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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15469 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Lava Debuts Bitcoin-Backed Line of Credit, Secures $200M Funding

Lava Debuts Bitcoin-Backed Line of Credit, Secures $200M Funding

The post Lava Debuts Bitcoin-Backed Line of Credit, Secures $200M Funding appeared on BitcoinEthereumNews.com. Lava, a bitcoin-focused financial platform, disclosed it has raised $200 million and launched a global bitcoin-backed line of credit (BLOC) offering borrowing rates starting at 5%, marking an expansion in the crypto-collateralized lending space. Lava Secures $200M to Advance Bitcoin Lending CEO Shehzan Maredia announced the move on X, calling it “the biggest day in […] Source: https://news.bitcoin.com/lava-debuts-bitcoin-backed-line-of-credit-secures-200m-funding/

Author: BitcoinEthereumNews

2025/11/04

Lava Raises $200M For Bitcoin-Backed Line Of Credit, Announces New Borrow Rates Starting At 5%

Lava Raises $200M For Bitcoin-Backed Line Of Credit, Announces New Borrow Rates Starting At 5%

The post Lava Raises $200M For Bitcoin-Backed Line Of Credit, Announces New Borrow Rates Starting At 5% appeared on BitcoinEthereumNews.com. Lava, a global platform for bitcoin-backed loans, today announced a $200M funding round and the launch of a new product, a bitcoin line of credit (BLOC). The product offers similar functionality to a securities-backed loan or home equity line of credit, but allows users the ability to flexibly borrow using bitcoin as collateral without the monthly payments or term limits common in the bitcoin-backed loans market today. According to a press release shared with Bitcoin Magazine, the $200M financing “includes a combination of venture and debt capital” and brings two new high-profile angels on board: Anthony Pompliano, Bitcoin investor and entrepreneur, and Eric Jackson, activist public markets investor and founder of EMJ Capital. “I’m thrilled to be joining Lava as an investor,” says Jackson. “Shehzan and his team are world-class, and they’ve been incredibly innovative on the product side. Not only is their revolving line of credit a first in the industry, but they’ve also managed to secure the lowest borrowing rates for their users— beating the rates of much older incumbents in the space. This is hands-down the best product in the market, and Lava is setting a new standard for bitcoin-backed loans.” As a result of the new fundraising, Lava now offers what may be the lowest fixed interest rates available in the bitcoin lending market, “starting at just 5%” for year-long durations. “The interest rate will update yearly, and you can simply leave your line of credit open to refinance at the new rate.” According to their announcement blog. Lava’s line of credit functions more like a revolving account: users can borrow, repay, and borrow again at any time, with the interest rates only being marked for the amounts borrowed, not the total capacity of the loan. “We believe that this is the best possible borrowing experience…

Author: BitcoinEthereumNews

2025/11/04

Ripple Prime Debuts Amid Ripple’s $1B Stablecoin Milestone

Ripple Prime Debuts Amid Ripple’s $1B Stablecoin Milestone

The post Ripple Prime Debuts Amid Ripple’s $1B Stablecoin Milestone appeared on BitcoinEthereumNews.com. Ripple Labs has taken a significant step forward in its institutional-asset strategy with the launch of its US spot prime brokerage service, Ripple Prime.  Announced today, the offering enables US institutional clients to execute over-the-counter (OTC) spot trades in major digital assets, including XRP and RLUSD. Sponsored Ripple Prime Broadens Market Access Less than two weeks ago, Ripple announced the $1.25 billion acquisition of multi-asset prime brokerage Hidden Road. Now operating as Ripple Prime, the brokerage introduces expanded capabilities that go beyond OTC trading and liquidity provision. It enables cross-margining and financing options that were previously unavailable to many crypto-focused prime brokers. Ripple just unlocked the next phase for XRP. Prime brokerage. U.S. institutions can now trade XRP directly through Ripple Prime. This isn’t hype. This is infrastructure. The road to $1000 starts with one thing, access. — BD (@DiepSanh) November 3, 2025 For institutional participants, the launch enables large off-exchange transactions with reduced market impact and expanded multi-asset margining opportunities. It also provides access to infrastructure specifically designed to meet regulatory and compliance standards in the US market. For Ripple, the move solidifies a shift that has been steadily unfolding across its ecosystem and client base. XRP and RLUSD are no longer confined to retail trading– they are now entering the arena of institutional finance. Sponsored The timing adds significance to the launch, coinciding with a period of heightened stablecoin activity. RLUSD’s Billion-Dollar Milestone RLUSD, Ripple’s US dollar-pegged stablecoin, has recently crossed a crucial milestone for the company and the broader crypto industry. Data from CoinGecko show that RLUSD’s market capitalization has surpassed $1 billion for the first time, marking steady institutional growth. The expansion reflects mounting interest from liquidity providers and regulated entities seeking efficient settlement mechanisms and stable on-chain instruments. Sponsored The stablecoin’s deeper integration within Ripple…

Author: BitcoinEthereumNews

2025/11/04

Balancer exploit shakes DeFi as $128 million vanishes

Balancer exploit shakes DeFi as $128 million vanishes

The post Balancer exploit shakes DeFi as $128 million vanishes appeared on BitcoinEthereumNews.com. For years, Balancer stood as one of DeFi’s most reliable institutions, a protocol that had survived several bear markets, audits, and integrations without scandal. However, that credibility collapsed on Nov. 3, when the blockchain security firm PeckShield reported that Balancer and several of its forks were under an active exploit spreading across multiple chains. Within hours, more than $128 million was gone, leaving a trail of drained pools, frozen protocols, and shaken investors. PeckShield data showed the platform’s protocol on Ethereum suffered the heaviest losses of about $100 million. Berachain followed with $12.9 million, while Arbitrum, Base, and smaller forks such as Sonic, Optimism, and Polygon recorded lower but still significant thefts. Total Funds Stolen from Balancer Hack (Source: Peckshield) As the drain unfolded, Balancer acknowledged a “potential exploit impacting Balancer v2 pools,” stating that its engineering and security teams were investigating the issue with high priority. However, the acknowledgment did little to slow withdrawals across integrators and forks. By the end of the day, DeFiLlama data showed that Balancer’s total value locked (TVL) had decreased by 46% to approximately $422 million from $770 million as of press time. Balancer DeFi Hack (Source: DeFiLlama) What happened? Preliminary forensics from blockchain security firm Phalcon indicated that the attacker targeted Balancer Pool Tokens (BPT), which represent user shares in liquidity pools. According to the firm, the vulnerability stemmed from how Balancer calculated pool prices during batch swaps. By manipulating that logic, the exploiter distorted the internal price feed, creating an artificial imbalance that let them withdraw tokens before the system corrected itself. How Attacker Exploited Balancer Code (Source: Phalcon) Crypto analyst Adi wrote: “Improper authorization and callback handling allowed the attacker to bypass safeguards. This enabled unauthorized swaps or balance manipulations across interconnected pools, draining assets in rapid succession (within minutes).” Meanwhile,…

Author: BitcoinEthereumNews

2025/11/04

Sui ($SUI) Down 13.1%, Solana ($SOL) Down 7.1%: Digitap ($TAP) is the Only Altcoin Thriving

Sui ($SUI) Down 13.1%, Solana ($SOL) Down 7.1%: Digitap ($TAP) is the Only Altcoin Thriving

The post Sui ($SUI) Down 13.1%, Solana ($SOL) Down 7.1%: Digitap ($TAP) is the Only Altcoin Thriving appeared on BitcoinEthereumNews.com. As major altcoins cool off, traders are hunting for strength. This week’s tape shows it clearly: Sui (SUI) is sliding double-digits and Solana (SOL) is weakening, while Digitap ($TAP) is pressing higher inside its live presale. The difference isn’t just price, it’s product.  With the Digitap app live on the Apple App Store and Google Play, capital is rotating from chart-led narratives toward traction-led fintech. If you’re watching SUI and SOL, you should be looking at $TAP, the crypto presale, which is already up by 114% from its initial price. SUI Slides, SOL Softens — What the Charts Signal Next Over the past week, SUI has dropped 13.28%, sliding from around $2.65 to $2.30. The steady string of red candles highlights firm bearish momentum, with the chart now printing lower highs and lower lows.  Solana has also softened, down roughly 7.1% to about $189, as technical indicators signal more short-term pressure. Both tokens seem under pressure as trading volumes ease and investors take profits after months of strong gains. It looks like traders are moving away from these overextended major tokens and shifting their focus toward newer opportunities with higher potential upside. The Linear Regression Curve (LRC) overlay on Solana’s chart confirms a weakening trend, showing price drifting beneath the regression midline, a technical sign that momentum is softening and sellers are regaining control. While these top-tier altcoins cool off, one project is defying gravity — Digitap, a fintech token blending crypto with real-world financial services, is surging ahead. Digitap Bridges Crypto and Banking — Why It Matters Digitap, a revolutionary unified money app blending crypto and fiat, is proving that real-world traction can move markets just as quickly as technical indicators. The project’s presale momentum now coincides with a tangible milestone: the Digitap App going fully live on both…

Author: BitcoinEthereumNews

2025/11/04

How 11 audits couldn’t stop Balancer’s $128 million hack redefining DeFi risks

How 11 audits couldn’t stop Balancer’s $128 million hack redefining DeFi risks

For years, Balancer stood as one of DeFi’s most reliable institutions, a protocol that had survived several bear markets, audits, and integrations without scandal. However, that credibility collapsed on Nov. 3, when the blockchain security firm PeckShield reported that Balancer and several of its forks were under an active exploit spreading across multiple chains. Within […] The post How 11 audits couldn’t stop Balancer’s $128 million hack redefining DeFi risks appeared first on CryptoSlate.

Author: CryptoSlate

2025/11/04

After $19B Crash, Bitcoin Traders Flee to Spot Markets for Safety, But Why Are They Buying This Cheap Crypto More?

After $19B Crash, Bitcoin Traders Flee to Spot Markets for Safety, But Why Are They Buying This Cheap Crypto More?

The post After $19B Crash, Bitcoin Traders Flee to Spot Markets for Safety, But Why Are They Buying This Cheap Crypto More? appeared on BitcoinEthereumNews.com. Traders are flooding the spot markets for Bitcoin after the sudden $19 billion blow from leveraged trades shook the crypto market last month. However, the key point lies in the fact that although the spot markets have seen trading volumes above $300 billion in the month of October, informed traders are actually looking at the options market as the top crypto to invest in today after the overnight losses suffered because of the high volatilities witnessed in the crypto market.  Meet Mutuum Finance (MUTM), an alternative cryptocurrency luring attention aggressively at the price of only $0.035 for every token after the fear seen in the crypto market; over 17,660 investors are interested in this inexpensive crypto to invest in today, considering it the best crypto for the coming years of growth and security. Bitcoin’s Spot Market Surge Bitcoin traders have quickly switched to spot markets after a harsh $19 billion hit, seeking safe havens from the leverage traps that led to such losses. Exchanges indicate that spot trade volumes have swelled above $300 billion in the month of October, where traders close futures contracts to claim actual ownership. However, even within this realm, the consequences of such risk are still bound within the realm of uncertainties, where the blind query remains—which is the crypto to buy now? Such conservatism has led to an underground migration to the realm of altcoins, where fundamentals are given greater weight than flashiness. Though the percentage of Bitcoins dominance at 55% remains constant, it simply doesnt serve as adequate protection against shocks felt at the industrial level. Spot increases, although secure, are somehow not whole without representation in new ideas such as the best crypto to buy. Mutuum Finance (MUTM) Presale Investors are rushing to the presale event at Mutuum Finance (MUTM), which has raised…

Author: BitcoinEthereumNews

2025/11/04

Dogecoin (DOGE) Whales Unload in Droves As They Shift to MUTM Gets Spotlighted As The Best Cryptocurrency To Invest In

Dogecoin (DOGE) Whales Unload in Droves As They Shift to MUTM Gets Spotlighted As The Best Cryptocurrency To Invest In

The post Dogecoin (DOGE) Whales Unload in Droves As They Shift to MUTM Gets Spotlighted As The Best Cryptocurrency To Invest In appeared on BitcoinEthereumNews.com. Dogecoin has seen the whales unload over 500 million of the tokens over the course of a week. This has been a huge sale and has undermined the Dogecoin price as it has been struggling to remain above the $0.20 level. According to the latest information obtained from Santiment, the balance of wallets containing 10-100 million Dogecoins has shown a drastic fall compared to the usual trades made. As the big players continue to rotate their capital resources towards more stable havens such as Bitcoin and Ethereum, the spotlight has been shifted towards the newer DeFi tokens that offer brighter opportunities. In this domain, Mutuum Finance (MUTM) has proven to be the best cryptocurrency investment option. As a token that has 17,660 wallets and has gathered $18.35 million in the presale stage at the price of $0.035, the token has tapped into this capital flow. Dogecoin Market Under Bears’ Control Again Whales have dumped more than 500 million DOGE coins in the last week alone. This is unprecedented, as the levels have been colossal compared to the usual weekly activities. Financial analyst Ali Martinez has pointed out the same through the metrics presented at Santiment. Large wallets have significantly reduced their holdings in the 10-100 million range during the end of October, and this has been the reason for the stagnation at $0.206 following the fluctuations between $0.19-$0.26. Investors have been observing this scenario with concern, as the token might fall even further to $0.17-$0.18 should the foundation of support collapse. Many have started looking for alternatives that can provide actual worth rather than emphasizing the meme cultural phenomena found in the likes of DOGE. The DOGE scenario has directed attention towards the world of DeFi crypto investment opportunities. Mutuum Finance Presale Snags Whale Flows Mutuum Finance (MUTM) has proceeded…

Author: BitcoinEthereumNews

2025/11/04

7 Top Cryptocurrencies to Buy Now: LivLive Ignites the Next Big Wave of 2025 Growth

7 Top Cryptocurrencies to Buy Now: LivLive Ignites the Next Big Wave of 2025 Growth

Discover the 7 top cryptocurrencies to buy now. LivLive ($LIVE) leads 2025’s growth wave with real-world rewards and 30% bonuses for early investors.

Author: Blockchainreporter

2025/11/04

This Cheap Crypto Sparks Similar Intrigue To Early ADA Days

This Cheap Crypto Sparks Similar Intrigue To Early ADA Days

Cardano has long inspired the imagination of traders ever since its days as a cheap cryptocurrency when the token sold as low as $0.095 in the early months of 2020. Cardano has since skyrocketed to a high of $3.10 towards the end of 2021, rewarding traders with a mind-boggling 2,400% ROI. Traders who purchased the cryptocurrency in January 2020 saw their investment grow 21 months to the end of 2021 due to achievements the network reached, such as the Shelley upgrade that triggered DeFi growth. Mutuum Finance (MUTM), which cost $0.035 during the presale, has been that exciting contender that has attracted more than 17,660 token holders and $18.35 million in investment due to the structured DeFi lending strategy. Third-party observers have observed how the strategy used in MUTM acknowledges the community-driven hype of the early days of ADA and declares the best crypto to buy at the time as the best option. Cardano’s 2020-2021 Surge Experts have long analyzed the phenomenal rise of Cardano from $0.095 in January 2020 to $2.40 as of September 2021, a stage at which the token rewarded patient holders with 2,400% profits. The token has been gradually rising through important phases like the Shelley phase in July 2020. However, Cardano’s journey also serves as a reminder to third-party observers that sometimes the wait has been too long because such opportunities have proven to be temporary. While the ripples of the historic achievement continue to reverberate through the world of cryptocurrency, the spotlight has shifted to new DeFi investment opportunities where the best cryptocurrency to invest in happens to possess the same entry cost. Mutuum Finance Presale Leverages Early Momentum Mutuum Finance (MUTM) has moved to the 6th phase of its presale, currently at 85% sold at $0.035 per token. This price has contributed to the network attracting 17,660 supporters and raising $18.35 million since the onset of the presale. This price represents a 250% jump from phase 1 price of $0.01. This highlights the worth of early supporters of the network as MUTM has been recognized as the best cryptocurrency to purchase in the DeFi arena today. Phase 6 has picked up the pace towards reaching the finishing line, and the stakes are high as buyers immediately started flooding the market because when Phase 7 comes, the price jumps 20% to $0.04 en route to the launch price of $0.06. Third-party reporting shines the spotlight on the FOMO other people are experiencing as they watch portfolios grow 400% post-listing when others have to pay more. This has cemented the fact that the next big thing in the world of cryptocurrencies is undoubtedly MUTM. Peer-to-Contract Pools Depositors in Mutuum Finance (MUTM) have found lucrative income opportunities in Peer-to-Contract liquidity pools, whereby ETH or USDT tokens are pooled together in collective investment portfolios accessible to borrowers in self-executing contracts. Such a system has presented lucrative income opportunities as passive income sources turned active recipients of income in a system that has attracted the interest of wealth chasers hunting for the best cryptocurrency to buy. mtTokens have enabled beneficiaries to withdraw their share of the pool plus accumulated income at a later date. Reported rates of compounded returns exceed traditional staking rates. Imagine securing such efficiency at $0.035 rates as the protocol grows in stature—MUTM has achieved the above advantage by submitting the challenge to third-party individuals to copy the success achieved by Cardano. Leaderboard and Giveaway Ignite Community Mutuum Finance (MUTM) has set up a dashboard leaderboard featuring the 50 largest holders of the token over the previous 24-hour period, and the leader each day rewards the community with a $500 MUTM reward following the first trade at 00:00 UTC. This has helped to keep the community enthusiastic. The previous 24-hour leaders’ buys include $2,158.51, $1,819.48, $1,250.89, and $1,052.23. In addition to this, the $100,000 giveaway has seen 10 people set to be rewarded $10,000 in the form of $MUTM for the heat that the campaign has created. All of this has helped in the creation of a thriving community in the same manner that the early days of Cardano were populated. Individuals have flocked in their droves because $MUTM represents the best cheap cryptocurrency for purchase. Cardano’s 2020-2021 echoes have shone the spotlight on Mutuum Finance (MUTM). The affordability of the cryptocurrency that has reignited the interest is due to the yields and DeFi advancements ready to deliver 400% gains. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance

Author: Coinstats

2025/11/04

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