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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14497 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
RLUSD Becomes a Tool for Social Impact in Ripple’s Latest Initiative

RLUSD Becomes a Tool for Social Impact in Ripple’s Latest Initiative

The post RLUSD Becomes a Tool for Social Impact in Ripple’s Latest Initiative appeared on BitcoinEthereumNews.com. Fintech 16 September 2025 | 17:17 Ripple is experimenting with a new kind of giving: using its own stablecoin to fund social programs. The company has committed $25 million in Ripple USD (RLUSD) to initiatives that expand access to small business financing and provide career support for U.S. veterans. Stablecoins as Social Infrastructure By distributing aid directly in RLUSD, Ripple is sidestepping traditional bank transfers and testing how stablecoins perform in nonprofit environments. The firm argues that digital tokens can cut settlement delays, reduce costs, and offer full transparency on where money flows — turning stablecoins into a practical tool rather than just a trading asset. Small Business Lending Gets a Boost One of the beneficiaries, Accion Opportunity Fund, will use the contribution to strengthen its lending capacity. Ripple estimates the support could unlock around $125 million in loans for entrepreneurs who struggle to secure credit from mainstream banks. The plan also includes an accelerator program designed to provide seed funding and mentorship for new founders. Creating Pathways for Veterans Hire Heroes USA will direct its share of RLUSD toward veteran job training and career placement. Ripple expects the initiative to help create more than 14,000 career paths for service members leaving the military each year, with a focus on fintech and digital economy roles. If fully scaled, the program could generate close to $900 million annually in economic activity. Part of a Bigger Pattern This is not Ripple’s first large donation of 2025. Earlier in the year, the firm provided another $25 million — also in RLUSD — to education nonprofits, backing tens of thousands of classroom projects. With this latest move, Ripple is positioning its stablecoin not just as a financial product but as a bridge between blockchain and community development. The information provided in this article is…

Author: BitcoinEthereumNews

2025/09/16

Managed DeFi Yield Provider Tesseract Secures MiCA License

Managed DeFi Yield Provider Tesseract Secures MiCA License

The post Managed DeFi Yield Provider Tesseract Secures MiCA License appeared on BitcoinEthereumNews.com. The Helsinki-based firm received its license from Finland in what it says is a first for the EU. Crypto asset management firm Tesseract has secured a Markets in Crypto-Assets regulation (MiCA) license from Finland’s Financial Supervisory Authority, offering EU investors regulated, managed yield-generating services via DeFi protocols. Tesseract’s MiCA license allows the Helsinki-based firm to offer portfolio management, custody, and asset transfers for both retail and institutional investors, according to a press release shared with The Defiant. Regarding investment thresholds, Tesseract Group CEO James Harris said in commentary for The Defiant that there is no minimum for retail users. For corporate treasuries, starting deposits typically begin around $1 million. The firm says that the license makes it the first regulated European entity “to offer services that generate yield via active portfolio management across DeFi protocols.” According to its website, Tesseract has over $500 million in assets under management and has provided $20 million in yield across fifteen crypto assets. Mix of Strategies Tesseract’s Managed DeFi product spreads investments across yield farming, lending, staking, liquidity provision, and arbitrage on vetted DeFi protocols, while the team adjusts allocations to manage risk and respond to changing market conditions. When asked how Tesseract decides which DeFi protocols or strategies to include in its Managed DeFi portfolio, Harris didn’t provide a detailed explanation, saying only that the firm maintains a risk management framework. “We maintain a rigorous portfolio and risk management framework, and actively monitor asset allocations and market events. Our Managed DeFi products use an actively managed, diverse mix of strategies all aimed at optimising risk-reward ratios with a high level of transparency,” Harris said. Navigating Through Ambiguity MiCA, the EU’s sweeping regulatory framework for crypto, fully came into effect in December 2024, and sets EU-wide requirements and regulatory clarity for crypto firms, or…

Author: BitcoinEthereumNews

2025/09/16

Digital Asset Treasuries Face mNAV Collapse, Standard Chartered Warns

Digital Asset Treasuries Face mNAV Collapse, Standard Chartered Warns

The post Digital Asset Treasuries Face mNAV Collapse, Standard Chartered Warns appeared on BitcoinEthereumNews.com. The boom in digital asset treasury (DAT) companies — fueled by the success of Strategy’s Bitcoin-buying — has shone a spotlight on cryptocurrencies such as Bitcoin (BTC), Ether (ETH) and Solana (SOL). However, that spotlight has dimmed in recent weeks as the market net asset values (mNAVs) of many DATs collapsed, exposing smaller firms to growing risks, Standard Chartered warned Monday. In the world of DATs, mNAV measures the ratio of a company’s enterprise value to the value of its cryptocurrency holdings. An mNAV above 1 allows a firm to issue new shares and keep accumulating digital assets. Below that threshold, it becomes far harder — and less prudent — to expand holdings. Standard Chartered noted that several high-profile DATs have recently slipped below that critical level, effectively shutting off their ability to keep buying.  “The recent collapse in DAT mNAVs will likely drive differentiation and market consolidation,” the bank said. “Differentiation will favour the largest in breed, cheapest funders and those with staking yield” — a nod to big, liquid players like Strategy (MSTR) and Bitmine (BMNR), as well as firms able to raise money through low-cost debt. The research tracked companies including Strategy, Bitmine, Metaplanet (MTPLF), Sharplink Gaming (SBET), Upexi (UPXI) and DeFi Development Corp (DFDV), highlighting how their valuations have compressed in recent weeks. Digital asset treasuries’ mNAVs have been under broad pressure since June. Source: Standard Chartered According to the bank, mNAV suppression is being driven by market saturation, growing investor caution, unsustainable business models and the rapid expansion of Ether and Solana treasury strategies.  “We see market saturation as the main driver of recent mNAV compression,” the analysts wrote, noting that Strategy’s success in acquiring Bitcoin already spawned 89 imitators. If mNAVs remain depressed, Standard Chartered expects consolidation across the sector, with larger players potentially…

Author: BitcoinEthereumNews

2025/09/16

New Cryptocurrency Mutuum Finance (MUTM) Raises $15.8M as Phase 6 Reaches 40%

New Cryptocurrency Mutuum Finance (MUTM) Raises $15.8M as Phase 6 Reaches 40%

Dubai, UAE, 16th September 2025, Chainwire

Author: CryptoPotato

2025/09/16

Những Altcoin Hàng Đầu Cần Theo Dõi Khi Các Tập Đoàn UK-US Đẩy Mạnh Việc Kết Nhập Tài Sản Kỹ Thuật Số vào Tech Bridge

Những Altcoin Hàng Đầu Cần Theo Dõi Khi Các Tập Đoàn UK-US Đẩy Mạnh Việc Kết Nhập Tài Sản Kỹ Thuật Số vào Tech Bridge

Một liên minh gồm các hiệp hội hàng đầu trong lĩnh vực tài chính, công nghệ và kỹ thuật số đã gửi thư tới chính phủ Anh, kêu gọi đưa Công nghệ Sổ Cái Phân Tán (DLT) trở thành một trụ cột chính trong khuôn khổ UK-US Tech Bridge. UK-US Tech Bridge là một sáng […]

Author: Bitcoinist

2025/09/16

Cardano News Today: ADA vs ETH Attention Shifts as MAGACOIN FINANCE Joins Hidden Gem Watchlists

Cardano News Today: ADA vs ETH Attention Shifts as MAGACOIN FINANCE Joins Hidden Gem Watchlists

Cardano and Ethereum are drawing attention with recent upgrades, while MAGACOIN FINANCE is appearing on hidden gem watchlists as altcoin interest spreads.

Author: Blockchainreporter

2025/09/16

Best Solana Meme Coins to Buy as $SOL Tests $250 After $1.35B Treasury Buy

Best Solana Meme Coins to Buy as $SOL Tests $250 After $1.35B Treasury Buy

Solana continues to impress investors, who are now more keen than ever to pour larger and larger sums of money […] The post Best Solana Meme Coins to Buy as $SOL Tests $250 After $1.35B Treasury Buy appeared first on Coindoo.

Author: Coindoo

2025/09/16

Chainlink Oracles Power Real-Time Market Data for EU-Regulated Exchange 21X on Polygon

Chainlink Oracles Power Real-Time Market Data for EU-Regulated Exchange 21X on Polygon

Chainlink’s collaboration with 21x allows investors to access verified price and bid-ask data, with Black Manta Capital’s UBS USD Money Market Fund. Future phases aim to expand beyond post-trade reporting to include pre-trade data and broader asset classes, enhancing transparency, collateral utility, etc. Chainlink has now extended its footprint into the EU’s regulated financial markets [...]]]>

Author: Crypto News Flash

2025/09/16

Epoch Protocol’s Successful Raise for Composable Solver Networks to Improve DeFi

Epoch Protocol’s Successful Raise for Composable Solver Networks to Improve DeFi

The post Epoch Protocol’s Successful Raise for Composable Solver Networks to Improve DeFi appeared first on Coinpedia Fintech News The decentralized finance landscape has reached an inflection point. With total value locked approaching $100 billion across dozens of chains, DeFi’s success has paradoxically created its greatest challenge: a fragmented ecosystem where optimal execution requires navigating an increasingly complex maze of protocols, bridges, and liquidity pools. Epoch Protocol, positioning itself as the Universal Coordination Layer …

Author: CoinPedia

2025/09/16

Helius launches a $500 million treasury on Solana: shares over 200%

Helius launches a $500 million treasury on Solana: shares over 200%

A stake of over 500 million dollars on Solana shines the spotlight on Helius Medical Technologies (Helius).

Author: The Cryptonomist

2025/09/16

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