Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14068 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Aave Labs Debuts Horizon to Unlock $25B in Tokenized Assets

Aave Labs Debuts Horizon to Unlock $25B in Tokenized Assets

The post Aave Labs Debuts Horizon to Unlock $25B in Tokenized Assets appeared on BitcoinEthereumNews.com. Blockchain Aave Labs has officially launched Horizon, a new platform designed for institutions to borrow stablecoins against tokenized real-world assets (RWAs) such as U.S. Treasurys and collateralized loan obligations. Built on a permissioned version of Aave V3, Horizon combines institutional compliance with DeFi liquidity. Qualified institutions can post tokenized securities as collateral and borrow stablecoins like USDC, RLUSD, and Aave’s native GHO, with round-the-clock access and predictable liquidity. Permissioning is applied at the token level to ensure compliance, while stablecoin markets remain open to preserve DeFi composability. “Aave Labs built Horizon for the growth of tokenized collateral, enabling lending and borrowing at institutional scale,” founder Stani Kulechov said. “It delivers the infrastructure and deep liquidity institutions need to operate onchain.” Backed by Major Partners At launch, Horizon has secured partnerships with Circle, Chainlink, Centrifuge, Superstate, Ethena, Securitize, VanEck, Hamilton Lane, WisdomTree, and others. The platform supports a broad set of tokenized securities, including U.S. government bond funds, short-duration yield products, and tokenized treasuries from firms like Superstate and VanEck. Chainlink’s SmartData infrastructure plays a central role, providing real-time onchain net asset value (NAV) data for tokenized funds. This allows Horizon to support automated, overcollateralized lending backed by live valuations. Future integrations will add Proof of Reserves and SmartAUM for enhanced transparency. Unlocking the Value of Tokenized RWAs With more than $25 billion in tokenized assets already onchain but often siloed, Aave Labs argues Horizon provides the missing layer of utility—turning RWAs into usable collateral for stablecoin liquidity. Centrifuge CEO Bhaji Illuminati noted, “The true potential of RWAs isn’t just tokenization, but what you can do with them once they’re onchain. Horizon is a powerful example of that.” The launch builds on Aave Labs’ broader push into RWAs, which it previewed earlier this year. Horizon also serves as a key revenue…

Author: BitcoinEthereumNews
PBOC sets USD/CNY reference rate at 7.1063 vs. 7.1108 previous

PBOC sets USD/CNY reference rate at 7.1063 vs. 7.1108 previous

The post PBOC sets USD/CNY reference rate at 7.1063 vs. 7.1108 previous appeared on BitcoinEthereumNews.com. On Thursday, the People’s Bank of China (PBOC) set the USD/CNY central rate for the trading session ahead at 7.1063 as compared to the previous day’s fix of 7.1108 and 7.1479 Reuters estimate. PBOC FAQs The primary monetary policy objectives of the People’s Bank of China (PBoC) are to safeguard price stability, including exchange rate stability, and promote economic growth. China’s central bank also aims to implement financial reforms, such as opening and developing the financial market. The PBoC is owned by the state of the People’s Republic of China (PRC), so it is not considered an autonomous institution. The Chinese Communist Party (CCP) Committee Secretary, nominated by the Chairman of the State Council, has a key influence on the PBoC’s management and direction, not the governor. However, Mr. Pan Gongsheng currently holds both of these posts. Unlike the Western economies, the PBoC uses a broader set of monetary policy instruments to achieve its objectives. The primary tools include a seven-day Reverse Repo Rate (RRR), Medium-term Lending Facility (MLF), foreign exchange interventions and Reserve Requirement Ratio (RRR). However, The Loan Prime Rate (LPR) is China’s benchmark interest rate. Changes to the LPR directly influence the rates that need to be paid in the market for loans and mortgages and the interest paid on savings. By changing the LPR, China’s central bank can also influence the exchange rates of the Chinese Renminbi. Yes, China has 19 private banks – a small fraction of the financial system. The largest private banks are digital lenders WeBank and MYbank, which are backed by tech giants Tencent and Ant Group, per The Straits Times. In 2014, China allowed domestic lenders fully capitalized by private funds to operate in the state-dominated financial sector. Source: https://www.fxstreet.com/news/pboc-sets-usd-cny-reference-rate-at-71063-vs-71108-previous-202508280120

Author: BitcoinEthereumNews
Aave launches Horizon, an institutional RWA-backed stablecoin market

Aave launches Horizon, an institutional RWA-backed stablecoin market

Aave Labs launches Horizon, a lending platform bridging real-world assets and stablecoins within DeFi.

Author: Crypto.news
Ethereum Game Football.fun Market Cap Jumps 10 Fold in Two Weeks

Ethereum Game Football.fun Market Cap Jumps 10 Fold in Two Weeks

The post Ethereum Game Football.fun Market Cap Jumps 10 Fold in Two Weeks appeared on BitcoinEthereumNews.com. Football.fun, a new Ethereum layer-2 platform, enables users to trade soccer player shares, blending fantasy sports with cryptocurrency, and has seen rapid growth and significant returns for early adopters. The game was launched on Coinbase’s Ethereum layer-2 network, Base, and is rapidly gaining popularity among crypto enthusiasts. An Ethereum-Based Soccer Game The platform allows users to trade shares in professional soccer players, earning rewards based on real-world performance. Since its launch, the platform has grown rapidly, with its market capitalization jumping from $6 million to over $65 million in two weeks. The game combines elements of fantasy sports, trading cards, and crypto assets. Users can buy shares in top soccer talents like Lamine Yamal and Kylian Mbappé. They participate in biweekly tournaments where real-world performance determines rewards. Full step-by-step guide with screenshots: ➞ How to send money to your FDF Pro Account: https://t.co/mNlwjOS78d➞ How to transfer Gold to USDC on FDF Pro: https://t.co/3kW7scCkly — Football.Fun (@footballdotfun) August 10, 2025 Shares act as crypto tokens. Players can speculate on their future value by buying or selling them. The in-game currency, GOLD, is pegged 1:1 to the stablecoin USDC. Shares can be purchased on the open market using GOLD or through packs, which are acquired with Tournament Points (TP) earned in contests. Gameplay Mechanics and Rewards Within two weeks, the platform recorded a peak daily trading volume above $15 million and a TVL of $100 million. Over 12,000 depositors joined, holding more than 3 million GOLD. Shares are priced by market demand, with top players like Yamal and Mbappé valued at $1.61 and $1.22, respectively. Players use their shares to create squads for tournaments. Performance metrics such as goals, assists, and saves contribute to scores. Points can also be subtracted for mistakes, such as own goals. Each share comes with a limited…

Author: BitcoinEthereumNews
3 Best Altcoins With 25x Forecast — MAGACOIN FINANCE, Dogecoin & Ethereum Lead Outlook

3 Best Altcoins With 25x Forecast — MAGACOIN FINANCE, Dogecoin & Ethereum Lead Outlook

The post 3 Best Altcoins With 25x Forecast — MAGACOIN FINANCE, Dogecoin & Ethereum Lead Outlook appeared on BitcoinEthereumNews.com. Disclaimer: This content is a sponsored article. Bitcoinsistemi.com is not responsible for any damages or negativities that may arise from the above information or any product or service mentioned in the article. Bitcoinsistemi.com advises readers to do individual research about the company mentioned in the article and reminds them that all responsibility belongs to the individual. Anyone who has followed crypto for a while knows it never stays still for long. Prices rise, fall, and reset — and smart investors keep an eye on what’s likely to do well in the next cycle. Lately, analysts have been highlighting MAGACOIN FINANCE, Ethereum, and Dogecoin as three of the Best Altcoins to Buy Now. Each brings something different to the table: Ethereum’s utility, Dogecoin’s community power, and MAGACOIN’s fresh momentum. Together, they show how both established coins and new projects can capture attention when the market heats up. Analysts See a Big Opportunity Ahead Crypto analysts are bursting with excitement as MAGACOIN FINANCE gets placed in the same conversation as Ethereum and Dogecoin. Predictions are that Ethereum and Dogecoin could deliver gains to their holders, but the real opportunity lies in the 25x gain analysts have forecasted for investors who buy MAGACOIN FINANCE. While Ethereum continues to strengthen its ecosystem and Dogecoin retains its meme-driven momentum, MAGACOIN FINANCE is being recognized as a rising star with breakout potential. The reason is clear. The project is an outlier, backed by a strong community and analyst coverage. Investors are closely watching this trio as they could dominate the upcoming bull run, blending blue-chip reliability with fresh upside opportunities. With momentum building, traders are preparing for the kind of explosive returns that haven’t been seen since the early 2021 cycle. Why Ethereum and Dogecoin still matter Ethereum has been around long enough to prove itself.…

Author: BitcoinEthereumNews
Solana vs. SUI: Which is the Better Investment in September 2025?

Solana vs. SUI: Which is the Better Investment in September 2025?

As crypto markets shift into the final quarter of 2025, investor attention is squarely focused on Solana (SOL) and SUI, two high-performance Layer-1 blockchains competing for capital rotation. Both have posted impressive rallies this year and remain critical pillars of the altcoin market. Solana’s resilience after its brutal bear market decline has impressed analysts, while [...] The post Solana vs. SUI: Which is the Better Investment in September 2025? appeared first on Blockonomi.

Author: Blockonomi
SeeCoin and Ice Blockchain Join Forces with ION to Power Web3 Social Future

SeeCoin and Ice Blockchain Join Forces with ION to Power Web3 Social Future

SeeCoin has partnered with Ice Blockchain and ION, the team behind Online+, a decentralized social network that will disrupt the creator economy.

Author: Blockchainreporter
Shiba Inu Price Prediction: SHIB Momentum Builds Toward $0.000020 Breakout, But This Altcoin’s Utility Focus Has More Fans

Shiba Inu Price Prediction: SHIB Momentum Builds Toward $0.000020 Breakout, But This Altcoin’s Utility Focus Has More Fans

Shiba Inu (SHIB) is again in the spotlight as momentum toward a possible breakout at $0.000020 keeps building, and investors watch its price action closely. On the other hand, DeFi newcomer Mutuum Finance (MUTM) is in presale phase 6 at $0.0035. Expert analyses say that this new token could surge with enormous returns within the […]

Author: Cryptopolitan
Swiss crypto bank Sygnum and lending platform Ledn complete $50 million in Bitcoin-collateralized loan refinancing

Swiss crypto bank Sygnum and lending platform Ledn complete $50 million in Bitcoin-collateralized loan refinancing

PANews reported on August 28 that the crypto asset lending platform Ledn and the Swiss crypto bank Sygnum have completed the refinancing of a $50 million Bitcoin mortgage loan. The loan was twice oversubscribed, and part of the loan was tokenized through its Desygnate platform.

Author: PANews
Ripple’s RLUSD Launches on Aave’s Horizon RWA Market

Ripple’s RLUSD Launches on Aave’s Horizon RWA Market

The post Ripple’s RLUSD Launches on Aave’s Horizon RWA Market appeared on BitcoinEthereumNews.com. Ripple has gone one step further with its DeFi objectives following the inclusion of RLUSD into Aave’s Horizon. The move enables tokenized products to be used as collateral and allows liquidity to flow more efficiently across digital markets. Both firms presented the launch as a major step in bringing institutional-grade products into open finance. Aave’s Horizon RWA Market Launches on Ethereum with Ripple’s RLUSD as Core Collateral Aave announced that its Horizon Real World Asset (RWA) market is live on Ethereum, giving investors the chance to earn yield from institutional borrowers. It is designed to work with tokenized physical assets and can be of utility in decentralized finance applications. Enabling a new era of efficiency for onchain finance.$RLUSD is a crucial piece of @Aave‘s Horizon platform, allowing tokenized products to be used as collateral and flow more efficiently across markets. https://t.co/KC0D8Wi4zp — Ripple (@Ripple) August 27, 2025 Ripple emphasized that the RLUSD is the major component of this market reinforcing the significance of tokenized assets in daily transactions. After the assets are deposited, they are added to specific pools of RWA available to institutional borrowers. Notably, the platform enables liquidity providers to earn an interest, and RLUSD is among the other stablecoins such as USDC and GHO owned by Aave. With the availability of RLUSD on this platform, firms now have the freedom to send funds with ease. Also, they will be doing so without disobeying onchain regulations. This offers an additional efficiency to the digital asset market. In addition, it follows the long-term ambitions of Ripple and the Aave lending ecosystem. Aave noted that the design also supports the permissionless supply of stablecoins. Hence, this makes it possible to connect wider DeFi markets with traditional financial products. This marks an important move, offering banks, funds, and institutions simpler access…

Author: BitcoinEthereumNews