Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14822 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Russia Wants Answers: Central Bank To Track Every Crypto Ruble

Russia Wants Answers: Central Bank To Track Every Crypto Ruble

According to reports, the Bank of Russia is planning a large-scale audit of the nation’s cryptocurrency holdings and activity in early 2026. Related Reading: A New Era Of Fair Finance? GENIUS Act, Stablecoins Could End Bank Exploitation, Expert Says The review is described as a broad check that would gather data from banks, crypto firms, […]

Author: Bitcoinist
Crypto’s Meteoric Rise Could Make Or Break Africa

Crypto’s Meteoric Rise Could Make Or Break Africa

The post Crypto’s Meteoric Rise Could Make Or Break Africa appeared on BitcoinEthereumNews.com. Opinion by: Ure Utah, technical advisor to Nigeria’s minister of innovation With the value of digital currencies surging close to $4 trillion, the world is rushing to cash in. While Elon Musk’s Dogecoin (DOGE) and the US president’s Official Trump (TRUMP) coin grab headlines, Africa sits at the frontline of this worldwide financial upheaval. This is a crucial point. Unless African leaders act to regulate or harness crypto, what happens next will determine whether the continent’s 1.55 billion inhabitants build greater sovereignty over their future or usher in a new era of financial instability. The opportunities are vast. Leveraging crypto would unlock new pools of capital, reroute remittance flows and potentially reshape the entire sovereign debt market. African governments owe the International Monetary Fund (IMF) $42.2 billion — a third of the organization’s outstanding credit. Egypt alone owes a staggering $7.42 billion. These debts strain national budgets and hinder growth projects.  The high-risk gamble The risks are, however, stratospheric. Widespread adoption of stablecoins could drain deposits from local bank branches, destabilizing the monetary control of central banks. Africa’s most fragile currencies — like those of Sierra Leone, Uganda and Guinea — could buckle under this kind of volatility. Cryptocurrency claims to democratize. As with every disruptive technology absorbed into global capitalism, however, it promises inclusion while reinforcing exclusion. We already see it making the rich richer. The African risk rating In Africa, the stakes are high. The population is young, and some African economies — like oil-rich Niger and Senegal — are among the fastest growing. Still, weak regulation and relatively low levels of financial literacy mean that communities least able to absorb losses are also the most exposed. If remittance flows — worth more than $95 billion annually to Africa — migrate onto blockchain rails, traditional banks and regulators…

Author: BitcoinEthereumNews
Figure Technologies' stock price could rise more than 30%, Bernstein analyst predicts

Figure Technologies' stock price could rise more than 30%, Bernstein analyst predicts

PANews reported on October 7 that Bernstein analysts predicted that the stock price of blockchain lending company Figure Technologies will rise by more than 30%. The company landed on the public market in September with an initial public offering (IPO) stock code of FIGR and an issue price of US$25 per share. The stock is up about 6.5% today and is currently trading at $42.71. Bernstein has set a price target of $54 for the stock.

Author: PANews
DOGE Holds Firm, PEPE Pulls Back, But AlphaPepe’s Presale Momentum Crowns It Among the Top New Crypto Coins to Invest in 2025

DOGE Holds Firm, PEPE Pulls Back, But AlphaPepe’s Presale Momentum Crowns It Among the Top New Crypto Coins to Invest in 2025

While older names consolidate, AlphaPepe’s presale momentum and rapid community growth have positioned it among the top new crypto coins […] The post DOGE Holds Firm, PEPE Pulls Back, But AlphaPepe’s Presale Momentum Crowns It Among the Top New Crypto Coins to Invest in 2025 appeared first on Coindoo.

Author: Coindoo
Flare’s TVL Jumps 28% After FAssets Launch as XRP Flows In

Flare’s TVL Jumps 28% After FAssets Launch as XRP Flows In

Flare’s TVL rose about 28% after September’s FAssets launch as users bridged XRP into FXRP, repeatedly hitting mint caps and injecting fresh liquidity.

Author: Blockchainreporter
Grayscale introduces staking to its U.S.-listed spot Ethereum and Solana investment products

Grayscale introduces staking to its U.S.-listed spot Ethereum and Solana investment products

The post Grayscale introduces staking to its U.S.-listed spot Ethereum and Solana investment products appeared on BitcoinEthereumNews.com. Grayscale Investments has introduced spot crypto exchange-traded funds in the U.S. with a staking feature. The launch will cover Ethereum Trust ETF (ETHE), Ethereum Mini Trust ETF (ETH), and Solana Trust (GSOL). Staking will allow investors to gain rewards while maintaining direct exposure to cryptocurrency tokens. The products collectively have over $8.25 billion in assets under management for the U.S. clients. ETHE and ETH funds have been upgraded to include staking functionality. GSOL is currently traded over the counter (OTC) and has activated staking pending regulatory approval to be listed as an ETF. Grayscale will stake via a network of custodians to maintain transparency According to Grayscale’s press release, the staking feature will allow investors to passively earn rewards from the underlying proof-of-stake blockchains while preserving liquidity and accessibility through standard brokerage accounts. Spot crypto ETFs staking enhances yield potential and supports the security of the Ethereum and Solana networks by delegating assets to institutional-grade validator providers. Grayscale said it would stake through a network of custodians to maintain the funds’ transparency and long-term network support. “Staking in our spot Ethereum and Solana funds is exactly the first mover innovation Grayscale was built to deliver. As the world’s #1 digital asset-focused ETF issuer by AUM, we believe our trusted and scaled platform uniquely positions us to turn new opportunities like staking into tangible value potential for investors.” -Peter Mintzberg, Chief Executive Officer of Grayscale The SEC approved the spot Bitcoin ETFs earlier this year, allowing Grayscale to expand into the U.S. digital asset market beyond Bitcoin by offering investors exposure to yield-generating proof-of-stake networks, including Ethereum and Solana. Grayscale’s Ethereum Trust ETF (ETHE) and Ethereum Mini Trust ETF (ETH) manage more than $8.1 billion in net assets, providing spot Ether exposure to retail and institutional investors.  The Grayscale Solana Trust…

Author: BitcoinEthereumNews
Leap Therapeutics (LPTX) Stock: Soars 58% After $58.9M PIPE Deal with Winklevoss Capital to Launch Crypto Treasury

Leap Therapeutics (LPTX) Stock: Soars 58% After $58.9M PIPE Deal with Winklevoss Capital to Launch Crypto Treasury

TLDR Leap surges 58% as Winklevoss leads $58.9M PIPE, merging biotech and crypto. Leap rockets 58% after $58.9M PIPE; Winklevoss backs biotech-crypto strategy. Winklevoss Capital fuels Leap’s 58% rally with $58.9M biotech-crypto PIPE. Leap rises 58% on $58.9M Winklevoss-led deal blending biotech and blockchain. $58.9M PIPE ignites Leap’s biotech-crypto pivot; Winklevoss takes the helm. Leap [...] The post Leap Therapeutics (LPTX) Stock: Soars 58% After $58.9M PIPE Deal with Winklevoss Capital to Launch Crypto Treasury appeared first on CoinCentral.

Author: Coincentral
Galaxy One Opens for Business

Galaxy One Opens for Business

The post Galaxy One Opens for Business appeared on BitcoinEthereumNews.com. Shares of Galaxy Digital rose 8% in premarket trading Monday as the company rolled out GalaxyOne, a mobile and web platform built to give retail investors access to a blend of cash, crypto, and equity investing tools, with yield at the core. The app gives users access to FDIC-insured high-yield cash accounts, crypto trading, and U.S. equities and exchange-traded funds (ETFs), the company announced in a press release. Galaxy says it’s offering 4% annual returns on regular cash deposits and up to 8% for accredited investors through its Galaxy Premium Yield product. Both rates are powered by the company’s institutional lending business, which manages a loan book of more than $1.1 billion. Beyond passive yield, GalaxyOne users can trade across digital assets like bitcoin BTC$125,237.45, ether ETH$4,693.75 and solana SOL$236.28, as well as stocks listed on major U.S. exchanges. Galaxy also offers automated reinvestment of earnings into crypto or cash, aiming to simplify compounding returns, the company said. The launch puts Galaxy in direct competition with Robinhood (HOOD) and Coinbase (COIN), two of the dominant players among digital-first retail traders in the U.S. Both have launched new services this year — including crypto staking, margin trading and retirement accounts — as they try to lock in more users and increase assets held on their platforms. HOOD and COIN are both trading about 2% higher in pre-market trading alongside a general rise in stock and crypto markets. Galaxy’s move is notable in part because of its institutional background. The company went public on Nasdaq in May and its stock is up 100% since the listing. Originally built on the infrastructure of Fierce, a fintech platform Galaxy acquired last year, GalaxyOne signals a broader push into consumer finance from a firm historically focused on institutional clients. Galaxy said more features are on…

Author: BitcoinEthereumNews
Galaxy Digital Unveils New Trading App With Shocking 8% APY – But There’s a Catch

Galaxy Digital Unveils New Trading App With Shocking 8% APY – But There’s a Catch

Galaxy Digital has launched GalaxyOne, unifying crypto, stock, and cash management. The platform has offered 4% APY on FDIC-insured cash and 8% on Galaxy Premium Yield Notes, backed by its lending desk, and has supported trading in BTC, ETH, SOL, and PAXG with commission-free U.S. equities.

Author: Coinstats
Ethereum applications at the On-chain Summit

Ethereum applications at the On-chain Summit

The post Ethereum applications at the On-chain Summit appeared on BitcoinEthereumNews.com. Ethereum applications dominated discussion today at the Global On-chain Asset Summit in Singapore, hosted by HashKey Group, where Vitalik Buterin and Dr. Xiao Feng outlined practical paths for scaling, identity and risk control on-chain. What was the main message from the summit about l1 l2 application differences? Speakers drew a clear line between Layer 1 and Layer 2 use cases. L1 remains the canonical base for settlement and shared security. L2s are framed as the layer for high throughput and lower fees. In this context, developers should design with cross-layer interoperability in mind. Applications that need finality and censorship resistance will favor L1. By contrast, high-frequency use cases — such as prediction markets and micropayments — gain from L2 throughput and reduced costs. How does this affect developers choosing where to deploy? Teams must weigh latency, fees and trust assumptions. Many prototype on L2, then shift critical settlement logic to L1 when guarantees matter. Tooling for bridging and observability is improving, which reduces migration friction. How did the speakers address ethereum prediction markets and their scaling? Panelists discussed the promise of ethereum prediction markets for price discovery and hedging. They underlined that such markets need fast finality and low fees to operate efficiently. As a result, builders plan to run market engines on L2 or rollups while anchoring outcomes on L1. This hybrid model preserves security and delivers the speed traders require. However, throughput targets and oracle designs remain under debate. Are there regulatory or market risks traders should watch? Yes. Speakers flagged regulatory scrutiny and liquidity fragmentation as material risks. Choosing venues with transparent on-chain settlement and reputable layers reduces counterparty exposure. What role will zk identity proofs play in on-chain user models? Experts positioned zk identity proofs as a core tool for privacy-preserving KYC, Sybil resistance and reputation…

Author: BitcoinEthereumNews