Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15158 Articles

Created: 2026/02/02 18:52

Updated: 2026/02/02 18:52

DeFi Falters as AAVE and WLD Lose Steam, BlockDAG’s $430M Presale Sparks Rush Before $1 Price Revaluation

Crypto’s spotlight is shifting fast. AAVE and Worldcoin (WLD) are showing just how fragile momentum can be, while BlockDAG (BDAG) is proving that real participation still drives the biggest payoffs. The difference? AAVE and WLD are reacting to markets, BlockDAG is building its own. With $430 million raised, 27 billion+ coins sold, and Batch 31 […] The post DeFi Falters as AAVE and WLD Lose Steam, BlockDAG’s $430M Presale Sparks Rush Before $1 Price Revaluation appeared first on Live Bitcoin News.

Author: LiveBitcoinNews

2025/10/22

Arkade Launches as Bitcoin’s First Major Layer 2 Since Lightning Network

The post Arkade Launches as Bitcoin’s First Major Layer 2 Since Lightning Network appeared on BitcoinEthereumNews.com. Oct 21, 2025 at 21:51 // News Coinidol.com: Ark Labs officially launched the public beta of Arkade, a new Layer 2 scaling solution for Bitcoin. This launch is highly notable as it represents the first major, independently developed scaling layer for Bitcoin since the Lightning Network’s debut nearly a decade ago, marking a pivotal moment in the evolution of Bitcoin as a programmable asset. Unlocking Bitcoin’s programmable potential Historically, Bitcoin’s robust security and decentralized nature have come at the cost of limited programmability, pushing advanced financial applications like decentralized finance (DeFi) and tokenization onto competing smart contract platforms like Ethereum and Solana. Arkade aims to solve this by virtualizing Bitcoin’s transaction layer to enable the creation of sophisticated decentralized applications (dApps) directly on Bitcoin’s security-first foundation. The core innovation lies in Virtual Transaction Outputs (VTXOs), which allow for near-instant off-chain transaction execution while maintaining a secure, one-to-one exit path back to the Bitcoin main chain. This approach allows developers to build complex applications such as Bitcoin-backed lending protocols, trading platforms, and smart wallets without relying on wrapped tokens or custodial compromises. Furthermore, the technology leverages batch settlement to compress thousands of off-chain operations into a single Bitcoin mainnet transaction, dramatically reducing costs and increasing efficiency. Introducing Arkade Assets for stablecoins and tokens Accompanying the mainnet launch, Ark Labs unveiled Arkade Assets, a native asset framework designed to support multiple token types, most notably stablecoins. With over $200 billion in stablecoin value primarily residing on other chains, bringing a framework like this directly to the Bitcoin execution layer is seen as a crucial step for Bitcoin to capture a larger share of the digital finance market. The company has already announced plans for Tether (USDT) support, which would be a massive driver for decentralized trading and…

Author: BitcoinEthereumNews

2025/10/22

BlockDAG’s $430M Success Story Blends Bitcoin-Level Protection with Cutting-Edge Transaction Speed

The post BlockDAG’s $430M Success Story Blends Bitcoin-Level Protection with Cutting-Edge Transaction Speed appeared on BitcoinEthereumNews.com. Crypto News Explore how BlockDAG’s $430M presale success comes from merging Bitcoin-grade security with next-gen transaction speed in one hybrid system. Progress in technology often comes from blending proven ideas into something stronger. BlockDAG has achieved this by combining two of crypto’s most powerful systems to address a major industry challenge: maintaining both speed and security. Its design delivers the trusted protection of Bitcoin while enabling the high-speed performance of next-generation blockchains. This thoughtful balance has gained strong attention, leading to a presale that has now crossed $430 million. BlockDAG (BDAG) aims to build a system ready for real-world use, ensuring performance and safety go hand in hand. With the presale reaching Batch 31, it presents a late opportunity for those following its steady progress. Inside the Dual Power Behind BlockDAG’s Design At the heart of BlockDAG’s framework is a unique hybrid architecture that merges two leading technologies into one seamless structure. Unlike earlier blockchains that had to trade one feature for another, this design maintains both strength and speed. The result is a system that functions like a secure fortress while moving like a digital expressway. The foundation operates on two essential pillars: Bitcoin-Level Security: Built on the Proof-of-Work (PoW) mechanism that has safeguarded Bitcoin for more than a decade. Superhighway Speed: Using a Directed Acyclic Graph (DAG) structure, it processes multiple transactions at once, creating faster throughput. Together, these form BlockDAG’s hybrid system, giving it the ability to combine institutional-grade safety with efficient, scalable performance suited for global users and modern applications. Why BlockDAG’s Hybrid Model Redefines Blockchain Reach One of blockchain’s longest-standing problems has been achieving speed, decentralization, and security all at the same time. BlockDAG’s hybrid approach successfully tackles this issue, making it a system that can serve everyone from enterprises to individuals. This balance gives…

Author: BitcoinEthereumNews

2025/10/22

Bitcoin Whales May Be Shifting Holdings to BlackRock’s IBIT ETF

The post Bitcoin Whales May Be Shifting Holdings to BlackRock’s IBIT ETF appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Bitcoin whales are increasingly transferring billions in holdings to spot Bitcoin ETFs like BlackRock’s IBIT, seeking regulated access and integration with traditional finance. This institutional shift, facilitated by recent SEC approvals for in-kind redemptions, highlights evolving investor preferences for convenience over self-custody. BlackRock’s IBIT ETF has seen over $3 billion in Bitcoin conversions from major holders. This trend reflects a broader move toward regulated crypto products for easier portfolio management. On-chain data shows a decline in self-custody, with ETF assets now exceeding $88 billion, per reports from analytics firms like Glassnode. Discover how Bitcoin whales are shifting to ETFs amid regulatory changes. Explore the impact on crypto markets and institutional adoption for smarter investing strategies today. What is Driving Bitcoin Whales to Move Holdings into ETFs? Bitcoin whales, the large holders of the cryptocurrency, are increasingly converting their direct Bitcoin holdings into exchange-traded funds (ETFs) to gain regulated and convenient exposure within traditional financial systems. This shift is driven by the desire for seamless integration with existing wealth management frameworks, as highlighted by asset managers like BlackRock. Recent U.S.…

Author: BitcoinEthereumNews

2025/10/22

Western Alliance Bancorporation (WAL) Stock: Climbs on Strong Q3 Results and $6.1 Billion Deposit Surge

TLDR EPS surges 26.7% YoY to $2.28 on robust loan and deposit growth. Net income hits $260.5M, marking a 30% rise from last year’s quarter. Deposits jump 8.6% to $77.2B, boosting liquidity and balance strength. Efficiency ratio improves to 47.8% as margins hold steady at 3.53%. CET1 ratio at 11.3% signals strong capital and stable [...] The post Western Alliance Bancorporation (WAL) Stock: Climbs on Strong Q3 Results and $6.1 Billion Deposit Surge appeared first on CoinCentral.

Author: Coincentral

2025/10/22

Ethereum Developer’s Critique Highlights Potential Centralization Risks in Foundation Governance

The post Ethereum Developer’s Critique Highlights Potential Centralization Risks in Foundation Governance appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Péter Szilágyi, former lead developer of Geth, released a May 2024 letter criticizing the Ethereum Foundation’s governance for excessive centralization and unfair compensation practices, highlighting risks to Ethereum’s decentralized ethos and sparking community debates on transparency. Péter Szilágyi’s letter exposes Ethereum Foundation centralization issues, focusing on Vitalik Buterin’s outsized influence. The document critiques closed-door decision-making that stifles dissent and innovation within the Ethereum ecosystem. It addresses developer compensation disparities, with data showing ecosystem value surges outpacing rewards for core contributors. Ethereum Foundation governance faces scrutiny after Péter Szilágyi’s critical letter reveals centralization risks. Discover key issues, community reactions, and implications for crypto decentralization. Stay informed on blockchain leadership—read more now. What is the Péter Szilágyi Letter About Regarding Ethereum Foundation Governance? The Péter Szilágyi letter is a May 2024 document written by Péter Szilágyi, the former lead developer of Geth (Go Ethereum), addressing deep-seated concerns about the Ethereum Foundation’s governance structure and operational practices. In it, Szilágyi details his experiences of feeling marginalized despite his leadership role, pointing to a centralized decision-making process heavily influenced by co-founder Vitalik Buterin.…

Author: BitcoinEthereumNews

2025/10/22

Maple Finance stablecoins debut on Aave’s onchain lending markets

                                                                               The partnership links Aave’s liquidity with Maple Finance’s institutional credit pools, introducing yield-bearing stablecoins to Aave's lending markets.                     Lending protocol Aave has partnered with onchain credit platform Maple Finance to connect institutional capital with decentralized liquidity. Announced on Tuesday, the integration will introduce Maple’s yield-bearing stablecoins — syrupUSDC and syrupUSDT — to Aave. SyrupUSDC will be listed in Aave’s core market, while syrupUSDT will be available in its Plasma instance.The tokens are backed by assets from Maple’s onchain credit pools, which manage billions of dollars in institutional capital from allocators and borrowers. According to Maple, the move is intended to “stabilize borrow demand and improve capital efficiency” across Aave’s markets.Read more

Author: Coinstats

2025/10/22