin reserve pool. This approach contrasts with traditional liquidity programs that rely on expensive market-maker incentives, instead offering predictable depth at set borrowing costs. “Predictable access to deep liquidity is what allows stablecoins like PYUSD to scale quickly,” said Sam MacPherson, CEO of Phoenix Labs, a Spark contributor. He framed the initiative as a blueprint for how fintech firms can use DeFi to bootstrap adoption of new stablecoins. The partnership comes as stablecoins see renewed momentum, with global supply climbing nearly $30 billion in three months to $263 billion and daily transaction volumes topping $100 billion. Spark previously deployed $630 million in on-chain Bitcoin-backed loans to Coinbase. “With total DeFi value approaching $150 billion, platforms like Spark are crucial to advancing PYUSD as a cornerstone for defi with deep liquidity,” said David Weber, Head of PYUSD Ecosystem, PayPal in a press release. Source: https://www.coindesk.com/business/2025/09/25/paypal-taps-spark-to-boost-pyusd-liquidity-by-usd1b-through-defi-lending

Author: BitcoinEthereumNews
Gcore Radar Report Reveals 41% Surge In DDoS Attack Volumes

Gcore Radar Report Reveals 41% Surge In DDoS Attack Volumes

Gcore released its Q1-Q2 2025 Radar report into DDoS attack trends. The report reveals a significant escalation in the total number of DDoS attacks and their magnitude, measured in terabits per second (Tbps) The largest attack peaked at 2.2 Tbps, surpassing the 2 Tbps peak recorded in late 2024.

Author: Hackernoon