Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15523 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Solana Ecosystem TVL Grows to $35 Billion

Solana Ecosystem TVL Grows to $35 Billion

The post Solana Ecosystem TVL Grows to $35 Billion appeared on BitcoinEthereumNews.com. TokenTerminal research shows SOL trades at 2.95x ecosystem TVL, down from 14x a year ago. Layer 1 blockchain Solana’s on-chain ecosystem has grown sharply in recent years, with total ecosystem value locked (TVL) rising from $3 billion in December 2023 to $35 billion in 2025, according to research from TokenTerminal. TokenTerminal defines ecosystem TVL as the “sum of funds deposited into the applications on the chain” – including from stablecoin issuers. Over the same period, Solana’s fully diluted valuation (FDV) increased from $40 billion to $100 billion, meaning SOL now trades at roughly 2.95 times the ecosystem’s TVL, down from 14 times a year ago. Solana Ecosystem TVL and FDV Multiple “This measures how much SOL is valued (assuming full dilution) relative to the capital deposited into the applications on the chain,” TokenTerminal’s report noted. SOL is currently trading at $155, up from $98 in December 2023. Stablecoins dominate, accounting for $13.45 billion, or 43% of the total Solana ecosystem TVL. Liquid staking protocols account for $7.1 billion, lending platforms $4.8 billion, and decentralized exchanges (DEXs) another $4.8 billion. Most of the absolute growth has also been driven by stablecoins, the researchers explained, with Circle, Tether, and a small number of protocols holding most of Solana’s on-chain assets, though this could shift in the future. This comes as the broader stablecoin sector has rapidly expanded to a market capitalization of $306 billion, up nearly $100 billion from the start of the year, according to DeFiLlama. SOL Chart TokenTerminal found that Solana’s ecosystem remains about one-tenth the size of Ethereum’s, leaving significant room for growth. They added that “if TVL grows another 10x as more assets move on-chain, and FDV/ecosystem TVL trends toward Ethereum’s ratio and reaches 2x, SOL’s FDV would sit at $700 billion.” Last month, a report by investment…

Author: BitcoinEthereumNews
Google Integrates Polymarket, Kalshi Prediction Market Data into Search Results

Google Integrates Polymarket, Kalshi Prediction Market Data into Search Results

Google now displays real-time prediction market probabilities from Polymarket and Kalshi in search results, making crowd-sourced financial forecasts accessible to billions of daily users. The post Google Integrates Polymarket, Kalshi Prediction Market Data into Search Results appeared first on Coinspeaker.

Author: Coinspeaker
Circle Mints 750 Million USDC on Solana Network

Circle Mints 750 Million USDC on Solana Network

The post Circle Mints 750 Million USDC on Solana Network appeared on BitcoinEthereumNews.com. Key Points: Circle mints 750 million USDC on Solana, totaling 5.25 billion since October 11. USDC now 66% of Solana’s stablecoin pool, impacting DeFi liquidity. No statements from Circle leadership despite significant market attention. Circle minted an additional 750 million USDC on the Solana network on November 7, 2025, bringing the total to 5.25 billion since October 11. This significant liquidity boost in Solana’s ecosystem fosters increased DeFi activities and enhances the network’s financial capabilities. Institutional interest in Solana continues to rise. Circle Expands Solana’s USDC Pool by 750 Million Circle Internet Financial, LLC, responsible for USDC issuance, added 750 million USDC onto Solana, raising on-chain minting totals to 5.25 billion USDC since October 11. USDC makes up approximately 66% of Solana’s stablecoin capacity, enhancing liquidity in various decentralized exchanges and lending protocols. Despite these shifts, Circle’s CEO Jeremy Allaire has not commented directly on this minting. Market analysts suggest the increase in liquidity could boost Solana-native projects, though no immediate response from major financial entities has been documented. This minting event underscores a strategic effort to enhance Solana’s liquidity landscape, with USDC now constituting 66% of Solana’s 15.00 billion stablecoin pool. This action could significantly amplify activity in decentralized finance (DeFi) protocols. Jeremy Allaire, CEO and Co-founder, Circle Internet Financial, LLC, stated, “USDC is a fully reserved stablecoin… redeemable 1:1 for US dollars while benefiting from speed and security of blockchain technology… USDC is issued through regulated affiliates of Circle.” USDC Dominance in Solana: Implications for DeFi Growth Did you know? The recent addition of 750 million USDC by Circle on Solana marks a pivotal point, making USDC a dominating presence in Solana’s stablecoin sector, constituting over 66% of the total pool. Circle has minted an additional 750 million USDC on the Solana network, as revealed by Onchain Lens…

Author: BitcoinEthereumNews
Compound Resumes Withdrawals from USDC, USDS Markets

Compound Resumes Withdrawals from USDC, USDS Markets

The post Compound Resumes Withdrawals from USDC, USDS Markets appeared on BitcoinEthereumNews.com. The DeFi lending protocol had paused withdrawals for three stablecoin markets after risk manager Gauntlet flagged a liquidity squeeze in Elixir’s deUSD token. Decentralized crypto lending platform Compound has resumed withdrawals from two out of three of its stablecoin markets where withdrawals had been paused since yesterday. Withdrawals were temporarily paused after risk manager Gauntlet flagged a liquidity crunch tied to institutional liquidity firm Elixir’s deUSD ecosystem. To prevent potential bad debt, Gauntlet had recommended that Compound institute a temporary emergency pause on withdrawals from the three markets where deUSD and sdUSD are accepted as collateral, namely USDC, USDS, and USDT on Ethereum mainnet. In a fresh comment on the recommendations from Gauntlet originally posted on Nov. 4, Gauntlet said that Ethereum USDC and USDS market withdrawals were unpaused, “allowing users to resume normal activity.” As for USDT, the comment suggests that users transfer more USDT into the affected market in order “fully cover any temporary reserve gap and provide an additional safety buffer.” The pause was proposed as a precaution while voting continued on Gauntlet’s separate risk parameter governance proposal, which passed the evening of Nov. 4, and was executed on-chain around 6 p.m. UTC today. The Pause In its original recommendation post, Gauntlet explained the reason for the pause, saying that Elixir’s synthetic dollar asset deUSD and its staked counterpart sdeUSD were facing a liquidity crunch, with sdeUSD falling to $0.86 while the protocol’s oracle was still showing the price at $1.06. Per Gauntlet, the price discrepancy is “considered a vulnerability” as it could let borrowers take on more than the market could actually back. Compound implemented the halt, blocking new borrows and withdrawals while still allowing users to add liquidity, repay loans, or post new collateral. Compound currently has $2.26 billion locked across its on-chain lending markets,…

Author: BitcoinEthereumNews
‘Shall We Be Concerned?’: PeckShield Alerts of Next Major DeFi Risk Worth $27 Million

‘Shall We Be Concerned?’: PeckShield Alerts of Next Major DeFi Risk Worth $27 Million

The post ‘Shall We Be Concerned?’: PeckShield Alerts of Next Major DeFi Risk Worth $27 Million appeared on BitcoinEthereumNews.com. The decentralized finance market continues to run hot, with TelosC and Euler allegedly experiencing liquidity drain. According to PeckShield, several TelosC vaults launched on the Euler platform have reached 100% utilization. Simply put, all funds have already been lent out, and liquidity providers are currently unable to withdraw their money. Euler is a decentralized lending protocol, sort of a “DeFi bank,” where users deposit tokens and receive interest, while others borrow them against collateral. TelosC is one of the “risk curators” within Euler, managing separate liquidity vaults where it sets the rules for loans and returns. Several assets are under potential attack at once: WETH: $5.5 million. USDC: $14.3 million. WBTC: $7.3 million. At the same time, the yield for providers is only 0.18% per annum, which seems suspiciously low. The system does not encourage borrowers to repay their debts, and liquidity may remain “locked” for a long time. If part of the liquidity is indeed “stuck,” the DeFi ecosystem risks a new chain reaction: rising borrowing rates, liquidity shortages in related pools, possible liquidations of positions and a collapse in the value of synthetic tokens. DeFi contagion in 2025 Analysts believe that the situation may be related to the aftermath of the collapse of Stream Finance, whose assets interacted with TelosC and other DeFi protocols.  For those who missed the news, DeFi protocol Stream Finance temporarily suspended all withdrawal and deposit operations earlier this week after the external fund manager controlling its assets reported an exploit and losses of about $93 million. You Might Also Like The potential DeFi contagion may also be fueled by Balancer’s $128 million exploit and xUSD collapse from $1 to $0.35. One may call it a reflexivity loop — fear of protocol risk driving withdrawals, which materializes an illiquid run. Source: https://u.today/shall-we-be-concerned-peckshield-alerts-of-next-major-defi-risk-worth-27-million

Author: BitcoinEthereumNews
Aave’s Horizon RWA Market Nears $540 Million, Adds VanEck Treasury Fund

Aave’s Horizon RWA Market Nears $540 Million, Adds VanEck Treasury Fund

The post Aave’s Horizon RWA Market Nears $540 Million, Adds VanEck Treasury Fund appeared on BitcoinEthereumNews.com. The move comes as institutional interest in tokenized assets continues to grow. Aave’s Horizon real-world asset (RWA) market recently surpassed $500 million in total market size around three months after launching. According to data from Aave, Horizon currently holds $539.8 million in total assets, with $163.5 million borrowed and $94.5 million available for lending. The market is built on Aave v3.3 – Aave is currently the largest decentralized finance (DeFi) protocol with more than $39 billion in total value locked (TVL). Horizon’s largest positions include the Superstate Crypto Carry Fund (USCC) with $238 million supplied, RLUSD with $164 million supplied and $89 million borrowed, and Aave’s native GHO stablecoin with $69 million supplied. Other tokenized assets include U.S. Treasuries from Janus Henderson and Superstate. While Horizon’s RWA product is on Aave V3, once Aave V4 becomes available, Horizon will move to a custom deployment, The Defiant reported earlier this year. During this first year, 50% of Horizon’s revenue will be allocated to the Aave DAO, dropping to 30% in the second year. Horizon’s rapid growth reflects the rising demand for tokenization, which experts say boosts liquidity and lowers costs. Total on-chain real-world asset (RWA) value has surged to $35.8 billion in 2025, up sharply from $13 billion in November 2024. VBILL Gets Added Building on that momentum, Securitize and VanEck announced on Thursday that the VanEck Treasury Fund (VBILL) is now listed on Aave Horizon as an eligible collateral asset. VBILL currently has an on-chain total asset value of over $93 million. The integration utilizes Chainlink’s NAVLink oracle for verified net asset value (NAV) data, according to an official blog post by the teams. Securitize’s Trusted Single Source Oracle (TSSO) technology will also be integrated in the future. “VBILL’s integration into Aave Horizon represents a natural evolution for tokenized securities,”…

Author: BitcoinEthereumNews
As Governments Tighten Crypto Rules, IPO Genie’s Compliance Edge Shines – Best Compliant Crypto Presale 2025

As Governments Tighten Crypto Rules, IPO Genie’s Compliance Edge Shines – Best Compliant Crypto Presale 2025

The post As Governments Tighten Crypto Rules, IPO Genie’s Compliance Edge Shines – Best Compliant Crypto Presale 2025 appeared on BitcoinEthereumNews.com. Crypto Presales Governments tighten crypto regulation in 2025. IPO Genie ($IPO) leads as a compliant, KYC-verified, AI-driven crypto presale. Why Everyone’s Talking About IPO Genie’s “Safe Presale” Approach Crypto investors once joked that regulation was like a bad weather forecast always looming, rarely landing. But crypto regulation 2025 has arrived, and this time, it’s changing everything. The U.S. SEC, EU’s MiCA framework, and Dubai VARA have tightened oversight. The era of anonymous fundraising is fading fast, replaced by compliance-first innovation. That’s where IPO Genie ($IPO) stands out. Built with regulation in mind, it’s already positioned as the top crypto presale designed for transparency, investor safety, and long-term scalability without the friction most projects face. Fully KYC-verified launch model AI-driven compliance framework Institutional-grade security through Fireblocks custody Early access pricing for verified investors IPO Genie Presale is Live, Stage 1 Price is 1 $IPO = 0.0001. Airdrop is live. Built to Be Trusted: What Makes IPO Genie Fully Verified Unlike speculative launches that struggle with compliance, IPO Genie built trust from the ground up. Each smart contract is CertiK–audited, and custody solutions are secured via Fireblocks, giving investors full protection from day one. Its presale runs as a KYC-verified crypto launch, ensuring participants meet global anti-money-laundering standards. The platform’s use of an AI-driven compliance model means real-time monitoring of wallet transactions, flagging anomalies before they escalate, a move most exchanges still lack. For a market increasingly shaped by crypto regulation 2025, these safeguards aren’t optional; they’re the new standard. Rules Made Simple: How IPO Genie Follows Global Standards Without the Hassle One of the biggest investor fears in 2025 is paperwork fatigue. Between the SEC’s disclosure rules, MiCA’s reporting frameworks, and VARA’s licensing structures, compliance can feel like decoding a foreign language. Investors save hours of manual verification, while still meeting…

Author: BitcoinEthereumNews
As Governments Tighten Crypto Rules, IPO Genie’s Compliance Edge Shines

As Governments Tighten Crypto Rules, IPO Genie’s Compliance Edge Shines

Why Everyone’s Talking About IPO Genie’s “Safe Presale” Approach Crypto investors once joked that regulation was like a bad weather […] The post As Governments Tighten Crypto Rules, IPO Genie’s Compliance Edge Shines appeared first on Coindoo.

Author: Coindoo
Built Technologies AI Draw Agent handles billions in CRE lending

Built Technologies AI Draw Agent handles billions in CRE lending

The post Built Technologies AI Draw Agent handles billions in CRE lending appeared on BitcoinEthereumNews.com. Zoom In IconArrows pointing outwards Courtesy of Built Technologies A version of this article first appeared in the CNBC Property Play newsletter with Diana Olick. Property Play covers new and evolving opportunities for the real estate investor, from individuals to venture capitalists, private equity funds, family offices, institutional investors and large public companies. Sign up to receive future editions, straight to your inbox. If you rent an apartment, you’ve probably “talked” to an AI agent to help get your leaky toilet fixed. But what if you’re a builder making a request for funds from your lender? That’s a much more complicated process — and there’s an AI agent for that now as well.  Built Technologies, a provider of construction and real estate finance technology that reached a $1.5 billion valuation in 2021, is taking its proprietary software to the next level, unveiling an AI agent that has been in the testing phase with a few of its lender clients. Now, Built says, it’s ready for the broader market.  “We’re trying to improve that ecosystem up and down the value chain of the construction real estate industry,” said Chase Gilbert, CEO of Built Technologies.  This agent is being implemented specifically for what’s known in the business as draw requests. Traditionally, as a developer or construction firm completes each leg of the process, they ask their lender for the next stage of financing, the draw. That usually takes days or weeks to process, because the loan officers have to review documentation, verify progress, assess risk, and approve disbursements. Now the so-called Draw Agent will take over. “There is an opportunity to fundamentally serve the ecosystem, and we actually purpose-built technology to connect the key stakeholders, where everyone’s looking at the same information at the same time and can request funds or can make a…

Author: BitcoinEthereumNews
Power Plays for 2026: Ripple (XRP), Bitcoin (BTC), and MUTM at $0.035 Are The Top Cryptos To Buy

Power Plays for 2026: Ripple (XRP), Bitcoin (BTC), and MUTM at $0.035 Are The Top Cryptos To Buy

Analysts point to Ripple (XRP), which is expected to see a sharp price increase in line with peak stock performances like NASDAQ’s ascent, during which stock performance catalyzed crypto price surges. XRP is maintaining a strong stance above the secondary support of $2.50, a point that could see the price move ahead with hundreds of […]

Author: Cryptopolitan