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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14015 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Aave founder Stani.eth responded that the relevant agreements of the WLFI proposal are still valid

Aave founder Stani.eth responded that the relevant agreements of the WLFI proposal are still valid

PANews reported on August 23rd that according to the WLFI proposal, Aave, as its lending ecosystem partner, will receive 7% of the total token supply. A community user posted on the X platform asking whether the relevant agreement is valid. Aave founder Stani.eth responded with a "Yep" and described the community rumors as "the art of the deal."

Author: PANews

2025/08/23

Liquid Staking on Bitcoin Gains Momentum With Lombard’s $BARD Token

Liquid Staking on Bitcoin Gains Momentum With Lombard’s $BARD Token

The post Liquid Staking on Bitcoin Gains Momentum With Lombard’s $BARD Token appeared on BitcoinEthereumNews.com. For most of its history, bitcoin has been prized as digital gold: an asset to hold rather than use. That passivity has left trillions of dollars’ worth of BTC sitting idle in wallets, disconnected from the yield strategies and composability that define decentralized finance (DeFi). The rise of liquid staking tokens promises to change that, positioning bitcoin not only as a store of value but as a productive asset integrated into onchain capital markets. Liquid staking refers to the process of uses offering their crypto to help secure a network, and receive a liquid, tradable token in return that represents their staked assets and can be used across DeFi while the original tokens continue earning staking rewards. Lombard Finance has emerged as one of the prominent projects in bitcoin liquid staking. Its flagship product, LBTC, is a yield-bearing token backed 1:1 by BTC. When BTC is deposited into the Lombard protocol, the underlying coins are staked, primarily via Babylon, a protocol enabling trustless, self-custodial bitcoin staking. Users receive LBTC in return, which can be deployed across DeFi ecosystems while the original Bitcoin earns staking rewards. This dual functionality is key. Holders can keep exposure to bitcoin while using LBTC in lending, borrowing, and liquidity provision across protocols such as Aave, Morpho, Pendle, and Ether.fi. Designed for interoperability, LBTC moves across Ethereum, Base, BNB Chain, and other networks, preventing liquidity fragmentation and ensuring bitcoin can participate in a multi-chain DeFi environment. A market potentially worth billions By mobilizing BTC’s dormant liquidity, Lombard and other liquid staking projects aim to provide the infrastructure for Bitcoin DeFi, channeling the asset’s vast market cap into onchain capital markets. This effort mirrors Ethereum’s own transformation through liquid staking derivatives, but with the potential to unlock a deeper pool of value given bitcoin’s scale. To contextualize…

Author: BitcoinEthereumNews

2025/08/23

Aave will acquire 7% of the total supply of WLFI tokens, currently valued at $2.79 billion

Aave will acquire 7% of the total supply of WLFI tokens, currently valued at $2.79 billion

PANews reported on August 23 that according to monitoring by on-chain analyst Aunt Ai, according to the WLFI proposal, Aave, as its lending ecosystem partner, will obtain 7% of the total supply of tokens. These tokens are now worth US$2.79 billion, while AAVE FDV is currently only US$5.9 billion.

Author: PANews

2025/08/23

What’s the Best Crypto to Buy in 2025? Right Early BTC Predictors Favor a New DeFi Crypto Over Top Projects Now

What’s the Best Crypto to Buy in 2025? Right Early BTC Predictors Favor a New DeFi Crypto Over Top Projects Now

When Bitcoin (BTC) first surfaced, only a few analysts dared to predict its rise while most dismissed it as a fad. Those same early voices that identified BTC’s potential are now drawing attention to Mutuum Finance (MUTM), a DeFi protocol that blends real-world lending mechanics, stablecoin innovation, and a presale track record that is already [...] The post What’s the Best Crypto to Buy in 2025? Right Early BTC Predictors Favor a New DeFi Crypto Over Top Projects Now appeared first on Blockonomi.

Author: Blockonomi

2025/08/23

Top Altcoins Set to Rally as Solana (SOL) Struggles Under $200

Top Altcoins Set to Rally as Solana (SOL) Struggles Under $200

While Solana (SOL) remains below $200, investors’ sentiment is leaning toward creating altcoins that will transform the crypto market. Among them, Mutuum Finance (MUTM)  and XRP are attracting increasingly more attention. Mutuum Finance (MUTM) is at $0.035 in stage 6 of presale. It will be worth 14.29% higher at $0.04 in stage 7. Current early […]

Author: Cryptopolitan

2025/08/23

Web3 blockchain trend: Andy platform will hold TGE at 10 pm tonight

Web3 blockchain trend: Andy platform will hold TGE at 10 pm tonight

The blockchain industry is entering a phase of simultaneous explosion across multiple sectors. AI, Meme, Reliable Web Apps (RWA), DeFi, GameFi, and Web3 infrastructure are continuously evolving, accelerating the industry's evolution. Against this backdrop, new narratives and attempts are constantly emerging. Andy aiagent's TGE falls at this crucial juncture, worthy of close attention from industry observers. Global Track: Hot Spots and Trends AI track: the fastest growing direction AI has become one of the hottest areas in the blockchain ecosystem, accounting for over 25%. Whether it's AI-specific Layer 1 blockchains, DeAI (DeFi Agent), or AI infrastructure, they continue to attract capital and users. Layer 1 & Layer 2: The long-term battlefield of infrastructure High-performance public chains continue to emerge, with Layer 2 OP routes experiencing significant TVL growth, while ZK-based solutions are slightly sluggish. Overall financing is trending towards verticalization, focusing on specific application scenarios. Meme Track: The Power of Community Consensus The meme market saw several explosive growth in 2024, with projects like Useless and Bonk briefly exploding in market capitalization. Despite high volatility, Meme Coin once again demonstrated its unique "community-driven" logic. RWA: Accelerating the on-chain integration of real-world assets Leading institutions such as BlackRock, Paxos, and Tether have driven the issuance of RWAs to over billions of dollars. Tokenization has brought liquidity, transparency, and new investment channels, serving as a bridge between Web3 and traditional finance. DeFi & Lending: Still Occupies Half of the Market DeFi accounts for nearly half of all financing events, with an acceptance rate of 88%. DeFi lending also exceeds 80%. Its position will remain difficult to shake in the short term. GameFi and SocialFi: Scaling Up Lightweight games and social products have attracted a large number of users. Although there are no star projects, it shows that user scale is still the core competitiveness of this type of track. Web3 infrastructure and privacy: Double the heat The popularity of infrastructure is as high as 98%, and privacy protection has reached 97%. Data security and verifiable computing are becoming key breakthrough points in the blockchain compliance process. Andy: When trendy toys collide with Web3 In this track resonance, Andy proposed a unique attempt: • Taking the traditional MMPT "emotional culture IP" as the starting point: bringing more original soul art works to the chain; • DAO governance: Let the warm community co-govern and convert passion into active weight on the chain in real time; • On-chain trendy play mechanism: every interaction, creation, and sharing can be accumulated into digital rights; • Sustainable and scalable Web3 products: Continuously incubate the next generation of native on-chain art IP through Proof of Contribution Activity (POCAV) and IP voting system. Andy is not a short-term "speculative meme", but an attempt to combine trendy toys with on-chain mechanisms, giving MemeFi a more vital product form beyond emotional consensus. Tonight at 10pm: TGE sets sail [Tonight at 10 o'clock! Andy platform TGE countdown] Andy will officially launch the TGE tonight at 10:00 PM (Beijing Time). This is not only a critical moment in the project's development, but also brings three insights to the industry: • For the industry: This is an experiment of emotional cultural IP × on-chain mechanism, verifying whether MemeFi can move from narrative to mechanism-driven. • To the community: Your passion is no longer empty, but will be mapped into rights and value in real time, allowing you to truly participate in the growth of the platform. • For the future: The combination of Meme, AI, art, and DeFi may give birth to a new type of Web3 product ecosystem. Conclusion When trendy toys collide with Web3, emotional IPs are finding new ways to play on-chain. Andy, driven by contribution value and community governance, is attempting to transform passion into assets, enabling Web3 products to truly achieve sustainable expansion. At 10 o'clock tonight, the Andy platform TGE will officially set sail. Let us witness the starting point of a new trendy toy ecosystem on the chain.

Author: PANews

2025/08/23

Top DeFi Cryptos to Buy Right Now Amid Sector Growth

Top DeFi Cryptos to Buy Right Now Amid Sector Growth

The post Top DeFi Cryptos to Buy Right Now Amid Sector Growth appeared on BitcoinEthereumNews.com. Mutuum Finance (MUTM) and AAVE are expanding into a colossus as decentralized finance breaks up the market. Mutuum Finance token price in presale level 6 is $0.035. In stage 7, it will go up by 14.29% to $0.04. Members who join this phase will be earning at least 400% returns once the token goes live. Mutuum Finance has already surpassed $14.75 million and more than 15550 investors. Dual lending technology and strategic shifts in the market position Mutuum Finance (MUTM) to be a leader. Aave Shows Steady Momentum  Aave is still among the most decentralized finance protocols whose price is still $298 and refusing to give up amid general market volatility. With its over-collateralized lending architecture, liquidity pool stability, and governance model-influenced strategy, AAVE is a safe repository in DeFi markets. At the same time, new players like Mutuum Finance (MUTM) are also eyed closely, creating a dynamic platform where newer and shinier protocols gain traction over veterans. Mutuum Finance (MUTM) Lending  Mutuum Finance (MUTM) is an innovative non-custodial decentralized DeFi protocol. The protocol is capable of Peer-to-Contract lending and Peer-to-Peer lending at high operating efficiency and flexibility. Peer-to-Contract utilizes the smart contract feature to lend with reduced or no human interference. Peer-to-Peer eliminates intermediaries and has lenders and borrowers directly transacting with each other. The model is highly easy to manage risky assets like meme coins. Mutuum Finance (MUTM) Presale Success Mutuum Finance (MUTM) is soaring with the presale being the center of attraction. It already holds stage 6 of $0.035. It will also rise to 14.29% to $0.04 in the next stage. Investor demand is growing with the project already at over $14.75 million and already possessing a token holder community of over 15550. Mutuum Finance (MUTM) USD-Pegged Stablecoin Mutuum Finance (MUTM) is launching its new overcollateralized USD-pegged…

Author: BitcoinEthereumNews

2025/08/23

Stunning Prediction: ETH Surpassing BTC Market Cap Is Highly Probable

Stunning Prediction: ETH Surpassing BTC Market Cap Is Highly Probable

BitcoinWorld Stunning Prediction: ETH Surpassing BTC Market Cap Is Highly Probable In the ever-evolving world of cryptocurrency, bold predictions often capture attention. One such forecast comes from Tom Lee, a highly respected figure in finance. He sees a very high probability of ETH surpassing BTC in terms of market capitalization. This isn’t just a casual observation; it’s a profound insight from a seasoned expert with significant credibility in market analysis. Why Tom Lee Believes in ETH Surpassing BTC Tom Lee, founder of the U.S. research firm Fundstrat and chairman of Nasdaq-listed BitMiner (BMNR), recently shared his compelling perspective during an interview with The Compound, as reported by Benzinga. His vision for Ethereum’s potential dominance is rooted in historical parallels and current market dynamics. Historical Analogy: Lee drew a fascinating comparison to 1971, when the U.S. abandoned the gold standard. While many focused on gold, Wall Street ultimately emerged as the real winner by adapting to the new financial landscape. He suggests a similar shift could happen in crypto. Market Evolution: This analogy implies that while Bitcoin (BTC) has long been the ‘digital gold,’ the market’s focus could shift to assets offering more utility and growth potential, much like traditional finance pivoted from gold to more dynamic investment vehicles. This perspective provides a fresh lens through which to view the ongoing competition between the two largest cryptocurrencies. The Power of Institutional Inflows: Fueling Ethereum’s Rise A key driver behind Lee’s prediction for ETH surpassing BTC is the anticipated influx of institutional capital. He believes that significant investment from Wall Street could dramatically accelerate Ethereum’s growth. 100x Potential: Lee suggests that these institutional inflows could drive ETH to rise by up to 100 times its current value. Such a surge would undeniably position it to flip Bitcoin in market cap. BitMiner’s Strategy: As a testament to this institutional confidence, Lee’s own company, BitMiner, has formalized an ETH accumulation strategy. The firm reportedly holds approximately 1.52 million ETH, making it the largest Ethereum treasury globally. This demonstrates a strong belief in Ethereum’s long-term value and its potential for substantial appreciation. The institutional embrace of Ethereum highlights its growing legitimacy and appeal beyond retail investors. This trend is pivotal for its future trajectory. Market Dynamics and Macroeconomic Influences on ETH Recent market events further underscore Ethereum’s momentum, aligning with Tom Lee’s optimistic outlook. The broader economic environment often plays a significant role in cryptocurrency performance. Recent Surge: Ethereum recently surged near all-time highs. This impressive rally followed dovish comments from U.S. Federal Reserve Chair Jerome Powell regarding potential September rate cuts. Investor Confidence: Such macroeconomic signals can boost investor confidence in risk assets like cryptocurrencies. Lower interest rates typically make growth-oriented assets more attractive, directly benefiting ETH. Understanding these interconnected factors is crucial for grasping the full scope of why ETH surpassing BTC is seen as a high probability by experts like Tom Lee. What Does an ETH Market Cap Flip Mean for the Crypto Landscape? If Ethereum were to truly surpass Bitcoin’s market capitalization, it would mark a transformative moment for the entire cryptocurrency ecosystem. This scenario has profound implications for investors and the future of digital assets. Evolving Narratives: It would shift the narrative from Bitcoin as the sole ‘digital gold’ to Ethereum as a foundational layer for decentralized applications, NFTs, and a new internet economy. Investment Strategies: Investors might increasingly diversify their portfolios, recognizing Ethereum’s utility and growth potential alongside Bitcoin’s store-of-value proposition. Innovation Focus: A flip could also accelerate innovation on the Ethereum network, attracting even more developers and projects to its robust ecosystem. This potential shift underscores the dynamic and competitive nature of the crypto market, where utility and innovation are increasingly valued. Navigating the Future: Challenges and Opportunities for Ethereum While the prospect of ETH surpassing BTC is exciting, it’s also important to acknowledge potential challenges. The path to market dominance is rarely straightforward. Scalability: Ethereum continues to work on scalability solutions, though significant progress has been made with upgrades like the Merge. Further enhancements are vital for mass adoption. Regulatory Clarity: The evolving regulatory landscape for cryptocurrencies globally will also play a crucial role in Ethereum’s growth and institutional acceptance. Competition: Other smart contract platforms are constantly innovating, presenting competitive pressures that Ethereum must navigate. Despite these hurdles, the opportunities for Ethereum remain immense, especially with its strong community, established ecosystem, and ongoing development. Tom Lee’s prediction that ETH surpassing BTC is a very high probability event offers a compelling glimpse into the future of cryptocurrency. His insights, backed by historical analogies and an understanding of institutional finance, suggest a potential paradigm shift. As Wall Street increasingly embraces digital assets, Ethereum’s utility and robust ecosystem position it uniquely for significant growth. This isn’t just about market cap; it’s about the evolving role of digital assets in the global financial landscape, potentially ushering in a new era where innovation and utility take center stage. Frequently Asked Questions (FAQs) Q1: Who is Tom Lee and why is his prediction significant?A1: Tom Lee is the founder of Fundstrat Global Advisors, a prominent Wall Street research firm, and chairman of BitMiner. His significance comes from his deep expertise in traditional finance and his early, often accurate, insights into the crypto market, lending credibility to his predictions. Q2: What does ‘ETH surpassing BTC’ mean?A2: It means Ethereum’s total market capitalization (price per coin multiplied by circulating supply) would exceed that of Bitcoin. This would signify a major shift in perceived value and dominance within the cryptocurrency market. Q3: How could institutional inflows drive Ethereum’s market cap?A3: Institutional investors manage vast amounts of capital. When they allocate even a small percentage to an asset like Ethereum, it can lead to massive demand, driving up its price and subsequently its market capitalization significantly. Q4: What is the significance of the 1971 gold standard analogy?A4: Lee uses this analogy to suggest a historical precedent where a dominant asset (gold) was eventually overshadowed by more dynamic financial instruments (Wall Street investments). He implies a similar shift could occur from Bitcoin’s ‘digital gold’ status to Ethereum’s utility-driven ecosystem. Q5: What factors, besides institutional money, could contribute to ETH’s rise?A5: Beyond institutional inflows, factors include Ethereum’s continuous technological upgrades (like the Merge), its vibrant ecosystem of dApps and NFTs, increasing adoption in decentralized finance (DeFi), and favorable macroeconomic conditions such as potential interest rate cuts. Q6: Is BitMiner’s ETH accumulation strategy unique?A6: While other entities hold ETH, BitMiner’s reported 1.52 million ETH makes it the largest corporate Ethereum treasury globally. This significant holding demonstrates a strong, formalized institutional belief in Ethereum’s long-term value and potential for market leadership. Did you find this analysis insightful? Share this article with your friends and colleagues on social media to spark a conversation about the future of crypto and the potential for an Ethereum market flip! To learn more about the latest crypto market trends, explore our article on key developments shaping Ethereum institutional adoption. This post Stunning Prediction: ETH Surpassing BTC Market Cap Is Highly Probable first appeared on BitcoinWorld and is written by Editorial Team

Author: Coinstats

2025/08/23

Which Crypto to Buy Today for Long-Term? Experts Call This the Next Crypto to Sustain $1 Level Soon

Which Crypto to Buy Today for Long-Term? Experts Call This the Next Crypto to Sustain $1 Level Soon

Finding the right project for long-term gains has never been easy. History shows how many crypto coins once surged to massive highs, only to collapse back under the weight of hype without real substance. Memecoins, for instance, often peak quickly but fade because they lack practical value and utility. For investors focused on sustainability, the [...] The post Which Crypto to Buy Today for Long-Term? Experts Call This the Next Crypto to Sustain $1 Level Soon appeared first on Blockonomi.

Author: Blockonomi

2025/08/23

Ledn CEO warns Bitcoin Treasury boom is fading

Ledn CEO warns Bitcoin Treasury boom is fading

Ledn CEO Adam Reeds warns Bitcoin treasury firms may see fewer big returns.

Author: Cryptopolitan

2025/08/23

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