Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14416 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Shiba Inu (SHIB) Latest Developments and What is the Best New Cryptocurrency to Invest Today

Shiba Inu (SHIB) Latest Developments and What is the Best New Cryptocurrency to Invest Today

The post Shiba Inu (SHIB) Latest Developments and What is the Best New Cryptocurrency to Invest Today appeared on BitcoinEthereumNews.com. Shiba Inu (SHIB) is still firm as investors and traders look forward to the latest news. Meanwhile, Mutuum Finance (MUTM) is making headlines with its new lending technologies and community-driven growth strategies, hence becoming a force to reckon in DeFi. This new altcoin, which is currently at a mere $0.035 has seen more than $16,150 interested investors buy it. Shiba Inu (SHIB) Sweep-Up Narrows Investor Demand Shiba Inu sits at approximately $0.00001255, with little action during the last trading periods. The token remains to function well in the cryptocurrency market due to a strong community and further ecosystem development. SHIB price action still remains in consolidation phase, with investors watching overall direction and making sure to invest cautiously. In addition, interest is slowly dispersing toward new platforms, like Mutuum Finance (MUTM), which indicates an interest shift within the cryptocurrency market. Mutuum Finance Stage 6 FOMO Investors are now purchasing MUTM tokens at $0.035 in Stage 6 of presale. Waiting for Stage 7 costs an additional 14.3% per token. To date, the coin has been accumulated by over 16,150 supporters and raised over $15.5 million in funds, demonstrating a high level of market interest and demand. Official Bug Bounty Program Mutuum Finance, in partnership with CertiK, has launched an official $50,000 USDT Bug Bounty Program. The developers reward individuals who discover bugs in the project’s codebase on a four-level scale of seriousness: critical, major, minor, and low. The program guarantees any potential bugs are fixed to enhance platform security and protect investors and users. Price Discovery Precise price data is necessary for borrowing, lending, and liquidation to be secure. Mutuum Finance makes use of Chainlink oracles to provide market prices in USD and local tokens such as ETH, MATIC, and AVAX to the system. Fallback oracles, combined feed data, and time-weighted…

Author: BitcoinEthereumNews
SEC pushes back decisions on BlackRock and Franklin crypto ETFs

SEC pushes back decisions on BlackRock and Franklin crypto ETFs

The SEC postponed decisions on Franklin Templeton and BlackRock crypto ETF proposals.

Author: Cryptopolitan
‘Crypto’s Time Has Come,’ Says SEC Chair Paul Atkins Amid Market Rally ⋆ ZyCrypto

‘Crypto’s Time Has Come,’ Says SEC Chair Paul Atkins Amid Market Rally ⋆ ZyCrypto

The post ‘Crypto’s Time Has Come,’ Says SEC Chair Paul Atkins Amid Market Rally ⋆ ZyCrypto appeared on BitcoinEthereumNews.com. Advertisement &nbsp &nbsp US SEC Chair Paul Atkins has declared that digital assets are poised for mainstream adoption, sending cryptocurrency prices on a rally. Atkins disclosed that the US has its eyes on becoming the global crypto capital, but will remain open to collaboration with international counterparts. Crypto Eyes Mainstream Adoption With US Leading The Charge Paul Atkins, US SEC Chair, has stated that the window for cryptocurrencies to record mainstream adoption is open after years of a brutal regulatory witchhunt. Atkins made the declaration in a keynote address at the Inaugural OECD roundtable on global financial markets in France. According to Atkins, the US SEC has abandoned its previous stance against the cryptocurrency industry, characterized by a shift from regulation to enforcement. The SEC Chair noted that the last direction policy drove talent and capital out of the US, with remaining firms splurging millions to build legal defenses. “An invasion of armies can be resisted, but not an idea whose time has come,” said Paul Atkins, quoting Victor Hugo. “And today, ladies and gentlemen, we must admit that: crypto’s time has come.” Going forward, Atkins disclosed that the SEC will pursue the development of “clear and predictable” rules for digital asset service providers. Already, the SEC has declared that most cryptocurrencies are not securities, with Atkins hinting that the SEC will “draw the lines clearly” for a distinction. Advertisement &nbsp Armed with clear rules, Atkins noted that the SEC will support on-chain capital raises without legal and regulatory bottlenecks. Furthermore, the US SEC Chair seized the moment to reiterate his intention to allow for a super app platform offering trading, lending, and staking functionality for users. “Investors, advisers, and broker-dealers should have freedom to choose among multiple custody solutions as well,” added Atkins. While the US is…

Author: BitcoinEthereumNews
PepeVandal Launches Presale, Positions Project as “Rebellion” Against Meme Tokens

PepeVandal Launches Presale, Positions Project as “Rebellion” Against Meme Tokens

The post PepeVandal Launches Presale, Positions Project as “Rebellion” Against Meme Tokens appeared on BitcoinEthereumNews.com. PepeVandal, a new digital asset project blending narrative storytelling with gamified participation, has opened its presale for the $PEDAN token. The initiative frames itself as a cultural response to meme coins, using the language of raids, loot, and rebellion to describe a structured model for community engagement. Origins The project’s narrative centers on a character named Pepe, who is depicted as a long-time participant in meme token markets. According to its lore, Pepe invested in multiple presales, endured high transaction fees, and witnessed repeated failures: founders disappearing, communities going silent, and roadmaps abandoned. The conclusion drawn from this story is that meme tokens are not broken by accident but are designed to prioritize hype over substance. PepeVandal emerges from this realization as an organized “rebellion,” symbolized by graffiti imagery and a recurring green “V.” Mechanics of Participation PepeVandal structures its participation model as a loop: Smash → Loot → Share → Repeat. Target Selection: The community identifies a project or sector to “raid.” Raid Activation: Participants stake $PEDAN to join. They also contribute digital content such as memes, graffiti-style posts, and social campaigns. Vault Discovery: At the end of the raid, a vault is revealed. Rewards may include NFTs or tokenized representations of real-world assets such as property, music royalties, or gold. Loot Distribution: Rewards are distributed proportionally among participants who staked $PEDAN during the raid. Those who did not stake cannot claim. Repeat: The cycle restarts with a new raid. NFTs are central to the system’s utility. “Keys” unlock vaults, “Gear” can boost staking returns, and “Relics” can alter governance outcomes. The approach integrates DeFi mechanics into a narrative framework designed to maintain ongoing engagement. Roadmap in Six Acts Rather than a conventional roadmap, PepeVandal outlines six narrative “Acts”: Act I — Spark in the Sewer: The presale launches,…

Author: BitcoinEthereumNews
SEC Chairman announces reforms to crypto asset regulation, clarifying that most crypto tokens are not securities

SEC Chairman announces reforms to crypto asset regulation, clarifying that most crypto tokens are not securities

PANews reported on September 11th that the Chairman of the U.S. Securities and Exchange Commission (SEC) stated at the OECD Global Financial Markets Roundtable that the United States will modernize securities rules through "Project Crypto," clarifying that most crypto tokens are not securities and supporting innovative platforms offering trading, lending, and staking services under a single regulatory framework. The SEC will collaborate with international regulators to promote capital market innovation and regulatory coordination.

Author: PANews
SEC Aims to Transform U.S. Into Crypto Capital

SEC Aims to Transform U.S. Into Crypto Capital

The post SEC Aims to Transform U.S. Into Crypto Capital appeared on BitcoinEthereumNews.com. Key Points: SEC’s new crypto strategy aims to build U.S. as a crypto hub. Most crypto tokens will not be deemed securities. Focus on regulatory clarity and fostering innovations in crypto. SEC Chairman Paul S. Atkins announced a seismic shift in U.S. cryptocurrency regulation during the OECD Global Financial Markets Roundtable, pivoting away from enforcement-heavy strategies. This new approach prioritizes regulatory clarity, promoting domestic innovation and capital formation while maintaining global leadership in digital assets. SEC Excludes Crypto Tokens from Securities Designation Paul S. Atkins, U.S. SEC Chairman, declared a shift in regulatory focus for the cryptocurrency sector, emphasizing policy reforms to cultivate a thriving digital economy. Central to this change is the redefinition of most cryptocurrency tokens, as the SEC plans to no longer categorize them as securities. The objective is to facilitate growth in innovation and capital formation within the United States. This strategic shift aims to streamline pathways for on-chain fundraising, reduce legal ambiguity, and foster more comprehensive crypto service platforms that encapsulate trading, lending, and staking under a unified regulatory framework. Additionally, the SEC’s announcement encourages diverse custody solutions within the sector. Most crypto assets are not securities—regulation must be smart, effective, and appropriately tailored within the confines of our statutory authority. — Paul S. Atkins, SEC Chairman. Community and industry responses have been largely positive. Notably, industry leaders have expressed optimism about the reduced risk of tokens being classified as securities, which could enhance investor and institutional participation. Statements of support from entities like the President’s Working Group on Digital Asset Markets further highlight anticipated improvements in regulatory clarity and market dynamics. U.S. Crypto Market Anticipates Increased Investment Influx Did you know? In 2025, the U.S. decided most crypto tokens aren’t securities, a move mirrored by past regulatory clarifications in Switzerland and Singapore, helping to…

Author: BitcoinEthereumNews
Paul Atkins Says Regulatory Uncertainty Is Holding Crypto Back

Paul Atkins Says Regulatory Uncertainty Is Holding Crypto Back

SEC Chair Paul Atkins says raising money on the blockchain should not feel like walking through a legal fog. Speaking at a global policy event hosted by the OECD, he emphasized that entrepreneurs must understand the rules before they enter the game. Uncertainty about what constitutes a security is holding things back. Most Tokens Should Not Be Treated Like Stocks Atkins took a direct stance and said most tokens should not be treated the same way as traditional securities. It is a big statement, especially from someone in his position. If that view holds, it could give crypto projects more breathing room to grow without worrying they might be hit with a lawsuit later. BREAKING: SEC Chairman Paul Atkins declared that 'crypto's time has come,' signaling a significant shift in the regulatory tone towards digital assets. Prepare for impact! On September 12th, RealFi will execute a strategic $558,000 REAL Token Burn! This massive reduction… pic.twitter.com/MuvxJmE68a — Skipper | XRPL (@skipper_xrp) September 10, 2025 The SEC’s New Plan: Project Crypto To move things forward, Atkins outlined something called Project Crypto. This plan aims to update securities rules so they actually work in an on-chain environment. Instead of splitting up rules for trading, lending, and staking, the goal is to bring them all under one simple license. The whole idea is to make compliance easier without losing sight of consumer protection. DISCOVER: Best New Cryptocurrencies to Invest in 2025 A Different Tone From the Previous SEC Atkins also took a moment to call out the way things were done before. He said past enforcement was too aggressive and sent developers and investors running to other countries. Instead of leading with threats, his approach is more focused on setting expectations early and letting projects stay in the US without constantly looking over their shoulder. PriceBTC24h7d30d1yAll time The Rise of All-in-One Crypto Platforms Another idea he shared was the emergence of what he called “super apps.” These would let users trade, lend, stake, and maybe even access other financial tools all from one place. Right now, different parts of crypto are regulated in different ways. Atkins thinks there should be a path for these all-in-one platforms to operate under one rulebook instead of navigating several. DISCOVER: 20+ Next Crypto to Explode in 2025 Working Together With Other Regulators To make all of this happen, the SEC will be teaming up with other regulators, especially the CFTC. A joint roundtable is in the works, focusing on areas like DeFi, tokenized assets, and new blockchain-based products. The aim is to build a shared understanding across agencies so that everyone is on the same page. Atkins made it clear that this is not just about the SEC acting alone. Looking Ahead Atkins laid out a pretty ambitious vision. He wants the United States to lead the next wave of digital finance, but that will depend on whether regulators can deliver real clarity fast enough. The road ahead involves legal work, collaboration, and a willingness to rethink how financial oversight works in the age of blockchain. If this plan stays on track, it could change how crypto gets built and backed in the US. DISCOVER: 20+ Next Crypto to Explode in 2025  Join The 99Bitcoins News Discord Here For The Latest Market Updates Key Takeaways SEC Chair Paul Atkins called for clearer blockchain fundraising rules, saying uncertainty is stopping crypto projects from growing in the US. Atkins said most tokens should not be treated like stocks, signaling support for a more crypto-specific approach to regulation. He introduced Project Crypto, a plan to simplify how trading, lending, and staking are regulated through a unified license model. Atkins criticized past enforcement as too aggressive and wants US crypto projects to succeed without fearing surprise legal action. The SEC plans to work with other regulators, including the CFTC, to build shared rules for DeFi, tokenized assets, and all-in-one crypto apps. The post Paul Atkins Says Regulatory Uncertainty Is Holding Crypto Back appeared first on 99Bitcoins.

Author: Coinstats
Chainlink Brings Sub-Second Market Data to Sei, Opening Doors for Institutional DeFi

Chainlink Brings Sub-Second Market Data to Sei, Opening Doors for Institutional DeFi

Chainlink Data Streams are live on the Sei Network as the preferred oracle, delivering sub-second market feeds and U.S. BEA macro data.

Author: Blockchainreporter
SEC Chairman Paul Atkins Makes Striking Statements! “A New Era Begins for Cryptocurrencies!”

SEC Chairman Paul Atkins Makes Striking Statements! “A New Era Begins for Cryptocurrencies!”

The post SEC Chairman Paul Atkins Makes Striking Statements! “A New Era Begins for Cryptocurrencies!” appeared on BitcoinEthereumNews.com. US Securities and Exchange Commission (SEC) Chairman Paul Atkins made important statements. A New Era Has Begun for Cryptocurrencies! In his opening speech at the Organisation for Economic Co-operation and Development (OECD) roundtable meeting held in Paris, Paul Atkins said that a new era has begun for cryptocurrencies. SEC Chairman Atkins reiterated his view that most cryptocurrencies are not securities in his speech, stating that the institution is leaving its past behind and entering a new era. Atkins said the SEC has adopted an innovative approach, moving away from its previous enforcement-heavy approach, and will provide clear guidelines that will ensure the success of the United States. Atkins also said it would allow for “virtual asset super apps.” These are platforms that offer a variety of services, including trading, lending, staking, and multi-custodial services, all within a single platform. Atkins stated, “We will now allow virtual asset platforms to operate as ‘super apps.’ We will support the growth of the platforms under a consistent regulatory framework.” The SEC Chairman also emphasized that regulators should only establish the minimum rules necessary for investor protection, adding that regulations that only large companies can afford are no longer appropriate. Atkins emphasized that regulations should be sufficient to protect investors, not so burdensome that they stifle entrepreneurs. Atkins also praised Europe’s Crypto Asset Markets (MiCA) regulation, stating that the framework is important due to its comprehensive approach. He noted that the United States has learned much from Europe’s regulatory actions and that international cooperation can increase freedom and prosperity. “The United States has also learned a lot from Europe’s regulatory experience. We must create a more innovative market through international cooperation. If we work together, we can expand the realm of freedom and prosperity.” *This is not investment advice. Follow our Telegram and Twitter…

Author: BitcoinEthereumNews
Chainlink Data Streams Go Live on Sei, Powering $1.2 Billion DeFi Ecosystem

Chainlink Data Streams Go Live on Sei, Powering $1.2 Billion DeFi Ecosystem

Chainlink Data Streams is now officially live on the Sei Network, marking a major step for the $1.2 billion ecosystem. The Sei Development Foundation confirmed that Chainlink’s technology has been integrated as the preferred oracle infrastructure, ensuring reliable and verifiable data delivery.  The solution offers ultra-low-latency data feeds that support high-performance markets across decentralized finance […]

Author: Tronweekly