Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14050 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
MoreMarkets Taps Flare to Power New “XRP Earn Account” for On-Chain Yield

MoreMarkets Taps Flare to Power New “XRP Earn Account” for On-Chain Yield

MoreMarkets partners with Flare to launch the XRP Earn Account, a non-custodial, on-chain solution that mints FXRP and uses liquid staking to deliver XRP yield.

Author: Blockchainreporter
New Token iBTC Pops Up on IOTA — Could Wrapped Assets Be Coming?

New Token iBTC Pops Up on IOTA — Could Wrapped Assets Be Coming?

The IOTA community is speculating after Salima hinted that the mere appearance of iBTC may be the first domino to fall in IOTA’s next chapter. For now, the origins and purpose of iBTC remain unclear; if anything, this may be IOTA’s long-awaited leap into the heart of decentralized finance. Salima, a well-known IOTA enthusiast and [...]]]>

Author: Crypto News Flash
Bitcoin programmable layer project Hemi completes $15 million in financing, led by YZi Labs and others

Bitcoin programmable layer project Hemi completes $15 million in financing, led by YZi Labs and others

PANews reported on August 26th that Hemi, the Bitcoin programmable layer project, has secured $15 million in a new funding round led by YZi Labs, Republic Digital, and HyperChain Capital, with participation from Breyer Capital, Big Brain Holdings, Crypto.com, DNA Fund, Selini Capital, Protein Capital, Quantstamp, and Web3.com Ventures. This brings the total raised to $30 million, which will be used to advance the development of a network that combines Bitcoin's security with Ethereum's smart contract capabilities. This round of funding will support ecosystem expansion and subsequent token generation activities. The core of the Hemi stack is the Hemi Virtual Machine (hVM), designed to embed a full Bitcoin node within the EVM. Through cross-chain "tunneling" and a proof-of-stake consensus mechanism, it enables operations such as lending and asset portfolios on the Bitcoin network. Co-founder Jeff Garzik (an early Bitcoin core developer) stated that Bitcoin doesn't need a refactor, but rather supporting tools to unlock its potential. The project claims to have over 100,000 verified users and 400,000 community members, and has integrated or collaborated with over 70 projects, including Sushi, LayerZero, and MetaMask.

Author: PANews
Mutuum Finance (MUTM) Competing With Cardano (ADA) in 2025, Which One Wins?

Mutuum Finance (MUTM) Competing With Cardano (ADA) in 2025, Which One Wins?

Mutuum Finance (MUTM) is quickly becoming one of the most heavily tracked DeFi players of 2025, drawing Cardano (ADA) comparisons. With the future of decentralized finance ever-changing, investors and commentators are watching the manner in which MUTM’s innovative lending protocols could shift competition within the sector. Mutuum Finance phase 6 presale is already selling the […]

Author: Cryptopolitan
Top 3 Tokens Gaining While Approaching $5 Trillion Valuation – Corporate Treasury Selections

Top 3 Tokens Gaining While Approaching $5 Trillion Valuation – Corporate Treasury Selections

A wave of interest surrounds a select group of tokens as the total digital asset market draws closer to a major milestone. Large companies are now adding these assets to their balance sheets. Key players stand out for their strong gains. The following article looks at three tokens now catching serious attention in this fast-moving [...]]]>

Author: Crypto News Flash
Is The Best Crypto Presale Of 2025 About To Witness A Price Jump From $0.021?

Is The Best Crypto Presale Of 2025 About To Witness A Price Jump From $0.021?

The post Is The Best Crypto Presale Of 2025 About To Witness A Price Jump From $0.021? appeared on BitcoinEthereumNews.com. Crypto News The cryptocurrency presale market continues to grow at a rapid pace, with projects such as Remittix and Nexchain drawing attention from early investors looking for high-upside tokens. Yet amid the noise, BlockchainFX ($BFX) has quickly separated itself from the pack. Having already passed the $6 million milestone in its presale, the project is gaining recognition as one of the best cryptos to buy for 2025, combining strong utility, investor-friendly tokenomics, and a roadmap that extends well beyond typical presale promises. Presale Pricing Advantage: Why BlockchainFX Offers Early Buyers High ROI One of the most compelling aspects of BlockchainFX is its pricing structure. Currently available for $0.021, $BFX tokens are already seen as significantly undervalued compared to their planned market launch at $0.05. This offers investors a direct opportunity to double their position upon listing, more than before any broader market momentum comes into play. To add to this incentive, buyers using the AUG35 code can access a 35% token bonus, further cementing BlockchainFX as one of the best presales to buy now for those seeking cryptos with high ROI. Staking Rewards Backed by Trading Fees BlockchainFX also stands out with its high-yield staking model, which is structured to generate sustainable returns rather than relying on inflationary token printing. The platform collects trading fees from its multi-asset ecosystem and redistributes them back into the BFX community. This ensures that staking participants earn in both USDT and BFX tokens, combining the security of a stablecoin yield with the upside potential of the native token. It is this dual reward mechanism that has many analysts regarding BlockchainFX as a crypto with 1000x potential, particularly as adoption scales. A Multi-Asset Platform Designed for Global Traders While many presales focus purely on token hype, BlockchainFX is building a trading platform capable of handling…

Author: BitcoinEthereumNews
BlockchainFX Surges Past $6m: Is The Best Crypto Presale Of 2025 About To Witness A Price Jump From $0.021?

BlockchainFX Surges Past $6m: Is The Best Crypto Presale Of 2025 About To Witness A Price Jump From $0.021?

Yet amid the noise, BlockchainFX ($BFX) has quickly separated itself from the pack. Having already passed the $6 million milestone […] The post BlockchainFX Surges Past $6m: Is The Best Crypto Presale Of 2025 About To Witness A Price Jump From $0.021? appeared first on Coindoo.

Author: Coindoo
Aave TVL recently hit a record high of $41.1 billion, equivalent to the 54th largest bank in the United States.

Aave TVL recently hit a record high of $41.1 billion, equivalent to the 54th largest bank in the United States.

PANews reported on August 26th that according to Cryptoslate, DefiLlama data showed that the total value locked (TVL) of the decentralized lending protocol Aave reached a record high of $41.1 billion on August 24th. Based on Federal Reserve commercial bank deposit data as of June 30th, this size would rank 54th among US commercial banks, surpassing Prosperity Bank, which had $38.4 billion in deposits, and only $300 million away from surpassing Bank OZK. Including the $28.9 billion in outstanding loans on that day, Aave's total size reached $71.1 billion, placing it among the top 37 (top 1.7%) of US commercial banks. Founder Stani Kulechov stated that the protocol is not a bank, but rather an open network accessible to financial institutions, providing a source of revenue unconnected to the Federal Reserve. As of August 24, Aave controls approximately 50% of the total TVL of the DeFi lending market, dominating the lending sector at $81.5 billion, nearly six times that of its largest competitor, Morpho ($7 billion).

Author: PANews
Pudgy Penguins, Blur Market Drop Cast Doubt on PENGU ETF

Pudgy Penguins, Blur Market Drop Cast Doubt on PENGU ETF

The post Pudgy Penguins, Blur Market Drop Cast Doubt on PENGU ETF appeared on BitcoinEthereumNews.com. Key Highlights:  Pudgy Penguins dropped 19.6% in the last 7 days. This has caused around 175 underwater loans being liquidated on Blur.  The Canary Capital PENGU ETF to include both Pudgy Penguins and PENGU tokens.  Such crises raise concerns about NFT volatility and valuation, which could complicate the ETF’s approval.  Pudgy Penguin, a well-known NFT collection, is facing a dramatic downturn as the floor price of the NFT fell by 19.6% over the last seven days as per CoinGecko. This movement has sparked intense volatility and forced liquidations on the Blur NFT lending marketplace. It has been observed that influencers and market analysts are warning about cascading defaults that can draw in significant uncertainty. Forced Liquidations Hit Pudgy Penguins The current situation is risky as 175 Pudgy Penguins loans are underwater and in active auction on Blur. This gives a clear indication that the borrowers are not able to repay the loans and the lenders have decided on selling the collateral NFTs on the open market. Also, there are another 50 loans that are at 90% Loan-to-Value (LTV). This means that these 50 loans are in a risky position, and if the asset prices move slightly against them, they will be liquidated. If no buyer rescues the market by purchasing these NFTs during its liquidation, lenders could be stuck holding them instead of getting their money back. In the past, there have been investors who stepped in and stopped the prices from crashing any further by simply buying large amounts of these NFTs. This observation was made by an NFT expert Golden Bronny on X (formerly known as Twitter). Golden Bronny talks about the Pudgy Penguins NFT situation on X Another NFT expert Cirrus NFT highlighted the extent of the risk. In his post on X, he highlighted that around…

Author: BitcoinEthereumNews
The Next Altcoin to Invest in Currently if You Missed Out on Ripple (XRP)

The Next Altcoin to Invest in Currently if You Missed Out on Ripple (XRP)

The post The Next Altcoin to Invest in Currently if You Missed Out on Ripple (XRP) appeared on BitcoinEthereumNews.com. While Ripple (XRP) continues to make the headlines in the cryptocurrency community, a new coin Mutuum Finance (MUTM) is quietly gaining traction. The DeFi token is at presale stage 6 priced at $0.035. It will be up by 14.29% to $0.04 at stage 7. Members entering this phase will see a minimum of 400% returns when the token is active. Mutuum Finance has already crossed $14.9 million and more than 15800 investors.  While other known altcoins maintain their dominant positions, sentiment in the market is increasingly shifting in favor of new platforms such as Mutuum Finance that plan to revolutionize decentralized finance in 2025. Mutuum Finance (MUTM) Two-Tier DeFi Lending Framework Mutuum Finance (MUTM) is an innovative non-custodial decentralized DeFi protocol. The project is capable of Peer-to-Contract lending and Peer-to-Peer lending with high efficiency and flexibility in operations. Peer-to-Contract utilizes the smart contract feature to lend with minimum or no human involvement. Peer-to-Peer eliminates middlemen and has borrowers and lenders directly interact and exchange with each other. The model is extremely easy to handle risky assets like meme coins. Mutuum Finance (MUTM) Presale Success Mutuum Finance (MUTM) is blazing with presale taking the spotlight. It is in stage 6 at $0.035. It will also rise to 14.29% to $0.04 in the next phase. Investor demand is growing with the project already reaching over $14.9 million and already boasting a token holder base of over 15700. Mutuum Finance (MUTM) USD-Pegged Stablecoin Mutuum Finance (MUTM) is launching its new overcollateralized USD-pegged stablecoin on the Ethereum blockchain. With a strong and long-standing foundation, the stablecoin has extremely high chances of being stable and safe for decades to come. The project also boasts a 95.0 trust score as presented by a Certik audit.  Mutuum Finance (MUTM) has recently introduced its Bug Bounty Program with…

Author: BitcoinEthereumNews