Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14093 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Best Altcoins to Invest in Now as the Market Prepares for the Final Bull Wave

Best Altcoins to Invest in Now as the Market Prepares for the Final Bull Wave

The post Best Altcoins to Invest in Now as the Market Prepares for the Final Bull Wave  appeared on BitcoinEthereumNews.com. As the crypto market braces for what analysts are calling the final bull wave of this cycle, attention is turning toward innovative players reshaping the market. Among them are Mutuum Finance (MUTM) and Solana (SOL). Mutuum Finance (MUTM) is available at $0.035 during presale phase 6. It will be 14.29% more expensive at $0.04 during phase 7. Early adopters who have already invested will be able to get a minimum of 200% return after MUTM is launched.  Mutuum Finance (MUTM) has already raised more than $15.1 million and has more than 15800 investors already onboard.  While Solana (SOL) continues to solidify its position within the ecosystem, the spotlight is gradually shifting to Mutuum Finance. Solana Holds Steady as Market Eyes Final Bull Wave Entry Solana (SOL) is currently trading around $205 range, a key zone where whale accumulation and ecosystem resilience suggest underlying support. Its recent on-chain metrics show solid growth, with total value locked (TVL) rising by 30% in Q2 2025 and app revenues doubling, driven by cross-chain partnerships and infrastructure upgrades.  If SOL can navigate its technical hurdles toward sustained adoption and institutional interest, it may maintain leadership among large-cap altcoins, even as emerging DeFi platforms like Mutuum Finance attract growing investor interest. Mutuum Finance (MUTM) Phase 6 Presale Now Live Mutuum Finance (MUTM) is currently in presale Phase 6. MUTM tokens are priced at $0.035, which is a 16.17% increase from the previous phase. A further 14% price hike will see it at $0.04 in phase 7. Presale has been progressing well with over 15800 buyers and over $15.1 million raised to date, indicating satisfactory and growing interest in the project.  Advanced Two-Model DeFi Lending Mutuum Finance (MUTM) is a P2P and P2C lending project where clients can earn exceptional returns while having complete capital control. It…

Author: BitcoinEthereumNews
DeFi Development Corp. acquires $77 million in Solana (SOL)

DeFi Development Corp. acquires $77 million in Solana (SOL)

The post DeFi Development Corp. acquires $77 million in Solana (SOL) appeared on BitcoinEthereumNews.com. DeFi Development Corp. (Nasdaq: DFDV), a pioneer among public companies with a treasury strategy focused on the accumulation and growth of Solana (SOL), announced the purchase of 407,247 SOL for a total value of approximately 77 million dollars. The transaction, communicated on August 28, 2025, from Boca Raton, Florida, was made possible thanks to recent funds raised through an equity capital increase, leaving over 40 million dollars still available for further acquisitions and strategic treasury operations. Details of the Acquisition and Impact on Reserves The purchase, made at an average price of 188.98 dollars per token, brings the total reserves of DeFi Development Corp. to 1,831,011 SOL, marking an increase of 29% compared to the previous balance of 1,420,173 SOL. In terms of value, the overall position in SOL and equivalents stands at around 371 million dollars. Key Indicators for Shareholders As of August 28, 2025, the company has approximately 21 million shares outstanding. The SOL per share (SPS) ratio stands at 0.0864, corresponding to 17.52 dollars per share. It is important to note that these figures do not yet include the pre-paid shares or warrants resulting from the latest capital increase.  Considering full dilution, the number of shares would rise to about 31 million, but the company expects that the SPS will not fall below the previously communicated value of 0.0675, even after the full impact of the warrants. This data reinforces the expectations of continued growth of the SPS. A long-term strategy: staking and participation in the Solana ecosystem The new tranche of SOL will be held with a long-term perspective and allocated for staking on various validators, including those directly managed by DeFi Development Corp. This activity allows the company to generate native returns through staking rewards, further strengthening its financial position and direct involvement in the…

Author: BitcoinEthereumNews
Orochi Network Partners with RWA Inc. to Bolster RWA Innovation in Web3

Orochi Network Partners with RWA Inc. to Bolster RWA Innovation in Web3

The collaboration with RWA Inc. aims to leverage the zkDatabase of Orochi Network to verify and secure real-world data through cryptographic proofs.

Author: Blockchainreporter
BullZilla Starts at $0.00000575- Best Crypto Presale to Buy Now While Peanut the Squirrel and Baby Dogecoin Rally

BullZilla Starts at $0.00000575- Best Crypto Presale to Buy Now While Peanut the Squirrel and Baby Dogecoin Rally

The post BullZilla Starts at $0.00000575- Best Crypto Presale to Buy Now While Peanut the Squirrel and Baby Dogecoin Rally appeared on BitcoinEthereumNews.com. Meme coins continue to reinvent the narrative of digital assets. What once seemed like jokes in online communities are now capable of generating millions in liquidity and attracting serious investors. The latest market movement highlights three tokens shaping today’s conversation: BullZilla, Peanut the Squirrel, and Baby Dogecoin. Each tells a different story of culture, mechanics, and investor appetite. At the center of it all stands BullZilla ($BZIL). Its upcoming presale has ignited curiosity because of its dynamic tokenomics and engineered scarcity. Peanut the Squirrel is making headlines for its massive trading activity, while Baby Dogecoin persists as a community favorite with significant liquidity. Together, they provide insights into how meme coins are redefining value in digital finance. For investors scanning the horizon for the best crypto presales to buy now, these projects illustrate why timing and structure matter as much as hype. BullZilla: The Mutation Engine and Presale Advantage BullZilla enters the market with a cinematic narrative and a highly technical structure. At its core is the Mutation Engine, a presale system designed to increase prices every $100,000 raised or every 48 hours. This progressive rise makes each early entry more valuable than the next, creating a system where conviction pays off. The starting presale price is set at $0.00000575. For context, a $1,000 allocation at this stage secures around 173,913,043 tokens. If the token launches at its projected listing price of $0.00527141, that same position could be worth over $915,000. This asymmetry demonstrates why presale structures with engineered scarcity are often flagged as the best crypto presales to buy now by analysts who track emerging markets. Beyond presale mechanics, Bull Zilla features a staking furnace that rewards holders with up to 70% APY. Token burns through its Roar Burn mechanism reduce circulating supply at specific chapter milestones, reinforcing scarcity.…

Author: BitcoinEthereumNews
How Italy’s banking M&A wave started crashing

How Italy’s banking M&A wave started crashing

The post How Italy’s banking M&A wave started crashing appeared on BitcoinEthereumNews.com. View of the branches of the Italian bank Monte deo Paschi in Rome. Nurphoto | Nurphoto | Getty Images By late spring, Italy’s banking world was swept up in a storm of convoluted takeover bids and counterbids involving a swathe of the country’s major lenders. Three months later, only one high-profile bid is still standing. It started with UniCredit‘s July decision to drop the “drag” of its nearly 15-billion-euro ($17.5-billion) bid for Banco BPM on the cusp of the proposal’s natural expiry, citing the opacity of conditions imposed by the Rome administration via its “golden power” screening rules. Then, Mediobanca‘s shareholders this month voted against the lender’s roughly 7-billion-euro offer for Banca Generali, thwarting what was widely seen as a defensive play against state-backed Monte dei Paschi‘s (MPS) interest in at least 35% of Mediobanca. MPS has yet to give up. Consolidation is one recourse for Europe’s cash-flush lenders to bulk up their scale and compete with Wall Street’s historically more lucrative banking giants. The M&A appetite has gripped Europe’s lenders at a time of markedly improved performance in the sector, with restructuring programs, the European defense boost, higher investment banking returns amid U.S. tariff-led volatility and an increase in broader M&A dealmaking in Southern Europe bolstering bottom lines. In particular, the entangled web of offers from several of Italy’s key lenders — with pack leader Intesa Sanpaolo notably absent — builds on long-brewing momentum in what Fitch Ratings in April billed as a “more fragmented” banking system than in some other European nations. “Increased scale could enable banks to better support large corporate investments, including those linked to European and Italian defence sector initiatives,” the agency said at the time. Italy’s economy has been fertile ground for banking growth of late. It has “outperformed most of its Eurozone peers…

Author: BitcoinEthereumNews
Ethereum Hold Steady at $4,600 Shows Market Strength, While MAGAX Presale Gains Investor Momentum

Ethereum Hold Steady at $4,600 Shows Market Strength, While MAGAX Presale Gains Investor Momentum

Ethereum shows strength holding $4,600 with over 1M daily transactions, but investors eye MAGAX’s $0.00027 presale, CertiK audit, and 100x+ growth potential.

Author: Blockchainreporter
Base Overtakes Solana in NFT Volume as Zora Drives Minting Frenzy

Base Overtakes Solana in NFT Volume as Zora Drives Minting Frenzy

The post Base Overtakes Solana in NFT Volume as Zora Drives Minting Frenzy appeared on BitcoinEthereumNews.com. With millions of mints and $122 million in trading volume, Base has quietly emerged as a go-to platform for Web3 creators. Coinbase’s Layer-2 network, Base, has become one of the most active blockchain ecosystems by NFT trading volume, surpassing Solana and Abstract. DappRadar’s blockchain analyst Sara Gherghelas said in a recent research report that Base has become a popular place for creators, thanks to cheap mints, creator-friendly tools, and “speculation around a potential airdrop.” Top Blockchains by NFT Volume “Base NFTs hit $122M in trading volume and 6.7M sales in 2025, with June marking a breakout moment (+336% MoM volume),” Gherghelas noted. The surge has been fueled by top collections such as DX Terminal, Onchain Gaias, Oracle Patron, Based Punks, and Get Based, blending retro-futuristic art, interactive gameplay, and, in the case of Onchain Gaias, the ability for holders to train AI-enabled agents across Web3 ecosystems. Behind the Numbers The main driver behind Base’s NFT boom is Zora, an open-source NFT protocol that lets creators launch low-cost NFTs and drops on Base for less than one U.S. dollar, while also offering an ERC-20 layer for creator tokens. “Since July alone, Zora on Base has recorded 1.6 million tokens minted, generating $470 million in trading volume and $3.4 million in creator royalties,” Gherghelas wrote. Data from DefiLlama shows that starting in July, Zora’s revenue jumped to $4.7 million, marking a more than 312,000% increase compared to Q4 2024. On the marketplace front, OpenSea has emerged as the leader on Base, with Gherghelas attributing this to the fact that the marketplace was an early Base supporter. NFT Volume by Marketplace Amid the recent uptick in NFT activity, OpenSea has overtaken Blur over the past 90 days, with trading volume of $389 million, compared to Blur’s $312 million, according to Token Terminal. Source:…

Author: BitcoinEthereumNews
Coinbase Crypto Lending: How Coinbase Unlocks New Horizons for Mining Giants

Coinbase Crypto Lending: How Coinbase Unlocks New Horizons for Mining Giants

BitcoinWorld Coinbase Crypto Lending: How Coinbase Unlocks New Horizons for Mining Giants The cryptocurrency world is constantly evolving, and a major shift is underway in how mining operations secure vital funding. In a significant development, Bloomberg reports that Coinbase is rapidly emerging as a dominant force in Coinbase crypto lending to the demanding crypto mining industry. This transformation marks a pivotal moment, especially after the dramatic collapses of previous industry giants like Celsius and BlockFi left a substantial void. The Rise of Coinbase Crypto Lending in a Shifting Landscape Coinbase, traditionally known for its robust exchange and secure custody services, is now expanding its financial infrastructure to become a crucial lifeline for mining companies. This strategic move positions the company beyond its core offerings, demonstrating its adaptability and ambition within the broader crypto ecosystem. Indeed, the need for stable financial partners has never been more critical for miners. Several prominent mining firms are already leveraging this new opportunity: CleanSpark (CLSK): Expanding its credit lines, indicating strong confidence. Riot Platforms (RIOT): Bolstering its financial capacity for growth. Hut 8 (HUT): Strengthening its operational funding with reliable support. These expansions highlight the trust and reliance the industry is placing on Coinbase’s new lending capabilities. Therefore, Coinbase is not just filling a gap; it’s redefining the landscape of financial support for crypto miners. Why Mining Firms Need Robust Coinbase Crypto Lending Solutions Crypto mining is an incredibly capital-intensive endeavor. Brian Dobson, a managing director at Clear Street, a New York-based fintech firm, aptly explains the immense financial demands. Mining companies require substantial capital for various critical aspects: High-cost equipment: Advanced ASIC miners are expensive, requiring significant upfront investment. Power needs: Operating these machines consumes vast amounts of electricity, leading to considerable ongoing costs. Transition to AI infrastructure: As the industry evolves, miners are increasingly looking to diversify into AI, which also demands substantial capital outlay. Consequently, having a reliable and well-capitalized lender like Coinbase is paramount for these companies to not only sustain their operations but also to innovate and expand. The availability of consistent Coinbase crypto lending allows these firms to plan for long-term growth and stability, rather than facing uncertainty. Navigating the Future: Regulatory Tailwinds and Coinbase Crypto Lending The timing of Coinbase’s expansion into lending is particularly noteworthy. Brian Dobson also pointed out that Coinbase’s acceleration in building out its financial infrastructure is partly fueled by a more favorable regulatory environment. Specifically, the potential for a pro-cryptocurrency stance under a future Trump administration is creating optimistic conditions for growth and innovation within the sector. This supportive regulatory outlook could provide several benefits: Increased clarity: Clearer rules reduce uncertainty for lenders and borrowers alike. Reduced risk: A more predictable environment can lower the perceived risk associated with crypto-related financial services. Enhanced growth: Easier access to capital can spur further investment and expansion across the crypto mining industry. Therefore, as the regulatory landscape potentially becomes more accommodating, the role of Coinbase crypto lending is set to become even more central to the industry’s continued development and success. A New Era of Financial Stability for Crypto Mining Coinbase’s emergence as a premier lender to the crypto mining industry represents a significant evolution. By stepping into the void left by former lenders, Coinbase is not merely offering loans; it is actively shaping the future stability and growth of a crucial sector within the digital asset economy. This strategic pivot solidifies its position as a multifaceted financial powerhouse, ready to support the next wave of innovation in cryptocurrency. Frequently Asked Questions (FAQs) Q1: What prompted Coinbase to enter crypto lending for miners? A1: Coinbase stepped into this role following the collapse of previous major crypto lenders like Celsius and BlockFi, which left a significant gap in financial services for mining companies. Q2: Which major mining companies are utilizing Coinbase’s lending services? A2: Prominent firms such as CleanSpark (CLSK), Riot Platforms (RIOT), and Hut 8 (HUT) are expanding their credit lines with Coinbase. Q3: What are the primary capital needs of crypto mining companies? A3: Mining companies require substantial capital for high-cost equipment, significant power needs, and the ongoing transition toward advanced AI infrastructure. Q4: How does the regulatory environment impact Coinbase’s lending expansion? A4: A pro-cryptocurrency regulatory environment, such as the one potentially fostered by a future Trump administration, is accelerating Coinbase’s expansion by creating more favorable and predictable conditions for crypto-related financial services. Q5: What makes Coinbase a reliable lender compared to previous firms? A5: Coinbase’s established reputation as a leading exchange and custody provider, coupled with its strategic expansion into robust financial infrastructure, positions it as a more stable and trustworthy lending partner for the industry. Did you find this insight into Coinbase’s pivotal role in crypto mining finance valuable? Share this article with your network on social media to spread awareness about these exciting developments! To learn more about the latest crypto market trends, explore our article on key developments shaping Bitcoin institutional adoption. This post Coinbase Crypto Lending: How Coinbase Unlocks New Horizons for Mining Giants first appeared on BitcoinWorld and is written by Editorial Team

Author: Coinstats
7 Best Altcoins to Buy in 2025 — Ethereum Gems and Undervalued Portfolio Leaders

7 Best Altcoins to Buy in 2025 — Ethereum Gems and Undervalued Portfolio Leaders

Whale wallets and smart money trackers are turning to Ethereum gems in the hunt for 2025 portfolio leaders. Among the […] The post 7 Best Altcoins to Buy in 2025 — Ethereum Gems and Undervalued Portfolio Leaders appeared first on Coindoo.

Author: Coindoo
Why Investors Prefer Mutuum Finance (MUTM) Over Lagging Cardano (ADA) for 2025 Altcoin Season

Why Investors Prefer Mutuum Finance (MUTM) Over Lagging Cardano (ADA) for 2025 Altcoin Season

As the 2025 altcoin season heats up, investors are increasingly turning their attention to Mutuum Finance (MUTM), a platform gaining traction for its innovative DeFi solutions and adaptive tokenomics. While established networks like Cardano (ADA) maintain a steady presence in the market, Mutuum Finance is capturing headlines with its dynamic liquidity protocol and scalable infrastructure. […]

Author: Cryptopolitan