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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15194 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Pave Bank secures $39M funding with Tether’s participation

Pave Bank secures $39M funding with Tether’s participation

The post Pave Bank secures $39M funding with Tether’s participation appeared on BitcoinEthereumNews.com. Key Takeaways Pave Bank, a fintech integrating fiat and digital assets, raised $39 million in funding. Tether, alongside Accel and Wintermute, was a notable investor in the round. Pave Bank, a fintech startup building a programmable banking platform that integrates fiat and digital assets, secured $39 million in funding with participation from Tether Investments, the investment arm of stablecoin issuer Tether. The round, led by Accel, also included Wintermute. The funding supports Pave Bank’s development of what it positions as a compliant solution for blending traditional finance with digital assets. The platform emphasizes real-time treasury capabilities and instant settlements, targeting programmability and resilience for the digital assets era. Tether’s participation aligns with the broader industry focus on programmable infrastructure. Recent ecosystem developments highlight such systems as essential for stablecoin issuers to enable near-zero-fee transfers and compete with traditional payment networks. Source: https://cryptobriefing.com/pave-bank-tether-funding-digital-assets/

Author: BitcoinEthereumNews

2025/10/23

The Stablecoin Purge: S&P Global’s Onchain Ratings Could Wipe Out Half the Market

The Stablecoin Purge: S&P Global’s Onchain Ratings Could Wipe Out Half the Market

S&P Global is shaking up the digital asset world by launching stablecoin ratings directly onchain through Chainlink on Base. This development marks the first time traditional financial ratings are being integrated natively into decentralized finance. It represents a merging of Wall Street credibility with blockchain transparency. For protocols across DeFi, this is not just a symbolic step toward regulation, it fundamentally changes the risk models that power lending pools, collateral mechanisms, and automated market operations. Protocols can now programmatically adjust collateral ratios based on these live credit ratings, allowing smart contracts to manage risk dynamically in real time. This integration gives new meaning to creditworthiness in DeFi. Smart contracts that once relied solely on oracle-fed price feeds can now respond to changes in perceived asset quality. If a stablecoin’s rating falls below investment-grade level, lending protocols can reduce leverage, increase collateral demands, or automatically freeze liquidity pools, all without human intervention. However, this innovation has created a looming existential threat for several major stablecoins. Tokens like DAI, FRAX, and LUSD have no current path to S&P approval, meaning they will exist outside the new ratings network. That could instantly label them as “unrated,” a word that carries toxic implications in both traditional and digital markets. The numbers tell the story. The global stablecoin supply sits around $180B, but analysts estimate as much as 70% of that capital could consolidate into rated assets such as USDC, USDT, and PYUSD. The compression effect will hit smaller, algorithmic stablecoins hardest. Liquidity is the lifeblood of stability, and once large DeFi lenders start limiting exposure to unrated stables, market depth will dry up fast. Many predict that within 6 months, most unrated stablecoins could effectively disappear. This is not just a market clean-up, it is a reorganization of digital finance power. S&P’s onchain ratings via Chainlink could act as the new gatekeeper for capital flow in Web3. While this may bring a layer of safety and transparency, it also shifts leverage toward centralized providers and institutions that can meet regulatory compliance standards. The age of wild-west stablecoins is ending, and with it, a core piece of DeFi’s decentralized identity. The Stablecoin Purge: S&P Global’s Onchain Ratings Could Wipe Out Half the Market was originally published in Coinmonks on Medium, where people are continuing the conversation by highlighting and responding to this story

Author: Medium

2025/10/23

Stablecoins and Crowdlending: A Match for Consistent Income

Stablecoins and Crowdlending: A Match for Consistent Income

Stablecoins are a wondrous way that money is changing hands more cheaply and farther in distance than ever before.

Author: Crypto Breaking News

2025/10/23

Chorus One Taps Morpho and Steakhouse to Bring More Institutional Players to DeFi Yields

Chorus One Taps Morpho and Steakhouse to Bring More Institutional Players to DeFi Yields

As DeFi is maturing for institutional players, Chorus One has announced that it is joined forces with Morpho and Steakhouse Financial to launch Chorus One Earn – a stablecoin yield solution designed to combine on-chain transparency with institutional-grade risk management. The initiative could signal a broader evolution in DeFi’s yield landscape, long known for its […] The post Chorus One Taps Morpho and Steakhouse to Bring More Institutional Players to DeFi Yields appeared first on Live Bitcoin News.

Author: LiveBitcoinNews

2025/10/23

This New Crypto Coin Surpasses $17.8M as Investors Flock In

This New Crypto Coin Surpasses $17.8M as Investors Flock In

One of the most talked-about new projects is Mutuum Finance (MUTM), a next-generation lending protocol that has now surpassed $17.8 million raised in its presale.

Author: Coinstats

2025/10/23

Hong Kong’s Spot ETF & RWA Growth Boost Confidence: Is SOL Price Ready For New ATH?

Hong Kong’s Spot ETF & RWA Growth Boost Confidence: Is SOL Price Ready For New ATH?

The post Hong Kong’s Spot ETF & RWA Growth Boost Confidence: Is SOL Price Ready For New ATH?  appeared first on Coinpedia Fintech News The SOL price is in focus due to multiple reasons, with the most notable being its price action. An expert this week displayed that SOL/USD has once again approached its most reliable five-year ascending trendline after several weeks of steady decline.  According to the analyst, this region aligns with a long-term uptrend that has consistently …

Author: CoinPedia

2025/10/23

Top Crypto to Buy Now: MUTM Emerges as the Best DeFi Crypto Under $1

Top Crypto to Buy Now: MUTM Emerges as the Best DeFi Crypto Under $1

The post Top Crypto to Buy Now: MUTM Emerges as the Best DeFi Crypto Under $1 appeared first on Coinpedia Fintech News In a market where attention often swings between high-priced blue chips and short-lived meme coins, a handful of tokens under $1 are shaping the next wave of DeFi adoption. Mutuum Finance (MUTM) has become one of them, a project gaining traction for its measurable progress, product-first approach, and strong community response. With over $17.7 million …

Author: CoinPedia

2025/10/23

VyFinance Introduces cstAPEX to Bridge Cardano and EVM DeFi Ecosystems

VyFinance Introduces cstAPEX to Bridge Cardano and EVM DeFi Ecosystems

VyFinance has announced the launch of cstAPEX, a staked version of the APEX token built on Cardano, offering up to 10% APY.

Author: Blockchainreporter

2025/10/23

Vankedisi: Where AI, Community, and Memetic Power Collide on Solana

Vankedisi: Where AI, Community, and Memetic Power Collide on Solana

Vankedisi: Where AI, Community, and Memetic Power Collide on Solana In the fast-paced world of cryptocurrency, a new project on the Solana blockchain is capturing attention by blending memetic culture with powerful AI tools. It’s called Vankedisi ($VANKEDISI), and it’s building more than just a token — it’s fostering a community-driven entertainment ecosystem. Forget the standard memecoin model. Vankedisi introduces a unique concept centered on creativity, engagement, and gamified “shilling.” At its core, this project provides users with an AI-powered platform to create, name, and style their own unique digital characters. What is the Vankedisi Project? Vankedisi is a community-centric project that operates on the high-speed, low-cost Solana network. The name itself, derived from the Turkish for “Van Cat,” evokes a sense of uniqueness and character, which is central to the project’s mission. The primary goal is to add tangible value to the entertainment industry by creating a strong, interactive ecosystem. It moves beyond passive holding and speculation, empowering its community to become active participants in the project’s growth. The motto, “Buralar hep dutluk yeğenim,” (a Turkish phrase loosely implying “this place was once worthless, but look at it now”) perfectly captures the project’s ambitious, transformative spirit. The Core Feature: AI-Powered Character Creation The main draw of the Vankedisi ecosystem is its proprietary AI-powered application. This tool allows any user to: Generate Unlimited Characters: Create a limitless supply of distinctive digital characters. Customize and Style: Define each character’s look, name, style, and even their backstory. Develop Shilling Strategies: This is the project’s unique gamified angle. Users can design a “shilling strategy” for their character, essentially creating a personality and a purpose for promoting the project. These AI-generated characters become the digital mascots and avatars of the community, shared across social media to foster engagement, creativity, and a collective sense of identity. A Community-First, Gamified Approach Vankedisi is built on the idea that a project is only as strong as its community. To that end, it has integrated several reward mechanisms to incentivize participation: Telegram Bot Tasks: Users can interact with a dedicated Telegram bot to complete simple tasks. Social Engagement: Actively participating in shilling on social media platforms like X (formerly Twitter) is rewarded. Gamified Missions: Beyond standard tasks, the project offers special missions and “surprises” that allow users to earn additional rewards and unlock exclusive benefits. This gamified approach transforms community members from simple investors into active stakeholders, strengthening community bonds and driving organic growth. It’s a fusion of humor, entertainment, and powerful community interaction. Why Solana? The choice of the Solana blockchain is a strategic one. Its high transaction throughput and near-zero gas fees are essential for an ecosystem that encourages frequent, small interactions, such as creating characters, completing tasks, and distributing rewards. This ensures the platform remains accessible and scalable for a global user base. The $VANKEDISI Token The $VANKEDISI token is the native utility and governance token of the ecosystem. It serves as the primary medium for rewards, accessing special features within the AI platform, and participating in the project’s future development. Final Thoughts: More Than Just a Memecoin Vankedisi is carving out a unique niche for itself. By successfully integrating AI technology with the raw, energetic power of a memecoin community, it offers a distinct blend of entertainment, utility, and gamification. By giving its community the tools to create and the incentives to participate, Vankedisi is not just building a token; it’s building a dynamic, AI-powered entertainment world. For those looking to dive deeper into a project that values creativity, community, and cutting-edge technology, Vankedisi is one to watch. Join the Vankedisi Community & Resources Get involved and stay updated with all project developments through the official links below. Official Website: https://vankedisi.ai/ LinkTree (All Links): https://linktr.ee/vankedisicoin Whitepaper: https://vankedisi.ai/white-paper Official X (Twitter): https://x.com/vankedisicoin Official Telegram Group: https://t.me/vankedisi Contract Address (CA) — Solana: 66bHtzcXqmLgkn668EG4ETzHL3RLz5ybdckqvrPppump DEX Screener (Raydium): https://dexscreener.com/solana/66bHtzcXqmLgkn668EG4ETzHL3RLz5ybdckqvrPppump (Disclaimer: This article is for informational purposes only and does not constitute financial or investment advice. As with all cryptocurrency projects, please conduct your own research (DYOR) before making any investment decisions.) Vankedisi: Where AI, Community, and Memetic Power Collide on Solana was originally published in Coinmonks on Medium, where people are continuing the conversation by highlighting and responding to this story

Author: Medium

2025/10/23

Maestro’s Enterprise-grade Infrastructure Enables Midl to Bring EVM-level dApps to Bitcoin

Maestro’s Enterprise-grade Infrastructure Enables Midl to Bring EVM-level dApps to Bitcoin

[PRESS RELEASE – Austin, Texas, October 23rd, 2025] Maestro, the leading enterprise-grade infrastructure powering Bitcoin-native capital markets, is delighted to support Midl, a next-generation execution environment for Bitcoin. Midl joins a growing list of supported chains, extending the same low-latency RPC, indexing, and data-streaming capabilities through Maestro’s developer platform. Midl brings an EVM-compatible development environment […]

Author: CryptoPotato

2025/10/23

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