Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15158 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Flare Network TVL Surges 38% as XRPFi Ecosystem Expands with FXRP Growth

Flare Network TVL Surges 38% as XRPFi Ecosystem Expands with FXRP Growth

The post Flare Network TVL Surges 38% as XRPFi Ecosystem Expands with FXRP Growth appeared on BitcoinEthereumNews.com. This milestone marks the beginning of XRPFi, a developing on-chain economy that uses Flare’s decentralized infrastructure. Over the weekend, a further 15 million XRP were bridged to Flare, increasing the network’s total XRP value to $86.2 million as of this writing. Following the launch of FAssets and the introduction of FXRP, a trustless representation of XRP on Flare, the Flare Network is growing rapidly. The network’s total value locked (TVL) has increased 37.9% since its introduction on September 24 due to a spike in FXRP activity. Over the weekend, a further 15 million XRP were bridged to Flare, increasing the network’s total XRP value to $86.2 million as of this writing. This essentially makes Flare the biggest EVM DeFi ecosystem for XRP. This milestone marks the beginning of XRPFi, a developing on-chain economy that uses Flare’s decentralized infrastructure to allow XRP holders to trade, lend, and earn interest. Flare is opening up hitherto untapped liquidity and establishing itself as the core hub for XRP-based DeFi activity by allowing XRP to take part in DeFi via FXRP. “This is a turning point for the XRP ecosystem,” said Hugo Philion, Co-founder of Flare. “For the first time, XRP holders can participate in non-custodial DeFi using their existing assets — earning yield, providing liquidity, and engaging in a growing ecosystem powered by Flare’s native technology.” Expanding Accessibility: Xaman Integration The barrier to entry for XRP holders was significantly reduced last week when Flare revealed that customers may now mint FXRP directly using their Xaman wallet. Through the integration, users may confirm transactions using an EVM-compatible wallet like Ledger or Bifrost while supplying XRP through Xaman. This integration is just the beginning. To make the XRPFi experience on Flare even more seamless and secure, Xaman and Flare are developing a chain-abstracted solution. Insights from the Latest Messari…

Author: BitcoinEthereumNews
Flare becomes top DeFi platform for XRP after FXRP launch

Flare becomes top DeFi platform for XRP after FXRP launch

Flare has become the top EVM DeFi ecosystem for XRP after the launch of the wrapped FXRP token. XRP is increasingly expanding into the world of DeFi. On October 21, Flare Network announced rapid growth in the total value locked…

Author: Crypto.news
Bitcoin Treasury Companies, Whither Thence

Bitcoin Treasury Companies, Whither Thence

The post Bitcoin Treasury Companies, Whither Thence appeared on BitcoinEthereumNews.com. Over 160 publicly listed companies have now adopted bitcoin as a core treasury strategy, collectively holding nearly a million BTC, about 4% of circulating supply. What began as a bold experiment by one firm has morphed into a global playbook: raise capital, buy bitcoin, and deliver partial equity exposure to bitcoin through a listed vehicle. These stocks are trading not on earnings or cash flow, but on their ability to deliver bitcoin per share, and most companies have achieved market capitalizations above Net Asset Value, or as it is now known (“mNAV”) multiples above one. The question now is not whether the BTC treasury model can be implemented, but what comes next in terms of risks and opportunities? The first era — from narrative to replication The opening chapter of Bitcoin treasury companies was defined by narrative and replication. Michael Saylor’s Strategy (née MicroStrategy) showed that raising equity at a premium to NAV, converting it into BTC, and never selling could transform a software business into a $100 billion proxy for Bitcoin. From Tokyo’s Metaplanet, the US healthcare company Semler Scientific to London’s Smarter Web Company, the template spread. But premium multiples may not sustain themselves on storytelling and BTC holdings alone. For this model to survive its adolescence, companies may need to justify NAV multiples above one in more durable ways. The next levers for bitcoin treasury firms Lever One: Yield as an Edge Just as REITs matured from landlords into yield machines, bitcoin treasury firms will have to show they can generate incremental Bitcoin per share rather than just sit on their stack. This may come through BTC-backed lending, Lightning infrastructure, or novel financial products that may monetize balance sheet holdings. For example, locking up BTC into payments channels in Lightning, allows the BTC holder to collect fees…

Author: BitcoinEthereumNews
Largest crypto lending protocol Aave to integrate Maple’s yield-bearing assets

Largest crypto lending protocol Aave to integrate Maple’s yield-bearing assets

The partnership with Maple marks a broader convergence between decentralized finance and institutional credit, positioning Aave as a bridge for traditional capital seeking onchain yield.

Author: Coinstats
PayDax Drives Massive Inflows to its Token Presale with Unique Lending and Staking Features

PayDax Drives Massive Inflows to its Token Presale with Unique Lending and Staking Features

Paydax Protocol (PDP) stands out as the first platform to unite 100+ cryptocurrencies with gold, art, and RWAs. Here’s why top analysts call PDP the best token presale, and why it is tipped for 3166% growth in 2026. Introducing PayDax’s Democratic Lending Ecosystem Through its P2P lending ecosystem, PayDax Protocol (PDP) offers competitive yield opportunities far […]

Author: Coinstats
Aave and Maple Finance Join Forces to Bring Billions in Institutional Assets to DeFi

Aave and Maple Finance Join Forces to Bring Billions in Institutional Assets to DeFi

Key Takeaways: Aave partners with Maple Finance to integrate institutional-grade assets into its $40B DeFi lending markets. New collateral types, starting with syrupUSDT and syrupUSDC, aim to stabilize borrowing demand The post Aave and Maple Finance Join Forces to Bring Billions in Institutional Assets to DeFi appeared first on CryptoNinjas.

Author: Crypto Ninjas
Brian Armstrong Burns $25M NFT to Bring Back Cobie’s UpOnly Show

Brian Armstrong Burns $25M NFT to Bring Back Cobie’s UpOnly Show

TLDR Brian Armstrong revives UpOnly by burning a $25M NFT on-chain. Coinbase sparks a $25M NFT-fueled comeback for the UpOnly podcast. $25M NFT burn forces UpOnly’s long-awaited crypto podcast return. Coinbase reignites UpOnly, blending memes, media, and blockchain. UpOnly returns: $25M NFT burn turns satire into crypto history. Coinbase CEO Brian Armstrong has purchased and [...] The post Brian Armstrong Burns $25M NFT to Bring Back Cobie’s UpOnly Show appeared first on CoinCentral.

Author: Coincentral
Experts Call This $0.035 Crypto a Must-Have in 2025, Similar to Solana (SOL) in 2021

Experts Call This $0.035 Crypto a Must-Have in 2025, Similar to Solana (SOL) in 2021

Investors are looking for the best crypto to invest in 2025 aiming to recreate Solana’s 2021 growth. Mutuum Finance (MUTM) has emerged as a top choice. The DeFi token is currently in presale stage 6 at a cheap $0.035.  More than 70% of the phase is already sold out and more than $17.7 million has […]

Author: Cryptopolitan
What Is Base? The Ethereum Layer-2 Network Launched by Coinbase

What Is Base? The Ethereum Layer-2 Network Launched by Coinbase

Discover Base, Coinbase’s Ethereum Layer-2 network. Learn how it works, its benefits, use cases, and why it matters for scaling Ethereum in 2025.

Author: Cryptopolitan
GM beats Wall Street expectations, boosts 2025 guidance amid EV slowdown

GM beats Wall Street expectations, boosts 2025 guidance amid EV slowdown

General Motors lit up the market on Tuesday, blowing past Wall Street’s expectations for the third quarter and jacking up its full-year forecast for 2025. Traders didn’t blink — they bought. The stock jumped more than 15%, ripping toward its best day since 2020. It had closed at $58 on Monday. By noon Tuesday, the […]

Author: Cryptopolitan