Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15453 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Balancer exploit drains $129M in DeFi disaster

Balancer exploit drains $129M in DeFi disaster

The post Balancer exploit drains $129M in DeFi disaster appeared on BitcoinEthereumNews.com. One of the decentralized finance (DeFi) sector’s longest established exchanges, Balancer, has suffered an ongoing smart contract hack, with losses totalling $129 million so far. The exploit, which hit the exchange’s v2 liquidity pools on multiple blockchains, also reportedly affected projects which had “forked” Balancer’s code. Just over two hours after the attack began, Balancer acknowledged the incident, stating it was “aware of a potential exploit impacting Balancer v2 pools.” Read more: EXCLUSIVE: ‘Code is Law’ documentary explores the void between DeFi and law First launched in the run-up to 2020’s DeFi summer, Balancer’s v2 later expanded on the existing “constant product” model of automated market makers (such as Uniswap and Bancor) by introducing multi-asset and weighted liquidity pools. Other large DeFi projects such as Aave and Lido have reassured users their tokens’ pools aren’t affected. Lido and Flashbots’ Hasu remarked that Balancer’s v2 “is one of the most looked at and forked smart contracts since. It’s very scary.” According to a preliminary analysis from Blockchain security auditor Decurity, the “manageUserBalance” function contains a “faulty access check” which allows the hacker to withdraw funds. It notes that, additionally, “the Vault’s internal balance (_internalTokenBalance) was manipulated before the withdrawal.” 1inch’s Anton Bukov suspects exploitation of a rounding error. Balancer previously fell victim to a $2 million hack in August of 2023 due to a “rate manipulation” vulnerability in its Boosted Pools. The following month, it warned users of a front-end compromise. In March of 2023, $11 million of Balancer pool funds were drained during the hack on lending protocol Euler. Read more: $25 million Ethereum MEV exploit puts ‘Code Is Law’ on trial Cross-chain catastrophe  The exploit affected Balancer pools on multiple blockchains, with losses reported on Ethereum, Berachain, Arbitrum, Base, Sonic, Optimism and Polygon. Berachain announced that “validators have coordinated…

Author: BitcoinEthereumNews
Here Are the Top 4 Ethena-Based DeFi Projects To Keep an Eye Out for in the Near Term!

Here Are the Top 4 Ethena-Based DeFi Projects To Keep an Eye Out for in the Near Term!

The post Here Are the Top 4 Ethena-Based DeFi Projects To Keep an Eye Out for in the Near Term! appeared on BitcoinEthereumNews.com. The crypto stablecoin arena has a new rising star, and its name is Ethena. This is thanks, in large part, to its flagship synthetic dollar, USDe, which has been one of the top-performing assets among the crypto top 100 in recent months.  By August 2025, USDe’s supply had surged to approximately $12 billion, making it the third-largest stablecoin in the market, capturing a ~5% share of the entire sector. Unlike traditional stablecoins (USDC, USDT, etc.), USDe is yield-bearing, offering holders roughly 9–11% APY through a delta-neutral strategy that hedges collateral while earning funding yields.  USDe market cap over the past twelve months (source: CMC) Such a model has attracted a flood of users, with USDe’s supply nearly tripling from mid-2025 (approaching $15 billion by October), setting the stage for a vibrant ecosystem around Ethena. Listed below are four of the best DeFi projects in this realm, so without any further ado, let’s jump straight into the heart of the matter. 1. Terminal Finance From the outside looking in, Terminal Finance is shaping up to be Ethena’s most promising decentralized exchange (DEX), purpose-built for trading the ecosystem’s yield-bearing stablecoins (“reward-bearing dollars”) and institutional assets. Much like Uniswap or Curve, Terminal will adopt a concentrated liquidity AMM model, but will be designed specifically to support assets like sUSDe (staked USDe), with deeper yield-aware optimizations built in. In terms of its operationality, the exchange will use concentrated liquidity pools (an AMM model adapted from Uniswap v3) to enable efficient trading with low slippage. That said, what makes Terminal truly unique is how it handles yield accrual within its liquidity pools.  Normally, providing a yield-bearing asset like sUSDe in a liquidity pool would cause impermanent loss as the token’s price creeps up from earned interest. Terminal solves this via a “redeemable token” framework where,…

Author: BitcoinEthereumNews
3 Reasons Why This New Altcoin Joins BTC and SOL as 2025’s Top Crypto Picks

3 Reasons Why This New Altcoin Joins BTC and SOL as 2025’s Top Crypto Picks

Bitcoin (BTC) and Solana (SOL) have long stood as benchmarks for crypto success — one for its dominance, the other for its explosive growth during past bull runs. Yet, as 2025 unfolds, a new contender is rising to join their ranks. Mutuum Finance (MUTM), a DeFi crypto, has begun capturing the attention of analysts and [...] The post 3 Reasons Why This New Altcoin Joins BTC and SOL as 2025’s Top Crypto Picks appeared first on Blockonomi.

Author: Blockonomi
Trump’s Gutting Of The Consumer Financial Protection Bureau Is Leaving The Public Vulnerable To Abuses

Trump’s Gutting Of The Consumer Financial Protection Bureau Is Leaving The Public Vulnerable To Abuses

The post Trump’s Gutting Of The Consumer Financial Protection Bureau Is Leaving The Public Vulnerable To Abuses appeared on BitcoinEthereumNews.com. A massive dismantling of the financial regulator created to protect consumers is underway, affecting everything from auto lending and digital payments to credit cards and credit reports. Two years ago, the Consumer Financial Protection Bureau (CFPB), a federal financial regulatory agency, announced it was forcing Toyota Motor Credit to give consumers back tens of millions of dollars. While selling bundled auto insurance and car-servicing products, Toyota dealers had “lied about whether these products were mandatory” and sneakily included them in contracts without borrowers knowing it, said the CFPB in a press release, citing consumers’ complaints. Even more maddening, when consumers called Toyota to cancel the unwanted add-ons, representatives had been trained to keep promoting the products until the customer asked to cancel three times. Then customers still couldn’t cancel during those calls–they had to take yet another step and submit a written request. Between 2016 and 2021, Toyota funneled 118,000 calls to this hotline. In 2023, the CFPB ordered the company to give customers back $48 million and pay a $12 million fine for these and other violations. But earlier this year the Trump Administration, in its quest to roll back financial regulation, erased that ruling, terminating Toyota’s obligation to pay consumers the $48 million. The same thing happened to a CFPB settlement with large credit union Navy Federal. The financial institution had agreed to give $80 million back to consumers for improperly charging overdraft fees while customers (including active-duty servicemembers and veterans) showed a positive balance at the time of their transactions, an order that has since been reversed. Toyota didn’t respond to Forbes’ requests for comment. In a statement last year, Navy Federal said it would “continue to comply with all applicable laws and regulations, just as we always have and as we believe we did here.” In…

Author: BitcoinEthereumNews
$129M in Crypto Stolen, Berachain Validators Halt Chain for Hard Fork

$129M in Crypto Stolen, Berachain Validators Halt Chain for Hard Fork

The post $129M in Crypto Stolen, Berachain Validators Halt Chain for Hard Fork appeared on BitcoinEthereumNews.com. Balancer Hack: DeFi protocol suffered a major exploit that drained more than $129 million in crypto assets. Multiple chains, including Ethereum, Base, and Berachain, are impacted by the hack that targeted V2 vaults and liquidity pools. Balancer Hack: v2 Pools Exploit Led to $129M in Losses Decentralized finance protocol Balancer confirmed an exploit impacting v2 pools on November 3. The engineering and security teams are investigating the exploit, with hackers actively converting liquid staking protocols’ native tokens (LST) into ETH in real-time. PackShieldAlert reported a massive $129 million in crypto assets mostly linked to Ethereum were drained by hackers. The stolen crypto assets across multiple chains included WETH, osETH, wstETH, sfrxETH, and rsETH. According to Spot On Chain data, Ethereum, Base, Optimism, Sonic, Polygon, and Berachain networks are impacted. Notably, a dormant whale address 0x009 just woke up after the exploit and withdrew $7.38 million worth of assets from Balancer. Balancer Hack Impacted Crypto Assets. Source: Spot On Chain The attack targeted Balancer’s V2 vaults and liquidity pools, exploiting a vulnerability in the smart contract. On-chain investigators highlighted a maliciously deployed contract that manipulated Vault calls during pool initialization. Notably, improper authorization and callback handling enabled the hackers to bypass safeguards. This triggered unauthorized swaps or balance manipulations across interconnected pools, draining assets from multiple chains. Bera Validators Halts Chain for Hard Fork Bera Foundation revealed that validators have purposefully halted the Berachain network. The core team will perform an emergency hard fork to address Balancer V2-related exploits on the chain. The foundation added that the network will be live again after recovering all affected funds. Smokey The Bera posted on X that Ethena team was contacted to disable bridging out of Bera, disabled lending markets and deposits for USDe, paused HONEY mints and redemption, and contacted CEXes to ensure…

Author: BitcoinEthereumNews
The Best Event x UNTOLD Dubai: Where Tech and Culture Collide A New Era Begins

The Best Event x UNTOLD Dubai: Where Tech and Culture Collide A New Era Begins

The Best Event joins UNTOLD Dubai to launch a tech-culture stage blending Web3, AI, and music at Dubai Parks & Resorts, November 6–10, 2025.

Author: Blockchainreporter
Mutuum Finance (MUTM) Price Prediction: An Objective Review of Growth Catalyst

Mutuum Finance (MUTM) Price Prediction: An Objective Review of Growth Catalyst

The post Mutuum Finance (MUTM) Price Prediction: An Objective Review of Growth Catalyst appeared on BitcoinEthereumNews.com. Analysts have scrutinized Mutuum Finance (MUTM) as a DeFi standout, with its presale raising $18.35 million from 17,660 holders and Phase 6 now 85% filled at $0.035. This structured rollout has mirrored successful altcoin launches, rewarding early participants with a 250% price climb from Phase 1’s $0.01.  As V1 protocol nears Sepolia testnet debut in Q4 2025, MUTM has positioned for deployment, blending peer-to-contract pools with USDT support for stable yields. Investors have eyed this defi crypto for its transparent growth, much like past underdogs that exploded. This review has unpacked catalysts driving MUTM as the best crypto to buy now, forecasting potential surges grounded in community traction and utility. Presale Momentum Signals Strong Entry Mutuum Finance (MUTM) has crafted a phased presale that has locked in steady demand, now at Phase 6 with 85% allocation snapped up at $0.035 per token. This model has ensured fair pricing, capping each stage to prevent dumps and encourage holds, drawing 17,660 committed backers who have funneled $18.35 million into the ecosystem.  Holders have secured a 250% uplift from the initial $0.01, turning modest buys into promising bases as launch nears $0.06. Phase 6 has vanished fast, urging action before Phase 7 hikes 20% to $0.04. This defi crypto’s structure has made it the best crypto to buy now for those chasing multiplied returns without the frenzy. V1 Protocol Debut Fuels Utility Edge Mutuum Finance (MUTM) has confirmed V1’s Sepolia testnet launch in Q4 2025, rolling out Liquidity Pool, mtToken, Debt Token, and Liquidator Bot for ETH and USDT operations. This beta launch will test lending and borrowing flows, ensuring seamless collateral handling before mainnet, a step that has validated the platform’s dual-market design. Mutuum Finance (MUTM) has also streamlined access with unlimited card buys for tokens, supporting Visa and Mastercard for instant…

Author: BitcoinEthereumNews
Venus: Precautions have been taken in response to the Balancer attack incident until system stability is confirmed.

Venus: Precautions have been taken in response to the Balancer attack incident until system stability is confirmed.

PANews reported on November 3 that Venus Protocol posted on the X platform: "Reports today indicate that Balancer has been hacked. As a precaution, Venus Protocol has set the loan-to-value (LTV) ratio on the BAL market on Ethereum to 0, suspending all new lending and borrowing using BAL as collateral until the system is confirmed to be stable. The liquidation threshold remains at 59%, so existing positions are unaffected. Users should still closely monitor their positions and health, and consider repaying loans or adding collateral to ensure security."

Author: PANews
Ethereum Handles $2.82 trillion In Stablecoin Flows During October 2025

Ethereum Handles $2.82 trillion In Stablecoin Flows During October 2025

TLDR Ethereum stablecoin volume rose 45% in October to $2.82 trillion. USDC led with $1.62 trillion in stablecoin transfers on Ethereum. Tether processed $895 billion on Ethereum in October 2025 alone. Market volatility and DeFi usage drove Ethereum stablecoin growth. Stablecoin transactions on Ethereum soared to a new monthly record in October, reaching $2.82 trillion. [...] The post Ethereum Handles $2.82 trillion In Stablecoin Flows During October 2025 appeared first on CoinCentral.

Author: Coincentral
Playable Ads Are Redefining Mobile Marketing—and They Actually Work

Playable Ads Are Redefining Mobile Marketing—and They Actually Work

The mobile gaming industry is booming, with gamers spending more than $100 billion each year on in-app purchases and downloads.

Author: Hackernoon