ExchangeDEX+
Buy CryptoMarketsSpotFuturesGOLDEarnEvent Center
More
Commodity Zero-Fee Gala

Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14404 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Solana Price Today: SOL Unable to Gain Momentum as Investors Turn Attention to Mutuum Finance (MUTM) 20x Potential

Solana Price Today: SOL Unable to Gain Momentum as Investors Turn Attention to Mutuum Finance (MUTM) 20x Potential

The post Solana Price Today: SOL Unable to Gain Momentum as Investors Turn Attention to Mutuum Finance (MUTM) 20x Potential appeared on BitcoinEthereumNews.com. Solana (SOL) has remained unable to gain momentum, as investors take a pause in the overall muted market. All eyes are on Mutuum Finance (MUTM) though, the new DeFi that’s getting all the limelight with its guaranteed 20x potential. The project is attracting more investors and reshaping DeFi.  MUTM presale now has 16,150 investors who have raised a total of $15.5M. While SOL consolidates, Mutuum Finance is leading the way in the DeFi space by demonstrating how newer blockchain projects can still attract market attention even when older tokens consolidate. Solana Consolidates Amid Shifting Market Solana (SOL) is sitting at approximately $207.62 with minimal intraday activity after recent upward movement. The token appears to be catching its breath for the time being as investors consider opportunity within the broader crypto market, between legacy networks and newer altcoins. Solana has the backing of its highly performant, scalable blockchain technology while the market considers new potential, including platforms like Mutuum Finance (MUTM). Mutuum Finance Phase 6 Presale Mutuum Finance is currently in Phase 6 of presale, and the tokens are going for $0.035 per token. Waiting for Phase 7 comes with an additional risk of 14.29% per token because the price will increase to $0.04. The presale has already recorded more than 16,150 investors and more than $15.5 million raised, indicating confidence in the project’s long-term plan and prospects within the DeFi ecosystem. The above statistics are with respect to the recognition of MUTM’s market as a significant contributor to decentralized finance. Developing a Stable and Secure Platform Within the infrastructure, the project will launch a USD-pegged stablecoin on the Ethereum blockchain. The stablecoin will be an overcollateralized, non-algorithmic stablecoin so that it becomes secure and stable in the long term. Unlike algorithmic stablecoins that can lose their peg during periods of…

Author: BitcoinEthereumNews

2025/09/11

Rather Than Fear Stablecoins, Offer Your Customers Better Rates, Matt Hougan Says About Banks

Rather Than Fear Stablecoins, Offer Your Customers Better Rates, Matt Hougan Says About Banks

Bitwise CIO Matt Hougan urges banks to raise deposit rates to compete with stablecoins, potentially reshaping savings and lending dynamics.   Banks should raise deposit rates to counter stablecoins, according to Matt Hougan, Chief Investment Officer at Bitwise. He argues that instead of lobbying against crypto, U.S. banks should focus on giving depositors better returns. […] The post Rather Than Fear Stablecoins, Offer Your Customers Better Rates, Matt Hougan Says About Banks appeared first on Live Bitcoin News.

Author: LiveBitcoinNews

2025/09/11

Top 5 Crypto Presales to Buy Now

Top 5 Crypto Presales to Buy Now

The post Top 5 Crypto Presales to Buy Now appeared on BitcoinEthereumNews.com. Meme coins are evolving fast, moving beyond simple hype cycles into projects with real hooks, culture-driven branding, and in some cases, surprising utility. Some of the best crypto presales to buy right now are riding this wave, blending early traction with unique narratives that stand out in a crowded market. From Bitcoin-inspired scalability to gamified mining mechanics, these presales are attracting both retail traders and whales looking for the next breakout. The question is which of these early-stage projects could turn today’s momentum into tomorrow’s long-term gains. Early Investors Eye These Best 5 Crypto Presales Right Now Getting into these presales now offers both excitement and strategic growth potential. It’s a chance to secure a strong position before listings drive valuations higher. This article highlights five of the best crypto presales to buy now, based on insights from crypto analyst Crypto Boy, whose full analysis video is available below or on his YouTube channel. Pepenode (PEPENODE) Pepenode is carving out its place in the meme coin landscape with a unique “mine-to-earn” model that brings back echoes of Bitcoin’s early mining era. Unlike standard tokens that rely solely on holding for value appreciation, Pepenode introduces virtual mining nodes that generate rewards, which can later be upgraded, tied to NFTs, and displayed on competitive leaderboards. This design creates an interactive experience where progress is visible, tradable, and community-driven. The project has already gained notable traction, raising nearly $1 million in its presale stages. What makes it stand out is its sustainability mechanism: 70% of tokens spent within the system are permanently burned, ensuring long-term scarcity while keeping rewards flowing. By combining gaming, DeFi elements, and a competitive twist, Pepenode positions itself as more than just another meme coin. It offers a fresh utility-driven approach that could capture both hype and longevity in…

Author: BitcoinEthereumNews

2025/09/11

Hurry! One Month Left to Win from 15,000 USDT in the Spacecoin Writing Contest

Hurry! One Month Left to Win from 15,000 USDT in the Spacecoin Writing Contest

The Spacecoin Writing Contest is back for its final round with a $9,000 USDT prize pool. Writers can enter by submitting original stories on decentralized internet, space tech, blockchain use cases, or sponsor tags (#spacecoin, #creditcoin, #gluwa) by October 7, 2025. Multiple entries are allowed, and winners will be selected through editorial review and sponsor voting.

Author: Hackernoon

2025/09/11

Based Eggman Presale Raises $60K in a Just a Few Days as LayerBrett Whales Accumulate

Based Eggman Presale Raises $60K in a Just a Few Days as LayerBrett Whales Accumulate

The post Based Eggman Presale Raises $60K in a Just a Few Days as LayerBrett Whales Accumulate appeared on BitcoinEthereumNews.com. The crypto presale market in 2025 is heating up, with investors seeking both cultural projects and utility-driven platforms. Token presales have become a preferred entry point for traders, offering early access to tokens at lower prices before public listings. Among the top crypto presales this year, Based Eggman ($GGs) is gaining traction with its gaming and meme ecosystem, while LayerBrett ($LBRETT) has drawn attention through its Layer 2 performance and large-scale fundraising. Both projects highlight the diversity of pre sale cryptocurrency, blending entertainment, community, and blockchain innovation. The recent movement of LayerBrett whales into Based Eggman illustrates how presale crypto tokens are creating cross-project momentum. Based Eggman ($GGs): Why It’s the Best Crypto ICO Based Eggman ($GGs) has positioned itself as more than a meme—it is the foundation of a gaming and cultural hub within Web3.  Built on the Base blockchain, it combines low fees and fast transactions with a vision centered on community-driven growth. The mission is straightforward: make $GGs the home of memes and gaming in Web3. By merging gaming rewards, streaming, and meme culture, Based Eggman aims to unite degens and crypto enthusiasts under one vibrant ecosystem. The token itself serves as liquidity, gaming currency, and a tool for payments and smart contract fees. Momentum in the presale has been strong. So far, more than $58,000 USDT has been raised, with 7.5 million tokens sold at a presale price of $0.006389. These early achievements show why $GGs is being recognized as one of the best crypto presales to buy right now.  With its cultural edge and growing numbers, it is climbing the crypto presale list for 2025. LayerBrett: Presale Data and Market Status LayerBrett ($LBRETT) combines meme culture with Ethereum Layer 2 technology. It leverages speed and efficiency to attract users while keeping community engagement at the…

Author: BitcoinEthereumNews

2025/09/10

Could This Be The Best Coin To Invest In September 2025?

Could This Be The Best Coin To Invest In September 2025?

The post Could This Be The Best Coin To Invest In September 2025? appeared on BitcoinEthereumNews.com. The crypto market in September 2025 is buzzing with anticipation. Bitcoin has stabilized above the $60,000 mark, Ethereum continues its DeFi dominance, and a new wave of presale projects is commanding the spotlight. Among these, one name is standing out with growing momentum: Tapzi. Built as the world’s first skill-to-earn Web3 gaming platform, Tapzi is already being discussed as one of the best coins to invest in this month. Unlike the luck-based models of many play-to-earn projects, Tapzi rewards players purely for their abilities. That innovation, combined with strong tokenomics and a fast-moving presale, has made it a project many in the crypto community are watching closely. A New Kind of Web3 Gaming At its core, Tapzi is designed to tackle the problems that downed earlier GameFi projects. Most blockchain games either relied on constant token emissions, leading to runaway inflation, or turned into thinly veiled gambling apps disguised as games. Tapzi’s creators decided to flip that model. On Tapzi, matches are powered by staked entry fees in the $TAPZI token. Two players join a game, e.g., chess or tic-tac-toe, and stake their tokens into a prize pool. The winner, determined entirely by skill, takes the pot. No randomness, no grind, no token printing. Just straightforward competition. This makes Tapzi feel more like an e-sports platform than a typical blockchain game. Its slogan, “Skill, Strategy & Real Rewards”, sums up the ethos: victory depends on how well you play, not how lucky you get. Why Tapzi Matters in 2025 The timing for Tapzi’s arrival couldn’t be better. Web3 gaming is projected to balloon toward the trillion-dollar mark in the next decade, and users are hungry for more than meme coins and speculative plays. Tapzi’s skill-to-earn structure answers that demand by offering a fair system that can appeal to both casual…

Author: BitcoinEthereumNews

2025/09/10

What if Your Web3 Identity Was More Important Than Your Passport?

What if Your Web3 Identity Was More Important Than Your Passport?

Passports are a peculiar kind of trust artifact. They don’t tell the full story of who you are — just where a government recognizes you belong. Yet, they open borders, decide opportunities, and often limit freedom. In contrast, your Web3 identity — wallets, transaction history, contributions, and verifiable credentials — paints a far richer picture of your actual life, skills, and relationships. The question iswhat if that mattered more than a passport? Identity Beyond Borders Blockchains make identity portable in ways nation-states never intended. You can build a reputation in a DAO, earn credentials through on-chain work, and prove ownership of creative work without asking permission from any authority. This identity is layered: financial activity, governance participation, social networks, and even attestations from others. It reflects not just who you are, but what you do — and it can travel anywhere the internet does. Unlike a passport, which reduces you to nationality and date of birth, a Web3 identity could surface proof of your credibility, skills, and trustworthiness in any context. A lending protocol might see your repayment history, while a guild might verify your design contributions. These are proofs of lived actions, not static data. Trust Without Borders What changes when your verifiable actions outweigh your passport? A refugee with a strong DAO record could be trusted for remote work without needing residency papers. A developer in Lagos could prove seniority on-chain and get hired in Berlin, no visa required. A musician’s reputation could be established through verified ownership of creative works, not institutional gatekeeping. It’s a radical redistribution of trust. No longer mediated by geography or state-issued documents, but by your actions in digital ecosystems. In this framing, “citizenship” becomes less about soil and more about contribution. The Friction Points But speculative futures aren’t clean. Who curates and interprets this identity? Does it create new forms of exclusion if your on-chain history isn’t robust? What happens if a wallet gets compromised — do you lose your “passport”? There’s also the risk of hyper-surveillance, where every action you take is permanently recorded. Unlike a passport, which expires and can be reissued, an on-chain identity is sticky and often irreversible. That permanence could be a feature for proving long-term credibility — or a bug if mistakes or failures are forever etched into your record. Redefining Belonging If Web3 identity eclipses passports, belonging shifts from nation-states to networks. People would rally around shared DAOs, protocols, or communities, not flags. Travel might still require physical documents, but opportunity would increasingly be unlocked by verifiable digital credentials. The provocative possibility is that your future may not be determined by the country on your passport, but by the communities you contribute to and the proof you can bring of that participation. Trust, reputation, and opportunity — all portable, all digital, and all untethered from the nation-state. What if Your Web3 Identity Was More Important Than Your Passport? was originally published in Coinmonks on Medium, where people are continuing the conversation by highlighting and responding to this story

Author: Medium

2025/09/10

Tokenized Pokémon Cards Are Hot. Lending Them for Crypto Is a Different Story

Tokenized Pokémon Cards Are Hot. Lending Them for Crypto Is a Different Story

NFTs tied to Pokémon cards are seeing renewed interest, but they may have practical limits as collateral on-chain.

Author: Coinstats

2025/09/10

Gearbox deposits recover from 80% crash as users pour $250m into new lending market

Gearbox deposits recover from 80% crash as users pour $250m into new lending market

For some DeFi projects, when airdrop rewards dry up, it kickstarts a terminal liquidity decline from which they don’t recover.DeFi lending protocol Gearbox has defied that pattern.Last year, its total value locked fell 80% from its $410 million peak. Users caused the slump by abandoning Gearbox when opportunities to farm airdrops of restaking services like Renzo shrank. TVL is a metric that measures the amount of deposits to a DeFi protocol. Yet, Gearbox’s TVL has since bounced back to $340 million, DefiLlama data shows. The TVL includes funds borrowed on the protocol.“A significant aspect of Gearbox’s comeback strategy was integrating assets no one else can,” a Gearbox team member who goes by Mugglesect told DL News.For instance, Gearbox users can tap into illiquid assets available on protocols like Mellow Finance, a $430 million liquid restaking protocol. Mugglesect said Gearbox is betting that this growth is anchored in users actually leveraging the protocol rather than chasing the next speculative farming craze.Gearbox’s revival comes amid a resurgence in crypto’s lending sector that has pushed deposits to $130 billion, catapulting the sector to the summit of DeFi, even overtaking liquid staking, previously the biggest sector. Unique advantageGearbox is small compared to giants like Aave and Morpho, whose deposits are in the tens of billions of dollars. But it has a unique advantage: so-called credit accounts, Mugglesect said. These are smart contract wallets inside the Gearbox app that allow users to deploy leveraged capital across several DeFi markets for trading, staking, or providing liquidity.Users deposit approved collateral like Ether on Gearbox to open a credit account. Based on the account’s leverage limits, they can borrow multiples of their collateral to use as capital to stake on Lido to earn staking yield, provide liquidity on Curve to receive boosted rewards, or trade perpetual contracts.“You don’t just loop an asset, you borrow up to [40 times] your capital in a credit account and utilise it across DeFi, turning any integrated DeFi protocol leveraged,” Mugglesect said.“Credit accounts can also connect to assets that aren’t on [decentralised exchanges] or aren’t even tokenised, something traditional lending protocols can’t do.”Gearbox’s credit accounts offer composability, which means users can integrate across several DeFi markets via the platform. That’s not possible on other protocols, such as Aave, Morpho, or Compound. There, users must manually transfer borrowed funds to other DeFi apps if they want to farm or stake. Risk curatorsIn March, Gearbox launched a new lending market called Permissionless. It has been a major boon for the protocol, with credit accounts on Permissionless accounting for $250 million of Gearbox’s TVL.Permissionless features risk curators. These are DAO-approved managers who define the assets and DeFi strategies that can be used with a Gearbox credit account. They also set the allowable risk parameters, like leverage limits and liquidation thresholds, to keep credit accounts safe for users.Usually, the Gearbox DAO approves new assets that can be added to the protocol via a governance vote. “Permissionless enables risk curators to onboard new markets to Gearbox without the DAO intervention,” Mugglesect said.Under Permissionless, Gearbox has added five new blockchains and more than 25 markets to its lending stack while tripling the protocol’s market expansion, Mugglesect said.“The protocol is already on 27 [blockchains], the most of any lending protocol,” Mugglesect said. “We’ll be doubling down on more such integrations to create sticky growth.”Zero bad debtBut with crypto lending comes risks. As Gearbox swallows up more liquidity, the peril for lenders could increase.The team takes a proactive approach to unforeseen events by forking the networks eight times a day to test against black swan events, Mugglesect said.Gearbox has already proven its chops in navigating periods of market upheaval, Mugglesect said.Last year, ezETH, Renzo’s Ethereum liquid staking token, lost its peg to Ethereum due to confusion over the protocol’s airdrop. Users couldn’t redeem ezETH for Ethereum, and that caused a massive selloff on exchanges.The ezETH depeg caused $56 million worth of user positions to be liquidated, with $33 million of those losses happening on Gearbox due to the protocol’s popularity among restaking airdrop farmers. Yet Gearbox didn’t suffer any bad debt thanks to its design. That design separates lenders, risk curators, and active borrowers into different layers within the protocol. It even earned a profit from the ezETH depeg liquidation, whereas Morpho, the second-most affected protocol in the ezETH depeg incident, incurred about $34,000 in bad debt. The protocol boasts a bad-debt-free track record since its inception in 2021.Osato Avan-Nomayo is our Nigeria-based DeFi correspondent. He covers DeFi and tech. Got a tip? Please contact him at osato@dlnews.com.

Author: Coinstats

2025/09/10

LayerBrett Holders Rotate Capital Into Based Eggman Best Crypto Presale $GGs

LayerBrett Holders Rotate Capital Into Based Eggman Best Crypto Presale $GGs

LayerBrett investors are rotating capital into Based Eggman ($GGs). Learn why $GGs is seen as the best crypto presale to buy right now among top crypto presales in 2025.

Author: Cryptodaily

2025/09/10

Recommended by active authors

BitcoinEthereumNews
BitcoinEthereumNews
4767Articles
Cryptopolitan
Cryptopolitan
1064Articles
PANews
PANews
946Articles
Coinstats
Coinstats
909Articles

Related Tags

#Oracle#Brifge#Yield-Farming#Basis-Trading#Prediction-Market#Launchpad#Liquid-Staking#DePIN#RWA

Latest Articles

Which Is The Best Crypto To Buy In This Bear Market? Remittix Tops Global Charts After Viral 300% Offer

Which Is The Best Crypto To Buy In This Bear Market? Remittix Tops Global Charts After Viral 300% Offer

2026/02/07 03:25
Silver Price Crash Is Over “For Real This Time,” Analyst Predicts a Surge Back Above $90

Silver Price Crash Is Over “For Real This Time,” Analyst Predicts a Surge Back Above $90

2026/02/07 03:15
The Daily: Strategy’s ok unless BTC falls to $8K, Charles Hoskinson’s down over $3B in crypto, Bithumb mistakenly sends bitcoin to users, and more

The Daily: Strategy’s ok unless BTC falls to $8K, Charles Hoskinson’s down over $3B in crypto, Bithumb mistakenly sends bitcoin to users, and more

2026/02/07 03:03
Ripple CEO Hints at Buying Opportunity Amid Crashing Crypto Prices

Ripple CEO Hints at Buying Opportunity Amid Crashing Crypto Prices

2026/02/07 02:58
Strategy, BitMine, Coinbase Shares Chart Major Rebound as Bitcoin Stabilizes

Strategy, BitMine, Coinbase Shares Chart Major Rebound as Bitcoin Stabilizes

2026/02/07 02:49