Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16016 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
10 European Banks Form Stablecoin Company qivalis

10 European Banks Form Stablecoin Company qivalis

Ten of Europe’s largest banks have joined forces to launch qivalis, a new stablecoin venture that will debut a euro-backed stablecoin by 2026. The post 10 European Banks Form Stablecoin Company qivalis appeared first on Coinspeaker.

Author: Coinspeaker
LILSHIB Presale Is Live—Dog-Inspired Meme Coin at Just $0.0002!

LILSHIB Presale Is Live—Dog-Inspired Meme Coin at Just $0.0002!

LILSHIB is a new project where a new meme coin is created and is currently in the presale phase on the Ethereum network, with a fixed price of 0.0002 per coin. This novel crypto is a combination of a funny identity alongside blockchain utility and community-first economics. The tagline of LILSHIB reflects the character of […] The post LILSHIB Presale Is Live—Dog-Inspired Meme Coin at Just $0.0002! appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Coinbase Rolls Out 15% Crypto Staking Returns with Instant Withdrawal Option

Coinbase Rolls Out 15% Crypto Staking Returns with Instant Withdrawal Option

TLDR Coinbase launches staking service with yields reaching 15% APY on various proof-of-stake cryptocurrencies Instant unstaking feature allows immediate withdrawals for 1% fee, eliminating traditional lock-up periods Minimum stake requirement is just $1, making crypto yields accessible to all investors Over $450 million paid in staking rewards to customers throughout 2024 Yields come from blockchain [...] The post Coinbase Rolls Out 15% Crypto Staking Returns with Instant Withdrawal Option appeared first on Blockonomi.

Author: Blockonomi
Best Crypto Presales to Buy as Bitcoin Slumps Despite 88% Odds of Fed Rate Cut

Best Crypto Presales to Buy as Bitcoin Slumps Despite 88% Odds of Fed Rate Cut

The post Best Crypto Presales to Buy as Bitcoin Slumps Despite 88% Odds of Fed Rate Cut appeared on BitcoinEthereumNews.com. Crypto Presales Takeaways: Silver surges, with the price climbing 23% in the past 30 days, indicating investors moving away from riskier assets. With Bitcoin struggling even as markets expect a Fed rate cut, high-convexity presales give traders alternative macro risk exposure. Bitcoin Hyper uses SVM integration to deliver a Bitcoin Layer 2 with Solana-style throughput, supported by a heavily funded ongoing presale. PEPENODE introduces a mine-to-earn memecoin model built on virtual nodes and gamified mining, avoiding the cost and energy demands of traditional hardware mining. Markets are effectively pricing in an 88% chance of a Federal Reserve rate cut, yet Bitcoin keeps slipping while silver rips higher. That divergence tells you that traders aren’t abandoning the macro easy-liquidity trade; they’re rotating where they express it, from flagship $BTC into relative‑value bets. When Bitcoin underperforms in a dovish setup, it often signals fatigue in the crowded trade rather than a collapse in risk appetite. You still see flows into precious metals, equities, and high‑beta corners of crypto where the upside skew looks more attractive than grinding spot $BTC exposure. For crypto‑native investors, that’s where presales and early‑stage infrastructure plays come in. Instead of chasing a lethargic Bitcoin chart into every FOMC meeting and potential rate cuts, you can look for asymmetric setups where tokenomics, product design, or throughput offer true convexity if liquidity stays supportive. Below are three presales positioned for that backdrop: PEPENODE, a mine‑to‑earn memecoin rethinking mining incentives; Bitcoin Hyper, a high‑throughput Bitcoin Layer 2; and Nexchain, an AI‑driven Layer 1 chasing extreme TPS and ultra‑low fees. 1. PEPENODE ($PEPENODE) — Mine‑to‑Earn Memecoin with Virtual Nodes PEPENODE ($PEPENODE) brands itself as the world’s first mine‑to‑earn memecoin, built as an ERC‑20 on Ethereum but stripping away everything people hate about traditional mining. There’s no hardware, no electricity arms race, and…

Author: BitcoinEthereumNews
Silver Booms, Bitcoin Slumps; Best Crypto Presales to Buy as Fed Rate Cut Odds Grow

Silver Booms, Bitcoin Slumps; Best Crypto Presales to Buy as Fed Rate Cut Odds Grow

Takeaways: Silver surges, with the price climbing 23% in the past 30 days, indicating investors moving away from riskier assets. […] The post Silver Booms, Bitcoin Slumps; Best Crypto Presales to Buy as Fed Rate Cut Odds Grow appeared first on Coindoo.

Author: Coindoo
EXCLUSIVE: “Lift-Off in Barbados” – Marilyn Brathwaite and Jonathan Brathwaite, Payment Spayce in ‘The Fintech Magazine’

EXCLUSIVE: “Lift-Off in Barbados” – Marilyn Brathwaite and Jonathan Brathwaite, Payment Spayce in ‘The Fintech Magazine’

As the Caribbean island charts a real-time path, Payment Spayce is already looking at the […] The post EXCLUSIVE: “Lift-Off in Barbados” – Marilyn Brathwaite and Jonathan Brathwaite, Payment Spayce in ‘The Fintech Magazine’ appeared first on FF News | Fintech Finance.

Author: ffnews
Bitcoin Hyper Hits $28.8M Raise as Whales Keep Joining: Why $HYPER Might Explode

Bitcoin Hyper Hits $28.8M Raise as Whales Keep Joining: Why $HYPER Might Explode

The post Bitcoin Hyper Hits $28.8M Raise as Whales Keep Joining: Why $HYPER Might Explode appeared on BitcoinEthereumNews.com. Crypto Presales Takeaways: Bitcoin’s base layer remains constrained by slow confirmation times, limited throughput, and high fees during congestion, making rich on-chain applications difficult to sustain. Developers and users increasingly want fast, low-fee smart contracts tied to Bitcoin’s liquidity and brand, rather than abandoning $BTC for alternative base layers. Bitcoin Hyper introduces a Bitcoin Layer 2 with SVM integration, aiming to deliver faster-than-Solana performance for smart contracts while anchored to Bitcoin. The project has attracted a lot of attention since its $HYPER token presale began, with over $28.8M raised and counting. Bitcoin ($BTC) is still the market’s monetary anchor, but it’s also the chain most constrained by its own design. Base-layer throughput measured in single-digit transactions per second and periods of high fees have turned $BTC into largely passive collateral, not the programmable money standard many early adopters imagined. At the same time, you’ve watched capital flood into high-throughput smart contract ecosystems. Solana, Ethereum rollups, and appchains have captured most DeFi, NFT, and gaming activity because they can actually run complex logic at speed. That leaves a glaring gap: there’s no native-feeling way to get Solana-style performance directly on Bitcoin’s trust and liquidity base. Bitcoin Hyper ($HYPER) steps directly into that gap with a clear promise: use a Bitcoin Layer 2 with Solana Virtual Machine (SVM) integration to turn $BTC from a static store-of-value into high-velocity capital for DeFi, gaming, and dApps. Instead of bridging out to entirely different L1s, the idea is to bring Solana-grade performance to Bitcoin’s own orbit. The market is already responding to its crypto fundraiser. The Bitcoin Hyper presale has raised over $28.8M at a token price of $0.013365, signaling that a growing number of holders and builders want Bitcoin to be more than cold storage. Bitcoin Hyper Turns $BTC Into Productive Capital Bitcoin Hyper…

Author: BitcoinEthereumNews
Funds routed through Tornado Cash as Goldfinch Finance user deltatiger.eth loses $330K

Funds routed through Tornado Cash as Goldfinch Finance user deltatiger.eth loses $330K

An identified user of the Ethereum-based DeFi platform Goldfinch Finance has suffered an exploit leading to losses of approximately $330,000, according to blockchain security platform PeckShield. PeckShieldAlert reported on X Tuesday that Goldfinch user deltatiger.eth’s attacker had sent about 118 ETH to Tornado Cash after hacking an older smart contract on Ethereum. The compromised contract, […]

Author: Cryptopolitan
Stablecoin News: European Banks Accelerate EURO Stablecoin Launch to Counter US Dominance

Stablecoin News: European Banks Accelerate EURO Stablecoin Launch to Counter US Dominance

The post Stablecoin News: European Banks Accelerate EURO Stablecoin Launch to Counter US Dominance appeared on BitcoinEthereumNews.com. Key Insights: Major stablecoin news surfaced as 10 European banks form a consortium to launch a euro stablecoin. Amsterdam-based Qivalis targets the second half of 2026 for launch. The move aims to counter US dominance in the digital payments market. A consortium of 10 major European banks has announced the formation of Qivalis, a new company that will issue a euro-pegged stablecoin. The stablecoin news comes as European financial institutions seek to challenge the overwhelming dominance of US dollar-backed digital assets in the global payments space. The group held a press conference in Amsterdam on December 2 to unveil the project. The euro stablecoin initiative brings together banking giants from across the continent. Stablecoin News: Ten European Banks Form Qivalis Consortium The Amsterdam-based company includes ING, UniCredit, and BNP Paribas among its founding members. The full consortium comprises ING from the Netherlands, UniCredit and Banca Sella from Italy, BNP Paribas from France, KBC from Belgium, DekaBank from Germany, Danske Bank from Denmark, SEB from Sweden, CaixaBank from Spain, and Raiffeisen Bank International from Austria. The project was first announced in September with nine banks. BNP Paribas joined the group ahead of the December 2 announcement, according to ING’s digital asset lead Floris Lugt. The banks selected Amsterdam as the headquarters for Qivalis. The location positions the venture within a jurisdiction known for progressive digital asset regulation and access to the Dutch central bank for licensing purposes. Launch Timeline Targets Second Half of 2026 Qivalis appointed Jan-Oliver Sell as CEO, and he brings experience from his previous role at Coinbase in Germany. Floris Lugt will serve as CFO of the new company. Lugt currently leads digital asset initiatives at ING, one of the consortium’s anchor members. Howard Davies takes the position of chairman. Davies previously chaired NatWest and brings decades of…

Author: BitcoinEthereumNews
Bitcoin Hyper Presale Surges Past $28.8M as Whales Pile In

Bitcoin Hyper Presale Surges Past $28.8M as Whales Pile In

Takeaways: Bitcoin’s base layer remains constrained by slow confirmation times, limited throughput, and high fees during congestion, making rich on-chain […] The post Bitcoin Hyper Presale Surges Past $28.8M as Whales Pile In appeared first on Coindoo.

Author: Coindoo