Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14603 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Kamino launches security page detailing $4B protections on Solana

Kamino launches security page detailing $4B protections on Solana

The post Kamino launches security page detailing $4B protections on Solana appeared on BitcoinEthereumNews.com. Key Takeaways Kamino, Solana’s top lending protocol, launched a dedicated security transparency page. The security page details protections for over $4 billion in user deposits on Kamino. Kamino, Solana’s leading lending protocol, launched a security page today detailing protections for over $4 billion in user deposits. The page highlights the protocol’s comprehensive security framework, including formal verification partnerships and extensive audit history. The security page showcases Kamino’s collaboration with Certora, a formal verification firm that conducted three security verifications for the protocol. Recent checks on lending vaults confirmed zero critical vulnerabilities as of September 2025. Kamino recently completed an advanced fuzzing campaign in partnership with Ackee Blockchain that executed millions of instructions against its smart contracts. The months-long testing process identified zero insolvency risks and zero technical or economic bugs. The protocol has integrated fuzzing into its ongoing code review process, adding to a security stack that includes open sourcing and 18 audits. These measures have supported Kamino’s position as Solana’s most resilient money market, enabling features like borrowing against tokenized equities without bad debt incidents. Kamino operates on Solana, a high-performance blockchain platform that hosts various DeFi protocols. Recent integrations on the platform include restaking vaults and tokenized equities borrowing as of September 2025. Source: https://cryptobriefing.com/kamino-security-page-solana-4b-protections/

Author: BitcoinEthereumNews
Solana (SOL) Targets $300, But Mutuum Finance (MUTM) Could Be the One to Deliver 25x Profits

Solana (SOL) Targets $300, But Mutuum Finance (MUTM) Could Be the One to Deliver 25x Profits

The post Solana (SOL) Targets $300, But Mutuum Finance (MUTM) Could Be the One to Deliver 25x Profits appeared on BitcoinEthereumNews.com. Solana (SOL) continues to add to its dominance of the market, with analysts seeing the potential to drive towards $300 as developers and institutions remain keen. While SOL has potential for growth, its upside is quite modest when compared to some of the newer projects. Mutuum Finance (MUTM), which is now presale for $0.035, is making headlines for its lending-and-borrowing protocol with DeFi emphasis, set to provide real-world adoption and scale-fit utility.  Mutuum Finance is available for $0.035 at presale level 6. The protocol has exceeded more than $16.2 million in funds raised from more than 16,550 holders. With significantly lower price, the majority of investors believe that MUTM can return up to 25x, and this would be one of the top choices for investors seeking more solid returns in the year 2025. Solana Price Prediction Solana (SOL) is fluctuating around $231.50, holding ground below the critical $245–$250 resistance point. Analysts note that SOL will need a clear break above this level to build momentum towards its $270–$300 level that has been projected for Q4. Failure to break through resistance could have the asset stuck in the between $220 and $250 range, and overall market sentiment will be the determiner of whether higher levels are an achievable target. On the other hand, new project Mutuum Finance (MUTM) is being heralded as having improved growth opportunities. Strong Presale Performance Mutuum Finance has hit Stage Six of presale, with tokens selling at $0.035 after experiencing a 16.17% price increase from the previous round. Investor demand remains strong, with more than 16,550 participants and more than $16.2 million raised in capital. To strengthen platform security, Mutuum Finance is introducing a $50,000 USDT Bug Bounty Program. The vulnerabilities are categorized into four types, critical, major, minor, and low, in order to ensure proper detection…

Author: BitcoinEthereumNews
Ripple Partner Exchange Drops Crucial Scam Alert for XRP, Crypto Community

Ripple Partner Exchange Drops Crucial Scam Alert for XRP, Crypto Community

The post Ripple Partner Exchange Drops Crucial Scam Alert for XRP, Crypto Community appeared on BitcoinEthereumNews.com. Web3 financial platform Uphold has issued a crucial scam alert to XRP and the broader crypto community. In a tweet, Uphold noted a sharp rise in fake accounts on X impersonating Uphold employees or support channels, some even displaying the standard blue check mark. 🚨 Scam Alert! We’ve seen a sharp rise in fake accounts on 𝕏 impersonating Uphold employees or support channels, some even showing the standard blue check. ⚠️ Important: These are NOT Uphold employees. Only accounts with the Uphold Verified badge (our logo next to the handle)… — Uphold (@UpholdInc) September 24, 2025 Uphold stated, most importantly, that these are not Uphold employees, as only accounts with the Uphold Verified badge (with its logo next to the handle) are official. In the wake of fake X accounts parading as Uphold employees, the exchange warns crypto users not to engage with such accounts and also to report them. In case of doubt, they should verify information from official Uphold channels. In 2023, Ripple announced its partnership with Uphold to provide Ripple with enhanced crypto liquidity capabilities to underpin and boost its cross-border payments infrastructure. Uphold was also named exchange partner for Ripple USD stablecoin, RLUSD, when it launched globally in December 2024. What’s coming for XRP Ledger? According to the recently updated institutional DeFi roadmap for the XRP Ledger, the most significant near-term milestone is the launch of XRPL’s native lending protocol, scheduled for release in XRPL Version 3.0.0 later this year. A core design principle for XRPL programmability is to extend functionality without compromising the network’s reliability and simplicity. This year, progress has been made on extensions, which allow developers to add small, verifiable pieces of code to native features, such as escrows or AMMs. This modular approach enables “Smart Escrows” with custom release conditions, without the risks associated…

Author: BitcoinEthereumNews
XRP DeFi Gets Major Boost as Flare’s ‘FXRP’ Goes Live

XRP DeFi Gets Major Boost as Flare’s ‘FXRP’ Goes Live

The post XRP DeFi Gets Major Boost as Flare’s ‘FXRP’ Goes Live appeared on BitcoinEthereumNews.com. Flare has introduced FXRP, a wrapper of XRP which allows the token to be utilized in decentralized finance. This is a major move by the two networks. Accordingly, the XRP can be a 1:1 ERC-20 token on Flare blockchain. Flare’s FAssets System Goes Live, Locking Over $7.1 Million in XRP Within Hours Within hours of launch, more than $7.1 million worth of XRP had already flowed into Flare’s core vault, according to data shared by an XRP validator (@Vet_XO). That figure is climbing, with minting activity showing strong early demand for the new asset. Flare launched fXRP. So far $7,100,000 is in the core XRP Vault, steadily increasing. Minting is already happening and i was looking to checkout how the on chain stats are doing on this launch. This is a decentralized process btw. pic.twitter.com/HVxrut8FhG — Vet 🏴‍☠️ (@Vet_X0) September 24, 2025 Users can now lock XRP and mint FXRP through the FAssets system by Flare. This provides them with collateralized and decentralized access to DeFi services. This system lets XRP act as collateral, liquidity or staking capital for DeFi protocols on the Flare network. This will provide XRP holders with fresh opportunities beyond payments and money transfer use cases to wider decentralized finance purposes. RippleX (the development arm of Ripple) highlighted that FXRP enables lending, borrowing, and yield generation opportunities that were not previously available for XRP holders. This potential is already drawing institutional interest. Firms like Everything Blockchain have adopted Flare’s XRP DeFi framework for treasury management. Flare cofounder Hugo Philion called the launch a culmination of years of development. He thanked validators, infrastructure providers, and partners for supporting the network since its early days. Philion also credited a 2018 conversation with Ripple’s David Schwartz, also known as Joel Katz, as a pivotal moment that shaped the project.…

Author: BitcoinEthereumNews
ETFs, RWAs, stablecoins ended traditional four-year cycle and alt seasons

ETFs, RWAs, stablecoins ended traditional four-year cycle and alt seasons

The post ETFs, RWAs, stablecoins ended traditional four-year cycle and alt seasons appeared on BitcoinEthereumNews.com. The traditional four-year crypto cycle appears to be broken, as institutional adoption through exchange-traded funds, real-world asset tokenization, and stablecoin infrastructure reshapes market conditions. In a Sept. 24 report, the analyst identified as Ignas noted that the launch of Bitcoin (BTC) and Ethereum (ETH) ETFs in 2024 marked a watershed moment, with crypto ETFs leading all categories with $34 billion in inflows since April. Attractive for TradFi The products attracted pension funds, advisors, and banks, shifting crypto from retail speculation to institutional portfolios alongside gold and Nasdaq holdings. Bitcoin ETFs now hold over $150 billion in assets under management, representing 6% of the total supply, while Ethereum ETFs control 5.6% of the ETH supply. The September approval of generic listing standards for commodity ETPs accelerates this shift by enabling faster approvals for additional crypto assets. It positions new fund filings for Solana, XRP, and other digital assets to follow. The report identified this transition as “The Great Crypto Rotation,” where ownership shifts from retail speculators to long-term institutional allocators. Traditional four-year cycle believers sell while institutions accumulate, resetting cost bases higher and establishing new price floors. ETFs now serve as primary buyers for Bitcoin and Ethereum, fundamentally altering supply conditions that historically drove cyclical patterns. Stablecoin and DAT reshape Stablecoins have evolved beyond serving as trading tools to encompass payments, lending, and treasury functions. The report mentioned the $30 billion real-world asset market as a demonstration of this expansion, with tokenized treasuries, credit, and commodities creating on-chain financial infrastructure. Recent CFTC approval for stablecoins as derivatives collateral adds institutional demand beyond spot purchases. Payment-focused blockchains, such as Tempo by Stripe and Plasma by Tether, encourage the adoption of stablecoins in the real-world economy rather than solely for speculative trading. This development provides crypto credibility while reducing direct correlation to Bitcoin…

Author: BitcoinEthereumNews
XRP And DeFi: The Roadmap That Tells It All

XRP And DeFi: The Roadmap That Tells It All

Ripple has unveiled the next phase of its roadmap for the XRP Ledger (XRPL) in relation to institutional DeFi. The roadmap focuses on tokenization, privacy, and native lending, and plans to introduce more stablecoins on the network, which is a positive for XRP’s utility.  Ripple Reveals Latest Roadmap For Institutional DeFi On The Ledger In […]

Author: Bitcoinist
Bion and ENI Partners to Ignite the Next Wave of Web3 Commerce

Bion and ENI Partners to Ignite the Next Wave of Web3 Commerce

Bion and ENI set to reshape the future of Web3 commerce by inculcating new utilities, immersive experiences, and stronger community engagement.

Author: Blockchainreporter
Stablecoin Market Cap Hits $294B ATH as New Issuers Enter the Arena

Stablecoin Market Cap Hits $294B ATH as New Issuers Enter the Arena

The post Stablecoin Market Cap Hits $294B ATH as New Issuers Enter the Arena appeared on BitcoinEthereumNews.com. The stablecoin market just marked another all-time high. Total market capitalization now stands at $294 billion, The majority of these tokens continue to circulate on Ethereum, cementing its place as the backbone of the stablecoin ecosystem. But this growth isn’t just about the old giants like USDT and USDC. New entrants are making waves with innovative models and fresh incentives for users. Let’s take a closer look at the latest developments. Total Stablecoin Market Cap just hit a new ATH of $294 BILLION Guess where most of those stablecoins live? You guessed it: Ethereum pic.twitter.com/0QQBqS4Y26 — Crypto-Gucci.eth ᵍᵐ🦇🔊 (@CryptoGucci) September 24, 2025 USDH Launches on Hyperliquid Native Markets has officially rolled out USDH, a fully backed stablecoin pegged to the U.S. dollar. The token is now live on Hyperliquid with a USDH/USDC trading pair already seeing more than $2.2 million in early trading volume. The reserves behind USDH are managed through a hybrid structure. Backing comes from cash and short-term U.S. Treasury bonds, while transparency is maintained through oracle feeds. An initial mix of off-chain and on-chain allocation ensures liquidity and stability. HYPERLIQUID RA MẮT STABLECOIN USDH 🔹 USDH đã ghi nhận hơn 2 triệu USD khối lượng giao dịch ngay trong giai đoạn đầu 🔹 Được bảo chứng bằng tiền mặt và trái phiếu kho bạc Mỹ ngắn hạn, USDH nhằm giảm sự phụ thuộc vào các stablecoin bên ngoài như USDC,… pic.twitter.com/4IRnySisKX — ThuanCapital (@ThuanCapital) September 24, 2025 The issuer has also mapped out a yield-sharing model:  50% of reserve yields will be used to buy back HYPE tokens.  The remaining 50% will support Hyperliquid’s ecosystem growth. For Hyperliquid, this launch is a step toward reducing reliance on USDC, which still represents over 90% of total deposits. USDH could help diversify liquidity on the platform and create new…

Author: BitcoinEthereumNews
Mutuum Finance (MUTM): The $0.035 DeFi Crypto Leaving Shiba Inu (SHIB) in the Dust in 2025

Mutuum Finance (MUTM): The $0.035 DeFi Crypto Leaving Shiba Inu (SHIB) in the Dust in 2025

The post Mutuum Finance (MUTM): The $0.035 DeFi Crypto Leaving Shiba Inu (SHIB) in the Dust in 2025 appeared on BitcoinEthereumNews.com. Shiba Inu (SHIB) is a crypto veteran, but its 2025 price performance has been marked by high volatility with little upside. That’s in contrast to Mutuum Finance (MUTM), which is gaining investors’ notice. At a presale price of $0.035, MUTM is constructing a DeFi lending-and-borrowing protocol that promises real-world adoption and long-term use. Mutuum Finance is in presale stage 6 and can be purchased at $0.035. The project has soared past $16.2 million and over 16,550 distinct holders have registered. With experts predicting the ability to deliver over-the-top gains, Mutuum Finance  is expected to easily surpass Shiba Inu (SHIB) and ranks among the best bet tokens to follow in the current cycle. Shiba Inu (SHIB) Weakens As Momentum Continues to Decline Shiba Inu (SHIB) is worth approximately $0.00001247 on 22 September 2025 and fell 4% in the last 24 hours. The new token action shows backing away from points of resistance, with major markers like realized volatility falling to approximately 64%, an all-time low since December 2023, and this is a marker of reduced speculative activity and less volatile oscillations. Support remains at $0.000011, but up to $0.000015–$0.000020 becomes increasingly likely to require new demand or triggers. Meanwhile, Mutuum Finance (MUTM) is argued to be a growth potential standard in the current cycle. Presale Frenzy and Investor Enthusiasm Mutuum Finance has gained strong interest during Stage Six of their presale at $0.035, 16.17% higher than the previous round. The demand from the investors has also been at an all-time high with more than 16,550 investors and more than $16.2 million raised so far. Enhancing the growth, Mutuum Finance (MUTM) also launched a $50,000 USDT Bug Bounty Program in a bid to further secure the platform. The bugs are ranked into four levels, i.e., critical, major, minor, and low, in a…

Author: BitcoinEthereumNews
Mutuum Finance (MUTM): The $0.035 DeFi Crypto Leaving Shiba Inu (SHIB) in the Dust in 2025

Mutuum Finance (MUTM): The $0.035 DeFi Crypto Leaving Shiba Inu (SHIB) in the Dust in 2025

Shiba Inu (SHIB) is a crypto veteran, but its 2025 price performance has been marked by high volatility with little upside. That’s in contrast to Mutuum Finance (MUTM), which is gaining investors’ notice. At a presale price of $0.035, MUTM is constructing a DeFi lending-and-borrowing protocol that promises real-world adoption and long-term use. Mutuum Finance […]

Author: Cryptopolitan