Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14516 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Top 3 Cryptos Under $1 That Could Hit $10 By 2028

Top 3 Cryptos Under $1 That Could Hit $10 By 2028

The post Top 3 Cryptos Under $1 That Could Hit $10 By 2028 appeared on BitcoinEthereumNews.com. Investors are increasingly looking for tokens with long-term value in 2025. While Cardano (ADA) keeps showing strong performance in the market, and Dogecoin (DOGE) keeps holding onto community-led speculation, a new token, Mutuum Finance (MUTM), is building something much larger.  Unlike speculative memecoins, Mutuum Finance is building real utility in the shape of its decentralized lending and borrowing protocol as it positions itself to be a fundamentals-driven project that will go way, way beyond the $1 threshold. As the market anticipates the next cycle, the following three coins, Cardano (ADA), Dogecoin (DOGE), and Mutuum Finance (MUTM), are gaining traction for their potential surge to $10 by 2028 but MUTM’s unique value proposition shines extremely brightly. Cardano Holds Firm Amid Market Turbulence Cardano (ADA) is trading at $0.86 currently, level with the rest of the market as investors weigh in upcoming network upgrades against shifting macroeconomic trends. Cardano (ADA) retains its place as one of the flagship layer-1 projects focused on scalability and sustainability, but market participants are increasingly turning towards newer protocols with stronger growth drivers, and Mutuum Finance stands as a better choice in the DeFi market as it evolves. Dogecoin Halts After Rally as Market Considers Next Step Dogecoin (DOGE) is at $0.27, still considerably above its recent level of support after a very active rally. There is resistance at $0.30, and support at the $0.22-$0.25 level, which means probable consolidation unless new buying pressure is seen. Volume has reduced somewhat, suggesting some profit-taking by traders as they await better signals. In comparison to DOGE, analysts are now equating Mutuum Finance as having greater potential for gains. Mutuum Finance: Phase 6 Mark Presale Mutuum Finance has enjoyed a phenomenal level of traction in presale with more than 16,370 investors buying coins and more than $15.9 million raised thus…

Author: BitcoinEthereumNews
Ondo Finance’s yield-bearing USDY stablecoin goes live on Stellar

Ondo Finance’s yield-bearing USDY stablecoin goes live on Stellar

The post Ondo Finance’s yield-bearing USDY stablecoin goes live on Stellar appeared on BitcoinEthereumNews.com. Ondo Finance has launched USDY, a yield-bearing stablecoin backed by U.S. Treasuries and bank deposits, on the Stellar network, marking the first product of its kind available to Stellar users. Summary Backed by short-term U.S. Treasuries and bank demand deposits, USDY accrues daily yield while maintaining liquidity, allowing individuals, small businesses, and institutions to earn on their holdings. The stablecoin can also be used as collateral in Stellar’s DeFi ecosystem and for more efficient cross-border payments. Ondo Finance has launched its flagship stablecoin, United States Dollar Yield (USDY), on the Stellar (XLM) network. With USDY stablecoin now live on Stellar, individuals and small businesses can save in USDY to preserve value while earning yield, without losing liquidity for everyday spending. Institutions can use USDY for treasury management, gaining a safe, interest-bearing asset with 24/7 access. USDY can also be deployed as collateral for borrowing and lending in Stellar’s DeFi ecosystem. And in cross-border payments, balances that would normally sit idle while awaiting transfer can now earn yield until settlement. “The global reach of the Stellar ecosystem combined with a yield-bearing asset like USDY levels up what is possible onchain,” said Denelle Dixon, CEO of the Stellar Development Foundation. USDY is already integrated into Stellar-based apps including LOBSTR, Aquarius, Meru, Soroswap, and Decaf Wallet, making it immediately available for the aforementioned use cases. Stellar’s stablecoins get a yield upgrade with USDY According to Ondo Finance, this marks the first time such a product—a stablecoin that automatically accrues yield from U.S. Treasuries and bank deposits—is available on the Stellar network. While Stellar hosts a number of fiat-backed stablecoins like USD Coin (USDC) and EURC (EURC), those tokens maintain a fixed value but do not generate yield. Other tokenized assets on Stellar, such as Etherfuse’s Stablebonds, provide returns tied to treasuries, but they…

Author: BitcoinEthereumNews
ETH Exit Queue Gridlocks As Validators Pile Up

ETH Exit Queue Gridlocks As Validators Pile Up

The post ETH Exit Queue Gridlocks As Validators Pile Up appeared on BitcoinEthereumNews.com. Welcome to The Protocol, CoinDesk’s weekly wrap of the most important stories in cryptocurrency tech development. I’m Margaux Nijkerk, a reporter at CoinDesk. In this issue: Ethereum Faces Validator Bottleneck With 2.5M ETH Awaiting Exit Is Ethereum’s DeFi Future on L2s? Liquidity, Innovation Say Perhaps Yes Ethereum Foundation Starts New AI Team to Support Agentic Payments American Express Introduces Blockchain-Based ‘Travel Stamps’ Network News ETHEREUM VALIDATOR EXIT QUEUE FACES BOTTLENECK: Ethereum’s proof-of-stake system is facing its largest test yet. As of mid-September, roughly 2.5 million ETH — valued at roughly $11.25 billion — is waiting to leave the validator set, according to validator queue dashboards. The backlog pushed exit wait times to more than 46 days on Sept. 14, the longest in Ethereum’s short staking history, dashboards show. The last peak, in August, put the exit queue at 18 days. The initial spark came on Sept. 9, when Kiln, a large infrastructure provider, chose to exit all of its validators as a safety precaution. The move, triggered by recent security incidents including the NPM supply-chain attack and the SwissBorg breach, pushed around 1.6 million ETH into the queue at once. Though unrelated to Ethereum’s staking protocol itself, the hacks rattled confidence enough for Kiln to hit pause, highlighting how events in the broader crypto ecosystem can cascade into Ethereum’s validator dynamics. In a blog post from staking provider Figment, Senior Analyst Benjamin Thalman noted that the current exit queue build up isn’t only about security. After ETH has rallied more than 160% since April, some stakers are simply taking profits. Others, especially institutional players, are shifting their portfolios’ exposure. At the same time, the number of validators entering the Ethereum staking ecosystem has been steadily rising. Ethereum’s churn limit, which is a protocol safeguard that caps how many validators can…

Author: BitcoinEthereumNews
Myriad Users Bet Big on Rekt’s Next Drink Drop With MoonPay

Myriad Users Bet Big on Rekt’s Next Drink Drop With MoonPay

The post Myriad Users Bet Big on Rekt’s Next Drink Drop With MoonPay appeared on BitcoinEthereumNews.com. In brief Myriad Markets lets traders bet on how fast Rekt’s next sparkling water drop will sell out. The Rekt brand now spans a meme coin, NFTs, drinks, merch, and live events. Holders get perks like early access to flavors, blending crypto culture with IRL hype. Will the next batch of Rekt Drinks—a “Moon Crush” flavor created with crypto payments firm MoonPay—sell out in under five minutes? Users on Myriad, a prediction market developed by Decrypt‘s parent company Dastan, are currently weighing that question, with money shifting the consensus up and down as predictors take in market sentiment and other cues. If you believe the crowd on Myriad, the odds at the time of this writing say “no,” though the margin was so slim that earlier in the day, bettors said “yes.” Either way, traders are staking real money on the beverage brand’s next drop. It’s a fitting way to measure the hype around REKT, a project that started as crypto culture’s inside joke and has become something much bigger: a meme token, an NFT collection, a sparkling water brand, and a Web3-native lifestyle experiment all rolled into one. Rekt, the drink If you’ve seen cans of Rekt in your feed, then you know they lean into the joke. Each can is a pastel-colored piece of meme art, emblazoned with “REKT”—crypto slang for being totally wrecked by a bad trade. The drink itself is a zero-alcohol, zero-caffeine sparkling water, launched with the tagline “born on the blockchain, brewed for real life.” The first public drop sold more than 222,000 cans in under 48 hours across 32 countries. New flavors—like Moon Crush and Based Lime—are rolled out as limited editions, and holders of Rekt NFTs or tokens often get early access. REKT, the token The REKT token lives on Ethereum, with a meme-friendly 420.69…

Author: BitcoinEthereumNews
Ripple’s $RLUSD Integrates with DBS and Franklin Templeton to Expand Onchain Markets

Ripple’s $RLUSD Integrates with DBS and Franklin Templeton to Expand Onchain Markets

Ripple, DBS, and Franklin Templeton launch trading and lending solutions powered by RLUSD and tokenized money market funds. The partnership enables sgBENJI trading on DBS Digital Exchange and explores collateralized lending options. According to a Press Release, Ripple has unveiled a major partnership with DBS Bank and Franklin Templeton. The three firms will launch trading [...]]]>

Author: Crypto News Flash
Dogecoin Gains Momentum, While Avalon Gains Attention In Crypto Real Estate Sector

Dogecoin Gains Momentum, While Avalon Gains Attention In Crypto Real Estate Sector

Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.

Author: Blockchainreporter
South Korea’s $657 Million Exit from Tesla Signals a Big Crypto Pivot

South Korea’s $657 Million Exit from Tesla Signals a Big Crypto Pivot

In a dramatic shift in investment patterns, South Korean retail investors withdrew $657 million from Tesla stock in August 2025, representing the largest monthly outflow in more than two years. At the same time, by mid-2025, they had shifted more than $12 billion into U.S.-listed companies tied to cryptocurrency, indicating a deepening preference for digital […]

Author: Tronweekly
DBS Bank, Franklin Templeton, Ripple partner on tokenization

DBS Bank, Franklin Templeton, Ripple partner on tokenization

The post DBS Bank, Franklin Templeton, Ripple partner on tokenization appeared on BitcoinEthereumNews.com. DBS Bank teams up with Franklin Templeton and Ripple to list tokenized money market fund and stablecoin on DBS Digital Exchange. Summary DBS will list Franklin Templeton’s sgBENJI token on its Digital Exchange, paired with Ripple’s RLUSD stablecoin. Investors can trade between tokenized fund units and stablecoins, with future plans for lending and repo transactions. The move highlights Singapore’s growing role in tokenization as Franklin Templeton and Ripple expand blockchain-based financial products. DBS Bank is deepening its push into digital assets through a new partnership with Franklin Templeton and Ripple that will bring tokenized money market funds and stablecoin services to accredited and institutional investors. In a statement on Sept. 18, cited by Reuters, Singapore’s largest lender confirmed it will list Franklin Templeton’s sgBENJI token, representing units of its tokenized U.S. dollar money market fund, on the DBS Digital Exchange. The offering will be paired with Ripple’s U.S. dollar stablecoin, RLUSD, enabling investors to swap between the two and access yield opportunities. Tokenized assets meet stablecoins The setup allows for direct trading between a tokenized money market fund and a regulated stablecoin, a model DBS says could boost efficiency and liquidity in global markets. Franklin Templeton will issue the sgBENJI token on Ripple’s XRP Ledger, which has been chosen for its speed, cost-efficiency, and interoperability. “This partnership demonstrates how tokenized securities can play that role while injecting greater efficiency and liquidity in global financial markets,” said Lim Wee Kian, chief executive officer of DBS Digital Exchange. DBS also plans to expand the service by letting clients use sgBENJI tokens as collateral for credit. Options under consideration include bank-run repurchase transactions (repos) and third-party lending platforms where DBS would act as custodian of the pledged collateral. Strategic context of DBS Bank initiative The partnership comes as asset managers and banks step…

Author: BitcoinEthereumNews
DBS Bank partners with Franklin Templeton, Ripple on tokenized finance services

DBS Bank partners with Franklin Templeton, Ripple on tokenized finance services

DBS Bank teams up with Franklin Templeton and Ripple to list tokenized money market fund and stablecoin on DBS Digital Exchange. DBS Bank is deepening its push into digital assets through a new partnership with Franklin Templeton and Ripple that…

Author: Crypto.news
Crypto Market Cap Edges Up 2% as Bitcoin Approaches $118K After Fed Rate Trim

Crypto Market Cap Edges Up 2% as Bitcoin Approaches $118K After Fed Rate Trim

The global crypto market cap rose 2% to $4.2 trillion on Thursday, lifted by Bitcoin’s steady climb toward $118,000 after the Fed delivered its first interest rate cut of the year. Gains were measured, however, as investors weighed the central bank’s cautious tone on future policy moves. Bitcoin last traded 1% higher at $117,426. Ether rose 2.8% to $4,609. XRP also gained, rising 2.9% to $3.10. Fed Chair Jerome Powell described Wednesday’s quarter-point reduction as a risk-management step, stressing that policymakers were in no hurry to speed up the easing cycle. His comments dampened expectations of more aggressive cuts, limiting enthusiasm across risk assets. Traders Anticipated Fed Rate Trim, Leaving Little Room for Surprise Rally The Federal Open Market Committee voted 11-to-1 to lower the benchmark lending rate to a range of 4.00% to 4.25%. The sole dissent came from newly appointed governor Stephen Miran, who pushed for a half-point cut. Traders were largely prepared for the move. Futures markets tracked by the CME FedWatch tool had assigned a 96% probability to a 25 basis point cut, making the decision widely anticipated. That advance positioning meant much of the potential boost was already priced in, creating what analysts described as a “buy the rumour, sell the news” environment. Fed Rate Decision Creates Conditions for Crypto, But Traders Still Hold Back Andrew Forson, president of DeFi Technologies, said lower borrowing costs would eventually steer more money toward digital assets. “A lower cost of capital indicates more capital flows into the digital assets space because the risk hurdle rate for money is lower,” he noted. He added that staking products and blockchain projects could become attractive alternatives to traditional bonds, offering both yield and appreciation. Despite the cut, crypto markets remained calm. Open interest in Bitcoin futures held steady and no major liquidation cascades followed the Fed’s decision. Analysts pointed to Powell’s language and upcoming economic data as the key factors for traders before building larger positions. Powell’s Caution Tempers Immediate Impact of Fed Rate Move on Crypto Markets History also suggests crypto rallies after rate cuts often take time. When the Fed eased in Dec. 2024, Bitcoin briefly surged 5% cent before consolidating, with sustained gains arriving only weeks later. This time, market watchers are bracing for a similar pattern. Powell’s insistence on caution, combined with uncertainty around inflation and growth, has kept short-term volatility muted even as sentiment for risk assets improves. BitMine’s Tom Lee this week predicted that Bitcoin and Ether could deliver “monster gains” in the next three months if the Fed continues on an easing path. His view echoes broader expectations that liquidity-sensitive assets will outperform once the cycle gathers pace. For now, the crypto sector has digested the Fed’s move with restraint. Traders remain focused on signals from the central bank’s October meeting to determine whether Wednesday’s step marks the beginning of a broader policy shift or just a one-off adjustment

Author: CryptoNews