Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15865 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
WLFI’s $8 Million Buyback Lifts Price 13% Amid Treasury Sustainability Concerns

WLFI’s $8 Million Buyback Lifts Price 13% Amid Treasury Sustainability Concerns

The post WLFI’s $8 Million Buyback Lifts Price 13% Amid Treasury Sustainability Concerns appeared on BitcoinEthereumNews.com. The WLFI token buyback by World Liberty Financial, backed by the Trump family, involved repurchasing $8 million worth of tokens to reduce supply and support price stability. This move, revealed by on-chain data from Arkham, acquired 46.56 million tokens at an average price of $0.1674, marking a significant effort to counteract market downtrends. WLFI’s $8 million repurchase: Larger than previous buybacks, this action burned tokens to enhance scarcity and value. Price impact: The buyback led to a 13% surge over seven days, though still 48% below launch levels. Family stake and revenue: Trump-linked projects generated $802 million in early 2025, with WLFI holdings exceeding $7.5 billion per Arkham data. Discover how the WLFI token buyback strategy impacts World Liberty Financial’s future. Backed by the Trump family, this move reduces supply amid market volatility—explore implications for investors today. What is the WLFI Token Buyback and Its Purpose? WLFI token buyback refers to World Liberty Financial’s initiative to repurchase its own tokens from the market, funded by the Trump family’s backing, to decrease circulating supply and potentially stabilize or increase value. On-chain data from Arkham shows the company spent over $7.79 million in just five hours to acquire 46.56 million WLFI tokens at an average price of $0.1674. This strategy builds on a September governance proposal that passed with 98% approval, focusing on burns and repurchases to counter downtrends. How Does the WLFI Buyback Affect Token Price and Supply? The WLFI buyback has directly influenced market dynamics by creating artificial scarcity, pushing prices up 13% over the past seven days, as tracked by CoinMarketCap data. Despite this gain, the token remains 48% below its initial launch price, highlighting ongoing volatility. A Reuters investigation notes that Trump family-linked crypto ventures, including WLFI, generated approximately $802 million in the first half of 2025, primarily…

Author: BitcoinEthereumNews
Xapo Bank expands its Bitcoin lending fund, developing "a range of Bitcoin wealth management products".

Xapo Bank expands its Bitcoin lending fund, developing "a range of Bitcoin wealth management products".

PANews reported on November 27th that, according to The Block, Xapo Bank's yield-based Bitcoin lending product, the Xapo Byzantine BTC Credit Fund, has officially opened to a wider range of accredited investors after attracting $100 million in member funds in its initial phase. The fund deploys user-deposited Bitcoin through a fully institutionalized lending process, with loan decisions overseen by the investment committee of independent investment manager Hilbert Group. It aims to provide long-term Bitcoin holders with a low-risk, stable-return wealth management tool. Tommy Doyle, Head of Global Client Relationships at Xapo Bank, stated, "The Xapo Bitcoin Credit Fund perfectly complements our portfolio of Bitcoin wealth products, offering stable returns for our long-term Bitcoin holders with a low-risk appetite." According to the fund's terms, participation is limited to accredited investors and may involve minimum investment thresholds and due diligence assessments. Earlier this year, Xapo, primarily known as a cryptocurrency custody firm, began offering Bitcoin-backed dollar loans of up to $1 million. Xapo was also the first bank in the UK to offer interest-bearing Bitcoin and fiat currency accounts.

Author: PANews
Xapo Bank’s Game-Changing Expansion To Retail Customers

Xapo Bank’s Game-Changing Expansion To Retail Customers

The post Xapo Bank’s Game-Changing Expansion To Retail Customers appeared on BitcoinEthereumNews.com. Cryptocurrency enthusiasts have exciting news to celebrate as Xapo Bank expands its revolutionary Bitcoin lending product to general customers. This groundbreaking move opens up new financial opportunities for everyday investors who want to earn yield on their Bitcoin holdings through secure banking channels. What Makes Xapo Bank’s Bitcoin Lending So Special? Gibraltar-based Xapo Bank is making waves in the crypto space by extending its Byzantine BTC Credit Fund to retail customers. Previously available only to institutional clients, this Bitcoin lending product represents a significant step toward mainstream cryptocurrency adoption. The fund generates yield through carefully managed Bitcoin loans and deposits, providing customers with passive income opportunities. This expansion marks a pivotal moment in cryptocurrency banking. Traditional financial institutions have been slow to embrace Bitcoin, but Xapo Bank’s move demonstrates growing confidence in digital assets. The Bitcoin lending service allows customers to potentially earn returns while maintaining exposure to their cryptocurrency investments. How Does Bitcoin Lending Work for Regular Investors? The mechanics of Bitcoin lending might seem complex, but Xapo Bank has simplified the process for general customers. Here’s what you need to know: Customers deposit Bitcoin into the Byzantine BTC Credit Fund The bank facilitates Bitcoin loans to vetted borrowers Interest generated from these loans creates yield for depositors Funds remain accessible within the regulated banking framework This Bitcoin lending model provides an alternative to traditional savings accounts, especially valuable in environments where interest rates on fiat currencies remain low. The service combines the security of banking regulation with the potential returns of cryptocurrency markets. Why Should You Consider Bitcoin Lending Opportunities? Bitcoin lending through established institutions like Xapo Bank offers several compelling advantages. First, it provides exposure to cryptocurrency markets without the volatility concerns of direct trading. Second, the regulated environment offers greater security than many decentralized platforms. Finally,…

Author: BitcoinEthereumNews
Edel Finance-Linked Wallets ‘Snipe’ 30% Token Supply, Bag $11M: Bubblemaps

Edel Finance-Linked Wallets ‘Snipe’ 30% Token Supply, Bag $11M: Bubblemaps

The post Edel Finance-Linked Wallets ‘Snipe’ 30% Token Supply, Bag $11M: Bubblemaps appeared on BitcoinEthereumNews.com. Concerns are mounting over unusual activity surrounding the token launch of Edel Finance, a lending protocol focused on tokenized stocks and real-world assets (RWAs). Blockchain analytics platform Bubblemaps claimed in a Tuesday X post that a cluster of about 160 wallets accumulated 30% of the EDEL token supply, worth $11 million, during the launch earlier this month. The platform alleged the wallets were linked and funded in a coordinated fashion immediately before trading opened. “Edel Finance sniped 30% of $EDEL. Then tried to hide it behind a maze of wallets and liquidity positions,” said Bubblemaps. “Just hours before $EDEL launched, ~60 wallets were funded from Binance […] Together, they got 30% of the supply – now worth $11M.” In crypto slang, sniping refers to employing crypto trading bots to automatically purchase new token supply as soon as the tokens become publicly available. Snipers aim to get in before the general public to buy at lower prices. Source: Bubblemaps The wallets were all funded with Ether (ETH) around the same time, which was sent through a “layer of fresh wallets” before buying up the token supply through the final wallet layer, Bubblemaps claimed. Each wallet received 50% of the EDEL they sniped, while the remaining 50% was dispersed among about 100 secondary wallets, all of which were reportedly funded through the MEXC exchange. “The list of all 100 secondary wallets is included directly in the token contract creation code,” creating a “clear link between the team and the snipers,” Bubblemaps said. Cointelegraph was unable to independently verify the wallet cluster that acquired 30% of the token supply. EDEL/USD, one-week chart. Source: CoinMarketCap EDEL, which launched Nov. 12, has a market capitalization of about $14.9 million but has fallen 62% over the past week, according to CoinMarketCap. Edel Finance is a decentralized…

Author: BitcoinEthereumNews
First Look At Groups A & C

First Look At Groups A & C

The post First Look At Groups A & C appeared on BitcoinEthereumNews.com. DOHA, QATAR – MAY 13: A general view of the stage during the draw ceremony for the FIBA Basketball World Cup 2027 Qualifiers in Doha, Qatar. on May 13, 2025 The tournament will be hosted by Qatar from August 27 to September 12, 2027. (Photo by Mohammed Dabbous/Anadolu via Getty Images) Anadolu via Getty Images The FIBA Basketball World Cup African Qualifiers kick off tomorrow, as African nations begin their pursuit of five coveted spots at the 2027 FIBA World Cup in Doha, Qatar. A total of sixteen teams: Angola, Cameroon, Cape Verde, Côte d’Ivoire, DR Congo, Egypt, Guinea, Libya, Madagascar, Mali, Nigeria, Rwanda, Senegal, South Sudan, Tunisia, and Uganda, are competing in a multi-window tournament structure, designed to test depth, consistency, and adaptability across multiple stages. The first window in November 2025 will feature eight of these teams, split across Groups A and C. Group A comprises Cameroon, South Sudan, Libya, and Cape Verde, while Group C features Nigeria, Rwanda, Guinea, and Tunisia. Each team will play its group opponents once in this opening window, with a total of six games to be played across the three First Round windows (November 2025, February 2026, and July 2026). Only the top three teams from each group will advance to the Second Round, while the bottom team will be eliminated from contention. In the Second Round, advancing teams will be placed into two new groups, carrying forward results from the First Round. Each nation will then play six additional games against teams they have not yet faced. At the conclusion of this stage, the top two teams from each group, along with the best third-place team, will earn qualification for Doha 2027, making every game in the first window critical to each team’s path forward. Group A Cameroon’s Jeremiah Hill top…

Author: BitcoinEthereumNews
This New DeFi Crypto Is Minutes Away From a 100% Phase 6 Sellout, MUTM Surges 250%

This New DeFi Crypto Is Minutes Away From a 100% Phase 6 Sellout, MUTM Surges 250%

The clock has begun counting down. An emerging DeFi crypto the price is a new one of $0.035 and those who own it are rushing to complete Phase 6 sellout before the last tokens are lost within minutes. What started as a low-key presale in early 2025 previously has become one of the most discussed […]

Author: Cryptopolitan
Paolo Ardoino hekelt S&P terwijl Tether uitgroeit tot grootste onafhankelijke goudhouder ter wereld

Paolo Ardoino hekelt S&P terwijl Tether uitgroeit tot grootste onafhankelijke goudhouder ter wereld

Tether wordt de grootste onafhankelijke houder van fysiek goud wereldwijd. Alleen centrale banken beschikken over meer reserves. De mijlpaal valt samen met een harde klap van S&P Global Ratings, dat de dollarpeg van USDt heeft verlaagd tot de laagste stabiliteitsscore. Tether maakte in november bekend dat het inmiddels 116 ton fysiek goud in bezit heeft. Daarmee overtreft het vrijwel alle private partijen en soevereine fondsen. Alleen centrale banken houden meer goudreserves aan. De nieuwe cijfers onderstrepen volgens het bedrijf de rol die Tether inmiddels speelt in de mondiale financiële infrastructuur. CEO Paolo Ardoino benadrukt dat Tether opereert als een extreem overgekapitaliseerd bedrijf dat “zonder toxische reserves” werkt en wereldwijd winstgevend blijft. Eerder werd al duidelijk dat Tether nog meer goud wil verzamelen. De publicatie kwam op een gevoelig moment. S&P Global Ratings verlaagde namelijk de stabiliteitsscore van stablecoin USDt naar het laagste niveau, waarmee het de betrouwbaarheid van de koppeling aan de Amerikaanse dollar in twijfel trekt. Check onze Discord Connect met "like-minded" crypto enthousiastelingen Leer gratis de basis van Bitcoin & trading - stap voor stap, zonder voorkennis. Krijg duidelijke uitleg & charts van ervaren analisten. Sluit je aan bij een community die samen groeit. Nu naar Discord Waarom verlaagt S&P de rating van USDT? S&P wijst vooral naar de samenstelling van Tethers reserve-assets, waar volgens de kredietbeoordelaar te veel “volatiele of hoger-risico” categorieën in zitten. Onder deze assets vallen: Bitcoin (5,6 procent van de totale reserves) Fysiek goud Leningen Corporate bonds Volgens S&P overtreft het Bitcoin-aandeel zelfs de volledige overcollateralisatiemarge van 3,9 procent, wat de stabiliteit onder druk zou zetten bij een forse prijscorrectie. Daarnaast benadrukt de kredietbeoordelaar dat Tether opereert onder de El Salvadoriaanse toezichthouder CNAD, die mildere eisen stelt aan stablecoin-reserves dan bijvoorbeeld Amerikaanse regelgevers. Ook het ontbreken van volledige accountantscontroles of structurele proof-of-reserve rapportages speelde mee. S&P nuanceerde dat het grootste deel van de reserves (ongeveer 75 procent) bestaat uit Amerikaanse staatsobligaties en andere laag-risico instrumenten, maar dat dit niet voldoende compenseert voor de risico’s van de overige assets. Tether wijst beschuldigingen resoluut van de hand Tether reageerde fel op de rapportage en noemde het S&P-onderzoek “misleidend”. Het bedrijf stelt dat de analyse geen recht doet aan de schaal en macro-economische betekenis van digitaal geld. Volgens Tether toont gebruiksdata al jaren aan dat USDT ondanks volatiliteit in traditionele markten volledig functioneert, liquide is en wereldwijd wordt vertrouwd. CEO Paolo Ardoino ging nog een stap verder. Hij hekelde in een publieke verklaring het nut van traditionele ratingmodellen en beschuldigde kredietbeoordelaars van een verkeerd wereldbeeld. Ardoino stelt dat dezelfde modellen in het verleden bedrijven een hoge rating gaven die later spectaculair omvielen. Volgens hem laat dit zien dat de financiële sector zélf afhankelijk is van achterhaalde aannames. “We wear your loathing with pride”, schreef Ardoino in een scherpe reactie aan S&P. Hij stelt dat Tether juist het tegengestelde doet van wat klassieke financiële instellingen deden. Tether zou een solide buffer hebben, extreem winstgevend opereren en met transparante data aantonen dat het model werkt. Gedraagt Tether zich inmiddels als een centrale bank? De goudreserves vormen slechts één onderdeel van een bredere verschuiving. Tether is inmiddels: De 17e grootste houder van Amerikaanse staatsobligaties ter wereld Groter dan landen als Zuid-Korea, Saoedi-Arabië en Duitsland op dit vlak De uitgever van een stablecoin met een marktkapitalisatie boven de 100 miljard dollar. Tegelijkertijd is Tether ook gewoon nog een bedrijf. Zo heeft het inmiddels een bestuurszetel bij de voetbalclub Juventus. Actief in commodity lending en kredietverlening Die combinatie zorgt ervoor dat steeds meer analisten Tether omschrijven als een de facto centrale bank van digitale dollars. Het bedrijf verzamelt enorme hoeveelheden reserves, fungeert als uitgever van digitaal geld en beweegt kapitaalstromen die op het niveau van landen liggen. De toevoeging van massieve goudreserves versterkt dit beeld. Het zet de toon voor een bredere discussie: verschuift de macht van traditionele instellingen naar digitale uitgevers die zich niets aantrekken van klassieke financiële regels? En hoe reageren toezichthouders wanneer een private speler meer goud bezit dan de meeste landen? Wat betekent dit voor de cryptomarkt? De timing van het S&P-rapport kan op korte termijn druk zetten op het vertrouwen in USDT. Toch lijkt de markt voor stablecoins in 2025 robuust. Nieuwe regelgeving in de Verenigde Staten en geopolitieke verschuivingen stimuleren het gebruik van digitale dollars. De markt cap van stablecoins passeerde onlangs de 300 miljard dollar, waarbij USDT dominant blijft. Tether blijft intussen hard groeien, zowel in reserves als in geopolitieke invloed. Met de combinatie van goud, staatsobligaties en digitale dollars lijkt het bedrijf een unieke positie te veroveren tussen cryptosector en mondiale financiële infrastructuur. Best wallet - betrouwbare en anonieme wallet Best wallet - betrouwbare en anonieme wallet Meer dan 60 chains beschikbaar voor alle crypto Vroege toegang tot nieuwe projecten Hoge staking belongingen Lage transactiekosten Best wallet review Koop nu via Best Wallet Let op: cryptocurrency is een zeer volatiele en ongereguleerde investering. Doe je eigen onderzoek. Het bericht Paolo Ardoino hekelt S&P terwijl Tether uitgroeit tot grootste onafhankelijke goudhouder ter wereld is geschreven door Robin Heester en verscheen als eerst op Bitcoinmagazine.nl.

Author: Coinstats
Is Tether’s Stability at Risk? S&P Downgrades USDT Amid BTC

Is Tether’s Stability at Risk? S&P Downgrades USDT Amid BTC

The post Is Tether’s Stability at Risk? S&P Downgrades USDT Amid BTC appeared on BitcoinEthereumNews.com. S&P Global Ratings has downgraded Tether’s USDT, citing concerns over its exposure to volatile assets like Bitcoin. The agency warned that a drop in Bitcoin’s value could undermine the collateral backing USDT and affect its stability. S&P Downgrades Tether Over Reserve Concerns The ratings firm cut back its score for Tether from “constrained” to “weak.” This adjustment reflects increased risks pertaining to the reserve mix of the company. The company has a ton of risky assets: Bitcoin, gold, corporate bonds and secured loans. The platform has not completely disclosed the details of its reserves, S&P pointed out. It has always done so through attestations instead of a full audit. Nonetheless, platform maintains its reserves are sound and that they are supported by safe assets like U.S. Treasury bills. As per its transparency report the company hold above 87,728 BTC. Bitcoin currently comprises 5.4% of the platform’s total reserves, compared to 3.6% in its previous report. This surge has led to fears that a rapid fall in the value of Bitcoin would shrink coverage on Tether’s reserves. Platform’s Reserve Strategy Under Scrutiny Amid Bitcoin Exposure The current market value of USDT is about $184 billion, and the Bitcoin holding constitutes some part of its total reserve. In a report, S&P analysts Rebecca Mun and Mohamed Damak, said that USDT could become undercollateralized if there is a large decline in the Bitcoin price. This would impinge on the stablecoin’s ability to hold its peg with the dollar. The company spreads its reserves across lower-risk assets. It claims to be the 17th largest holder of U.S. Treasury bills globally, emphasizing its focus on securing a strong foundation for USDT. It has also has some high-risk assets on its balance sheet. The reserves are about 8% collateralized with secured lending, none of which is related party, it said. S&P warned…

Author: BitcoinEthereumNews
Bitcoin Firm Blockrise Wins Dutch MiCA License for EU Expansion

Bitcoin Firm Blockrise Wins Dutch MiCA License for EU Expansion

Blockrise has secured a MiCA license in the Netherlands, giving the Bitcoin-only company approval to operate regulated Bitcoin services across Europe. The Dutch Authority for the Financial Markets issued the license on Tuesday, and the company announced the development a day later.  With this authorization Blockrise will now be able to provide custody, trading, and […]

Author: Tronweekly
Revolutionary Bitcoin Lending: Xapo Bank’s Game-Changing Expansion to Retail Customers

Revolutionary Bitcoin Lending: Xapo Bank’s Game-Changing Expansion to Retail Customers

BitcoinWorld Revolutionary Bitcoin Lending: Xapo Bank’s Game-Changing Expansion to Retail Customers Cryptocurrency enthusiasts have exciting news to celebrate as Xapo Bank expands its revolutionary Bitcoin lending product to general customers. This groundbreaking move opens up new financial opportunities for everyday investors who want to earn yield on their Bitcoin holdings through secure banking channels. What Makes Xapo Bank’s Bitcoin Lending So Special? Gibraltar-based Xapo Bank is […] This post Revolutionary Bitcoin Lending: Xapo Bank’s Game-Changing Expansion to Retail Customers first appeared on BitcoinWorld.

Author: bitcoinworld