Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15724 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
OKX Referral Code: Steps to Sign Up and Earn Bonus in 2026

OKX Referral Code: Steps to Sign Up and Earn Bonus in 2026

The best OKX Referral Code is CNJREFCODE. When you use this OKX promo code to sign up on the trading platform, you can unlock free monetary rewards, cut down trading

Author: Crypto Ninjas
Bear Market Task: A Comprehensive Guide to Early Interactions in Circle Arc

Bear Market Task: A Comprehensive Guide to Early Interactions in Circle Arc

Author: KarenZ, Foresight News Three weeks have passed since Circle's Layer 1 blockchain, Arc, launched its testnet. Unlike many Layer 2 blockchains, Arc positions itself as an "economic operating system for the internet." Its biggest advantage lies in directly using USDC as the gas fee, meaning that users and institutions can conduct on-chain operations without holding ETH or other volatile tokens. In addition, Arc is EVM compatible, offers configurable privacy options to support compliance requirements, and integrates directly with Circle's full-stack platform, making it suitable for applications such as lending, capital markets, foreign exchange, and payments. More importantly, as an EVM-compatible chain built by stablecoin giant Circle, Arc possesses two core advantages: on the one hand, it is backed by the TradFi resources accumulated by Circle, and on the other hand, it relies on the massive liquidity pool of USDC. This makes it highly likely to become a core platform for the implementation of RWA (Real-World Asset) and enterprise-level applications in the future, giving it a first-mover advantage in the field of institutional blockchain applications. On the day of its Q3 earnings release, Circle also revealed that it is exploring the possibility of launching a native token on Arc. Arc is currently in its public testnet phase, a window of opportunity for users to experience features early and explore potential ecosystem opportunities. It's important to note that testnet interaction does not necessarily guarantee subsequent rewards; users are advised to participate with a learning and experiential mindset and to view airdrop opportunities rationally. The following are the eight interactive steps, covering basic configuration, contract deployment, token exchange, and NFT minting. Arc Interaction Guide 1. Add the Arc testnet network: https://testnet.arcscan.app/ 2. Claim your USDC or EURC test tokens: https://faucet.circle.com/ 3. Locate the Arc testnet on OnChainGM, send the GM interaction and deploy the contract. Both operations require wallet signing: https://onchaingm.com/deploy 4. Send GM on zkCodex to deploy simple contracts, token contracts, NFT contracts, and mint commemorative NFTs: https://zkcodex.com/onchain/gm 5. Deploy the NFT series on OmniHub (requires uploading images, confirming names, etc.): https://omnihub.xyz/create 6. Exchange USDC for WUSDC on the Arc testnet on Curve and add USDC/EURC liquidity: https://www.curve.finance/dex/arc/swap/ 7. After following the official Twitter account and joining the project's Discord server on ArcFlow Finance, a native DEX in the Arc ecosystem, mint the Genesis Pass NFT. 8. Register a domain name with InfinityName: https://infinityname.com/ It's worth noting that Arc previously announced the first batch of 11 projects built on its public testnet, including: ZKP2P, a P2P fiat currency channel project powered by ZK proofs; Sequence, a general-purpose crypto trading platform; Superface, an interconnected platform for smart agent solutions; Blockradar, a stablecoin wallet infrastructure; Copperx, a stablecoin banking service; Crossmint, a crypto API development company; Hurupay, a cross-border fund transfer and management program; Para, a wallet infrastructure; CFi, a personalized finance platform; Hinkal, a wallet based on zero-knowledge proofs; and Axelar Network, a cross-chain infrastructure. These projects will implement use cases in areas such as lending, capital markets, foreign exchange, and payments on Arc. However, the specific development progress of most projects has not yet been disclosed.

Author: PANews
Ethereum Whale Stuns Market With $65M Withdrawal From Binance, Amassing 490K ETH

Ethereum Whale Stuns Market With $65M Withdrawal From Binance, Amassing 490K ETH

The post Ethereum Whale Stuns Market With $65M Withdrawal From Binance, Amassing 490K ETH appeared on BitcoinEthereumNews.com. Have you ever wondered how massive investors shape the cryptocurrency landscape? An Ethereum whale just made headlines by withdrawing another $65 million in ETH from Binance, showcasing relentless accumulation that could influence market trends. This move highlights the power of large holders in the volatile crypto world. What Does This Ethereum Whale Activity Mean? According to Onchainlens, this Ethereum whale purchased 24,000 ETH, valued at $65 million, from Binance. This transaction boosts their total holdings to 490,000 ETH, worth a staggering $1.35 billion. Moreover, this follows a similar $66 million acquisition just the night before, indicating a consistent strategy. Previously, the investor moved 60,000 ETH from Binance into Aave, a decentralized lending platform. This pattern suggests they might be leveraging assets for additional gains. Therefore, such actions can signal confidence in Ethereum’s long-term value. Why Should You Care About Whale Movements? Whale activities often serve as market indicators. For instance, when an Ethereum whale accumulates heavily, it can lead to: Reduced supply on exchanges, potentially driving up prices Increased volatility due to large transactions Insights into investor sentiment and future trends However, it’s crucial to remember that whale actions don’t guarantee market direction. Always conduct your own research before making investment decisions. How Does This Impact the Broader Ethereum Ecosystem? The Ethereum whale‘s withdrawals from Binance reduce liquid supply, which could support price stability. Additionally, moving funds to Aave might indicate a strategy to earn yield or borrow against holdings. This behavior aligns with growing DeFi adoption, where large players optimize returns. On the flip side, such concentrations raise concerns about centralization. If one entity holds too much influence, it could pose risks to network decentralization. Therefore, monitoring whale movements helps assess market health. What Can We Learn From This Accumulation Trend? This Ethereum whale demonstrates the importance of strategic…

Author: BitcoinEthereumNews
This $0.035 New Crypto Is Selling Out Fast, Could It Be the Best Crypto to Buy Before 2026?

This $0.035 New Crypto Is Selling Out Fast, Could It Be the Best Crypto to Buy Before 2026?

Increasingly, investors are no longer focusing on the large cap, which moves slowly but steadily, but looking at up-and-coming crypto projects expressing actual momentum. A single token is sweeping the market in a fashion not anticipated by many, and it is starting to gain traction in an unexpected rapidity, with many of its early adopters […]

Author: Cryptopolitan
This $0.035 New Crypto Token Hits 90% Allocation as Investors Rush In, Demand Rises Quickly

This $0.035 New Crypto Token Hits 90% Allocation as Investors Rush In, Demand Rises Quickly

The post This $0.035 New Crypto Token Hits 90% Allocation as Investors Rush In, Demand Rises Quickly appeared on BitcoinEthereumNews.com. One of the new digital assets is qualifying rapidly in the market and their initial achievements are making waves. The token remains priced at only $0.035, but demand has been extreme to an extent that its current stage is nearing a sell out. It is emerging as one of the most successful projects in the new crypto and DeFi crypto categories as more investors observe early-stage projects entering Q4 2025. The question most investors are currently raising is how come the support of the project is taking off so fast. Developing a Dual-Lending DeFi System Mutuum Finance (MUTM) is creating a two-sided lending organization that is lender-borrower-based. It has passive-yield tools, risk controls and automatic functions, which maintain stability in the lending markets. mtTokens is one of the internal characteristics. Users get to receive mtTokens when they provide their assets. These tokens monitor deposits and allow one to realize yield with time. Using the example of the user, who provides his assets worth $1,000, the value of his mtTokens will keep rising with the accrual of interests in the liquidity pool. Mutuum Finance also involves the borrowing markets which have variable and stable rates. Borrowers abide by straight LTV regulations, and all positions are liquidated via automated procedures using smart contracts. In case the value of collateral becomes too low, the liquidation bot will intervene in an attempt to stabilize the loan. This helps in minimizing risks throughout the protocol as well as contributing to reliability in the long-run. Mutuum Finance operates on a buy-distribute channel. The one part of the protocol revenue purchases MUTM on the market and reinvests it into users that stake mtTokens on the safety module. This generates stable token demand that is associated with platform activity but not hype. Security has too been a concern.…

Author: BitcoinEthereumNews
Former Coinbase Lawyer Challenges NY AG Over “Crypto Lawfare” – Can He Win?

Former Coinbase Lawyer Challenges NY AG Over “Crypto Lawfare” – Can He Win?

Khurram Dara, a former policy lawyer at Coinbase and one of the crypto industry’s more outspoken regulatory voices, has entered the 2026 race for New

Author: CryptoNews
Coinbase Acquires Solana Trading Platform Vector.fun in Ninth Deal of Aggressive M&A Year

Coinbase Acquires Solana Trading Platform Vector.fun in Ninth Deal of Aggressive M&A Year

The post Coinbase Acquires Solana Trading Platform Vector.fun in Ninth Deal of Aggressive M&A Year appeared on BitcoinEthereumNews.com. Key Insights Coinbase agreed to acquire Vector.fun, a Solana-based decentralized exchange focused on memecoin trading, with the deal expected to close by year-end. The acquisition followed Coinbase’s November 20 launch of Bitcoin and Ethereum-backed loans powered by the Morpho protocol, allowing users to borrow USDC against crypto holdings without selling assets. Coinbase completed nine acquisitions in 2025, including Deribit for $2.9 billion and Echo for $375 million, as part of an aggressive expansion strategy to build an “everything exchange.” Coinbase Vice President of Product Management Max Branzburg confirmed to Fortune on November 21 that the crypto exchange agreed to acquire Vector.fun, though he declined to disclose acquisition terms. The deal positioned Coinbase to expand decentralized exchange trading capabilities across multiple blockchains beyond its native Base network. The acquisition followed Coinbase’s November 20 announcement of Bitcoin-backed and Ethereum-backed loans powered by Morpho, an on-chain lending protocol built on Base. The loan product allowed users to borrow USDC against cryptocurrency holdings in under a minute, without selling assets, by automatically converting collateral to Coinbase Wrapped Bitcoin (cbETH) for transfer to the Morpho protocol. Vector.fun was a decentralized exchange on Solana where users primarily traded memecoins and followed other traders’ positions and investment strategies. The platform integrated social features, including trade broadcasts and private groups, allowing users to share trading activity and insights through a mobile-first interface. As part of the acquisition, Coinbase planned to discontinue Vector.fun’s mobile and desktop trading applications. The company confirmed it would hire all 13 Vector.fun employees to support integration of the platform’s technology into Coinbase’s existing infrastructure. Solana News: DEX Expansion Strategy Coinbase stated it would use Vector.fun’s technology to expand assets available for trading through decentralized exchanges within its main application, separate from its core centralized trading business. The acquisition aligned with the company’s goal of…

Author: BitcoinEthereumNews
Saudi real estate embraces tokenized registry for property

Saudi real estate embraces tokenized registry for property

The post Saudi real estate embraces tokenized registry for property appeared on BitcoinEthereumNews.com. Saudi real estate is entering a fully digital phase as the kingdom launches a tokenized national registry for property assets and transactions. How will Saudi Arabia’s new blockchain registry transform property deals? Saudi Arabia has introduced a groundbreaking national tokenized real estate registry, paving the way for a fully digital property market. The blockchain-backed platform streamlines transactions from listing to ownership transfer and settlement. Moreover, it is expected to boost liquidity and attract foreign investment into the kingdom’s real estate sector. The registry, overseen by the Real Estate General Authority (REGA), unifies real estate registration, fractional ownership and marketplace activity in one ecosystem. However, the initiative also focuses on strict regulatory compliance, ensuring every digital step reflects existing legal frameworks. What makes the new platform a digital property marketplace? The national application supports end-to-end blockchain property transactions, covering property listings, due diligence, title transfer and post-sale settlements. This digital workflow replaces fragmented, paper-based processes and provides real-time verification of each step. As a result, the trading experience becomes faster, more secure and easier to audit. The system has been built with leading technology by SettleMint, a specialist in asset tokenization. It incorporates features such as automatic valuation models (AVMs), blockchain-based title management and escrow-linked payment verification. That said, traditional legal requirements still apply, with the technology serving as an infrastructure layer. How does the registry enable fractional property investment? One of the platform’s most significant innovations is its support for fractional ownership of property assets. By tokenizing real estate, it allows investors to buy smaller, digital interests in buildings or land, lowering entry barriers. Moreover, this structure is designed to increase market participation and improve liquidity in real estate in Saudi Arabia. The new framework effectively turns qualifying assets into fractional property investment opportunities on a regulated infrastructure. This offers…

Author: BitcoinEthereumNews
Next 1000x Meme Coin Incoming? 6 Explosive Tokens Primed for Massive Wins with Apeing Whitelist

Next 1000x Meme Coin Incoming? 6 Explosive Tokens Primed for Massive Wins with Apeing Whitelist

Explore the 1000x meme coin, featuring $APEING, PNUT, Pepe, Bonk, APE, and PENGU. Discover market insights, whitelist advantages, and why these digital assets stand out.

Author: Blockchainreporter
Mutuum Finance Raises Over $19 Million In Funding, Phase 6 Nears Sellout at 90% Completion

Mutuum Finance Raises Over $19 Million In Funding, Phase 6 Nears Sellout at 90% Completion

Mutuum Finance has raised over $19 million, attracted more than 18,140 investors, and pushed Phase 6 of its presale to 90% completion at a $0.035 entry price. Investors who secure tokens in Phase 6 could potentially see returns of up to 500% when trading opens. MUTM presents an opportunity reminiscent of Solana in early 2021, which started at $1.50 and soared to an all-time high of $256.

Author: Hackernoon