Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

13886 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Aave elbows US banks aside with record $50b in net deposits

Aave elbows US banks aside with record $50b in net deposits

Aave has surpassed $50 billion in crypto deposits, becoming the first DeFi protocol to rival mid-sized U.S. banks in scale. When it comes to finance, banks have long held the top spots for managing people’s money. Yet Aave, a decentralized…

Author: Crypto.news
BlackRock’s Q2 Digital Asset Inflows Reach $14B, Total AUM Hits $79.6B

BlackRock’s Q2 Digital Asset Inflows Reach $14B, Total AUM Hits $79.6B

BlackRock reported $14.1 billion in digital asset net inflows for the second quarter of 2025, pushing the firm’s total assets under management (AUM) in this segment to $79.6 billion. Although digital assets still represent just 1% of BlackRock’s $12.5 trillion in total AUM, the category is emerging as one of its fastest-growing product lines. Digital assets contributed hugely to BlackRock’s broader ETF performance. Within the firm’s $85 billion in total ETF inflows during Q2, digital products alone accounted for $14 billion. Year-to-date, digital asset net inflows have reached $17 billion, showing persistent institutional interest despite a complex macroeconomic backdrop. Revenue Contribution Remains Modest—For Now Digital assets generated $40 million in base fees and securities lending revenue in Q2 2025, also accounting for 1% of BlackRock’s total revenue from investment advisory and administration services. While modest compared to traditional asset classes, the figure reflects a growing stream of yield-generating exposure from crypto-related products . CEO Larry Fink attributed some of the firm’s performance momentum to digital assets, along with custom strategies and technology-led platforms like Aperio. BlackRock Shows Long-Term Commitment to Digital Finance In a statement accompanying the results, CEO Larry Fink emphasized the growing role of digital assets in attracting a new generation of investors. “We’re attracting a new and increasingly global generation of investors through things like our digital assets offerings,” he said. Digital assets are currently reported under the ETF category, alongside core equity and fixed income. However, with digital assets contributing nearly 31% of alternative product flows in Q2, they are becoming a key pillar of the firm’s alternative investment strategy. While digital assets remain a small slice of the overall portfolio, BlackRock’s growing involvement in tokenized finance, ETFs, and related infrastructure suggests a long-term commitment to institutional crypto adoption. “These are just the early days in our next phase of even stronger growth,” Fink added. BlackRock Shares Tumble BlackRock shares fell more than 6% after a major institutional client based in Asia withdrew $52 billion from its index funds during the second quarter, the Wall Street Journal reported. The withdrawal illustrates the volatility that even the world’s largest asset manager can face from a small number of large clients, particularly in passive investment vehicles. Still, BlackRock’s overall performance remained strong, with total assets under management climbing to a record $12.53 trillion. According to the WSJ , net income rose 6.5% year-over-year to $1.59 billion, indicating operational resilience in the face of short-term outflows. The firm also reported increased revenue driven by higher base fees and strong flows into active strategies and ETFs, suggesting that BlackRock continues to diversify its growth drivers beyond traditional index products.

Author: CryptoNews
Blockchain lending company Figure Technology plans IPO this fall

Blockchain lending company Figure Technology plans IPO this fall

PANews reported on July 15 that according to The Information, Figure Technology Solutions is a startup that provides home loans on the blockchain and operates a cryptocurrency exchange. Its co-founder

Author: PANews
Bitcoin mining company MARA leads $20 million equity financing for Two Prime to enhance BTC yield strategy

Bitcoin mining company MARA leads $20 million equity financing for Two Prime to enhance BTC yield strategy

PANews reported on July 15 that according to CoinDesk, Bitcoin mining company Marathon Digital (MARA) led a $20 million equity financing in digital asset management company Two Prime, with participation

Author: PANews
Kamino adds tokenized stocks as collateral option via xStocks integration

Kamino adds tokenized stocks as collateral option via xStocks integration

PANews reported on July 14 that according to The Block, Solana's ecological lending protocol Kamino is incorporating stock token products into collateral options, and its selected on-chain trading function xStocks

Author: PANews
3 coins below $0.50 projected to be the next blue-chip crypto like Ethereum

3 coins below $0.50 projected to be the next blue-chip crypto like Ethereum

Three promising tokens under $0.50, including Little Pepe, Sei, and Polygon, are catching the eye of investors hunting for the next big breakout. #partnercontent

Author: Crypto.news
Decentralized lending protocol Aave net deposits exceed $50 billion

Decentralized lending protocol Aave net deposits exceed $50 billion

PANews reported on July 14 that according to The Block, the net deposit of decentralized lending protocol Aave exceeded US$50 billion, becoming the first DeFi project to achieve this milestone.

Author: PANews
Only one cryptocurrency set to lead stablecoin hype, Electric Capital says

Only one cryptocurrency set to lead stablecoin hype, Electric Capital says

Stablecoins are booming, and one cryptocurrency could quietly become the foundation of a new dollar-based economy, analysts at Electric Capital say. Despite widespread talk about “de-dollarization,” the global thirst for U.S. dollars is far from disappearing. In fact, it’s reaching…

Author: Crypto.news
51% market share, $18 billion in real lending, how did the "Aave effect" sweep every corner of DeFi?

51% market share, $18 billion in real lending, how did the "Aave effect" sweep every corner of DeFi?

Author: Kolten Compiled by: Tim, PANews In the DeFi space, network effects determine success or failure, and no one does it better than Aave. With five years of market accumulation,

Author: PANews
Defunct UK crypto fintech company Ziglu faces $2.7 million funding shortfall

Defunct UK crypto fintech company Ziglu faces $2.7 million funding shortfall

PANews reported on July 13 that according to Cointelegraph, Ziglu, a British cryptocurrency fintech company that collapsed earlier this year, had a funding gap of 2 million pounds (2.7 million

Author: PANews