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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15865 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
BIS Picks IMF Digital-Money Expert to Lead Innovation Hub

BIS Picks IMF Digital-Money Expert to Lead Innovation Hub

The post BIS Picks IMF Digital-Money Expert to Lead Innovation Hub appeared on BitcoinEthereumNews.com. The Bank for International Settlements (BIS) has appointed Tommaso Mancini-Griffoli, one of the world’s most influential economists on digital money, as the next head of the BIS Innovation Hub, effective March 2026. The BIS said Tuesday that Mancini-Griffoli will “lead work to explore technological solutions within the central bank community on innovation.” His mandate is expected to include ongoing work on central bank digital currencies (CBDCs), tokenized assets and new forms of market infrastructure. Mancini-Griffoli currently serves as the assistant director in the International Monetary Fund’s Monetary and Capital Markets Department, where he leads work on payments and currencies. He’s one of the IMF’s most prominent voices advocating for regulated and publicly backed digital money models and has previously warned about the risks of unregulated stablecoins.  The appointment comes as the BIS Innovation Hub ramps up major projects, expanding its influence across its global centers. The Hub has become a venue for testing blockchain-inspired settlement systems and digital currency prototypes.  For the crypto space, the move signals that the BIS may steer digital asset innovation toward regulated tokenized money, a direction that could shape how central banks assess private blockchain infrastructure and stablecoins.  Incoming innovation chief championed synthetic CBDCs Mancini-Griffoli, who has been the IMF’s representative to global policy forums on CBDCs and payments, frequently argued that the most stable path forward lies in hybrid or public-backed arrangements rather than fully private tokens.  In 2020, Mancini-Griffoli stated that a synthetic private-public partnership CBDC could empower the private sector, such as blockchain-backed stablecoins, to innovate.  He championed the concept of synthetic CBDCs, a model in which private institutions issue digital money fully backed by central bank reserves, essentially blending public-sector safety with private-sector innovation.  He also supported tokenized financial instruments, but only when they operate within a public-money architecture that guarantees…

Author: BitcoinEthereumNews

2025/11/27

Xapo Bank Launches Bitcoin-Denominated BTC Credit Fund

Xapo Bank Launches Bitcoin-Denominated BTC Credit Fund

TLDR Xapo Bank launches the BTC Credit Fund, allowing members to earn yield through institutional-grade lending markets. The fund raised over $100 million in its initial phase and is now available to all eligible members. Xapo Bank secured regulatory approval in Gibraltar, ensuring compliance with local standards. The product focuses on security, risk management, and [...] The post Xapo Bank Launches Bitcoin-Denominated BTC Credit Fund appeared first on Blockonomi.

Author: Blockonomi

2025/11/27

Skip This $0.035 Opportunity and Watch Others Win Big: Mutuum Finance Phase 6 Sells Out Over 95%

Skip This $0.035 Opportunity and Watch Others Win Big: Mutuum Finance Phase 6 Sells Out Over 95%

The post Skip This $0.035 Opportunity and Watch Others Win Big: Mutuum Finance Phase 6 Sells Out Over 95% appeared on BitcoinEthereumNews.com. Investors who act late may be presented with one of the greatest opportunities to explode in the crypto market. Mutuum Finance (MUTM) enjoys massive momentum from its presale now in Phase 6, exceeding 95% to signify that it’s running out. The campaign has already garnered $19,000,000 and gathered 18,230 members who have shown immense confidence in its vision. Being priced at $0.035 presently, which shows a 250% hike from the first phase, the next level will show a progression of about 20% to $0.040. This is the last chance for all to align their portfolios to reap rewards from the start price of $0.06, promising a 400% profit if joined now.  Presale momentum reaches peak The Mutuum Finance presale has set the standard for success in DeFi, and time is of the essence for smart investors. Phase 6 is progressing very quickly; less than 5% of tokens are left to be sold at $0.035. When this phase ends, Phase 7 starts, and the cost of tokens increases to $0.040. The $19,000,000 fundraise shows great market confidence in Mutuum Finance’s promise. For anyone looking for a crypto to buy and invest in now, MUTM stands out as one of the most accessible yet promising cryptocurrencies. In addition to this, it has increased accessibility by allowing buyers to buy MUTM tokens using their card without limits. The presale campaign offered by this project is not just about raising money; it acts as a launchpad for value appreciation. Stablecoin Anchors Ecosystem Reliability One of the main strategies of Mutuum Finance in the long run would be to have its own native and decentralized stablecoin that would be pegged to 1:1 to the U.S. dollar. The interesting thing about this particular stablecoin would be that it won’t be algorithmically generated but will be over-collateralized…

Author: BitcoinEthereumNews

2025/11/27

Xapo Bank expands bitcoin credit fund as it develops ‘suite of BTC wealth products’

Xapo Bank expands bitcoin credit fund as it develops ‘suite of BTC wealth products’

Launched in 2013, Xapo also offers bitcoin-backed U.S. dollar loans of up to $1 million and interest-bearing bitcoin and fiat accounts.

Author: The Block

2025/11/27

World Liberty Financial has repurchased roughly $8 million worth of WLFI

World Liberty Financial has repurchased roughly $8 million worth of WLFI

WLFI, a token backed by President Donald Trump’s family, has repurchased roughly $8 million worth of the tokens, aiming to artificially cut the supply to mitigate the downtrend.

Author: Cryptopolitan

2025/11/27

2026 Crypto Growth Drivers: RWA Derivatives, AI, Robotics

2026 Crypto Growth Drivers: RWA Derivatives, AI, Robotics

The post 2026 Crypto Growth Drivers: RWA Derivatives, AI, Robotics appeared on BitcoinEthereumNews.com. Coinbase Ventures released its 2026 outlook, highlighting RWA perpetuals and AI integration. The firm predicts a rise in “Prop-AMMs” on Solana to protect liquidity from toxic flow. Robotics data collection via DePIN networks is identified as a major emerging sector. Coinbase Ventures has released a detailed overview of the technological categories it expects to define the next phase of on-chain development, highlighting new activity in real-world-asset derivatives, specialized market infrastructure, next-generation DeFi models, and emerging intersections between artificial intelligence, robotics, and cryptographic identity. The firm said that the growth of stablecoin payments, faster settlement systems, and the wider adoption of prediction markets in 2025 have created the conditions for new teams to create innovative designs across several fields. It added that deeper liquidity, improving privacy tools, and stronger interoperability have shaped a more mature environment heading into 2026. RWA Perpetuals: Trading Macro Events On-Chain One of the areas identified involves perpetual futures tied to real-world assets. These contracts enable synthetic exposure without requiring the underlying instruments, thereby creating on-chain markets for data releases, private company performance, or macroeconomic indicators, such as commodities, credit spreads, or inflation expectations. Coinbase Ventures noted two clear vectors of development: instruments that track hard-to-access off-chain assets and tools allowing traders to express macro views within crypto-native systems. The firm also pointed to new market-structure experiments. Related: Former Coinbase Ventures Member Expects the Crypto Exchange to Acquire Circle Among them are alternative automated-market-maker models designed to shield liquidity providers from toxic order flow. Prop-AMMs on Solana were highlighted as one structure in which resting liquidity can only be accessed through aggregators, limiting predatory execution. A parallel track involves trading terminals for prediction markets, which aim to unify fragmented liquidity and provide features such as multi-venue routing, advanced order tools, and consolidated price discovery. The Next DeFi…

Author: BitcoinEthereumNews

2025/11/27

UK's current bill market may not be able to support demand from stablecoin issuers

UK's current bill market may not be able to support demand from stablecoin issuers

The post UK's current bill market may not be able to support demand from stablecoin issuers appeared on BitcoinEthereumNews.com. The UK government is reportedly considering expanding the Treasury bill issuance as a way to broaden the investor base for its short-term debt while bolstering the sterling currency markets.  The plan is to go through its Debt Management Office (DMO) and is taking the steps amid escalating demand from new buyers like stablecoin issuers, who have interests in low-risk, liquid assets like the treasury bills.  The UK’s current bill market may not be able to support demand from stablecoin issuers Should the UK move forward with plans to ramp up its bill issuance to diversify its investor base, its sterling money markets would become further developed and be able to meet demand from potential buyers such as stablecoin issuers. The nation’s Debt Management Office plans to launch a consultation in January on “expanding and deepening” the market for ultra-short-dated debt, a move that comes as government borrowers, including the US, continue to benefit from leaning more on their bill programs to meet financing requirements. The DMO’s consultation builds on a report shared by the Bank of England earlier this month that claimed the current UK bill market may not be able to sustain demand from stablecoin issuers, which hold such securities in order to meet liabilities. However, the consultation does not mention the BoE’s report or the specific stablecoin plans.  As things stand, the UK government issues bills at maturities of one, three and six months each week. In October, there was about £108 billion ($143 billion) of bills outstanding, according to DMO data. “The government is committed to maintaining as diversified an investor base as possible, to enhance the resilience of the government’s financing programme,” the DMO said. “Any changes following the consultation will take into account an assessment of cost and risk, including implications for the government’s refinancing…

Author: BitcoinEthereumNews

2025/11/27

UK Regulator Tests Industry-Led Solution to Protect Crypto Investors

UK Regulator Tests Industry-Led Solution to Protect Crypto Investors

The Financial Conduct Authority has admitted RegTech platform Eunice into its Regulatory Sandbox to trial an industry-designed framework for enhancing

Author: CryptoNews

2025/11/27

Lesaka Technologies gets approval to buy Bank Zero for $63.8m

Lesaka Technologies gets approval to buy Bank Zero for $63.8m

South Africa’s Competition Tribunal has approved Lesaka Technologies’ acquisition of Bank Zero for R1.1 billion ($63.8 million). The…

Author: Technext

2025/11/27

Honored among the world’s best: LANDBANK earns global recognitions for banking excellence and leadership in 2025

Honored among the world’s best: LANDBANK earns global recognitions for banking excellence and leadership in 2025

LANDBANK has earned seven major distinctions from leading global financial publications in 2025, recognizing its exceptional performance in inclusive finance, institutional banking, investment banking, and the visionary leadership of its President and CEO. Affirming its leadership in financial inclusion and its stature in the banking industry, the state-run Bank earned a spot on the Forbes […]

Author: Bworldonline

2025/11/27

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