Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16281 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Ethereum (ETH) Price Prediction: ETH Price Action Pushes Investors to New Crypto Coin Under $0.05

Ethereum (ETH) Price Prediction: ETH Price Action Pushes Investors to New Crypto Coin Under $0.05

Ethereum’s latest price action, marked by hesitation near key resistance zones and diminishing short-term momentum, has prompted many investors to look beyond ETH for assets with stronger upside potential. This shift in sentiment has placed Mutuum Finance (MUTM) in the spotlight as the new crypto coin, especially as it remains priced under $0.05 while delivering […]

Author: Cryptopolitan
Gemini Integrates RLUSD on XRP Ledger for Fast, Low-Fee Payments

Gemini Integrates RLUSD on XRP Ledger for Fast, Low-Fee Payments

The post Gemini Integrates RLUSD on XRP Ledger for Fast, Low-Fee Payments appeared on BitcoinEthereumNews.com. Gemini Brings RLUSD to the XRP Ledger — A Game-Changer for Payments and XRP Utility Gemini now supports RLUSD on the XRP Ledger (XRPL), bringing near-instant settlements and ultra-low fees, a move with far-reaching implications beyond the headline. What does this mean? Well, a leading U.S. exchange is now settling stablecoins on XRPL, signaling strong confidence in Ripple’s technology.  For users, it means faster, cheaper transactions and seamless settlement, near-instant payments and minimal fees are becoming the new standard in crypto. The real impact lies beneath the surface. Every RLUSD transaction on XRP Ledger taps XRP’s native routing, liquidity, and network reserves. As RLUSD adoption grows, XRP’s utility rises, transforming a simple stablecoin integration into a network-wide efficiency boost. Notably, Ripple CEO Brad Garlinghouse celebrated RLUSD surpassing a $1B market cap, driven by real-world adoption as high-quality collateral on lending platforms. With regulatory approval in key markets like Abu Dhabi, Dubai, and DIFC, RLUSD is now poised for global expansion. With Gemini’s support and key regulatory approvals, RLUSD is evolving from a standard stablecoin into a high-quality, versatile financial instrument. Its integration on XRPL showcases Ripple’s network in action: fast, reliable, and cost-efficient settlement for both institutions and retail users. For XRP holders, this drives network demand, boosting XRP’s role as a settlement and liquidity tool. For the broader crypto market, it reinforces XRPL’s position as a leading infrastructure for real-time, low-cost digital payments. Therefore, Gemini’s RLUSD integration marks a leap for the XRP Ledger, turning potential into mainstream adoption. Stablecoin payments are now faster, cheaper, and more powerful, powered by XRP’s liquidity and efficiency. Conclusion Gemini’s RLUSD integration on the XRP Ledger is a milestone for real-world crypto adoption. It enables near-instant, low-cost transactions while leveraging XRP’s liquidity and network power, accelerating mainstream stablecoin use.  With regulatory approvals, a…

Author: BitcoinEthereumNews
The Future of B2B: XOOBAY’s AI & Web3 Marketplace Guarantees Global Trade Profit via Token Rewards

The Future of B2B: XOOBAY’s AI & Web3 Marketplace Guarantees Global Trade Profit via Token Rewards

Hong Kong – XOOBAY, the pioneering Web3 cross-border e-commerce platform, today announced the launch of its revolutionary token incentive model, designed to directly subsidize global buyers and suppliers. By leveraging a single, unified Web3 wallet, XOOBAY is transforming the prohibitive commission structures of Web2 giants into a profit-sharing ecosystem, fundamentally enabling the principle that “the […] The post The Future of B2B: XOOBAY’s AI & Web3 Marketplace Guarantees Global Trade Profit via Token Rewards appeared first on TechBullion.

Author: Techbullion
$42M Crypto Fraud Scheme: U.S. Charges Canadian Nathan Gauvin in Discord Scam

$42M Crypto Fraud Scheme: U.S. Charges Canadian Nathan Gauvin in Discord Scam

TLDR Nathan Gauvin, 26, charged in a $42M crypto fraud scheme involving Gray Digital Capital and its Gray Fund. Gauvin lured investors through Discord, making false promises about high returns and assets. He secured $800K in credit with false information, using the funds for personal expenses. The fraud ran from May 2022 to October 2024, [...] The post $42M Crypto Fraud Scheme: U.S. Charges Canadian Nathan Gauvin in Discord Scam appeared first on Blockonomi.

Author: Blockonomi
Pi Network Plans AI Integration in KYC to Aid Mainnet Migration

Pi Network Plans AI Integration in KYC to Aid Mainnet Migration

The post Pi Network Plans AI Integration in KYC to Aid Mainnet Migration appeared on BitcoinEthereumNews.com. Pi Network is integrating artificial intelligence into its Standard Know Your Customer process to speed up identity verification and reduce migration delays for millions of users ahead of Mainnet launch. This builds on the AI tested in the Fast Track KYC system introduced in September, aiming to halve the queue of pending applications. AI enhances Standard KYC by automating reviews, easing bottlenecks for Pioneers migrating to Mainnet. Fast Track KYC’s AI eligibility system merges into Standard KYC, allowing quicker approvals without the 30 mining session requirement for early users. Validator rewards distribution begins in early 2026, based on audits of tasks since 2021, with 17.5 million Pioneers already KYC-verified and 15.7 million on Mainnet. Discover how Pi Network’s AI-powered KYC integration accelerates user migration to Mainnet. Learn about validator rewards and recent PI token price movements in this comprehensive update. Stay informed on blockchain innovations today. What is Pi Network’s AI Integration in Standard KYC? Pi Network’s AI integration in Standard KYC involves incorporating artificial intelligence to streamline the identity verification process for its user base. This technology, previously tested in the Fast Track KYC system launched in September, automates parts of the review to address migration challenges as millions of Pioneers prepare for Mainnet activation. By reducing reliance on manual checks, it aims to cut processing times significantly while maintaining security standards. How Does AI in Pi Network’s KYC Process Work? The AI system in Pi Network’s KYC process functions by pre-screening applications to identify straightforward cases for automatic approval, reserving human review for complex or uncertain submissions. According to the Pi Core Team’s blog post, this conservative AI approach minimizes false positives and negatives, ensuring accurate verifications. For instance, it redacts sensitive data and presents validators with essential information only, which has helped resolve regional validator shortages that…

Author: BitcoinEthereumNews
DeFi Project Mutuum Finance Hits 98% Allocation in Phase 6 Amid Unprecedented Demand, Next Crypto to Explode?

DeFi Project Mutuum Finance Hits 98% Allocation in Phase 6 Amid Unprecedented Demand, Next Crypto to Explode?

Demand in the market has begun rising, and Mutuum Finance (MUTM) has become the standout story of the moment. Its Phase 6 of presale allocation surges past 95%, signaling explosive interest from early investors. Owing to the rapidly increasing devoted following, a DeFi-based lending and borrowing platform in the form of a well-developed ecosystem, and […]

Author: Cryptopolitan
US Banks Cleared to Execute “Riskless” Crypto Trades: What It Means for Adoption

US Banks Cleared to Execute “Riskless” Crypto Trades: What It Means for Adoption

The post US Banks Cleared to Execute “Riskless” Crypto Trades: What It Means for Adoption appeared on BitcoinEthereumNews.com. The U.S banking regulator has cleared national banks to handle “riskless” crypto trades. This move allows banks to match buy and sell orders for crypto without holding coins themselves. Many see this as a major step for crypto adoption in the U.S.  Banks can now act as middlemen. They can fill both sides of a trade and pass the asset at once. They do not keep the crypto on their books. This keeps their risk low and gives large clients a safer way to trade.  What did Regulators Approve?  The Office of the Comptroller of the Currency (OCC) released guidance that lets banks carry out “riskless principal” crypto trades. In these trades, the bank buys from one customer and sells to another at the same time. In this sense, the bank does not hold crypto for long. It only passes it through.  The OCC said this is similar to how banks handle many stock trades. The process does not change much. The tech behind the asset is only part that differs.  Banks must still follow strict rules. They must run checks for fraud, money laundering, and system checks. The OCC will watch these activities the same way it watches other bank services.  Some banks asked for this clarity before the update. They wanted a clear green light to serve clients who trade crypto. This move gives them that. More importantly, it opens the doors for more banks to join.  Why this is a Big Deal for Crypto Adoption  This regulatory green light helps crypto adoption in several ways: Firstly, institutions now get a trusted entry point into crypto. Many large firms stay away from offshore crypto exchanges. Now they can trade through banks they already know  Risk drops. Banks offer stable and regulated services. Clients no longer need to worry…

Author: BitcoinEthereumNews
Bitcoin MENA 2025 Recap: Antalpha and Industry Leaders Reach Strong Consensus on the Vision of a "Bitcoin-Powered Digital Bank"

Bitcoin MENA 2025 Recap: Antalpha and Industry Leaders Reach Strong Consensus on the Vision of a "Bitcoin-Powered Digital Bank"

Antalpha Platform Holding Co. (NASDAQ: ANTA), a leading global fintech platform in the Bitcoin ecosystem, today released an official statement summarizing and reviewing the company's significant participation and industry insights during its role as the title sponsor of Bitcoin MENA 2025. Bitcoin MENA 2025 was successfully held in Abu Dhabi, UAE, from December 8th to 9th, bringing together key figures from the global crypto and finance sectors, including Binance founder CZ and MicroStrategy executive chairman Michael Saylor, as well as numerous institutional participants, policymakers, and technology innovators. During the conference, CZ shared his view that Bitcoin may be breaking through the traditional four-year halving cycle and entering a "supercycle" driven by macroeconomic factors and institutional capital. Michael Saylor presented a more forward-looking industry blueprint, outlining a new financial architecture with Bitcoin as the underlying reserve asset and digital credit issued by regulatory agencies and national financial institutions—the "Bitcoin-backed digital bank." He pointed out that an increasing number of large US banks have begun to engage in Bitcoin custody and lending, indicating that Bitcoin is evolving from a "speculative asset" to an "underlying asset of regulated financial infrastructure." Saylor's views align perfectly with Antalpha's long-term strategy. As one of the few global fintech platforms capable of providing large-scale, long-term, fixed-interest, Bitcoin-collateralized institutional-grade financing solutions, Antalpha has long been committed to promoting Bitcoin as the underlying reserve asset for institutional lending, corporate treasury assets, and multi-asset financial services systems. Over the past year, the company has continuously improved its multi-asset collateralized lending infrastructure, expanding its business across Asia, Europe, the Middle East, and the Americas, and continuing to collaborate with traditional financial institutions worldwide to explore the compliance and product innovation pathways for Bitcoin within traditional financial systems. Bitcoin MENA 2025 also marks Antalpha's first major global industry appearance since its traditional IPO on Nasdaq in May 2025. This milestone demonstrates the company's long-term commitment to transparency, regulatory compliance, and institutional-level governance—capabilities essential for Bitcoin's future integration into the global financial system. Dr. Derar Islim, Chief Operating Officer and CEO of Antalpha for the Americas, Europe, Middle East and Africa, stated: “Bitcoin MENA 2025 clearly demonstrated the shifting focus of the global narrative surrounding Bitcoin—from short-term price volatility to long-term financial infrastructure development. Michael Saylor’s concept of a ‘Bitcoin-backed digital bank’ aligns perfectly with Antalpha’s strategic direction over the years. We believe that Bitcoin is not only digital gold, but will become the underlying reserve asset for institutional credit markets and the modern financial system. Antalpha’s mission is to provide the technology, funding tools, and risk management capabilities needed for this future in a transparent, robust, and institutional-grade manner.” The meeting further highlighted Abu Dhabi's strategic position in the global digital asset space. With its advanced regulatory framework, long-term energy strategy, and growing institutional participation, the UAE is becoming a key hub for sectors such as mining, custody, infrastructure, and cross-border financing—sectors that synergize well with Antalpha's global operations. As revealed by Bitcoin MENA 2025, the next phase for Bitcoin will focus on: deeper integration into regulated financial systems, continued growth in corporate treasuries and institutional asset allocation, and a new wave of development around a “Bitcoin-supported financial architecture.” Antalpha will continue to leverage its deep expertise in technology, risk management, and large-scale fundraising to drive the long-term, robust development of the Bitcoin ecosystem and play a key role in the global digital financial system. *Note: This article does not constitute an offer, solicitation, advice or recommendation of any securities, financial products or services in any jurisdiction.

Author: PANews
Gemini Secures CFTC License for Potential Bitcoin Event Contracts in US

Gemini Secures CFTC License for Potential Bitcoin Event Contracts in US

The post Gemini Secures CFTC License for Potential Bitcoin Event Contracts in US appeared on BitcoinEthereumNews.com. The Gemini CFTC license allows the crypto exchange to offer event contracts and prediction markets to U.S. customers, marking a significant expansion into regulated trading. This approval, after a five-year process, positions Gemini alongside competitors like Kalshi and Polymarket in a rapidly growing sector. Gemini Titan, an affiliate of Gemini, received Designated Contract Market status from the CFTC, enabling U.S.-based event contracts. The license follows a surge in prediction market popularity, with platforms like Polymarket recently cleared for U.S. operations. Over 80% of users in recent surveys identify prediction markets as the crypto segment with the highest growth potential, per Myriad Markets data. Gemini CFTC license unlocks prediction markets for U.S. traders—trade event contracts on Bitcoin prices and regulations now. Discover how this boosts crypto innovation and join the future of finance today! What is the Gemini CFTC License and Its Impact on Prediction Markets? The Gemini CFTC license refers to the Designated Contract Market approval granted by the U.S. Commodity Futures Trading Commission to Gemini Titan, an affiliate of the Gemini cryptocurrency exchange. This milestone enables Gemini to legally offer event contracts—bets on real-world outcomes like election results or cryptocurrency price thresholds—to American users. After a rigorous five-year application process, the license signals a shift toward greater regulatory acceptance of innovative financial products in the crypto space, allowing Gemini to compete directly with established players while enhancing user access to these tools through its existing platform. How Does the Gemini CFTC License Enable Event Contracts for U.S. Customers? The Gemini CFTC license specifically authorizes the trading of event contracts, which function as binary options on future events, such as whether Bitcoin will surpass $200,000 by year-end or specific regulatory decisions. According to statements from Gemini executives, customers can now access these markets via the exchange’s web interface using USD…

Author: BitcoinEthereumNews
BSP cuts policy rate to 4.5%, lowest in over three years

BSP cuts policy rate to 4.5%, lowest in over three years

The Bangko Sentral ng Pilipinas (BSP) on Thursday lowered its benchmark policy rate by 25 basis points (bps) to 4.5%, marking lowest level in more than three years. The Monetary Board lowered its benchmark lending rate by 25 bps for a fifth straight meeting. At 4.5%, this is the lowest target reverse repurchase rate since […]

Author: Bworldonline