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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14129 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
After Cred’s $140M Collapse, Investors Turn to Best Wallet Token ($BEST) for Security

After Cred’s $140M Collapse, Investors Turn to Best Wallet Token ($BEST) for Security

The post After Cred’s $140M Collapse, Investors Turn to Best Wallet Token ($BEST) for Security  appeared on BitcoinEthereumNews.com. When two top executives from Cred LLC got hit with prison sentences this week, it was another reminder of how brutal crypto fraud can be. The company collapsed back in 2020, leaving customers stranded. Fast forward to today, and more than 6K claims worth $140M have piled up, now valued at over $1B. That’s not just numbers on a page – it’s the life savings, college funds, and retirement plans of real people. If you’ve ever worried about where to keep your crypto safe, now’s the time to pay attention. The Lesson From Cred’s Collapse Cred’s downfall wasn’t some minor misstep. Daniel Schatt, the 55-year-old CEO, and Joseph Podulka, the 53-year-old CFO, pleaded guilty to wire fraud conspiracy in May 2025. On August 30, they were sentenced: Schatt will serve 52 months, Podulka 36 months, plus fines and supervised release. Prosecutors say they hid tens of millions in losses during the COVID-19 market crash, all while reassuring customers that ‘everything was operating normally.’ By October 28, both will be behind bars. But the damage was already done. The case highlights the hard truth: trusting centralized lending firms is risky. When companies over-promise, customers pay the price. Instead of leaving funds in someone else’s hands, many investors are now looking for safer ways to protect their assets, and that’s where innovative projects like Best Wallet Token come into play. What Best Wallet Token ($BEST) Brings to the Table Best Wallet Token ($BEST) is the engine behind Best Wallet’s rise. It’s the fuel that powers an entire ecosystem of perks, access, and rewards. At the most basic level, holding $BEST gives users cheaper transaction fees and better staking yields. But it goes further – the token also unlocks early access to new crypto projects, and even a voice in ecosystem governance. In…

Author: BitcoinEthereumNews

2025/08/31

Top Meme Coins That Deliver Real Value Beyond the Buzz

Top Meme Coins That Deliver Real Value Beyond the Buzz

The post Top Meme Coins That Deliver Real Value Beyond the Buzz appeared on BitcoinEthereumNews.com. In crypto, people often talk about tokens in terms of “utility” — governance rights, payments, staking, or platform access. But when you zoom out, it becomes clear that very few tokens actually live or die on their functional use. What really drives price action across most of the market is narrative, speculation, and community energy. Meme coins make this dynamic impossible to ignore. Their value doesn’t come from what you can technically “do” with them, but from something far more powerful: culture. A brand, a joke, a viral idea — that’s what gets people talking, buying, and holding. The strength of meme coins lies in their simplicity: they don’t ask newcomers to understand liquidity pools or validator sets. They offer something anyone can connect with instantly: humor, identity, and recognition. In a market full of complex products, memes are the easiest entry point. Memes spread through pop culture, not whitepapers. Their “utility” is cultural virality — and that’s why they remain the most relatable and accessible face of crypto. Meme Coins that Actually Deliver Utility While meme coins are mostly powered by culture and community, a handful of projects have made real attempts to bolt on utility features. These efforts don’t always redefine the token, but they do add layers that go beyond “just a meme.” Here are some notable cases: 1. Shiba Inu ($SHIB) – Shibarium and Ecosystem Apps $SHIB is the best-known example of a meme coin that tried to evolve into something more. It launched Shibarium, an Ethereum Layer-2 blockchain built to support low-fee transactions, gaming, and DeFi apps. The Shiba Inu ecosystem also includes ShibaSwap (a DEX), NFT collections, and plans for a metaverse hub. 2. Dogecoin ($DOGE) – Payments and Integrations Originally a pure joke, Dogecoin gained a second life as a payment coin. It’s…

Author: BitcoinEthereumNews

2025/08/31

Meme Coins With Backbone: Real Projects Serving People Instead of Feeding Hype Machines

Meme Coins With Backbone: Real Projects Serving People Instead of Feeding Hype Machines

In crypto, people often talk about tokens in terms of “utility” — governance rights, payments, staking, or platform access. But when you zoom out, it becomes clear that very few tokens actually live or die on their functional use. What really drives price action across most of the market is narrative, speculation, and community energy. Meme coins make this dynamic impossible to ignore. Their value doesn’t come from what you can technically “do” with them, but from something far more powerful: culture. A brand, a joke, a viral idea — that’s what gets people talking, buying, and holding. The strength of meme coins lies in their simplicity: they don’t ask newcomers to understand liquidity pools or validator sets. They offer something anyone can connect with instantly: humor, identity, and recognition. In a market full of complex products, memes are the easiest entry point. Memes spread through pop culture, not whitepapers. Their “utility” is cultural virality — and that’s why they remain the most relatable and accessible face of crypto. Meme Coins that Actually Deliver Utility While meme coins are mostly powered by culture and community, a handful of projects have made real attempts to bolt on utility features. These efforts don’t always redefine the token, but they do add layers that go beyond “just a meme.” Here are some notable cases:  Shiba Inu ($SHIB) – Shibarium and Ecosystem Apps $SHIB is the best-known example of a meme coin that tried to evolve into something more. It launched Shibarium, an Ethereum Layer-2 blockchain built to support low-fee transactions, gaming, and DeFi apps. The Shiba Inu ecosystem also includes ShibaSwap (a DEX), NFT collections, and plans for a metaverse hub. Dogecoin ($DOGE) – Payments and Integrations Originally a pure joke, Dogecoin gained a second life as a payment coin. It’s been integrated into tipping systems on Reddit and Twitter, used for charitable donations, and accepted by merchants, including Tesla (for some products). It represents how meme coins can become user-friendly crypto payments.  Floki Inu ($FLOKI) – Education and DeFi Products $FLOKI has worked hard to shed its “just a meme” label by rolling out the FlokiFi Locker (a DeFi product for token and liquidity locking), an NFT gaming metaverse called Valhalla, and even an educational platform (Floki University). It shows that meme projects sometimes build entire ecosystems around their brand. Pepe ($PEPE) – DeFi Integrations $PEPE, launched in 2023, didn’t start with utility, but DeFi integrations quickly followed. It was listed on multiple decentralized exchanges and incorporated into liquidity pools, staking platforms, and lending protocols — essentially becoming part of DeFi infrastructure because of community-driven demand. Bonk ($BONK) – Solana Ecosystem Boost $BONK, the Solana-based dog coin, became a kind of ecosystem stimulus token. It was airdropped to Solana users and developers during a tough market period, driving activity back into the chain. Now BONK is used in NFT markets, Solana DeFi apps, and as collateral in lending protocols.  XYZVerse: Meme Power + Sports Thrill   XYZVerse.io ($XYZ) thrives on the core strength of any successful meme coin — culture and community. With over 21,000 followers on X (formerly Twitter), 12,000+ active members in Telegram, and more than $15 million already raised in its presale, the project has shown how far brand identity and community energy can carry momentum. Like Dogecoin and Shiba Inu before it, XYZVerse proves that the real value driver is people rallying around a shared joke, vibe, and identity. Beyond the Meme: Features That Fit the Brand While XYZVerse embraces its role as a cultural asset first, it’s also experimenting with features that align with its playful ethos. Through its integration with the bookmaker.XYZ holders can use $XYZ in sports betting markets — merging memes, speculation, and entertainment in a way that feels natural for its community. The roadmap doesn’t stop there. Planned additions like staking rewards, gamified community quests, and expanded sports and entertainment partnerships give holders more ways to engage. These aren’t what define XYZVerse — culture still comes first — but they provide extra dimensions that strengthen engagement. Source: XYZVerse.io  Built on Trust and Structure In a space where rug pulls and empty promises are common, XYZVerse has made credibility a priority. The project has undergone smart contract audits by Pessimistic and SolidProof, ensuring transparency and security.  Its tokenomics are also deliberately structured, balancing allocations for presale, marketing, liquidity, development, and community incentives, with 17.13% of the supply permanently burned to create scarcity. This balance between community energy, cultural resonance, and structured credibility is what makes XYZVerse more than just another meme coin hype cycle. Bottom Line While most meme coins start as pure social movements, a few, including DOGE, SHIB, FLOKI, BONK, and XYZ, have managed to bolt on real-world or DeFi utility. Success often depends less on tech and more on whether the community actually uses these features rather than just speculating. Disclaimer: This content is a sponsored post and is intended for informational purposes only. It was not written by 36crypto, does not reflect the views of 36crypto and is not a financial advice. Please do your research before engaging with the products.The post Meme Coins With Backbone: Real Projects Serving People Instead of Feeding Hype Machines appeared first on 36Crypto.

Author: Coinstats

2025/08/31

Best ETH-Based Altcoin to Invest in as Ethereum Price Eyes $5000

Best ETH-Based Altcoin to Invest in as Ethereum Price Eyes $5000

With Ethereum price action nearing the elusive $5,000, investor interest is moving towards new projects built around ETH, which can potentially capitalise on this rallying trend. One of the most promising new projects is Mutuum Finance (MUTM), which gained market buzz due to its innovative DeFi offerings and its expanding activity on-chain.  Mutuum Finance (MUTM) […]

Author: Cryptopolitan

2025/08/31

What Is TVL? Understanding Total Value Locked in 2025 – CryptoNinjas

What Is TVL? Understanding Total Value Locked in 2025 – CryptoNinjas

The post What Is TVL? Understanding Total Value Locked in 2025 – CryptoNinjas appeared on BitcoinEthereumNews.com. Total Value Locked (TVL) is a key metric that combines the total value of digital assets locked, staked, or committed in a specific blockchain, DeFi platform, or decentralized application (dApp). TVL serves as an indicator of the health, popularity, liquidity, and usability of a DeFi platform or blockchain. A higher TVL generally signals stronger user confidence and greater platform adoption, as more capital is committed and available within the protocol. It also reflects the liquidity available for trades, loans, and staking activities. By contrast, a lower TVL indicates negative market sentiment toward the protocol, lower activity on that platform, and a decline in perceived value. In this article, we will explain what TVL is in crypto? Its benefits, limitations, and why it matters for DeFi and crypto investors. We will also show you how TVL is calculated, then explore the top ten DeFi protocols and blockchains by TVL in 2025, and explain how to analyze TVL across different blockchains and platforms. What Is Total Value Locked (TVL) in Crypto? Total Value Locked (TVL) is a metric that combines the total value of digital assets locked in a decentralized finance (DeFi) protocol or decentralized application. TVL shows how much money is being staked, lent, borrowed, or otherwise used within smart contracts on that network. In addition, it is an indicator of the liquidity, popularity, and overall health of protocols. A higher TVL usually means more users are committing their funds, which can signal strong network activity and deeper liquidity for trading or lending. On the flip side, a lower TVL may suggest diminished confidence or activity in the project, which in turn indicates a decline in the overall health of the protocol. TVL is generally expressed in US dollars by multiplying the quantity of each asset locked by its current market…

Author: BitcoinEthereumNews

2025/08/31

What Is TVL? Understanding Total Value Locked in 2025

What Is TVL? Understanding Total Value Locked in 2025

Total Value Locked (TVL) is a key metric that combines the total value of digital assets locked, staked, or committed in a specific blockchain, DeFi platform, or decentralized application (dApp). The post What Is TVL? Understanding Total Value Locked in 2025 appeared first on CryptoNinjas.

Author: Crypto Ninjas

2025/08/31

Top Cryptos to Buy Now With the Highest ROI Potential in 2025

Top Cryptos to Buy Now With the Highest ROI Potential in 2025

As the crypto market gears up for another major run, Mutuum Finance (MUTM) and Cardano (ADA) are emerging as standout coins in 2025’s high-ROI race. Mutuum Finance (MUTM) is at presale stage 6 at a price of $0.035. Mutuum Finance will be up by 14.29% to $0.04 in stage 7. Investors who enter in this […]

Author: Cryptopolitan

2025/08/31

Crypto for the People: Best Meme Coins That Can Offer More Than Just Hype

Crypto for the People: Best Meme Coins That Can Offer More Than Just Hype

Discover meme coins that blend culture with utility beyond hype. From Shiba Inu's Shibarium to XYZVerse's sports betting integration, learn which meme coins like DOGE, FLOKI, BONK, and PEPE deliver real-world value while maintaining community-driven appeal.

Author: Cryptodaily

2025/08/31

The World’s Most Underrated Scotch—According To A Whisky Expert

The World’s Most Underrated Scotch—According To A Whisky Expert

The post The World’s Most Underrated Scotch—According To A Whisky Expert appeared on BitcoinEthereumNews.com. Auchentoshan is a storied brand of scotch that struggles to get the recognition it deserves from the whisky industry at large. Photo illustration: Brad Japhe Nestled into a verdant meadow, a stone’s throw from the River Clyde, Auchentoshan has been churning out world-class scotch for just over two centuries. The legendary Lowland malt has so many things going for it: a healthy trove of well-matured stock, a unique, triple distillation method of production, and a charming new visitor’s center within 30 minutes of downtown Glasgow. You could say Auchentoshan’s as easy to love as it is challenging to pronounce (ock-un-tosh-un). A notion evidenced by the trove of coveted hardware these single malts have accumulated at top spirits competitions in recent years: Double Golds in San Francisco, Gold Medal for Distillery Cask – 1997 Oloroso at the Scottish Whisky Awards, and, most recently, “best in category non-age-stated scotch” at the 2024 World Whiskies Awards for the brand’s berry-forward Triple Wood. It’s difficult to imagine—despite all the storied tradition and success—that Auchentoshan somehow remains under-appreciated here in the US. And yet it’s hard to argue the notion. Widespread distribution across the country eludes the liquid and it’s rarely mentioned in conversation with the usual suspects of scotch superstardom. Though that list contains its sister brands of Laphroaig, Bowmore and Glen Garioch (all owned by the same parent company, Suntory Global Spirits). In fact, one expert in particular is willing to go so far as to say that Auchentoshan is the world’s most underrated scotch label. And he ought to know a thing or two about the subject. Johnnie Mundell is a scotch fanatic who grew up not far from the distillery’s backyard. He also spent the better part of a decade as a senior ambassador for Suntory whiskies. Today he is a…

Author: BitcoinEthereumNews

2025/08/31

The AI Advantage: Learning Any Subject from a Digital Mastermind

The AI Advantage: Learning Any Subject from a Digital Mastermind

With AI-powered mentors, you can master any skill, guided by history’s greatest minds.

Author: Hackernoon

2025/08/31

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