Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15050 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Stablecoins to take on lending, Huma Finance leads

Stablecoins to take on lending, Huma Finance leads

The post Stablecoins to take on lending, Huma Finance leads appeared on BitcoinEthereumNews.com. A new report by Visa explains that stablecoins are no longer just for payments and are taking a growing share of the credit markets. Summary Stablecoins are playing a growing role in the $40 trillion global credit market, says Visa DeFi platforms have issued $670 billion worth of stablecoin loans since 2020 Currently, there’s $14.8 billion in outstanding loans, with 427,000 loans issued in August alone Visa report highlighted Huma finance as one of the standout performers Stablecoins are no longer just for cross-border payments or crypto trading. On Thursday, October 16, credit card giant Visa published a report detailing the growing role of stablecoins in the on-chain credit market. The report outlines their expanding role in the $40 trillion global credit market. According to the report, on-chain lending with stablecoins has risen to more than $670 billion in total loans since 2020. That amounts to $51.7 billion in monthly activity, with more than 81,000 active borrowers. Moreover, the stablecoin loan market continues to grow, with DeFi platforms issuing 427,000 loans in August alone. Additionally, total outstanding loans amount to $14.8 billion, with $17.5 billion in total liquidity. Visa report highlights Huma Finance growth One of the players that Visa highlighted in its report is Huma Finance, an on-chain lending protocol. It enables short-term, receivables-backed lending using stablecoins, primarily for cross-border payments and working capital. These short-term loans, with an average duration of 1 to 5 days, are playing an increasing role in cross-border payments. Notably, Huma Finance reached $500 million in transaction volume, which includes loan originations and repayments. The network also has $98 million in actively deployed loans. Stablecoin use cases are growing in general. After the GENIUS Act created a stable regulatory framework for stablecoins, more companies are joining the industry, which is projected to reach $1…

Author: BitcoinEthereumNews
Eric Trump Estimates Family May Have Gained Over $1 Billion From Crypto, Including Bitcoin-Linked Ventures

Eric Trump Estimates Family May Have Gained Over $1 Billion From Crypto, Including Bitcoin-Linked Ventures

The post Eric Trump Estimates Family May Have Gained Over $1 Billion From Crypto, Including Bitcoin-Linked Ventures appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → The Trump family crypto profits have topped $1 billion pre-tax, according to a Financial Times analysis; Eric Trump said the true figure is “probably more.” These gains come from World Liberty Financial token sales, NFT and meme-coin launches, and a Bitcoin mining treasury venture. Trump family crypto profits exceed $1 billion pre-tax (Financial Times) Major revenue sources: WLFI token sales, NFT trading cards, meme coins, and American Bitcoin mining. Data point: WLFI token sales estimated at more than $550 million; Forbes estimates Donald Trump’s net worth at $7.1 billion. Trump family crypto profits exceed $1 billion pre-tax — detailed COINOTAG report on WLFI token sales, NFTs, meme coins, and mining. Read for verified figures and context. What are the Trump family crypto profits? Trump family crypto profits refer to the combined pre-tax gains from the Trump family’s crypto-related ventures. A Financial Times analysis estimated these profits at over $1 billion, a figure Eric Trump acknowledged and said could be “probably more.” Core revenue sources include World Liberty Financial token sales, NFTs, meme coins, and a Bitcoin mining and treasury…

Author: BitcoinEthereumNews
Cardone Capital acquires 200 Bitcoin valued at $21.6M

Cardone Capital acquires 200 Bitcoin valued at $21.6M

The post Cardone Capital acquires 200 Bitcoin valued at $21.6M appeared on BitcoinEthereumNews.com. Key Takeaways Cardone Capital, a US-based real estate firm, has purchased 200 Bitcoin valued at $21.6 million as part of its treasury management strategy. The firm’s approach blends real estate income and crypto acquisition, buying Bitcoin during market dips to diversify assets. Cardone Capital, a US-based real estate investment firm, acquired 200 Bitcoin valued at $21.6 million today as part of its treasury strategy blending property and crypto assets. The acquisition reflects the firm’s hybrid fund approach that uses real estate cash flows to purchase Bitcoin during market dips. This strategy marks Cardone Capital’s continued integration of crypto into traditional investment portfolios. The purchase aligns with an emerging trend among real estate firms adopting Bitcoin as a core treasury component. Cardone Capital has indicated plans to further incorporate the digital asset into its long-term investment strategies. Bitcoin currently trades at around $108,000 per coin based on the transaction value. Source: https://cryptobriefing.com/cardone-capital-bitcoin-acquisition-2024/

Author: BitcoinEthereumNews
Privacy 2.0 unlocks medical data

Privacy 2.0 unlocks medical data

The post Privacy 2.0 unlocks medical data appeared on BitcoinEthereumNews.com. Healthcare and privacy researchers are testing systems that use encrypted computing and blockchain to process patient records without exposing raw data. How do zero knowledge proofs protect private healthcare data? What guarantees matter for medical records? Zero knowledge proofs enable a party to demonstrate a claim without revealing the underlying data. In healthcare this can mean confirming eligibility, consent or a computed score while keeping full records private. In this context, ZK approaches narrow the attack surface and sit well with data minimisation principles. That said, proving complex analytics at scale remains computationally intensive and typically demands careful protocol tuning. Note: Pilot deployments should therefore prioritise narrow verification tasks to validate both performance and governance before broadening scope. In brief: ZK proofs offer strong privacy guarantees for verification tasks, but practical deployment needs performance trade-offs and standards alignment. Can secure multiparty computation and encrypted shared state enable collaborative analytics? How do institutions compute jointly without centralising data? Secure multiparty computation (MPC) lets multiple parties compute a function over their inputs while keeping those inputs secret. Paired with an encrypted shared state, MPC supports joint models and statistics without exchanging raw records. See our MPC research. In this context, encrypted shared state reduces centralisation and helps preserve each institution’s control, yet it introduces added latency and operational complexity that teams must manage. Start with auditable, narrow functions—aggregate counts or risk scores—before moving to full model training. Hypothetical: three hospitals use MPC to compute a diabetes risk distribution; each site keeps raw patient records local, the protocol returns only an encrypted, aggregated risk histogram and a set of verifiable population-level metrics. Tip: Start pilots with narrow, auditable functions—such as aggregate counts or risk scores—before expanding to full model training. Small, verifiable steps lower operational risk for hospitals and regulators. In brief: MPC…

Author: BitcoinEthereumNews
Dogecoin Adoption: Food Chain With Over 4,000 Locations Announces DOGE Payments

Dogecoin Adoption: Food Chain With Over 4,000 Locations Announces DOGE Payments

Dogecoin (DOGE) continues to expand its digital footprint in real-world transactions as the cryptocurrency prepares to enter the mainstream sectors of dining and hospitality. In a groundbreaking move, House of Doge, the corporate arm of the Dogecoin Foundation, has partnered with a leading hospitality payments platform to enable DOGE payments across thousands of restaurants. This […]

Author: Bitcoinist
Visa Says It Wants to Build the Rails for Lending in ‘Onchain Finance,’ Its New Name for DeFi

Visa Says It Wants to Build the Rails for Lending in ‘Onchain Finance,’ Its New Name for DeFi

The post Visa Says It Wants to Build the Rails for Lending in ‘Onchain Finance,’ Its New Name for DeFi appeared on BitcoinEthereumNews.com. Visa built the world’s largest payment network that pushes nearly $16 trillion in payments through its virtual pipes. Now it wants to do the same for lending in the world of decentralized finance (DeFi). The report, titled Stablecoins Beyond Payments: The Onchain Lending Opportunity, reframes decentralized finance as “onchain finance” – a deliberate rebrand aimed at making decentralized credit sound compatible with institutions in the era of the GENIUS Act – and outlines how banks and private credit funds could plug into it. Visa envisions institutions acting as liquidity providers to programmable lending protocols, while it supplies the data, compliance, and infrastructure that make participation viable. The payment network believes that its familiar name and trusted rails would entice institutions – with their trillions in capital – to come onboard. Visa’s whitepaper marks a clear shift in tone from crypto experimentation to institutional infrastructure. The company says the emerging “onchain finance” market has already issued more than $670 billion in stablecoin loans since 2020, with lending activity reaching new highs in mid-2025. The state of the onchain credit market (Allium) That scale, Visa argues, shows stablecoins have evolved beyond trading tools to become the backbone of automated credit markets that run continuously and settle instantly. To illustrate the model, the report highlights three examples where stablecoin-based credit is already functioning at scale. Morpho, a liquidity “meta-layer,” connects institutional wallets and exchanges like Coinbase, Ledger, and Bitpanda, allowing borrowers to post tokenized bitcoin as collateral for USDC loans. Credit Coop, which Visa directly partners with, uses smart contracts to split and redirect merchant receivables. And lastly, Huma Finance which supports cross-border working-capital loans, automating supplier payments and recycling liquidity to generate double-digit annual yields. As the report outlines, Visa’s strategy looks a lot like it does for TradFi. It doesn’t plan…

Author: BitcoinEthereumNews
Vivakor, Inc. (VIVK) Stock Surges as $5 Million Direct Offering Draws Institutional Investor Interest

Vivakor, Inc. (VIVK) Stock Surges as $5 Million Direct Offering Draws Institutional Investor Interest

TLDR Vivakor surges 7% on $5M direct offering to drive energy expansion. $5M raise powers Vivakor’s growth across key U.S. oil regions. Vivakor boosts liquidity with $5M offering amid investor buzz. Energy player Vivakor gains after $5M capital infusion move. $5M funding deal strengthens Vivakor’s U.S. oil logistics reach. Vivakor, Inc. saw its stock jump [...] The post Vivakor, Inc. (VIVK) Stock Surges as $5 Million Direct Offering Draws Institutional Investor Interest appeared first on CoinCentral.

Author: Coincentral
HSBC confirms no exposure to the collapse of First Brands Group

HSBC confirms no exposure to the collapse of First Brands Group

HSBC has escaped the financial wreckage caused by the collapse of First Brands Group, a bankrupt auto-parts maker that’s left several Wall Street banks counting heavy losses, according to Bloomberg. On Thursday, HSBC confirmed that it had no exposure at all to First Brands’ failed financing deals, a rare case of staying clean while others […]

Author: Cryptopolitan
BNY Mellon (BK) stock: Q3 Results Surpass Estimates with Solid 9.3% Revenue Jump

BNY Mellon (BK) stock: Q3 Results Surpass Estimates with Solid 9.3% Revenue Jump

TLDR BNY Mellon Q3 profit jumps on strong core growth and solid cost control. $5.08B revenue lifts BNY Mellon’s Q3, highlighting operational strength. BK posts steady margins and capital growth, boosting financial stability. Securities and wealth units fuel double-digit Q3 gains for BNY Mellon. Strong balance sheet and digital focus power BNY Mellon’s steady ascent. [...] The post BNY Mellon (BK) stock: Q3 Results Surpass Estimates with Solid 9.3% Revenue Jump appeared first on CoinCentral.

Author: Coincentral
Ripple CEO Brad Garlinghouse Calls Banks ‘Hypocritical’ For Blocking Crypto Access

Ripple CEO Brad Garlinghouse Calls Banks ‘Hypocritical’ For Blocking Crypto Access

The Dogecoin price slid 5% in the last 24 hours to trade at $0.1964 as of 3:50 a.m. EST on a 21% plunge in trading [...]

Author: Insidebitcoins