Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15831 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Stunning Drop: US 10-year Treasury Yield Plunges Below 4% – What It Means for Your Crypto Portfolio

Stunning Drop: US 10-year Treasury Yield Plunges Below 4% – What It Means for Your Crypto Portfolio

BitcoinWorld Stunning Drop: US 10-year Treasury Yield Plunges Below 4% – What It Means for Your Crypto Portfolio In a stunning market development that’s sending ripples across all financial sectors, the US 10-year Treasury yield has broken below the critical 4% threshold for the first time since late October. This dramatic move could signal significant changes ahead for cryptocurrency investors and traditional markets alike. Why Does the US 10-year Treasury Yield Matter for […] This post Stunning Drop: US 10-year Treasury Yield Plunges Below 4% – What It Means for Your Crypto Portfolio first appeared on BitcoinWorld.

Author: bitcoinworld
Most Presales Won’t Last This Bear Season; Here’s 3 Who Will

Most Presales Won’t Last This Bear Season; Here’s 3 Who Will

The post Most Presales Won’t Last This Bear Season; Here’s 3 Who Will appeared on BitcoinEthereumNews.com. Crypto Presales While the broader market struggles with a bearish season, three crypto presales continue to steam up with investor interest due to their innovations and growth potential. Bitcoin (BTC) gained momentum after President Trump’s victory last November. It jumped to $124,000 for the first time in December 2024, and nearly reached $126,000 in October 2025. But BTC has since pared off most of those gains. It dropped 30% to $87K as of November 24, signaling a bear market. Bitcoin’s lagged effect is causing investors to rotate away from risk assets toward top crypto presale opportunities. And Digitap ($TAP) is leading the way. It has sold out its second presale stage thanks to its utility-focused omnibanking infrastructure, which aims to unify global money management. The project operates through a live app that supports users who want financial tools across borders. Let’s explore the top three promising crypto presales in 2025, and why Digitap is potentially the best altcoin to buy now. Here are some of the standout projects: Digitap ($TAP): focuses on linking traditional banking and decentralized finance BlockDAG ($BDAG): Technical DAG-based chain that mainly focuses on infrastructure NexChain AI: focuses on building an ecosystem bridging AI with blockchain Digitap: World’s First Banking App Blending Fiat and Crypto Into a Single Platform Digitap ($TAP) introduces the world’s first banking app that blends traditional cash banking and crypto into a single platform. It aims to create a system that enables fiat, cryptocurrency, and everyday payments to interact easily in a single global platform, powered by its native token, $TAP. The app will integrate Visa, staking, cross-border payments, and a multi-asset wallet. In doing so, users will be able to manage multiple fiat and multi-chain wallet accounts from a single dashboard, eliminating the need to switch between accounts. Its standout multi-rail infrastructure…

Author: BitcoinEthereumNews
HYPE price rises as Paxos taps Hyperliquid, Plume, and Aptos for the USDGO stablecoin

HYPE price rises as Paxos taps Hyperliquid, Plume, and Aptos for the USDGO stablecoin

HYPE rises as USDGO launches on Hyperliquid, Plume, and Aptos. Whale activity and token unlock drive short-term market momentum. HYPE’s key support level lies at $28.98, while immediate resistance levels lie at $35.03 and $39.87. Hyperliquid (HYPE) has seen a notable uptick in its trading performance, driven in part by the announcement that Paxos has […] The post HYPE price rises as Paxos taps Hyperliquid, Plume, and Aptos for the USDGO stablecoin appeared first on CoinJournal.

Author: Coin Journal
Setting Up a Limited Liability Business: 6 Common LLC Formation Mistakes You Must Avoid

Setting Up a Limited Liability Business: 6 Common LLC Formation Mistakes You Must Avoid

A Limited Liability Company (LLC) is a business entity that allows small business owners to avail the benefits of a corporation with lower formalities.  If you’re looking to start a new venture and are confused whether to establish a private limited company or a proprietorship, an LLC could be your best bet! An LLC is […] The post Setting Up a Limited Liability Business: 6 Common LLC Formation Mistakes You Must Avoid appeared first on TechBullion.

Author: Techbullion
Kraken Rolls Out Cashback Card and Salary Deposit for Krak App

Kraken Rolls Out Cashback Card and Salary Deposit for Krak App

Kraken launches a cashback debit card and salary deposit, expanding wealth tools for its Krak app to rival traditional banks. Kraken has introduced major upgrades to its Krak app. The new features include a cashback debit card, salary deposit, and increased wealth tools. Together, they hope to make Krak an attractive alternative to conventional (and […] The post Kraken Rolls Out Cashback Card and Salary Deposit for Krak App appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Upbit Faces $25M Fine and Suspension as FIU Cracks Down on AML Violations

Upbit Faces $25M Fine and Suspension as FIU Cracks Down on AML Violations

TLDR Dunamu may appeal a 35.2 billion-won fine imposed on Upbit by the Financial Intelligence Unit of South Korea. The FIU also suspended new customer onboarding at Upbit for three months due to KYC and AML violations. Dunamu is conducting an internal review to assess the accuracy of the sanctions and previous FIU findings. The [...] The post Upbit Faces $25M Fine and Suspension as FIU Cracks Down on AML Violations appeared first on CoinCentral.

Author: Coincentral
XA90B A Red Flag in the Crypto Presale Market

XA90B A Red Flag in the Crypto Presale Market

The decentralized dream of crypto is often clouded by opportunistic projects, and when a token like XA90B surfaces, heavily promoted on platforms like YouTube, investors must exercise extreme caution. While the specific details of XA90B may be difficult to verify through public records—a red flag in itself—its aggressive, spam-like marketing strategy aligns perfectly with several […] The post XA90B A Red Flag in the Crypto Presale Market appeared first on TechBullion.

Author: Techbullion
Korean internet giant Naver moves closer to merger with crypto exchange heavyweight Upbit

Korean internet giant Naver moves closer to merger with crypto exchange heavyweight Upbit

Naver, South Korea’s answer to Google, has moved closer to a deal that will see it snap up Upbit, the country’s biggest crypto exchange.Naver and its financial subsidiary Naver Financial plan to hold board meetings on November 26 to confirm a stock swap deal with Dumau, the Upbit operator.But the boards’ decisions appear to be a fait accompli, the South Korean news agency Yonhap reported, quoting anonymous sources close to the deal.And Naver founder and chair Lee Hae-jin is scheduled to “personally explain” the merger plan with Dunamu at the meeting, before facing the media for a press conference on November 27.Dunamu CEO Song Chi-hyung will also attend the press event, to be held at the Naver headquarters in Seongnam, Gyeonggi Province.The deal, details of which were first unveiled in September, will see Naver, which has a market cap of $39.2 billion, take control of Dumau.Upbit’s trading volumes over the past 24 hours were worth over $2 billion, Coingecko data shows.Naver-Dunamu merger roadmapLee will reportedly unveil a “merger roadmap” to the board, which he is likely to make public at the press conference.The Naver board meeting appears to have been hurriedly arranged. Yonhap’s sources said it will “be held in a hybrid format, with some members joining in-person and others attending via video conferencing apps.”Yonhap and other South Korean media outlets have confirmed that the merger between the two companies will involve a stock swap.This will see Dunamu shareholders exchange their existing shares for newly issued Naver Financial shares at an exchange ratio of 1:3.That means Dumanu shareholders are set to receive thee Naver Financial shares for every Dunamu share they own.Naver’s ownership stake in Naver Financial is currently 69%. The merger deal would see that stake diluted to around 17%, with Dunamu becoming a wholly owned Naver Financial subsidiary.However, regulatory red tape still poses a potential obstacle to the deal. South Korean lawmakers have accused Upbit of operating a de facto monopoly in the domestic crypto market.Upbit is one of only five exchanges in the country with a license that permits Korean won-crypto pairings.In October, the South Korean newspaper Seoul Kyungjae wrote that the domestic crypto market has “effectively solidified into an Upbit monopoly.”According to the South Korean financial regulator, the Financial Supervisory Service, Upbit’s share of total domestic crypto trading volumes in the first half of 2026 was 71.6%.Naver Financial’s flagship service is Naver Pay, South Korea’s biggest digital payment platform. The firm also operates asset management and lending services for retail and business users.Tim Alper is a news correspondent at DL News. Got a tip? Email at tdalper@dlnews.com.

Author: Coinstats
V1 Protocol Launch in Q4, New Crypto Mutuum Finance (MUTM) With a Confirmed Product Timeline

V1 Protocol Launch in Q4, New Crypto Mutuum Finance (MUTM) With a Confirmed Product Timeline

Mutuum Finance (MUTM) is building a new digital lending infrastructure designed to maximize token utility. The platform will combine transparent mechanics with a working DeFi product in development. The total supply is 4 billion MUTM, with over $18.95 million raised across all phases.

Author: Hackernoon
Japan Sets Sights on Stronger Oversight With Crypto Reserve Legislation

Japan Sets Sights on Stronger Oversight With Crypto Reserve Legislation

Japan’s Financial Services Agency (FSA) is preparing a legislative overhaul that will require domestic cryptocurrency exchanges to maintain liability reserves, marking a significant shift toward stronger investor safeguards.

Author: Cryptodaily