Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15532 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Elixir Stablecoin Collapses After Stream Finance Loss

Elixir Stablecoin Collapses After Stream Finance Loss

The post Elixir Stablecoin Collapses After Stream Finance Loss appeared on BitcoinEthereumNews.com. Stream’s $93 million loss caused deUSD to depeg to just 1.5 cents. Elixir revealed that Stream still owes it around $68 million and holds 90% of the remaining deUSD supply. Meanwhile, Circle called on the US Treasury to ensure equal regulatory treatment for banks, nonbanks, and stablecoin issuers as it implements the GENIUS Act. The law was signed in July, and it aims to create a clear framework for payment stablecoins. However, there is still debate over its enforcement details. Coinbase and other industry players also weighed in, and pushed for balanced oversight. Elixir Halts deUSD Support Decentralized finance (DeFi) liquidity provider Elixir suspended support for its synthetic stablecoin, deUSD, after the ripple effects of Stream Finance’s $93 million loss earlier this week. The fallout caused deUSD to lose its peg dramatically, plummeting to just 1.5 cents on the dollar, according to CoinGecko data. Elixir announced on X that it already processed redemptions for 80% of deUSD holders before the depeg occurred. However, the company attributed the collapse primarily to Stream Finance, which it said borrowed deUSD to support its own stablecoin, Staked Stream USD (XUSD). Stream halted withdrawals on Tuesday after revealing that an external fund manager suffered a $93 million loss in net assets, which left the platform with roughly $285 million in debt to multiple lenders. Of that, around $68 million is reportedly owed to Elixir. The liquidity crisis created severe knock-on effects throughout the DeFi ecosystem. Stream’s XUSD stablecoin, which relied on deUSD as part of its collateral base, fell as low as $0.10 after the losses were disclosed. The incident also severely undermined confidence in synthetic stablecoins, particularly in newer entrants like deUSD, which launched in July of 2024 to compete with Ethena Labs’ USDe.  Elixir claimed that Stream currently holds about 90% of the…

Author: BitcoinEthereumNews
Elixir retires deUSD after Stream’s $93M loss

Elixir retires deUSD after Stream’s $93M loss

The post Elixir retires deUSD after Stream’s $93M loss appeared on BitcoinEthereumNews.com. Decentralized finance liquidity provider Elixir has pulled the plug on its stablecoin deUSD after Stream borrowed the token to stabilize its own stablecoin. Summary Elixir declared that it would be permanently retiring its deUSD stablecoin after the collapse of its major counterparty, Stream Finance, which owes the protocol $68 million after suffering a $93 million asset loss. As part of the process, the platform has halted all minting and redemptions of deUSD and sdeUSD in USDC. So far, as much as 80% of holders have already been repaid through redemptions. On Nov. 6, Elixir announced that it would be retiring the stablecoin, stating it holds “no value and the stablecoin has been sunset.” As a result, the platform promises to conduct compensations in USDC, which is available for all deUSD holders and its derivatives including sdeUSD. Users can claim compensation for holding deUSD through the protocol’s website, which directs holders and stakers of the token to connect their wallet if they wish to claim USDC (USDC) compensations. Though, it is not currently available deUSD holders on Sui (SUI) and Sei (SEI) as well as certain Automated Market Makers and Liquidity Providers. According to data from CoinGecko, the stablecoin has depegged from the U.S dollar, having gone down in value nearly 100% in the past 24 hours. The synthetic stablecoin now holds a value of $0.026. “deUSD holds no value and the stablecoin has been sunset. Please do not buy or make investments into deUSD, including through AMMs,” said the protocol. So far, the firm has provided compensation for around 80% of current deUSD holders. However, this number does not include the tokens held by Stream Finance. According to the protocol, Stream holds approximately 90% of the remaining deUSD supply in circulation. At the moment, there are still more than 91.2…

Author: BitcoinEthereumNews
MoonBull Leads Best Crypto to Invest with ADA, LINK, BZIL

MoonBull Leads Best Crypto to Invest with ADA, LINK, BZIL

The post MoonBull Leads Best Crypto to Invest with ADA, LINK, BZIL appeared on BitcoinEthereumNews.com. Crypto Presales MoonBull leads the best crypto to invest in 2025 as ADA, LINK, and HYPE push adoption higher. Join MoonBull presale now for major upside! Have you been wondering which is the best crypto to invest in 2025? As the digital asset market evolves rapidly, opportunities to capture exceptional returns are emerging every day. Coins like MoonBull ($MOBU), Cardano (ADA), Chainlink (LINK), Hyperliquid (HYPE), BullZilla (BZIL), La Culex (CULEX), and Apeing (APEING) are attracting attention for their innovative mechanics and growing adoption. Investors looking for high upside potential are closely tracking MoonBull presale as it promises early-stage rewards and unprecedented ROI scenarios. From blockchain solutions to innovative meme coins, projects like MoonBull ($MOBU) are setting new standards in redistribution and governance. MoonBull ($MOBU): Best Crypto to Invest in 2025 The MoonBull presale is live now, presenting a first-come, first-served opportunity to participate in a revolutionary crypto project. MoonBull ($MOBU) stands out as the best crypto to invest in 2025, designed to reward early adopters while fostering long-term token scarcity. MoonBull’s tokenomics leverage a smart redistribution system that enhances market stability while rewarding holders. Each $MOBU sale channels 2% into liquidity, 2% as passive rewards for holders, and 1% is permanently burned. The combination of liquidity, reflection rewards, and token burn makes MoonBull($MOBU) an attractive vehicle for investors seeking the best crypto to invest in 2025, enabling every trade to support long-term value accumulation. Starting from Stage 12, MoonBull introduces a governance system allowing token holders to influence the project’s trajectory. This mechanism empowers the community, turning passive holders into active participants in strategic decisions, reinforcing MoonBull($MOBU) as the best crypto to invest in 2025 for both potential ROI and governance participation. MoonBull Stage 6 Presale Gains Traction With $550K+ Raised MoonBull (MOBU) has entered Stage 6 at $0.00008388, with…

Author: BitcoinEthereumNews
7 Best Cryptos to Invest in 2025 at the Frontlines of Bull Run – One 1000X Presale Poised to Turn Small Bets Into Big Wins

7 Best Cryptos to Invest in 2025 at the Frontlines of Bull Run – One 1000X Presale Poised to Turn Small Bets Into Big Wins

Have you been wondering which is the best crypto to invest in 2025? As the digital asset market evolves rapidly, […] The post 7 Best Cryptos to Invest in 2025 at the Frontlines of Bull Run – One 1000X Presale Poised to Turn Small Bets Into Big Wins appeared first on Coindoo.

Author: Coindoo
Top Anonymous Bitcoin Casinos That Let You Play with No ID Verification

Top Anonymous Bitcoin Casinos That Let You Play with No ID Verification

In a digital world where privacy is fading fast, anonymous Bitcoin casinos are making a comeback. They let players deposit, play, and withdraw crypto without ID checks, combining the speed of blockchain with freedom from centralized oversight. But anonymity doesn’t mean risk—if you choose the right platforms. The best no-KYC casinos balance privacy with audited fairness, fast payouts, and provably secure systems. Below are the top Bitcoin casinos in 2025 that let you play without ID verification — all tested for legitimacy, transparency, and crypto efficiency. 1. Dexsport — The Gold Standard for No-KYC Crypto Gaming License: Anjouan (Comoros)Audits: CertiK, PessimisticSupported cryptos: 38 across 20 networks (BTC, ETH, BNB, USDT, and more)Privacy: 100% anonymous; wallet or email loginBonus: Up to 480% on first three deposits, 300 free spins, and 15% weekly cashback Dexsport.io is a decentralized casino-sportsbook hybrid where you can play and bet without ever submitting an ID. You sign in via MetaMask, Trust Wallet, Telegram, or email, and can immediately access more than 10,000 casino games and a full sportsbook. The platform is audited by CertiK and Pessimistic, ensuring code-level security and provable fairness. Transactions run entirely on-chain, with instant withdrawals and zero KYC prompts. If you want real privacy backed by transparent audits, Dexsport is the safest bet. 2. Mega Dice — Privacy-Friendly and Packed with Games Supported cryptos: BTC, ETH, USDT, LTC, BCH, XRP, DOGE, ADA, TRX, SHIB, +15 othersBonus: 200% up to 1 BTC + 50 free spins, NFT VIP rewards, and weekly tournamentsKYC: None required (VPN friendly) Mega Dice merges a 5,000+-game casino with an expanding sportsbook and keeps registration simple—just an email or wallet connect. There’s no KYC at any stage unless the system flags suspicious activity. It’s one of the most versatile privacy casinos, offering a smooth mobile browser interface, quick support, and crypto withdrawals within minutes. If you’re after anonymity with entertainment variety, Mega Dice nails the balance. 3. BetPanda — Fast, Anonymous, and Straightforward Supported cryptos: BTC, ETH, XRP, LTC, DOGE, BNB, and othersBonus: 100% up to 1 BTC, 10% weekly cashback, VIP ladder rewardsKYC: None unless flagged BetPanda’s minimal-data signup (email only) gives you instant access to slots, table games, live casino, and a basic sportsbook. Withdrawals are processed quickly—often within an hour—and privacy is strictly enforced. It’s fully crypto-based, with no fiat on-ramps, meaning players control their own keys and funds. The UI isn’t as flashy as Lucky Block or Stake, but BetPanda’s pure-crypto, no-KYC stance keeps it a favorite among privacy purists. 4. Lucky Block — Big Bonuses, No Verification Supported cryptos: BTC, ETH, BCH, DOGE, LTC, SOL, BNB, XRP, USDT, and fiatBonus: 200% first deposit up to €25,000 + 50 free spinsKYC: Not required for deposits or play Lucky Block is a polished, black-and-gold crypto ecosystem blending casino, sportsbook, and esports markets. Players can deposit and withdraw crypto freely with no ID verification and no withdrawal limits. Withdrawals often complete within minutes. The interface is luxurious, mobile-optimized, and offers video streaming for live sports and esports. For bettors who want the comfort of a high-end platform without the friction of KYC, Lucky Block delivers. 5. Vave — Smooth, Semi-Anonymous Casino-Sportsbook Hybrid Supported cryptos: BTC, ETH, USDT, DOGE, LTC, BCH, XRP, TRX, SOLBonus: 100% welcome + daily cashbackKYC: Required only for large withdrawals Vave offers fast registration via email, thousands of casino games, and live sports betting. While not fully no-KYC, it allows most users to play and withdraw small-to-moderate amounts anonymously. The mobile UX is refined, with responsive dashboards and real-time odds. Bonuses come with higher wagering (~40×), but payouts are consistent and fees transparent. 5. Cybet — Anonymous Web3 Casino & Sportsbook Supported cryptos: BTC, ETH, USDT, DOGE, LTC, XRP, TRX, and othersBonus: Generous crypto-only bonuses, frequent drops for crypto bettorsKYC: Minimal data; withdrawals above thresholds may trigger verification Cybet focuses on Web3-native experience, wallet-based login, and rapid payout using crypto rails. Their sportsbook covers most mainstream sports and live betting events, while their casino side offers slots and live dealer titles. The standout feature is wallet connect + instant token deposits, meaning you can jump into play without uploading documents. Their community-oriented model (token drops, VIP tiers) incentivises active bettors. For players who value wallet login and crypto-native ecosystems, Cybet offers a smart no-KYC gateway. Casino License / Audit Supported Cryptos Highlights Welcome Bonus Dexsport Anjouan / CertiK, Pessimistic 38+ Audited, instant withdrawals, full privacy 480% on first three deposits + free spins Mega Dice Offshore 30+ Large game+sports library, NFT VIP 200% up to 1 BTC + 50 free spins BetPanda Offshore 10+ Pure crypto, fast withdrawals 100% up to 1 BTC Lucky Block Curaçao 10+ and fiat Premium UX, huge bonus potential 200% up to €25,000 + free spins Cybet Web3-native, less public audit 8+ Wallet-login, strong UX, Web3 features Crypto-only bonus offers   Why Play at No-KYC Bitcoin Casinos? Privacy: No ID means your identity isn’t stored or shared with third parties. Speed: Wallet logins and blockchain payouts eliminate slow verification. Security: You hold your crypto — no reliance on centralized payment processors. Accessibility: Players from restricted regions can join without geo-fencing hurdles. Just remember — anonymity increases your responsibility. Always play on verified, audited platforms to ensure fairness and solvency. Final Thoughts The future of online gambling is borderless, fast, and private. Among this new generation of casinos, Dexsport leads for its audited code, instant transactions, and total anonymity, followed closely by Mega Dice and Lucky Block for players who value design and bonus incentives. If privacy and freedom matter to you, these casinos prove you can still play safely — and win — without ever showing an ID.     Disclaimer: This article is for informational purposes only and does not constitute financial, gambling, or legal advice.

Author: Coinstats
RedStone unveils DeFi risk ratings weeks after $20B crypto market wipeout

RedStone unveils DeFi risk ratings weeks after $20B crypto market wipeout

The post RedStone unveils DeFi risk ratings weeks after $20B crypto market wipeout appeared on BitcoinEthereumNews.com. RedStone expands beyond price oracles with Credora, integrating risk analytics across DeFi protocols Morpho and Spark. Modular oracle network RedStone launched Credora, a decentralized finance (DeFi)-native risk ratings platform aiming to bring transparency and credit analytics to lending protocols.  RedStone said on Thursday that it had expanded beyond price feeds into the broader domain of credit, collateral and risk intelligence through its Credora acquisition in September.  At launch, Credora by RedStone integrates with DeFi lending markets Morpho and Sparks to offer dynamic risk scores and default-probability analytics, accessible through an API.  Read more Source: https://cointelegraph.com/news/redstone-launches-credora-defi-risk-ratings-after-20b-liquidation?utm_source=rss_feed&utm_medium=feed%3F_nocache%3D1762502984928%26sid%3Db8467dd8523a7c62%26ttl%3D0&utm_campaign=rss_partner_inbound

Author: BitcoinEthereumNews
Dalio's latest article: The Fed's resumption of rate cuts is not to save the market, but to inflate the bubble.

Dalio's latest article: The Fed's resumption of rate cuts is not to save the market, but to inflate the bubble.

Author: Ray Dalio Did you notice the Federal Reserve's announcement that it would stop quantitative tightening (QT) and launch quantitative easing (QE)? Although this is described as a technical operation, it is still an easing policy in any case—and it is one of the important indicators I follow to track the evolution of the "Great Debt Cycle" dynamics described in the previous book. As Chairman Powell stated, "At some point, reserves need to grow gradually to match the size of the banking system and the size of the economy. Therefore, we will increase reserves at specific times." The specific increase deserves close attention. Given that the Federal Reserve has the responsibility of "controlling the size of the banking system" during bubble periods, we need to simultaneously monitor the pace at which it injects liquidity into emerging bubbles through interest rate cuts. More specifically, if a significant expansion of the balance sheet occurs against the backdrop of lower interest rates and a high fiscal deficit, we would view it as a classic example of coordinated fiscal and monetary policy by the Federal Reserve and the Treasury to monetize government debt. If, in this scenario, private lending and capital market credit creation remain strong, the stock market repeatedly hits new highs, credit spreads are nearing lows, unemployment is low, inflation is exceeding targets, and artificial intelligence stocks have already formed a bubble (which, according to my bubble indicator, is indeed the case), then in my view, the Federal Reserve is injecting stimulus into the bubble. Given the government and numerous advocacy for a significant easing of policy constraints to implement aggressive, capitalist growth-oriented monetary and fiscal policies, and the urgent need to address the massive outstanding deficits, debt, and bond supply and demand issues, I suspect this is far more than just a technical problem—a concern that should be understood. I understand the Federal Reserve's high level of concern about funding market risks, which means that in the current political environment, it tends to prioritize market stability over aggressively combating inflation. However, whether this will evolve into a full-blown, classic stimulus-driven quantitative easing (accompanied by large-scale net bond purchases) remains to be seen. We should not overlook the fact that when the supply of US Treasury bonds exceeds demand, the central bank purchases bonds through "money printing," and the Treasury shortens debt maturities to make up for the shortfall in long-term bond demand, these are typical dynamic characteristics of the late stage of a debt cycle. Although I have fully explained its operating mechanism in my book "Why Nations Go Bankrupt: The Great Cycle," it is still necessary to point out that we are currently approaching a classic milestone in this great debt cycle and briefly review its operating logic. My goal is to impart knowledge by sharing my thoughts on market mechanisms, revealing the essence of phenomena like teaching someone to fish—explaining the logical thinking and pointing out current dynamics, leaving the rest for the reader to explore. This approach is more valuable to you and avoids me becoming your investment advisor, which is more beneficial for both parties. Below is my interpretation of the operating mechanism: When the Federal Reserve and other central banks purchase bonds, they create liquidity and lower real interest rates (as shown in the diagram below). Subsequent developments depend on where this liquidity flows: If assets remain tied up in financial assets, they will drive up asset prices and lower real yields, leading to an expansion of price-to-earnings ratios, a narrowing of risk premiums, and a rise in gold prices, resulting in "financial asset inflation." This benefits holders of financial assets relative to non-holders, thereby widening the wealth gap. Typically, some liquidity is transmitted to the goods, services, and labor markets, pushing up inflation. However, with the current trend of automation replacing labor, this transmission effect may be weaker than usual. If the inflationary stimulus is strong enough, nominal interest rates could rise to a level sufficient to offset the decline in real interest rates, at which point bonds and stocks will face dual pressure on both nominal and real values. Transmission mechanism: Quantitative easing is transmitted through relative prices. As I explained in my book Why Nations Go Bankrupt: The Great Cycle (which I cannot elaborate on here), all capital flows and market fluctuations are driven by relative attractiveness, not absolute attractiveness. In short, everyone holds a certain amount of capital and credit (the size of which is influenced by central bank policy), and the flow of capital is determined by the relative attractiveness of various options. For example, borrowing or lending depends on the relative relationship between the cost of capital and expected returns; investment choices primarily depend on the relative level of expected total returns across different assets—expected total returns equal to the sum of asset yields and price changes. For example, gold yields 0%, while the 10-year US Treasury yield is currently around 4%. If the expected annual price increase for gold is less than 4%, then holding Treasury bonds is the better choice; if the expected increase is more than 4%, then holding gold is the better choice. When assessing the relative performance of gold and bonds relative to the 4% threshold, inflation must be considered—these investments must provide sufficient returns to offset the erosion of purchasing power by inflation. All else being equal, the higher the inflation rate, the greater the increase in gold prices—because inflation primarily stems from the depreciation of other currencies due to increased supply, while the supply of gold remains relatively constant. For this reason, I pay close attention to the money and credit supply situation and the policy moves of central banks such as the Federal Reserve. More specifically, in the long run, the value of gold always moves in tandem with inflation. The higher the inflation rate, the less attractive a 4% bond yield becomes (for example, a 5% inflation rate would increase the attractiveness of gold and support its price, while reducing the attractiveness of bonds as real yields fall to -1%). Therefore, the more money and credit central banks create, the higher I expect inflation to be, and the lower my preference for bonds will be compared to gold. All else being equal, the Federal Reserve's expansion of quantitative easing is expected to lower real interest rates and increase liquidity by compressing risk premiums, thereby suppressing real yields and pushing up price-to-earnings ratios. This will particularly boost the valuations of long-term assets (such as technology, artificial intelligence, and growth companies) and inflation-hedging assets like gold and inflation-linked bonds. When inflation risks re-emerge, companies with tangible assets such as mining, infrastructure, and physical assets are likely to outperform pure long-term technology stocks. Due to the lagged effect, inflation will be higher than originally expected. If quantitative easing leads to a decline in real yields while inflation expectations rise, nominal price-to-earnings ratios may still expand, but real returns will be eroded. A reasonable expectation is that, similar to late 1999 or 2010-2011, a strong liquidity-driven rally will occur, eventually forcing tightening due to excessive risk. The liquidity frenzy before the bubble bursts—that is, just before the critical point when tightening policies are sufficient to curb inflation—is the classic ideal time to sell. This time it's different because the Federal Reserve will create a bubble through loose monetary policy. While I believe the operational mechanism will proceed as I described, the implementation environment for this round of quantitative easing is drastically different from the past—this easing policy is being implemented amidst a bubble, not a recession. Specifically, in the past, when quantitative easing was implemented: Asset valuations are declining, and prices are either low or not overvalued. The economy is in a state of contraction or extreme weakness. Inflation is at a low level or trending downward. The debt and liquidity problems are severe, and credit spreads are widening. Therefore, quantitative easing is essentially "injecting stimulus into a recession". The current situation is exactly the opposite: Asset valuations are high and continue to rise. For example, the S&P 500 index has a return of 4.4%, while the nominal yield on 10-year Treasury bonds is only 4%, and the real yield is about 1.8%, so the equity risk premium is as low as 0.3%. The economic fundamentals are relatively strong (the average real growth rate over the past year was 2%, and the unemployment rate was only 4.3%). Inflation is slightly above the target (about 3%), but the rate of increase is relatively moderate, while inefficiencies caused by the reversal of globalization and tariff costs continue to push up prices. Credit and liquidity are ample, and credit spreads are approaching historical lows. Therefore, the current quantitative easing is actually "injecting stimulation into the bubble". Therefore, this round of quantitative easing is not "injecting stimulus into recession," but rather "injecting stimulus into bubbles." Let's look at how this mechanism typically affects stocks, bonds, and gold. Because government fiscal policy is currently highly stimulative (as massive outstanding debt and huge deficits are being covered by massive issuance of government bonds, especially in the relatively short-term tranches), quantitative easing is effectively monetizing government debt rather than simply getting the private system flowing again. This makes the current situation different and also makes it look more dangerous and more likely to trigger inflation. It looks like a bold and dangerous gamble on economic growth, especially on artificial intelligence growth, funded by extremely loose fiscal, monetary, and regulatory policies, which we need to watch closely to handle properly.

Author: PANews
Ripple CLO Sees ‘Skinny’ Fed Account As Solution To Banking Concerns, Touts Benefits

Ripple CLO Sees ‘Skinny’ Fed Account As Solution To Banking Concerns, Touts Benefits

Blockchain payment company Ripple, expressed support for the concept of a “skinny” Federal Reserve (Fed) payments account tailored for non-banking entities through its chief legal officer, Stuart Alderoty. This account could reportedly address concerns from traditional banks about financial stability and competitive risks. Ripple Seeks Fed Master Account In an interview with Reuters, Alderoty described […]

Author: Bitcoinist
Radioactive Metal Hits DeFi: Morpho Protocol Integrates Uranium Tokens as Collateral

Radioactive Metal Hits DeFi: Morpho Protocol Integrates Uranium Tokens as Collateral

The post Radioactive Metal Hits DeFi: Morpho Protocol Integrates Uranium Tokens as Collateral appeared on BitcoinEthereumNews.com. Uranium has officially entered the decentralized finance ecosystem with the launch of xU3O8-based lending on the DeFi aggregator Oku, utilizing the Morpho protocol. Unlocking Liquidity for a Traditionally Opaque Market Uranium, the radioactive heavy metal used in nuclear reactors, has been ushered into the decentralized finance (DeFi) ecosystem with the launch of xU3O8-based lending on […] Source: https://news.bitcoin.com/radioactive-metal-hits-defi-morpho-protocol-integrates-uranium-tokens-as-collateral/

Author: BitcoinEthereumNews
Zcash Price Prediction: Can ZEC Surge Past $1,000 After 350% Rally?

Zcash Price Prediction: Can ZEC Surge Past $1,000 After 350% Rally?

Zcash has emerged as one of the standout privacy-focused crypto, capturing significant attention in recent weeks. The coin has surged past the $500 mark following a remarkable 350% rally over the past month, outperforming many major cryptos despite broader market volatility. The recent price movement has been fueled by increasing derivatives demand, with funding rates […]

Author: The Cryptonomist