Stablecoins

Stablecoins are digital assets pegged to a stable reserve, such as the US Dollar or Gold, to minimize price volatility. Serving as the primary medium of exchange in Web3, tokens like USDT, USDC, and PYUSD facilitate global payments and DeFi liquidity. In 2026, the focus has shifted toward yield-bearing stablecoins and compliant stablecoin frameworks under global regulations like MiCA. This tag covers the intersection of traditional finance (TradFi) and crypto through stable on-chain liquidity solutions.

23517 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Wall Street Is Finally Turning Its Eyes to Polkadot

Wall Street Is Finally Turning Its Eyes to Polkadot

The post Wall Street Is Finally Turning Its Eyes to Polkadot appeared on BitcoinEthereumNews.com. Altcoins Polkadot is making a strategic pivot to strengthen its position in the ongoing crypto bull market. On Aug. 19, the network announced the creation of Polkadot Capital Group, a new unit focused on building bridges with institutional investors and opening pathways for traditional finance to access its ecosystem. The division, led by David Sedacca, aims to provide data-driven education and guidance for Wall Street participants exploring crypto opportunities. “Our goal is to lead through education and adapt in real time to institutional market priorities,” Sedacca said, stressing that Polkadot must demonstrate its unique value to capital markets. Gavin Wood Takes Back the Helm The launch comes alongside a major leadership shift. Co-founder Gavin Wood confirmed he will return as CEO of Parity, Polkadot’s core development company, by the end of August. Wood replaces Björn Wagner, who has served as chief executive for three years. Wood said his comeback reflects a need for leverage at the top level, noting that with Polkadot’s architecture largely complete, stronger leadership can accelerate execution as markets heat up. “The bigger picture is evolving, and you’ll start to feel that in the months ahead,” he said. Fighting to Regain Momentum The moves highlight Polkadot’s urgent need to reestablish competitiveness. While Ethereum and Solana continue to dominate DeFi and stablecoin markets — commanding billions in activity — Polkadot hosts only about $88 million in stablecoins. This year has been particularly harsh for DOT, which has lost over 40% of its value, even as Ethereum gained nearly 30% on institutional demand and Solana thrived on memecoin trading. The underperformance has raised concerns among supporters, making both the governance shake-up and institutional push critical steps for Polkadot’s future relevance. The information provided in this article is for informational purposes only and does not constitute financial, investment, or trading…

Author: BitcoinEthereumNews
Bank of America Eyes Entry into Stablecoin Market

Bank of America Eyes Entry into Stablecoin Market

The post Bank of America Eyes Entry into Stablecoin Market appeared on BitcoinEthereumNews.com. Key Points: Bank of America expresses interest in stablecoin market pending regulatory clarity. CEO Brian Moynihan emphasizes regulatory readiness for stablecoin launch. USDC maintains strong market presence with $67.76 billion market cap. Bank of America CEO Brian Moynihan confirms the bank’s interest in entering the stablecoin market, contingent upon U.S. regulatory clarity as of August 20, 2025. This potential entry underscores stablecoins’ growing role in banking, promising improved efficiency in cross-border transactions and retail settlements, pending legislative approval and market readiness considerations. Shift in Market Dynamics Driven by Stablecoin Adoption Bank of America has signaled its readiness to engage with the stablecoin sector, pending new U.S. regulations. CEO Brian Moynihan confirmed this interest at recent conferences, emphasizing collaboration with industry players. He highlighted regulatory readiness as a pivotal factor, noting the stablecoin’s efficiency in cross-border payments. Potential market changes include increased liquidity and faster transactions in emerging markets. As stablecoins gain traction, they offer cost and time advantages over traditional systems, benefiting consumers and institutions alike. Such developments could increase adoption rates globally. “We’re working with the industry, working individually… the problem before was it wasn’t clear we were allowed to do it under the banking regulations.” — Brian Moynihan, CEO, Bank of America Market reactions have been attentive, with banks and regulators observing these developments. Moynihan emphasized collaboration, remarking, “Working with the industry is key.” This openness suggests potential partnerships to advance institutional stablecoin solutions soon. Market Data and Future Insights Did you know? Bank of America’s interest in stablecoins mirrors JPMorgan’s earlier pilot programs, highlighting a trend among major banks seeking stablecoin solutions pending regulatory green lights. According to CoinMarketCap, USDC maintains a robust market cap of $67.76 billion with a steady price of $1.00. Over the last 90 days, the token’s value remained stable, reflecting its dominance…

Author: BitcoinEthereumNews
Wyoming Launches America’s First State-Authorized Stable Token

Wyoming Launches America’s First State-Authorized Stable Token

The post Wyoming Launches America’s First State-Authorized Stable Token appeared on BitcoinEthereumNews.com. The state of Wyoming in the U.S. has officially launched a stablecoin named Frontier Stable Token (FRNT). This is a pioneering move that will revolutionize how authorities leverage digital finance for public governance. Mark Gordon, the Governor of Wyoming, announced FRNT as the first stablecoin issued by a U.S. Public entity. This is a landmark event in the history of stablecoins and also with respect to the evolution of digital assets in the country. The token, as announced by the Governor, is designed for trust, safety, transparency, and ease of business that will serve as a reliable medium for digital payments and transactions.  A New Standard for Transparency and Trust The Frontier Stable Token is designed and launched by the Wyoming Token Commission, a government entity that has been established to oversee the design, creation, and management of state-owned digital assets. The commission confirmed that their product FRNT is backed by U.S. Treasury securities and is managed under a professionally convened trust. This trust ensures that the token is collateralized 1-for-1 as a highly secure and liquid asset.  To build public trust and confidence in the coin, the commission will arrange regular audits at set intervals, guaranteeing transparency and security of their investment in the token. On the launch date, the Governor said that the token is meant to build confidence, safety, transparency, and convenience in doing business. It will also be a dependable way to make digital payments and transactions.   A Multichain Architecture with LayerZero The Frontier Stable Token is designed and engineered for broader accessibility and utility across the DeFi world. The architecture of the token is built around the interoperability protocol from LayerZero. This allows the authorities to launch the token across seven leading blockchains. These include Ethereum, Avalanche, Solana, Base, Polygon, Arbitrium, and Optimism.  The Multichain…

Author: BitcoinEthereumNews
SharpLink Gaming Bolsters Ethereum Holdings With 143,000+ ETH Purchase Last Week

SharpLink Gaming Bolsters Ethereum Holdings With 143,000+ ETH Purchase Last Week

Nasdaq-listed SharpLink Gaming continues to expand its Ethereum (ETH) reserves. In the latest development, the firm purchased 143,593 ETH over the past week, bringing its total digital asset holdings to over $3 billion. SharpLink Gaming Increases Ethereum Holdings, Again According to a statement issued today, Minneapolis-based SharpLink Gaming acquired 143,593 ETH between August 10 and […]

Author: Bitcoinist
Tether Appoints Bo Hines as Strategic Advisor for U.S. Operations

Tether Appoints Bo Hines as Strategic Advisor for U.S. Operations

Tether appoints Bo Hines to lead U.S. strategy, aiming to launch a compliant stablecoin and strengthen regulatory alignment. Tether, the leading company in the digital asset sector, announced on August 19, 2025, that Bo Hines would serve as its Strategic Advisor for Digital Assets and U.S. Strategy. Hines, previously the Executive Director of the White […] The post Tether Appoints Bo Hines as Strategic Advisor for U.S. Operations appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
U.S. Treasury Eyes Stablecoins to Boost Bond Demand

U.S. Treasury Eyes Stablecoins to Boost Bond Demand

The post U.S. Treasury Eyes Stablecoins to Boost Bond Demand appeared on BitcoinEthereumNews.com. Key Points: U.S. Treasury seeks stablecoin demand to bolster U.S. bonds. Increased stablecoin role in Treasury market. Potential for lower U.S. borrowing costs and yields. U.S. Treasury, led by Secretary Janet Yellen, involves major stablecoin issuers like Tether and Circle in discussions to boost demand for short-term Treasury bills, reports BlockBeats News. This aligns with Yellen’s strategy to integrate digital assets into traditional finance, potentially reinforcing the dollar’s dominance and impacting global U.S. debt markets. U.S. Treasury Revamps Bond Strategy with Stablecoin Integration U.S. Treasury Secretary Janet Yellen has reached out to major stablecoin issuers, encouraging them to become key purchasers of Treasury debt as part of a broader federal strategy. The Treasury is considering this move as a means to integrate cryptocurrency more deeply into the U.S. financial system. This renewed focus on stablecoins by Yellen suggests a significant shift in the federal approach. A successful integration could lead to a substantial increase in bond demand, potentially easing the government’s financial burdens by compressing yields and reducing borrowing costs. Stablecoins could drive the dollar’s influence by facilitating digital transactions on a global scale. This is a transformative development in the financial landscape, particularly as digital assets become more integrated into traditional economic systems. — Scott Bessent, Deputy Secretary, U.S. Treasury Stablecoins’ Rising Role: From Crypto Trades to U.S. Bonds Did you know? In 2023, stablecoins were primarily used for crypto trading, but by 2025 they became recognized as vital to U.S. debt strategies, exemplifying a shift in their financial role. Data from CoinMarketCap shows Tether USDt (USDT) trading at $1 with a market cap of $166.97 billion, comprising 4.36% market dominance as of August 2025. Its 24-hour trading volume reached $131.70 billion with minimal price change. USDT exhibits notable stability in the volatile crypto market. Tether USDt(USDT), daily chart,…

Author: BitcoinEthereumNews
Hong Kong clamps down on digital asset custody compliance

Hong Kong clamps down on digital asset custody compliance

The post Hong Kong clamps down on digital asset custody compliance appeared on BitcoinEthereumNews.com. Homepage > News > Business > Hong Kong clamps down on digital asset custody compliance The Hong Kong Securities and Futures Commission (SFC), the special administrative region’s top finance sector regulator, issued a circular last Friday outlining required controls for licensed custodians of digital assets, to be implemented immediately. The update sets the minimum requirements that virtual asset trading platforms (VATPs) must meet and provides examples of good practices to help comply with the rules. Requirements include implementing mechanisms for detecting unauthorized access or intrusions to critical wallet infrastructure, allowing withdrawals only to whitelisted addresses, and maintaining “effective 24/7 monitoring” of systems, networks, wallets, and infrastructure. “In order for Hong Kong to foster a competitive, sustainable and trusted digital asset ecosystem, client asset protection must always remain a top priority for all licensed VATPs,” said Dr. Eric Yip, the SFC’s Executive Director of Intermediaries. He added that firms can leverage the SFC’s practical guide “to step up their custody practices, especially amid heightened risks globally.” The regulator cited “multiple cases of custody vulnerabilities” that have arisen overseas as the reason for its updated and strengthened requirements, along with the findings from its own targeted review earlier this year of virtual asset service providers’ (VASPs) resilience against cybersecurity threats, which revealed inadequacies in some operators’ controls. “Multiple cybersecurity incidents at overseas virtual asset platforms resulting in significant client asset losses have also highlighted persistent risks to custody globally,” said the SFC. “Key weaknesses in wallet infrastructures and controls include compromised third-party wallet solutions, insufficient transaction verification processes, and inadequate access controls over approval devices.” One of the notable changes to the custody standards is a ban on smart contracts in cold wallets. The circular stated that “cold wallet implementations should not include smart contracts on public blockchains to minimize potential online…

Author: BitcoinEthereumNews
Expert Touts Chainlink Advantage Over XRP In Institutional Adoption Race

Expert Touts Chainlink Advantage Over XRP In Institutional Adoption Race

As blockchain technology continues to gain traction among institutional investors, Chainlink (LINK) is positioning itself to capitalize on this momentum, especially in light of pro-crypto regulations that are attracting significant capital inflows.  According to market expert Zach Rynes, the decentralized oracle network is better equipped than XRP to harness the forthcoming wave of institutional blockchain adoption and the tokenization of trillions in assets. Chainlink Vs XRP While some argue that Chainlink and the XRP Ledger (XRPL) do not compete directly on a product basis, Rynes suggests that this perspective overlooks the broader implications of their respective roles in the blockchain landscape.  The expert highlights that Chainlink offers a platform that encompasses on-chain data delivery, cross-chain interoperability, automated compliance, privacy-preserving computing, and integration with legacy systems.  These features are considered essential for the tokenization of real-world assets (RWAs) such as funds, equities, commodities, and currencies across diverse blockchain networks, both public and private. Related Reading: Crypto Founder Predicts The Collapse Of Bitcoin In This Timeframe As a result of these advantages, Chainlink is already collaborating with some of the world’s largest financial institutions, including the Central Bank of Brazil, to facilitate the adoption of blockchain technologies and tokenized assets.  Investing in XRP, according to the expert, hinges on the belief that institutions will favor the XRPL as their ledger of choice over others, including proprietary private chains.  In contrast, a bet on Chainlink reflects confidence that institutions will adopt blockchain technology more broadly, regardless of which specific ledger they choose to implement.  Rynes emphasizes that this distinction is crucial, as Chainlink’s services enhance the functionality of any blockchain used by institutions, making it a more complete player in the ecosystem. Why LINK Is Key For Institutional Blockchain Adoption Currently, Chainlink secures over $92 billion in total value locked (TVL) across more than 60 blockchain networks through its oracle network, which supports over 450 applications. In comparison, XRPL has a DeFi TVL of around $100 million. The expert further asserts that the core capabilities that Chainlink provides are more valuable to institutions seeking to navigate the tokenization sector. For instance, data oracles are essential for delivering accurate net asset value (NAV) data for tokenized funds and corporate actions for tokenized equities.  Cross-chain oracles also enable the secure transfer of assets across different blockchains, facilitating delivery-versus-payment (DvP) and payment-versus-payment (PvP) workflows.  Additionally, Chainlink’s legacy-system oracles allow traditional financial institutions to interact with public and private blockchains using existing infrastructure and messaging standards, such as SWIFT.  Related Reading: SUI Holds The Line: Rounded Bottom Hints At 13% Breakout Setup The expert also notes that a trend of margin compression is emerging for blockchain technology, where the value generated from transaction ordering is increasingly recaptured by applications rather than the networks themselves.  Rynes highlights that this shift underscores the importance of infrastructure providers like Chainlink, which can monetize their services through enterprise deals and integration programs. While XRP aims to position itself as a bridge currency, Rynes argues that Chainlink’s ability to facilitate cross-chain transactions involving stablecoins and other assets diminishes the need for such intermediary currencies.  As of this writing, LINK is trading at $24, down nearly 5% over the last 24 hours. Over longer periods, however, the cryptocurrency has ranked among the market’s top performers, recording year-to-date gains of 140%. Featured image from DALL-E, chart from TradingView.com

Author: NewsBTC
Stablecoin Treasury Buyers: Unlocking a Pivotal Shift in U.S. Finance

Stablecoin Treasury Buyers: Unlocking a Pivotal Shift in U.S. Finance

BitcoinWorld Stablecoin Treasury Buyers: Unlocking a Pivotal Shift in U.S. Finance Imagine a world where digital currencies are not just speculative assets but foundational pillars of national finance. That future is rapidly becoming a reality, as the U.S. Treasury now sees stablecoin treasury buyers as a significant new source of demand for government debt. This isn’t just a ripple; it’s a wave signaling deeper crypto integration into the very core of the U.S. financial system. Why Are Stablecoin Treasury Buyers Suddenly So Important? U.S. Treasury Secretary Scott Bessent has actively engaged with major stablecoin issuers. Companies like Tether and Circle participated in these crucial discussions. The goal? To gather input on plans to expand short-term Treasury bill issuance in the coming quarters. This direct engagement highlights a crucial shift in perspective. Historically, stablecoins primarily served as a bridge between fiat and cryptocurrencies. However, their vast reserves, often backed by U.S. dollar-denominated assets, make them natural candidates for holding government debt. This formal recognition by the Treasury marks a pivotal moment for digital assets and their role in mainstream finance. What Benefits Do Stablecoins Bring to the Treasury Market? The Treasury’s outreach to stablecoin treasury buyers is a strategic move with clear advantages for both sides. For the U.S. government, it opens up a robust, new channel for funding its operations. This diversification of the investor base can enhance liquidity and stability in the Treasury market, especially during times of high demand for government debt. Consider these key benefits for the Treasury: Diversified Demand: Stablecoins offer a fresh pool of capital, reducing reliance on traditional institutional investors. Increased Liquidity: A broader buyer base can lead to more active trading and better price discovery for Treasury bills. Innovation & Efficiency: Integrating crypto players could pave the way for more efficient digital settlement systems for government securities in the long term. This engagement also provides significant benefits for the stablecoin ecosystem itself. Holding U.S. Treasuries as reserves offers unparalleled safety and liquidity, reinforcing the stability and trustworthiness of stablecoins. This strengthens their peg to the dollar and boosts confidence among users. How Does This Impact the Future of Crypto and Finance? The White House’s latest step to integrate crypto more deeply into the U.S. financial system is not merely about funding. It signifies a growing acceptance and understanding of digital assets at the highest levels of government. This could lead to more tailored regulatory frameworks and a clearer path for crypto innovation within a regulated environment. However, this integration also presents challenges: Regulatory Clarity: While engagement is positive, clear and comprehensive regulations are still needed to define the roles and responsibilities of stablecoin treasury buyers. Systemic Risk: As stablecoins become more intertwined with traditional finance, managing potential systemic risks associated with large-scale crypto adoption becomes crucial. Operational Integration: Seamlessly connecting crypto infrastructure with existing financial systems requires significant technological and procedural development and robust security measures. This development suggests a future where digital assets are not just an alternative, but an integral component of the global financial landscape. It encourages traditional finance to embrace technological advancements, while pushing the crypto sector towards greater transparency and compliance. The engagement between the U.S. Treasury and major stablecoin issuers marks a profound shift. It underscores the emerging role of stablecoin treasury buyers as significant players in global finance. This move not only provides a new source of demand for U.S. government debt but also solidifies crypto’s path towards mainstream financial integration. It’s a compelling testament to the evolving dynamics of money and markets, promising exciting developments ahead. Frequently Asked Questions (FAQs) Q1: What are stablecoins and why are they interested in U.S. Treasuries?A1: Stablecoins are cryptocurrencies designed to maintain a stable value, often pegged to fiat currencies like the U.S. dollar. They are interested in U.S. Treasuries because these are considered highly safe and liquid assets, ideal for backing their stablecoin reserves and ensuring price stability. Q2: Who is U.S. Treasury Secretary Scott Bessent?A2: Scott Bessent is the U.S. Treasury Secretary. He has been actively engaging with major stablecoin issuers to explore their role in the Treasury market, highlighting the government’s interest in integrating digital assets. Q3: How does this move benefit the U.S. financial system?A3: This move benefits the U.S. financial system by diversifying the investor base for government debt, potentially increasing liquidity in the Treasury market, and signaling a broader acceptance and integration of digital assets into traditional finance. Q4: What are the potential challenges of stablecoin integration into the Treasury market?A4: Potential challenges include the need for clearer regulatory frameworks, managing potential systemic risks as stablecoins become more intertwined with traditional finance, and ensuring seamless operational integration between crypto and existing financial infrastructures. Q5: Will this make stablecoins more secure?A5: Yes, holding U.S. Treasuries as reserves significantly enhances the security and stability of stablecoins. This backing provides a strong, low-risk foundation, which can increase user trust and confidence in the stablecoin’s ability to maintain its peg. Q6: What does this mean for the average crypto investor?A6: For the average crypto investor, this signifies growing legitimacy and institutional acceptance of the crypto space. It may lead to more stable and regulated crypto products, potentially opening up new investment avenues and reducing volatility in certain segments of the market. Did you find this article insightful? Share it with your network and spark a conversation about the exciting future of finance! To learn more about the latest crypto market trends, explore our article on key developments shaping institutional adoption. This post Stablecoin Treasury Buyers: Unlocking a Pivotal Shift in U.S. Finance first appeared on BitcoinWorld and is written by Editorial Team

Author: Coinstats
Fed Governor Says Banks Must Embrace Crypto or “Fade Into Irrelevance”

Fed Governor Says Banks Must Embrace Crypto or “Fade Into Irrelevance”

The post Fed Governor Says Banks Must Embrace Crypto or “Fade Into Irrelevance” appeared on BitcoinEthereumNews.com. Regulations Federal Reserve Governor Michelle Bowman warned U.S. banks that resisting blockchain, artificial intelligence, and digital assets could leave them obsolete. Speaking at the Wyoming Blockchain Symposium, she urged institutions to embrace innovation as regulators develop a digital asset framework aimed at modernizing the financial system. Innovation vs. Caution Bowman criticized the “overly cautious approach” some banks have taken, arguing that outdated supervisory barriers must be removed if financial institutions want to remain competitive. She said regulators are now working on policies to expand access to digital banking services and allow blockchain adoption without unnecessary restrictions. Tokenization and Stablecoins Bowman highlighted tokenization as a transformative force, enabling faster and cheaper asset transfers while broadening access to capital markets. She also pointed to stablecoins, particularly under the new GENIUS Act, as a tool that could strengthen payment systems if regulated with clear and fair standards. AI and Policy Shifts On artificial intelligence, Bowman said the technology could improve fraud detection, risk management, and customer service, but warned of new risks that require balanced oversight. She also announced that the Fed will end the use of “reputational risk” penalties, allowing banks to work with legal digital asset firms without fear of regulatory backlash. The Road Ahead Bowman closed by calling for collaboration between banks, regulators, and technology developers, stressing that the future of U.S. finance will depend on whether institutions adapt to digital innovation rather than resist it. The information provided in this article is for informational purposes only and does not constitute financial, investment, or trading advice. Coindoo.com does not endorse or recommend any specific investment strategy or cryptocurrency. Always conduct your own research and consult with a licensed financial advisor before making any investment decisions. Author Alexander Zdravkov is a person who always looks for the logic behind things. He…

Author: BitcoinEthereumNews