Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15677 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Bitcoin Price Prediction Looks Uncertain: Should You Shift to XRP Staking Platforms Like Tundra?

Bitcoin Price Prediction Looks Uncertain: Should You Shift to XRP Staking Platforms Like Tundra?

Bitcoin’s decline below the $90,000 mark has renewed concerns about whether the market is entering another extended downturn. The world’s largest cryptocurrency traded at $89,390 on Tuesday afternoon, marking its lowest level since April as sell pressure accelerated across major exchanges. The latest drop follows a week of sharp losses. Bitcoin is down more than […]

Author: Cryptopolitan
This new crypto coin could be the smartest move since Solana at $2

This new crypto coin could be the smartest move since Solana at $2

The post This new crypto coin could be the smartest move since Solana at $2 appeared on BitcoinEthereumNews.com. Mutuum Finance (MUTM) is shaping up to be one of the most exciting crypto opportunities of the year. Think back to when Solana was $2. Only a few investors saw the potential, and those who acted early saw their holdings multiply dramatically. Mutuum Finance (MUTM) is now in a similar early stage, building to offer a unique combination of lending, stablecoin innovation, and revenue-driven token rewards. Smart investors will recognize this as a hidden gem that could mirror the trajectory of Solana’s early gains. Early-stage momentum and presale opportunity Mutuum Finance (MUTM) is currently in Phase 6 of its presale. The tokens are priced at $0.035 with 170 million allocated. Phase 6 is over 90% sold, showing strong investor demand. The total token supply is 4 billion MUTM, and the project has raised approximately $18.8 million so far. The community is growing quickly, with over 18,100 holders across all phases. The next phase will increase the price to $0.040, a 15% jump from the current level. Phase 6 will be the last discounted entry before the price rises. Investors who act now will secure the best entry point. Every presale phase so far has seen rapid uptake, demonstrating the market interest in Mutuum Finance (MUTM).  To understand the potential, imagine an investor who bought MUTM at $0.01 in Phase 1 using $1,000 worth of ETH. By Phase 6, their holdings would be valued $3,500. That is a 250% value increase before the token even fully launches. When the token eventually reaches $0.06, the position grows to $6,000 in value, a sixfold increase. This mirrors Solana’s early exponential growth, illustrating why Mutuum Finance (MUTM) is considered by many the best crypto to invest in right now. Real yield through dual lending models Mutuum Finance (MUTM) will operate a dual-lending ecosystem that…

Author: BitcoinEthereumNews
Shocking FTX Creditor Allegations Reveal Blocked Billion-Dollar Rescue Bids

Shocking FTX Creditor Allegations Reveal Blocked Billion-Dollar Rescue Bids

BitcoinWorld Shocking FTX Creditor Allegations Reveal Blocked Billion-Dollar Rescue Bids A stunning revelation from a former FTX creditor committee member has rocked the cryptocurrency world, alleging that potential billion-dollar rescue bids for the bankrupt exchange were deliberately blocked. These shocking claims suggest creditors may have lost out on massive recovery opportunities due to legal interference. What Did the FTX Creditor Actually Reveal? Arush, a former […] This post Shocking FTX Creditor Allegations Reveal Blocked Billion-Dollar Rescue Bids first appeared on BitcoinWorld.

Author: bitcoinworld
Coinbase fined, Gemini digs privacy, Tether wants to own lending

Coinbase fined, Gemini digs privacy, Tether wants to own lending

The post Coinbase fined, Gemini digs privacy, Tether wants to own lending appeared on BitcoinEthereumNews.com. Homepage > News > Business > Coinbase fined, Gemini digs privacy, Tether wants to own lending Coinbase (NASDAQ: COIN) still can’t do compliance right, Gemini (NASDAQ: GEMI) invested in a privacy-focused digital asset treasury, and Tether wants to own the lending market in both crypto and beyond. Earlier this month, the Central Bank of Ireland (CBI) imposed a nearly €21.5 million penalty on Coinbase Europe Ltd for “breaching its anti-money laundering (AML) and combatting terrorist financing (CFT) obligations with respect to transaction monitoring … between 23 April 2021 and 19 March 2025.” The CBI notes that the financial penalty would have been 30% higher had Coinbase not been willing to admit its faults and accept its lumps. The CBI says Coinbase failed to properly monitor some 30.4 million transactions over a 12-month period. This represented 31% of all transactions Coinbase Europe conducted in this period, with a combined transaction value of over €176 billion. Digital asset exchanges are supposed to file suspicious transaction reports (STRs) with Irish authorities “as soon as possible.” But the CBI says it took Coinbase “almost three years” to complete its monitoring of these 30.4 million transactions before filing 2,708 STRs with Ireland’s Financial Intelligence Unit (FIU). Analysis of these STRs revealed that they “contained suspicions associated with serious criminal activities including: money laundering; fraud/scams; drug trafficking; cyber-attacks (malware/ransomware); and child sexual exploitation.” The CBI says Coinbase failed to adopt “internal policies, controls and procedures” to detect and report suspicious transactions. As the CBI points out, real-time transaction monitoring and prompt STR filing “is a cornerstone of the effectiveness and efficiency of the AML/CFT regulatory regime.” Coinbase issued a blog post regarding its “past transaction monitoring errors,” blaming its shortcomings on “three coding errors” that garbled five of its 21 Transaction Monitoring System (TMS) scenarios. One…

Author: BitcoinEthereumNews
Bitcoin lending boost as Tether backs Ledn expansion worldwide

Bitcoin lending boost as Tether backs Ledn expansion worldwide

Bitcoin lending is gaining fresh momentum as Ledn secures a strategic investment from Tether to expand its global loan services and reinforce client trust. How does the Tether investment strengthen Ledn? Ledn, a firm specializing in Bitcoin-backed loans since 2018, has received a strategic investment from Tether, issuer of USDT and the largest stablecoin company […]

Author: The Cryptonomist
How Risky Is Betting on This $0.035 Cheap Crypto Versus Solana (SOL) at $142?

How Risky Is Betting on This $0.035 Cheap Crypto Versus Solana (SOL) at $142?

Investors are currently experiencing contrasting crypto market situations. Well-established players are displaying technical weakness, while new entrants are giving investors the chance to ground floor in new projects. For instance, Solana (SOL) is displaying an ominous death cross pattern and is 44% down from the September peak. Conversely, at more than 10x less than the […]

Author: Cryptopolitan
Robinhood (HOOD) Stock: Trading Stocks 24/7 Could Become Reality

Robinhood (HOOD) Stock: Trading Stocks 24/7 Could Become Reality

TLDR Robinhood unveils three-phase strategy to convert tokenized stocks into blockchain assets that work across DeFi platforms Nearly 800 tokenized securities now available in Europe through Robinhood app, confined to platform in phase 1 Phase 2 will introduce 24/7 trading using Bitstamp infrastructure acquired for $200 million Final phase enables users to withdraw stock tokens [...] The post Robinhood (HOOD) Stock: Trading Stocks 24/7 Could Become Reality appeared first on Blockonomi.

Author: Blockonomi
EXCLUSIVE: “Crossings and Corridors” – Therese Hudak, PPRO in ‘The Fintech Magazine’

EXCLUSIVE: “Crossings and Corridors” – Therese Hudak, PPRO in ‘The Fintech Magazine’

How PPRO’s Therese Hudak sees the next frontier for US to LATAM payments When Therese […] The post EXCLUSIVE: “Crossings and Corridors” – Therese Hudak, PPRO in ‘The Fintech Magazine’ appeared first on FF News | Fintech Finance.

Author: ffnews
Kraken Lands $800M Only a Month after Acquiring IG Subsidiary for US Derivatives Push

Kraken Lands $800M Only a Month after Acquiring IG Subsidiary for US Derivatives Push

Cryptocurrency exchange Kraken has raised $800 million in a dual-tranche funding round, pushing its valuation to $20 billion—a 33% increase from the company’s $15 billion valuation less than two months ago. The funding comes amid a crypto-friendly regulatory shift under President Trump, which has encouraged digital asset firms to expand U.S. operations. Kraken’s headline valuation growth reinforces this trend and underscores continued investor appetite for digital-asset businesses.Digital assets meet tradfi in London at the FMLS25.The Fundraising Details The primary tranche of the $800 million round was led by institutional investors including Jane Street, HSG, Oppenheimer Alternative Investment Management, and Tribe Capital. Citadel Securities contributed $200 million as a strategic second tranche. This investment from Citadel Securities directly aligns one of Wall Street’s key market-structure firms with Kraken’s plans to expand its regulated derivatives offering in the United States. [#highlighted-links#] Last month, Kraken acquired futures venue Small Exchange from IG Group for $100 million, paving the way to launch a fully U.S.-based derivatives suite. The strategic timing of Citadel’s investment indicates that institutional trading giants are positioning themselves ahead of the expected shift toward regulated, high-volume digital-asset derivatives. Kraken has also been steadily expanding its footprint in traditional regulated markets. In March 2025 the company acquired NinjaTrader, a U.S.-based retail futures trading platform, in a $1.5 billion deal. This acquisition marks one of Kraken’s largest moves into conventional, CFTC-regulated market infrastructure. Taken together, the Small Exchange purchase, and NinjaTrader acquisition, and Citadel’s strategic participation signal Kraken’s clear ambition: to position itself as a leading, fully regulated multi-asset derivatives provider in the U.S. market. Performance and Valuation Context Kraken’s valuation is supported by strong operating metrics, placing it as a leading U.S. player behind Nasdaq-listed Coinbase. The exchange generated $1.5 billion in revenue in 2024, followed by $472 million in Q1 2025. It currently handles an average of $1.37 billion in daily trading volume, making it the second-largest U.S. exchange by volume. At $20 billion, Kraken is now valued well above public peers such as Bullish and Gemini, both of which have experienced volatile trading since their listings. The valuation reflects investor conviction in Kraken’s ability to capture institutional market share, especially amid rumours about a potential IPO in 2026. This article was written by Tanya Chepkova at www.financemagnates.com.

Author: Financemagnates
New Crypto Mutuum Finance (MUTM) Raises Over $19M Ahead of Q4 2025 V1 Protocol Release

New Crypto Mutuum Finance (MUTM) Raises Over $19M Ahead of Q4 2025 V1 Protocol Release

Mutuum Finance is developing a decentralized lending protocol built around a dual-market structure. The system will support pooled lending through its liquidity engine and also offer an isolated marketplace for separate borrowing pairs. The token began its journey at $0.01 in early 2025, meaning the price has climbed around 250% since the start of the offering.

Author: Hackernoon