Stablecoins

Stablecoins are digital assets pegged to a stable reserve, such as the US Dollar or Gold, to minimize price volatility. Serving as the primary medium of exchange in Web3, tokens like USDT, USDC, and PYUSD facilitate global payments and DeFi liquidity. In 2026, the focus has shifted toward yield-bearing stablecoins and compliant stablecoin frameworks under global regulations like MiCA. This tag covers the intersection of traditional finance (TradFi) and crypto through stable on-chain liquidity solutions.

23468 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Former White House Crypto Adviser Joins Tether Amid Stablecoin Boom

Former White House Crypto Adviser Joins Tether Amid Stablecoin Boom

The company announced Tuesday that Bo Hines, who recently stepped down as executive director of the Presidential Council of Advisers […] The post Former White House Crypto Adviser Joins Tether Amid Stablecoin Boom appeared first on Coindoo.

Author: Coindoo
Ripple’s RLUSD Gains Spotlight as OCC Permits Bank–Stablecoin Partnerships

Ripple’s RLUSD Gains Spotlight as OCC Permits Bank–Stablecoin Partnerships

                         Read the full article at                             coingape.com.                         

Author: CoinGape
Tether Hires Former White House Crypto Adviser Bo Hines for US Push

Tether Hires Former White House Crypto Adviser Bo Hines for US Push

The post Tether Hires Former White House Crypto Adviser Bo Hines for US Push appeared on BitcoinEthereumNews.com. Stablecoin giant Tether said on 19 Aug. it has hired Bo Hines, the former executive director of the White House Crypto Council in the Trump administration, as strategic advisor for digital assets and United States strategy. Stablecoin giant Tether said on 19 Aug. it has hired Bo Hines, the former executive director of the White House Crypto Council in the Trump administration, as strategic advisor for digital assets and United States strategy. Hines will start immediately, working with senior management to guide the company’s policy engagement and oversee its long-planned expansion into the U.S. market. Hines left the White House on 9 Aug. after helping steer the bipartisan Genius Act, the first federal framework for stablecoins, through Congress. During his seven-month tenure he also coordinated inter-agency work on digital-asset regulation. Tether chief executive Paolo Ardoino called Hines “an invaluable asset” whose legislative experience would help the company “build a strong U.S.-based presence.” Headquartered in El Salvador, Tether issues USDT, the world’s largest stablecoin, with a market value of roughly $167 billion, according to Fortune. The hire comes as Tether seeks to deepen ties with U.S. regulators, compete with domestic rival Circle and prepare the launch of a dollar-backed token aimed at American customers. This is an AI-generated article powered by DeepNewz, curated by The Defiant. For more information, including article sources, visit DeepNewz. Source: https://thedefiant.io/news/tokens/tether-hires-former-white-house-crypto-adviser-bo-hines-u-s-push-9839b0a4

Author: BitcoinEthereumNews
US Treasury Seeks Public Input on Tools to Detect Crypto Money Laundering

US Treasury Seeks Public Input on Tools to Detect Crypto Money Laundering

The U.S. Treasury Department is seeking public feedback on innovative methods to detect crypto money laundering, following requirements under the recently enacted GENIUS Act . The 60-day comment period, ending October 17, focuses on artificial intelligence, blockchain monitoring, digital identity verification, and application programming interfaces as potential tools for regulated financial institutions to combat illicit digital asset activities. The request comes as crypto criminals accelerated their operations in 2025, with $3 billion stolen in 119 separate incidents during the first half alone. Treasury Secretary Scott Bessent praised the GENIUS Act implementation as “essential” to securing American digital asset leadership while expanding dollar access globally through regulated stablecoin frameworks. 🏦 The U.S. Treasury is calling on the public for feedback on how financial institutions can prevent crypto risks as part of the GENIUS Act. #Treasury #GENIUSAct https://t.co/7Bu5ExndQt — Cryptonews.com (@cryptonews) August 19, 2025 Speed of Crime Outpaces Detection Systems by Decades Recent blockchain analytics reveal the staggering speed advantage that crypto criminals maintain over traditional security responses. Global Ledger’s comprehensive study found that hackers moved funds in just four seconds following the fastest recorded attack, approximately 75 times faster than average exchange alert systems can respond. Source: Global Ledger In over 68% of cases, attackers moved stolen funds before the incidents became publicly known, with one in four hacks completely laundering assets before any public statements or alerts were issued. The fastest complete laundering process from initial breach to final deposit took just 2 minutes 57 seconds, faster than typical laptop screen timeouts. Speaking with Cryptonews, Mitchell Amador, CEO of security platform Immunefi, has previously emphasized the economic incentive imbalance. “ Most hackers today realize that keeping stolen crypto is more trouble than it’s worth due to better on-chain forensics and very real reputational and legal risks of holding marked funds ,” he said. However, prevention remains critical as recovery rates continue to be dismally low. Only 4.2% of stolen funds were recovered during the first half of 2025, with sophisticated actors like North Korea’s Lazarus group planning movements to coincide with normal transaction activity around noon when organizations experience staff transitions and reduced vigilance. Advanced Technology Solutions Race Against Criminal Innovation Artificial intelligence and machine learning emerge as crucial weapons in the anti-money laundering arsenal. Earlier this year, researchers from Elliptic, IBM Watson, and MIT successfully developed deep learning models that detect money laundering patterns by analyzing “subgraphs” – chains of transactions representing Bitcoin laundering activities across over 200 million transactions. New Elliptic research released today explores how #AI can be leveraged to detect money laundering and other financial crime on the blockchain. The research applies new techniques to a dataset containing 200m+ transactions, which is now publicly available. https://t.co/k3GdjWJ08P — Elliptic (@elliptic) May 1, 2024 “ Unlike traditional finance, where transaction data is typically siloed making it challenging, blockchain provides transparency to apply these techniques, ” Elliptic noted in their breakthrough research that focuses on multi-hop laundering processes rather than specific illicit actor behaviors. Similarly, automated recovery systems are revolutionizing incident response timelines. For instance, Circuit’s technology embeds pre-signed fallback transactions that execute automatically upon threat detection, moving assets to secure vaults before attackers can complete their operations. “ Circuit changes this timeline by embedding automatically executable recovery into a platform’s infrastructure ,” explained Harry Donnelly, founder and CEO of Circuit. “ Before any breach, users create pre-signed fallback transactions with precise recovery instructions that broadcast instantly while attackers are still in motion. “ Traditional security approaches face fundamental limitations in decentralized environments. Amador identified three critical blind spots: “ Static audits that rely on one-time checks, ignoring incentives that underestimate Web3’s open-ledger attack appeal, and lack of Web3 expertise missing composability or oracle risks. “ The Treasury’s focus on application programming interfaces, artificial intelligence, and blockchain monitoring aligns with industry recognition that “security swarms” – automated defense networks – represent the future of crypto protection. These systems compress intervention windows from hours to seconds, fundamentally shifting the balance toward defenders. Notably, oracle manipulation has emerged as an under-discussed attack vector that industry experts believe deserves greater attention. “Attackers can exploit weak data feeds to trick contracts, draining funds or destabilizing stablecoins,” warned Amador. “Protocols need multi-oracle redundancy and targeted bounties, but many overlook this critical single point of failure.” The GENIUS Act’s regulatory framework provides legal clarity that executives across the industry consider transformative. Ian De Bode, Chief Strategy Officer at Ondo Finance, has earlier called the legislation “the beginning of a new regulatory era,” noting that “the clearer the rules, the faster adoption will follow.” Looking forward, Treasury’s aim to collect public input on anti-money laundering technologies stems from the crypto industry’s ongoing arms race, where criminal innovation consistently outpaces defensive capabilities. As a result, advanced AI detection and automated response systems are becoming essential for protecting the growing digital asset ecosystem.

Author: CryptoNews
Adoption, Gas Usage And Price Trends

Adoption, Gas Usage And Price Trends

The post Adoption, Gas Usage And Price Trends appeared on BitcoinEthereumNews.com. Key takeaways: Web3 daily activity held steady at 24 million in Q2 2025, but sector composition is shifting. DeFi leads transaction counts with 240 million weekly, yet Ethereum gas usage is now dominated by the RWA, DePIN and AI. Smart contract platforms’ coins and yield-generating DeFi and RWA tokens outperform the market, while AI and DePIN lag despite strong narratives. Altcoins are more than speculative bets on coins outside Bitcoin. In most cases, they represent — or aim to represent — specific activity sectors within Web3, a decentralized alternative to the legacy internet and its services. Assessing the state and potential of the altcoin market means looking beyond prices. Key indicators such as gas usage, transaction counts and unique active wallets (UAW) help gauge activity and adoption, while coin price performance reveals whether markets follow onchain trends. AI and social DApps gain adoption UAW counts distinct addresses interacting with DApps, offering a proxy for adoption breadth, though multiple wallets per user and automated activity can skew results. DappRadar’s Q2 2025 report shows steady daily wallet activity at around 24 million. Yet a shift in sector dominance is emerging. Crypto gaming remains the largest category, with over 20% market share, though down from Q1. DeFi has also slipped, falling to less than 19% from over 26%. In contrast, Social and AI-related DApps are gaining traction. Farcaster leads Social with roughly 40,000 daily UAW, while in AI, agent-based protocols like Virtuals Protocol (VIRTUAL) are standing out, attracting 1,900 weekly UAW. DApp industry dominance by UAW. Source: DappRadar DeFi attracts big players Transaction counts show how often smart contracts are triggered, but can be inflated by bots or automation. DeFi’s transaction footprint is paradoxical. Its user base has declined, yet it still generates over 240 million weekly transactions — more than any other…

Author: BitcoinEthereumNews
Japan Prepares to Launch Country’s First Cryptocurrency! Three Altcoins Selected!

Japan Prepares to Launch Country’s First Cryptocurrency! Three Altcoins Selected!

The post Japan Prepares to Launch Country’s First Cryptocurrency! Three Altcoins Selected! appeared on BitcoinEthereumNews.com. With the growing interest in Bitcoin and cryptocurrencies, Japan, which follows a strict approach, is also taking important steps. At this point, Japan, which has taken action to change the country’s crypto rules in recent months, is preparing to approve the issuance of JPYC, the country’s first yen-denominated stablecoin. At this point, Japan’s Financial Services Agency (FSA) is preparing to approve the country’s first yen-pegged stablecoin this fall. As cryptocurrency movements in Japan accelerate, JPYC, the issuer of the Japanese yen stablecoin, announced that it has officially registered with the Japanese FSA and will be able to issue yen-backed stablecoins. JPYC added that it is the first institution to issue a stablecoin pegged 1:1 to the Japanese yen. “JPYC has officially registered with the Financial Services Agency as a fund transfer service provider in Japan. “We can now issue a stablecoin pegged 1:1 to the Japanese yen for the first time in Japan.” The JPYC stablecoin will be issued on multiple blockchains, including Ethereum (ETH), Avalanche (AVAX), and Polygon (POL). Users will be able to exchange and exchange Japanese yen for JPYC. *This is not investment advice. Follow our Telegram and Twitter account now for exclusive news, analytics and on-chain data! Source: https://en.bitcoinsistemi.com/japan-prepares-to-launch-countrys-first-cryptocurrency-three-altcoins-selected/

Author: BitcoinEthereumNews
Tether recruits ex-Trump adviser Bo Hines to bolster US strategy

Tether recruits ex-Trump adviser Bo Hines to bolster US strategy

The post Tether recruits ex-Trump adviser Bo Hines to bolster US strategy appeared on BitcoinEthereumNews.com. Tether has hired Bo Hines, a former adviser to President Donald Trump, as its Strategic Advisor for Digital Assets and US Strategy. The company confirmed on Aug. 19 that Hines will immediately begin working with Tether’s leadership to guide its expansion and regulatory engagement in the United States. In his new role, Hines will oversee strategy, liaise with regulators, and engage with key industry stakeholders to ensure Tether’s initiatives align with legal and operational standards. Speaking on his appointment, Hines posited that his new position provides an opportunity to apply lessons from public service to the private sector. According to him: “During my time in public service, I witnessed firsthand the transformative potential of stablecoins to modernize payments and increase financial inclusion…[I want] to help deliver an ecosystem of products that will set the standard for stability, compliance, and innovation in the US market – one that will empower American consumers and help revolutionize our nation’s financial system.” Tether’s US expansion Hines’ appointment comes as Tether continues its push to strengthen its US presence while navigating an evolving regulatory environment. The firm said it has already reinvested nearly $5 billion into the US ecosystem as part of its commitment to domestic growth. Apart from that, Tether’s influence in the US financial system is already substantial, with the company holding approximately $127 billion in US Treasuries to back its USDT tokens. By comparison, if Tether were a sovereign entity, it would be the 18th-largest holder of US debt. This level of investment extends the Treasury demand beyond traditional buyers while indirectly supporting the US dollar dominance. The firm has also hinted at plans to launch a new stablecoin tailored to its US users. So, Hines’ appointment aligns with the stablecoin issuer’s prioritisation of the US market. Paolo Ardoino, Tether CEO, said:…

Author: BitcoinEthereumNews
Wyoming launches Frontier Stable Token FRNT on Ethereum, Solana, Avalanche, and more

Wyoming launches Frontier Stable Token FRNT on Ethereum, Solana, Avalanche, and more

The post Wyoming launches Frontier Stable Token FRNT on Ethereum, Solana, Avalanche, and more appeared on BitcoinEthereumNews.com. Key Takeaways Wyoming has launched FRNT, the first state-issued, fully collateralized stablecoin in the US. FRNT enables fast, efficient government payments and is usable globally via Visa card platforms. The Wyoming Stable Token Commission has launched the Frontier Stablecoin Token (FRNT) as the first dollar-pegged stablecoin issued by a US state government, which can be used for real-world transactions, according to a statement shared on Monday. The Commission, created through the Wyoming Stable Token Act in 2023, provides governance and regulatory oversight for Wyoming’s pioneering stablecoin project. As noted in the release, FRNT is built on Avalanche and stands out from other stablecoins as Wyoming law requires it to be overcollateralized, maintaining 102% reserves in short-term US Treasuries and dollars. In addition to Avalanche, the token has been deployed on six other blockchains, including Arbitrum, Base, Ethereum, Optimism, Polygon, and Solana, according to the product page. “While Wyoming has been the leading state for crypto, blockchain, and digital assets legislation for nearly a decade, the issuance of FRNT signals a paradigm shift,” said Anthony Apollo, Executive Director of the Wyoming Stable Token Commission. “In addition to regulation, public entities now have a model for innovation that can make government processes significantly more efficient.” The state demonstrated FRNT’s utility in July 2025 through a pilot program with Hashfire, reducing government contractor payment timelines from 45 days to seconds, achieving a 99.9% efficiency improvement. “The launch of FRNT marks the first in-production use case of a state-issued stablecoin in the United States, proving blockchain-powered government can be efficient, transparent, and designed for public good,” said John Wu, President of Ava Labs. FRNT will be usable anywhere Visa is accepted, including through Apple Pay and Google Pay. The project combines oversight from the Wyoming Stable Token Commission, infrastructure from Avalanche, and fintech integration…

Author: BitcoinEthereumNews
Bo Hines joins Tether days after exiting role on Trump's crypto task force

Bo Hines joins Tether days after exiting role on Trump's crypto task force

Tether tapped the talent of Bo Hines, outcompeting other crypto projects to tap the former White House Crypto Council executive director.

Author: Cryptopolitan
Stablecoins Threaten to Disrupt U.S. Bank Deposits and Payments, Morningstar DBRS Warns

Stablecoins Threaten to Disrupt U.S. Bank Deposits and Payments, Morningstar DBRS Warns

Stablecoins have rapidly become a central pillar of the digital asset economy, now exceeding a combined market capitalization of $230 billion as of mid-2025, according to Morningstar DBRS. The market is led by Tether (USDT) and Circle (USDC), with other players including USDe, DAI, and FDUSD (see Exhibit 1). This growth has been fuelled by their stability — pegged to the U.S. dollar — and their ability to function as digital cash within the blockchain ecosystem. The passage of the first federal stablecoin legislation on July 17 has also accelerated adoption. With regulation in place, U.S. banks are beginning to explore launching their own stablecoins, notes the agency. “Stablecoins offer efficiency and innovation in the financial system, but they also pose both opportunities and risks for banks,” Morningstar DBRS analysts wrote in a report published Tuesday. How Stablecoins Work: Cheaper, Faster, Smarter Money Morningstar explains stablecoins are designed to combine the reliability of fiat currencies with the efficiency of blockchain. Unlike traditional payment rails — credit cards, ACH, or wire transfers — stablecoin transactions settle in seconds. “Stablecoins are programmable money,” Morningstar notes, highlighting their use in smart contracts that automatically execute financial operations. This has made them attractive for cross-border payments, e-commerce, and remittances. Major issuers like Tether, Circle, and PayPal back their coins with reserves of short-term U.S. Treasuries and cash equivalents, ensuring stability and redeemability. The efficiency advantage is stark: where wire transfers can cost up to $50 and take days to settle, stablecoins move instantly with negligible fees. This dynamic is drawing users away from banks’ legacy systems. Risks to U.S. Banks: Deposits and Payments at Stake Morningstar warns that the rise of stablecoins poses real risks to U.S. banks’ core business models. The most immediate concern is deposit flight. If consumers increasingly hold funds in stablecoins for rewards, convenience, or integration with decentralized finance, banks could lose the deposits that underpin their lending operations. According to the Bank for International Settlements, stablecoins still account for just 1.5% of total U.S. deposits, but growth is accelerating. “ A large-scale shift of funds from bank accounts into stablecoins could constrain banks’ ability to fund new loans or extend credit,” Morningstar analysts said. Banks also risk losing lucrative payment fees. Stablecoins bypass networks like ACH and SWIFT, enabling cheaper and faster transfers. As Exhibit 2 shows, the cost advantage is significant, threatening revenue from transaction services. Not All Bad News: A Path Forward for Banks Despite the risks, Morningstar highlights potential opportunities. Banks could leverage their regulatory credibility to serve as custodians of stablecoin reserves, manage U.S. Treasury holdings, and provide settlement and compliance infrastructure. These services could open new fee income streams. The newly passed GENIUS Act (Guiding and Establishing National Innovation for U.S. Stablecoins Act) sets capital and reserve requirements for issuers, creating a more level playing field. Some banks are considering launching their own fully backed stablecoins, integrated into existing compliance systems, to retain deposits and stay competitive. “Whether stablecoins ultimately represent an opportunity or a threat to U.S. banks will depend on regulatory design and market adoption,” Morningstar concludes.

Author: CryptoNews