Stablecoins

Stablecoins are digital assets pegged to a stable reserve, such as the US Dollar or Gold, to minimize price volatility. Serving as the primary medium of exchange in Web3, tokens like USDT, USDC, and PYUSD facilitate global payments and DeFi liquidity. In 2026, the focus has shifted toward yield-bearing stablecoins and compliant stablecoin frameworks under global regulations like MiCA. This tag covers the intersection of traditional finance (TradFi) and crypto through stable on-chain liquidity solutions.

23265 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Gnosis enters U.S. markets through partnership with stablecoin startup Noah

Gnosis enters U.S. markets through partnership with stablecoin startup Noah

Stablecoin-powered finance firm Noah teams up with Web3 infrastructure firm Gnosis to launch USD virtual accounts for stablecoin users in the United States and beyond. According to a press release sent to crypto.news, the strategic partnership offers the German web3…

Author: Crypto.news
Gavin Wood: NPoS is dragging down the Polkadot security model and requires fundamental replacement and reconstruction

Gavin Wood: NPoS is dragging down the Polkadot security model and requires fundamental replacement and reconstruction

PANews reported on July 17 that according to PolkaWorld, at yesterday's Web3 Summit event, Gavin Wood, founder of Polkadot, pointed out that Polkadot NPoS (Nominated Proof of Stake) is dragging

Author: PANews
Voting was full of twists and turns! The U.S. House of Representatives finally passed procedural votes to advance three pieces of encryption legislation, and the Genius Act is expected to be signed th

Voting was full of twists and turns! The U.S. House of Representatives finally passed procedural votes to advance three pieces of encryption legislation, and the Genius Act is expected to be signed th

Author: Weilin, PANews On July 17 (local time on Wednesday), the U.S. House of Representatives passed a procedural vote on three major cryptocurrency bills, paving the way for voting on

Author: PANews
China Association of Trade in Services will launch a training course on stablecoins and cross-border e-commerce in August

China Association of Trade in Services will launch a training course on stablecoins and cross-border e-commerce in August

PANews reported on July 17 that according to People's Finance, the China Service Trade Association and the China Cross-border E-commerce 50 Forum plan to launch an advanced training course on

Author: PANews
Bank of America Trying to Understand Client Demand Before Stablecoin Rollout: CEO

Bank of America Trying to Understand Client Demand Before Stablecoin Rollout: CEO

Bank of America (BofA) CEO Brian Moynihan said that the lender has “done a lot of work” on launching its own stablecoin. On Wednesday, Moynihan said that the bank is working to launch a stablecoin; however, the timeline is unclear. “We feel both the industry and ourselves will have responses. We’ve done a lot of work,” Moynihan told Reuters . He added that investors can expect the lender to move forward with it soon. The second-largest U.S. bank initially touted its dollar-pegged stablecoin launch in February, stressing how regulatory developments could shape its adoption. “It’s pretty clear there’s going to be a stablecoin,” Moynihan confirmed at the time, provided legal frameworks allowed it. BofA Aims to Rollout Stablecoin When Client Demand is High Additionally, CEO Moynihan noted that BofA is trying to understand customer demand in the space, which isn’t high currently. “[The bank] would roll out a stablecoin at an appropriate time, likely in partnership with other players,” he added. Further, the progress has been slower than anticipated by some investors, as banks are still awaiting legal clarity. On Wednesday, Trump announced that 11 of the 12 House representatives have agreed to support the GENIUS ACT bill. The legislation allows for the establishment of a regulatory framework for stablecoins. The move comes after the House voted 196–222 against advancing the bill on Tuesday and temporarily stalling progress on a wider crypto legislative package. Some big US banks plan to launch stablecoins, expecting crypto-friendly regulations https://t.co/1Ja8aaJNc6 https://t.co/1Ja8aaJNc6 — Reuters (@Reuters) July 16, 2025 Leading US Banks Weigh Stablecoin Entry On Tuesday, Citigroup announced that it is planning its own stablecoin offering as a part of its broader crypto strategy. Apart from Citi stablecoin , the bank is also exploring reserve management for stablecoins and developing crypto custody services. “We are looking at the issuance of a Citi stablecoin. This is a good opportunity for us,” said Jane Fraser, CEO of Citigroup. Besides, Morgan Stanley is following stablecoin developments closely, CFO Sharon Yeshaya noted. She said that the bank is looking into stablecoin use cases and how clients would benefit from it. “But, it really is a little early to tell, especially for the businesses we run versus businesses that you might see from competitors, on how a stablecoin would play in,” she added.

Author: CryptoNews
Some large US banks plan to launch stablecoins

Some large US banks plan to launch stablecoins

PANews reported on July 17 that several large U.S. financial institutions, including Bank of America and Citigroup, are working on launching stablecoins, a move that comes as the U.S. government

Author: PANews
Crypto Week Could Unlock “Trillions” as U.S. Bills Seek to Clarify Digital Assets

Crypto Week Could Unlock “Trillions” as U.S. Bills Seek to Clarify Digital Assets

All eyes are on the United States as “Crypto Week” has officially kicked off, further demonstrating the country’s attempts to advance digital assets. The multi-day event gives leaders in the U.S. House of Representatives an opportunity to vote on three critical bills that are expected to bolster the entire crypto sector. These three bills under consideration include the CLARITY Act, the GENIUS Act, and the Anti-CBDC Surveillance State Act. 🚨WATCH: Chairman @RepFrenchHill speaks at @RulesReps on the three bills as part of "Crypto Week:" ✅CLARITY Act ✅GENIUS Act ✅Anti-CBDC Surveillance State Act pic.twitter.com/VoHiAoaUt1 — Financial Services GOP (@FinancialCmte) July 14, 2025 The CLARITY Act sets the rules for when an asset is considered a security . This would also clarify whether an asset is overseen by the Securities and Exchange Commission (SEC) or considered a commodity. The Guiding and Establishing National Innovation for US Stablecoins Act (GENIUS Act) was introduced in February. The bill passed the Senate on June 17 and sets rules for the type of entities that may issue stablecoins . The GENIUS Act establishes that “issuers must maintain reserves backing the stablecoin on a one-to-one basis” in US dollars or other similarly liquid assets. It also extends the Bank Secrecy Act to stablecoin issuers. Finally, the Anti-CBDC Surveillance State Act aims to prevent the US Federal Reserve from issuing a central bank digital currency (CBDC) . Why Crypto Week Is Historic For The U.S. While legislative efforts remain underway at the time of writing, industry experts believe that Crypto Week represents a historic moment in U.S. history. Reeve Collins, pending executive chairman of digital asset management firm ReserveOne, told Cryptonews that the U.S. has finally begun to replace uncertainty with clarity in the digital asset space. “For years, innovators and investors have navigated a fragmented regulatory environment, often worried about arbitrary enforcement,” Collins said. “Now, with landmark bills like the CLARITY Act moving through Congress, we’re on the verge of giving the industry clear rules of the road instead of red tape.” Collins added that Crypto Week is not just about crypto, but rather about the U.S. indicating to the world that it’s ready to lead in an innovation-friendly financial future. For instance, Collins believes that the three bills being discussed this week would open the door for traditional banks and fintechs to participate confidently in the digital asset sector. “This would unlock trillions in value, and position the U.S. as a global hub for digital assets.” The Importance of the GENIUS Act Denelle Dixon, executive director of the Stellar Development Foundation, further told Cryptonews that the GENIUS Act is particularly important for ensuring access to the global financial system via blockchain technology. “This bill recognizes the evolution of our financial system and the important role that stablecoins play,” Dixon said. “It creates a federal licensing regime for stablecoins that will support the dollar’s strength, fosters international coordination that puts the United States in a strong, influential position at the table, and strengthens dollar-denominated, cross-border stablecoin flows.” Most importantly, Dixon explained that the passing of the GENIUS Act would protect consumers by ensuring that stablecoins are fully backed and truly stable. “This is critical as stablecoins are projected to grow to a two trillion dollar sector before the end of the decade,” she said. Will The GENIUS and CLARITY Acts Pass? Currently, the U.S. House of Representatives has voted 215-211 to pass a procedural motion that will allow the GENIUS and CLARITY Acts, along with the Anti-CBDC Surveillance State Act, to proceed to final votes. While noteworthy, some industry experts remain skeptical that the GENIUS and CLARITY Acts will pass this week. Rebecca Liao, co-founder and CEO of Web3 infrastructure provider Saga, told Cryptonews that she believes it’s unlikely the GENIUS and CLARITY Acts will pass this week because of congressional procedures. “I’d still love to see significant headway being made moving these bills through the channels,” Liao said. She added that these bills are important for the regulatory certainty the crypto industry needs. Echoing this, Margaret Rosenfeld, chief legal officer at Everstake, told Cryptonews that passing any of the three bills under consideration would represent a watershed moment. “It would give companies like ours the legal certainty to innovate here in the US and would reassure consumers that there are rules in place to protect them,” she said. “After years of regulatory ambiguity and enforcement-driven policymaking, having clear statutory frameworks would set the stage for mainstream adoption and stronger public trust.” Challenges To Consider Although Crypto Week demonstrates crypto-friendly legislation in the U.S., a number of challenges remain. In addition to congressional procedures, Rosenfeld mentioned that the biggest challenge that may impact the passing of these bills is related to politics. “Even with bipartisan support for clearer rules, there is still deep skepticism in parts of Congress that crypto bills are too industry-friendly. We’ve already seen procedural holdups and ideological divides emerge this week,” she said. In addition, Rosenfeld noted that timing presents a challenge. “There are only a few days left in the session before Congress breaks for recess, so delays could push votes into the fall.” Future Impact of Crypto Week Yet, regardless of what is voted through this week, Crypto Week has already built unprecedented momentum, especially in the U.S. Rosenfeld believes that this week’s events will likely result in the U.S. Senate considering the market structure legislation next . “We’ll also likely see more detailed rulemaking discussions in the fall. If the stablecoin bill passes, the focus will quickly shift to implementation—establishing licensing, reserve requirements, and disclosure standards,” she added.

Author: CryptoNews
Fourth Paradigm plans to place 25.9 million shares to raise more than HK$1.3 billion for RWA, stablecoin and other fields

Fourth Paradigm plans to place 25.9 million shares to raise more than HK$1.3 billion for RWA, stablecoin and other fields

PANews reported on July 17 that the Hong Kong-listed company Fourth Paradigm announced on the Hong Kong Stock Exchange today (before the trading hours of the Hong Kong Stock Exchange)

Author: PANews
What is an OTC platform, and how to choose it?

What is an OTC platform, and how to choose it?

OTC crypto trading booms 106% as businesses seek large trades without slippage; here’s how to choose the right platform. #partnercontent

Author: Crypto.news
Trump strikes deal to unblock crypto bills in House, GENIUS Act set for vote

Trump strikes deal to unblock crypto bills in House, GENIUS Act set for vote

US President Donald Trump steps in to revive momentum for crypto legislation in the US House of Representatives. On Wednesday, Trump announced that 11 of the 12 House representatives have agreed to support the GENIUS ACT bill.

Author: Fxstreet