Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14248 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Best Crypto to Buy for 45x Gains: Shiba Inu (SHIB) vs Mutuum Finance (MUTM)

Best Crypto to Buy for 45x Gains: Shiba Inu (SHIB) vs Mutuum Finance (MUTM)

The post Best Crypto to Buy for 45x Gains: Shiba Inu (SHIB) vs Mutuum Finance (MUTM) appeared on BitcoinEthereumNews.com. As the crypto market gears up for its next wave of high-returns, Mutuum Finance (MUTM) has emerged as a disruptive coin capturing the attention of investors seeking exponential gains. The Mutuum Finance presale is now live at stage 6, offering tokens at a price of $0.035, which could generate substantial returns for investors, with estimates of up to 45x growth in the near future. The project has already sold more than $15.3 million and attracted more than 16,000 token holders.  With its cutting-edge approach to decentralized finance and ambitious roadmap, analysts are already speculating about whether MUTM could deliver the kind of breakout performance that defines the next bull cycle. Meanwhile, established memecoins like Shiba Inu (SHIB) continue to maintain their presence in the meme-coin sector, but the focus is now shifting towards projects that offer both utility and growth potential. Shiba Inu (SHIB): Limited Upside Medium-Term, Ecosystem Activity Persists Shiba Inu (SHIB) price is currently trading at $0.00001215 with a slight volatility as the overall meme coin hype sobers down. Projections for 2025 are relatively flat, with year end averages between $0.0000129 and $0.0000172, which translates to a 5%-70% upside potential should market conditions improve. While Shiba Inu will likely continue to expand its ecosystem with projects like Shibarium, the most critical pathway for SHIB to decouple from its uninspiring price cycle and stand out among emerging stories in the modern market is for the fundamental to take flight.  Stage 6 Presale Live with Mutuum Finance (MUTM), $50,000 USDT Bug Bounty There are substantial profits to be made in the early stages of an investment before the price is raised in subsequent phases. Mutuum Finance has already made a name in the DeFi market by securing more than 16,000 investors and raising more than $15.3 million in its presale.…

Author: BitcoinEthereumNews
Kasu Secures $1M Strategic Investment from XDC Network

Kasu Secures $1M Strategic Investment from XDC Network

Kasu Finance, an RWA (Real World Asset) business lending protocol, has announced securing $1 million investment from XDC Network, a popular blockchain platform that specializes in RWA tokenization and trade finance.  It is a significant milestone for the protocol which will strengthen its vision of involving decentralized finance in institutional trade flows. Bringing XDC native infrastructure to the ecosystem of Kasu will provide new opportunities to retail and institutional investors. Kasu will enhance efficiency and accessibility by providing real yield offerings, a no-friction stablecoin application, and liquid wrappers to other applications of decentralized finance. Strengthening DeFi with Trade Finance Backing XDC Network is reputed to have a robust presence in international trade finance, and its partnership with Kasu introduces institutional-quality liquidity and deal flows to the DeFi ecosystem. The $1M investment is a way to not only grow Kasu but also offer credibility by association with a chain that already has networks in traditional financial markets. With the capabilities of XDC, Kasu can provide customers with stable and transparent on-chain solutions. This comes with stablecoin payment and yield-generative opportunities to bridge the digital and the financial streams. These capabilities may prove critical to further DeFi adoption by businesses and institutions interested in safe blockchain-based services. Unlocking Institutional Opportunities Besides the benefit of interacting with retailers, the partnership between XDC and Kasu will also be focused on closing the gap between institutional finance and decentralized applications. Kasu supports traditional investors to enter blockchain ecosystems with liquid wrappers and real yield models supported by trade finance deal flow. That standardization would allow access to scale in finance, and decentralized platforms would come in handy in areas where liquidity and reliability would presumably become problematic. The migration is reflective of an overall pattern of institutionalized adoption of blockchain networks where utility is not speculative. Conclusion The XDC Network strategic investment of 1M is a vote of confidence in the vision of Kasu. The partnership will provide the foundation of scalable financial solutions based on transparent and institution-ready trade finance by integrating the existing trade finance infrastructure developed by XDC and the DeFi innovation of Kasu. With the ongoing proliferation of blockchain usage, relationships such as this one demonstrate the convergence of mainstream finance and decentralization. Not only has XDC Network support become a source of financing for Kasu, but it is also an activity that is being directed to further inclusion in the international financial markets.

Author: Coinstats
Solana Price Breaks $209 – Can ETF Optimism Push SOL to $233?

Solana Price Breaks $209 – Can ETF Optimism Push SOL to $233?

The post Solana Price Breaks $209 – Can ETF Optimism Push SOL to $233? appeared first on Coinpedia Fintech News Solana price now has extended its winning streak. It is currently trading at $209.77 after gaining 3.48% in the last 24 hours. The token’s market cap climbed to $113.49 billion, while 24-hour trading volume surged 35.96% to $9.08 billion. This uptick comes as positivity builds over potential U.S. approval of spot Solana ETFs, with issuers …

Author: CoinPedia
Venus Protocol recovers $13.5M lost in phishing attack

Venus Protocol recovers $13.5M lost in phishing attack

The post Venus Protocol recovers $13.5M lost in phishing attack appeared on BitcoinEthereumNews.com. Venus Protocol has recovered funds lost in a phishing attack after swift intervention involving a governance vote. Summary A Venus Protocol whale wallet was drained in a phishing attack which led to an estimated $13.5 million loss Venus paused the protocol and used governance powers to liquidate the attacker’s positions. The recovery steadied XVS price, but raised questions about decentralization in crisis management. Venus Protocol, one of the largest lending platforms on BNB (BNB) Chain, has recovered around $13.5 million lost in a phishing incident. The update was shared by the platform on Sept. 3, confirming the assets had been fully restored. Whale wallet compromised On Sept. 2, a high-value Venus user lost control of assets worth around $13.5 million after approving a malicious transaction. Security firms initially estimated losses of up to $27 million, but they later modified these figures to take the user’s debt position into consideration.  Among the stolen assets were wrapped Bitcoin (BTCB), vUSDT, vUSDC, vXRP, and vETH. Notably, this was a user-level compromise rather than a breach of Venus’ smart contracts, demonstrating the ongoing risk of social engineering even in DeFi. Swift response and recovery In order to prevent the attacker from moving funds or closing positions, Venus instantly paused the protocol. The pause stopped the exploiter’s activity and bought time for an emergency governance vote. By approving the forced liquidation of the attacker’s holdings, the community was able to secure the stolen assets before they could be mixed or bridged. Update: Venus Protocol has been fully restored (withdrawals and liquidations resumed) as of 9:58PM UTC. ✅ The lost funds have been recovered under Venus’ protection. ✅ https://t.co/y2uUwPqmtb — Venus Protocol (@VenusProtocol) September 2, 2025 By Sept. 3, security firm PeckShield confirmed that the funds had been restored. Transactions on BNB Chain show the recovery…

Author: BitcoinEthereumNews
Figure Technologies IPO: A Groundbreaking Move for Blockchain Lending

Figure Technologies IPO: A Groundbreaking Move for Blockchain Lending

BitcoinWorld Figure Technologies IPO: A Groundbreaking Move for Blockchain Lending The financial world is buzzing with news of the Figure Technologies IPO, a monumental step for blockchain-based lending. This move signals a significant shift, bringing decentralized finance into the mainstream spotlight and showcasing the incredible potential of innovative financial technology. It’s a moment that could redefine how we view lending. What is the Figure Technologies IPO and Why Does It Matter? Figure Technologies, a pioneer in blockchain lending, is making headlines with its ambitious initial public offering. This isn’t just another tech IPO; it’s a profound statement about the maturity and potential of blockchain in traditional finance. The company aims to raise a substantial sum, reflecting strong investor confidence in its innovative approach to financial services, as reported by Coindesk. Here are the key details surrounding this significant event: Figure Technologies plans to raise up to $526 million through its IPO. The company is set to be listed on the Nasdaq under the ticker FIGR. Its valuation is estimated at approximately $4.13 billion, highlighting significant market interest. This public offering represents a critical moment for the entire blockchain ecosystem. It provides a tangible example of how distributed ledger technology can transform complex financial processes like lending, making them more efficient, transparent, and accessible for everyone involved. The Groundbreaking Potential of Blockchain Lending: How Does Figure Stand Out? What makes Figure Technologies stand out in the crowded fintech space? It’s their fundamental reliance on blockchain technology to streamline lending operations. By leveraging a distributed ledger, Figure aims to reduce costs, speed up transactions, and enhance security, offering a more robust alternative to traditional systems. This approach promises a future where financial services are more direct and less burdened by intermediaries. This innovative model could revolutionize how loans are originated, serviced, and sold. Imagine a world where loan processes are not bogged down by lengthy paperwork and multiple third parties. Figure Technologies is actively building that future, using blockchain to create a more direct and transparent lending experience for both borrowers and lenders, ultimately benefiting the entire financial ecosystem. Their platform, built on the Provenance Blockchain, allows for the origination, servicing, and sale of loans and other assets in a more efficient manner. This is a significant leap forward from the often cumbersome and slow traditional lending infrastructure, demonstrating true innovation in the sector. Navigating the Market: Opportunities and Challenges for the Figure Technologies IPO The market’s reception to the Figure Technologies IPO will be closely watched by investors and industry experts alike. While the potential for blockchain in finance is immense, challenges remain. Regulatory clarity, market volatility, and intense competition from established financial institutions are all factors that Figure will need to skillfully navigate post-IPO. However, the opportunities are equally compelling. A successful IPO could bring several advantages: Significant Capital: Provide substantial funds for expansion, product development, and technological innovation. Increased Awareness: Boost public understanding and adoption of blockchain lending solutions. Industry Validation: Validate the practical use of decentralized technology in mainstream finance, encouraging further adoption. Talent Acquisition: Attract top talent looking to work at the forefront of financial innovation. Investors are keenly observing how this offering will perform, as it could set a powerful precedent for other blockchain-centric companies looking to go public. The success of the Figure Technologies IPO could indeed pave the way for a new wave of financial innovation. What’s Next for Blockchain in Mainstream Finance After This Landmark IPO? The Figure Technologies IPO is more than just a company going public; it’s a bellwether for the broader integration of blockchain into mainstream financial services. This event highlights a growing trend where traditional finance is increasingly adopting decentralized solutions for enhanced efficiency, security, and transparency. It underscores the undeniable momentum behind blockchain’s integration into our financial world. As blockchain technology continues to evolve, we can expect to see more applications beyond lending. These include asset tokenization, streamlined cross-border payments, and secure digital identity management. Figure Technologies is positioned at the forefront of this transformation, demonstrating the practical, real-world utility of blockchain in tangible financial products and services. The Figure Technologies IPO is a landmark event, not just for the company but for the entire blockchain and decentralized finance landscape. By targeting significant capital through its Nasdaq listing, Figure is poised to accelerate its mission of transforming lending through innovative blockchain solutions. This is a moment that could redefine the future of finance, making it more accessible, efficient, and transparent for everyone. Frequently Asked Questions (FAQs) Q1: What is Figure Technologies? A1: Figure Technologies is a blockchain-based lending platform that aims to revolutionize traditional lending by leveraging distributed ledger technology for greater efficiency, transparency, and security in financial transactions. Q2: What is the significance of the Figure Technologies IPO? A2: The Figure Technologies IPO is significant because it marks a major step for a blockchain-centric company entering mainstream public markets, potentially validating the technology’s role in traditional finance and opening doors for future decentralized finance (DeFi) initiatives. Q3: How much capital is Figure Technologies aiming to raise through its IPO? A3: Figure Technologies is targeting to raise up to $526 million through its initial public offering on the Nasdaq exchange. Q4: What are the potential benefits of blockchain lending? A4: Blockchain lending offers benefits such as reduced costs, faster transaction speeds, enhanced security through cryptographic principles, and increased transparency by recording all transactions on an immutable ledger. Q5: Where will Figure Technologies be listed? A5: Figure Technologies will be listed on the Nasdaq stock exchange under the ticker symbol FIGR, a prominent global market for technology companies. Q6: What challenges might Figure Technologies IPO face post-IPO? A6: Challenges could include navigating complex regulatory environments, managing market volatility, and competing with established financial institutions in the evolving fintech landscape, especially as the Figure Technologies IPO gains traction. If you found this article insightful, consider sharing it with your network! Your support helps us bring more crucial insights into the evolving world of blockchain and decentralized finance. Share this article on your favorite social media platforms and spark a conversation about the future of lending! To learn more about the latest crypto market trends, explore our article on key developments shaping blockchain technology institutional adoption. This post Figure Technologies IPO: A Groundbreaking Move for Blockchain Lending first appeared on BitcoinWorld and is written by Editorial Team

Author: Coinstats
Why is it always stolen? On the systemic flaws in Venus contract design

Why is it always stolen? On the systemic flaws in Venus contract design

Let’s further consider the logical possibilities of Venus Protocol being attacked: 1) Security experts say that some big investors were phished. Conventional wisdom suggests that they could just withdraw funds directly with the private key. How could there be a flash loan? Most likely, the hacker obtained updateDelegate authorization through social engineering, gaining access to the account of a large investor, but without immediate liquidity to withdraw. In layman's terms, the hacker obtained the authority, but the large investor only had collateral, not the borrowed funds. The hacker had to find a way to obtain the collateral of the large investor. 2) Is it that the individual phishing incidents involving the major investor have nothing to do with the Venus contract? As mentioned earlier, if the hacker discovered that the major investor's account had no liquidity, their efforts would normally be in vain. But why was it possible to withdraw collateral through a simple flash loan attack? The answer lies in the Venus contract mechanism. The hacker may have used flash loans and a series of vToken cross-platform exchange rate differences to help the major investor repay the collateral and even withdraw some extra. Simply put, it is true that the collateral of the big investors was stolen, but it is very likely that it will become a bad debt of the Venus contract platform, unless the big investors are stupid enough to pay back the platform. 3) While other users' funds are temporarily safe, the Venus platform faces significant liability concerns. While the attack was triggered by a large investor being phished by a social engineering scheme, the platform ultimately profited. The $30 million stolen is likely to become bad debt for the Venus platform, and coupled with the temporary panic and bank run, the impact could be devastating for Venus. But the greater impact is that this incident has brought back horrific memories of Venus's habitual attacks. The XVS price manipulation incident and its use as a tool for money laundering via BNB's cross-chain bridge are all examples of damage caused by fundamental flaws in Venus's security engineering. As the largest lending protocol on BSC, this is unacceptable. Note: The above is based on reasonable speculation based on the currently disclosed information. The details will be determined based on actual disclosed details.

Author: PANews
3 Dogecoin Alternatives Primed for Big Wins This Cycle

3 Dogecoin Alternatives Primed for Big Wins This Cycle

The post 3 Dogecoin Alternatives Primed for Big Wins This Cycle appeared first on Coinpedia Fintech News Dogecoin (DOGE), with its cultural value and liquidity, ensures that it will continue to play a central role in the bull cycle ahead. But investors know its days of delivering life changing returns are largely behind it. With a massive market cap and reduced upside, traders are looking further down the ladder for the next …

Author: CoinPedia
Blockchain lender Figure seeks valuation over $4.1 billion in US IPO

Blockchain lender Figure seeks valuation over $4.1 billion in US IPO

PANews reported on September 3rd that blockchain lender Figure Technologies said on Tuesday it is targeting a valuation of up to $4.13 billion for its initial public offering (IPO). Figure and some of its existing investors plan to sell 26.3 million shares in the IPO, expected to be priced between $18 and $20 per share, aiming to raise up to $526.3 million. Goldman Sachs, Jefferies, and Bank of America Securities are serving as lead underwriters. Figure will list on the Nasdaq under the ticker symbol "FIGR." It is reported that Figure was co-founded by technology entrepreneur Mike Cagney in 2018 and operates a blockchain-based native platform focusing on lending, trading and investment in consumer credit and digital assets.

Author: PANews
Morning Minute: Trump Family Makes $6B as WLFI Goes Live

Morning Minute: Trump Family Makes $6B as WLFI Goes Live

The post Morning Minute: Trump Family Makes $6B as WLFI Goes Live appeared on BitcoinEthereumNews.com. Morning Minute is a daily newsletter written by Tyler Warner. The analysis and opinions expressed are his own and do not necessarily reflect those of Decrypt. Subscribe to the Morning Minute on Substack. GM! Today’s top news: Crypto majors slightly green out of long weekend; BTC at $110,000 Trump family WLFI token has volatile debut, now at $25B FDV BMNR discloses $8.98B in crypto holdings + cash on hand Hyperliquid posts $100M in monthly revenue, new ATH Pudgy Party reaches top 10 in iOS Free Games rankings 🇺🇸🦅 Trump Family’s WLFI Goes Live The Trump family has officially launched another token. And added nearly $6B in paper wealth to the family stack. 📌 What Happened Within hours, the token ranked among the most valuable new coins by market cap, while disclosures indicate the Trump family holds 22.5B WLFI (worth ~$6B at current prices (tokens are locked under a TBD vesting schedule). Quick TL;DR on WLFI: Chain & design: WLFI is an Ethereum token tied to World Liberty’s planned lending/borrowing platform (the DeFi app itself hasn’t launched yet) Early trading stats: WLFI was trading in the $30B-$40B FDV range on Hyperliquid premarket before going down only on Monday Sale history: Public rounds priced WLFI at $0.015 and $0.05, raising ~$500–$550M, meaning early buyers were up ~1,700% at peak intraday prices Float & locks: ~24.7B WLFI circulating out of 100B total supply; 33.5B team tokens are locked with vesting TBD (family’s 22.5B WLFI are included in locked holdings) Ecosystem tie-ins: WLFI sits alongside the project’s dollar stablecoin USD1, already live and listed among major stables As for price action, the token opened around $0.35 before falling all the way to $0.21 and rebounding to $0.25 overnight. A volatile start, and expect more volatility as new proposals like the late evening token buyback and burn proposal continue to push through. 🗣️…

Author: BitcoinEthereumNews
Decentralized Exchange BunniXYZ Loses $8.4M in Liquidity Exploit

Decentralized Exchange BunniXYZ Loses $8.4M in Liquidity Exploit

The post Decentralized Exchange BunniXYZ Loses $8.4M in Liquidity Exploit appeared on BitcoinEthereumNews.com. In brief Decentralized exchange BunniXYZ has reportedly lost $8.4 million to a liquidity-based security exploit. The DEX has paused all smart contract activity on its network and is “actively investigating” the attack. Hackers reportedly manipulated Bunni’s “liquidity curve,” also known as its LDF, to carry out the exploit. Decentralized exchange (DEX) BunniXYZ has reportedly lost $8.4 million to a liquidity-based security exploit. According to on-chain security firm Hacken, $6 million of the DEX’s funds was stolen via the Unichain blockchain and $2.4 million via Ethereum. All Unichain funds were then bridged to Ethereum using the Across Protocol. Confirming the attack in a tweet, BunniXYZ said that it had paused all smart contract activity on its network and was “actively investigating” the circumstances of the attack. It added that it would provide updates soon. 🚨 The Bunni app has been affected by a security exploit. As a precaution, we have paused all smart contract functions on all networks. Our team is actively investigating and will provide updates soon. Thank you for your patience. — Bunni (@bunni_xyz) September 2, 2025 Founded in February 2025, BunniXYZ is based on automated market maker Uniswap v4, and primarily uses the Ethereum and Unichain blockchains. It currently has a cross-chain Total Value Locked (TVL) of just over $50 million according to DeFiLlama, though it exceeded $80 million at one point earlier this August. Michael Bentley, co-founder of lending protocol Euler, advised users to remove their funds from Bunni in a tweet, adding that while the DEX rebalances funds in and out of Euler, the lending protocol is “not affected or at risk.” Euler endured a major exploit of its own in 2023 that saw hackers steal nearly $200 million, the bulk of which was later recovered. What happened? According to on-chain analyst Victor Tran, co-founder of…

Author: BitcoinEthereumNews