ExchangeDEX+
Buy CryptoMarketsSpotFuturesGOLDEarnEvent Center
More
Commodity Zero-Fee Gala

Stablecoins

Stablecoins are digital assets pegged to a stable reserve, such as the US Dollar or Gold, to minimize price volatility. Serving as the primary medium of exchange in Web3, tokens like USDT, USDC, and PYUSD facilitate global payments and DeFi liquidity. In 2026, the focus has shifted toward yield-bearing stablecoins and compliant stablecoin frameworks under global regulations like MiCA. This tag covers the intersection of traditional finance (TradFi) and crypto through stable on-chain liquidity solutions.

23489 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Federal Reserve says US banks should serve crypto without fear of penalties

Federal Reserve says US banks should serve crypto without fear of penalties

The post Federal Reserve says US banks should serve crypto without fear of penalties appeared on BitcoinEthereumNews.com. Federal Reserve Vice Chair for Supervision Michelle Bowman acknowledged that crypto firms experienced debanking due to regulatory uncertainty. During the Wyoming Blockchain Symposium on Aug. 19, Bowman also announced a fundamental shift in the Fed’s approach to blockchain innovation. She revealed the central bank eliminated reputational risk considerations from bank supervision in late June to address barriers preventing financial institutions from serving digital asset companies engaged in legal activities. The Fed official stated: “Your industry [crypto] has already experienced significant frictions with bank regulators applying unclear standards, conflicting guidance, and inconsistent regulatory interpretations.” Bowman emphasized that banks should not face penalties for serving customers conducting lawful business operations, stating that customer selection decisions “lie solely within the purview of bank management” rather than regulatory interference. Furthermore, she noted the Fed’s transition from an “overly cautious mindset” toward embracing blockchain technology within the traditional banking system. She warned that regulators must choose between shaping technological frameworks or allowing innovations to bypass banks entirely, potentially diminishing the banking sector’s economic relevance. The Fed is updating examination manuals and supervisory materials to ensure lasting implementation of the reputational risk removal policy. Four-principle regulatory framework The Fed Vice Chair established four core principles guiding the central bank’s new approach to digital asset regulation. Regulatory certainty tops the list, addressing industry concerns about investing in blockchain development without clear supervisory standards. Bowman questioned whether companies would partner with banks, knowing that regulatory scrutiny brings uncertainty, rather than pursuing alternatives outside the banking system. Tailored regulation forms the second principle, requiring supervisors to evaluate use cases based on specific circumstances rather than applying worst-case scenario expectations. The Fed must recognize unique features distinguishing digital assets from traditional financial instruments while avoiding one-size-fits-all approaches that fail to address actual risk profiles. Consumer protection represents the third principle,…

Author: BitcoinEthereumNews

2025/08/20

MetaMask x TRON: A New Era for Web3 Access

MetaMask x TRON: A New Era for Web3 Access

The post MetaMask x TRON: A New Era for Web3 Access appeared on BitcoinEthereumNews.com. TRON DAO just made a big move. The community-led organization announced a partnership with MetaMask. The result? TRON will be natively integrated into the world’s most popular self-custodial wallet. This isn’t small. It changes how millions of MetaMask users connect with TRON’s ecosystem. And it fits perfectly with TRON’s mission to make blockchain simple, fast, and open to everyone. What it means for TRON and many more First, global access. TRON already dominates in Asia. It has strong presence in South America, Africa, and Europe. Now, MetaMask users everywhere can access TRON without needing a new wallet. One wallet. One interface. No walls left standing. Second, smooth experience. TRON’s blockchain is quick, over 2,000 transactions per second. Fees? Less than a cent. That means MetaMask users can now explore TRON’s major dApps like JustLend DAO and SunSwap without worrying about gas. Everything in one place. Third, stablecoin power. TRON is the biggest stablecoin network in the world. More than $82B worth of USDT circulates on TRON. That’s unmatched. With MetaMask in the mix, that stablecoin liquidity is now easier to reach than ever. 🚨Breaking TRON just linked up with MetaMask and it’s huge. Metamask will add support for the TRON network, opening Tron’s ecosystem dApps, TRC20 tokens like USDT, USDD to metamask’s 100M+ users. It’s safe to say Tron’s reach just got massive. What does this mean?– Global… pic.twitter.com/HD4VgGNWAd — Leila (@chimpnzee) August 19, 2025 How it’s done This isn’t a bridge. It isn’t a pegged TRX token. TRON’s team worked directly with MetaMask to build native integration. That means users will manage TRX, stake, and move assets right inside the MetaMask interface. It’s clean. It’s secure. It’s real Web3 infrastructure. Angel Gonzalez-Capizzi from MetaMask put it simply: “This connects ecosystems and opens doors.” Justin Sun, founder of TRON, was…

Author: BitcoinEthereumNews

2025/08/20

Japan Approves Its First-Ever Yen-Pegged Stablecoin (JPYC)

Japan Approves Its First-Ever Yen-Pegged Stablecoin (JPYC)

The post Japan Approves Its First-Ever Yen-Pegged Stablecoin (JPYC) appeared on BitcoinEthereumNews.com. Japan’s top financial regulator has approved the country’s first-ever yen-pegged stablecoin. The new JPYC token will be fully backed by domestic deposits and Japanese Government Bonds. The move is a major step in Japan’s push to create a regulated digital finance sector. Japan has officially entered the stablecoin race after the country’s Financial Services Agency (FSA) granted regulatory approval to JPYC Inc., a Tokyo-based fintech startup, to issue Japan’s first yen-pegged stablecoin. The token, also branded as JPYC, is expected to debut in the autumn of 2025 and will maintain a one-to-one peg with the Japanese yen. In a statement, Chief Executive Noritaka Okabe confirmed the stablecoin will be fully backed by domestic deposits and Japanese Government Bonds (JGBs), ensuring compliance with the country’s updated Payment Services Act. By operating under a funds transfer service provider license, JPYC is transitioning from a prepaid token operator to a fully regulated issuer. Unique, Zero-Fee Business Model Unlike many global stablecoin issuers, JPYC will not charge transaction fees. Instead, its business model will rely entirely on the interest income generated by the JGB reserves backing the tokens. For every ¥1 trillion issued, the firm estimates it will generate gross annual revenue of approximately ¥5 billion from bond yields. The company expects its first users to be hedge funds, family offices, and institutional investors within Japan. Over time, JPYC aims to expand its adoption to international remittances and corporate settlements. How Japan’s Approach Differs from the US and China The launch comes as global regulation of stablecoins accelerates. In July, U.S. President Donald Trump signed federal legislation establishing rules for dollar-backed tokens. Related: U.S. Treasury Clarifies Position on Strategic Bitcoin Reserve Plans Meanwhile, major American financial institutions like Bank of America and Fiserv are preparing their own stablecoin products. By contrast, Chinese regulators recently…

Author: BitcoinEthereumNews

2025/08/20

Senate Banking Chairman Tim Scott predicts up to 18 Democrats to break ranks on sweeping crypto law

Senate Banking Chairman Tim Scott predicts up to 18 Democrats to break ranks on sweeping crypto law

The post Senate Banking Chairman Tim Scott predicts up to 18 Democrats to break ranks on sweeping crypto law appeared on BitcoinEthereumNews.com. Senate Banking Committee Chairman Tim Scott reportedly predicts that 12 to 18 Democrats will support comprehensive crypto market structure legislation. According to Aug. 19 reports, Scott is conducting individual meetings with Democratic members, including those outside the Banking Committee, to build bipartisan backing for the anticipated September bill introduction. The South Carolina Republican’s outreach efforts follow the House passage of the Digital Asset Market Clarity Act on July 17, which received support from 78 Democrats in a 294-134 vote. The House legislation establishes jurisdictional boundaries between the Securities and Exchange Commission and the Commodity Futures Trading Commission while creating registration pathways for qualifying digital asset platforms. Scott released a discussion draft of the Responsible Financial Innovation Act of 2025 on July 22 alongside Senators Cynthia Lummis, Bill Hagerty, and Bernie Moreno. The Senate proposal builds upon the House CLARITY Act by introducing ancillary asset definitions, modernized disclosure requirements, and banking provisions that allow financial holding companies to offer digital asset services. Regulatory framework development The CLARITY Act directs SEC and CFTC coordination through joint registration processes for platforms listing tokens that meet functional decentralization tests and public float requirements. Qualifying networks fall outside the securities law scope once they achieve sufficient decentralization metrics. The legislation establishes token disclosure requirements scaling with market capitalization tiers while requiring issuers conducting US sales to submit initial information statements. Banking supervisors receive instruction to recognize qualified custodians managing both stablecoins and digital assets under unified segregation and audit standards. The framework creates coordinated custody requirements for platforms operating spot and derivatives trading under shared regulatory oversight between the two primary federal agencies. The Senate discussion draft expands these provisions through ancillary asset classifications covering digital tokens that avoid securities designation. Regulation DA would exempt certain ancillary asset sales from registration requirements for annual proceeds…

Author: BitcoinEthereumNews

2025/08/20

Bo Hines will lead the USDT strategy

Bo Hines will lead the USDT strategy

The post Bo Hines will lead the USDT strategy appeared on BitcoinEthereumNews.com. Tether accelerates on regulated entry into the United States, enlisting Bo Hines as a strategic policy advisor. The choice targets the heart of the stablecoin market: USDT accounts for approximately 165 billion dollars in circulation and represents over 60% of the sector’s total capitalization (CoinMarketCap). With Hines, the issuer aims to structure the dialogue with Congress and regulators and align with the federal framework outlined by the GENIUS Act, signed by President Trump on July 18, 2025. In this context, the USA dossier becomes a priority. According to the data collected by CoinMarketCap on August 19, 2025, the market capitalization of USDT is confirmed to be around 165 billion dollars, with a market share of stablecoin exceeding 60%. Industry analysts observe that a structured compliance strategy and institutional dialogue can significantly reduce regulatory risk for issuers and partner institutions. From the briefings and industry sources we have engaged with, it is clear that the commitment to audits and disclosure will be closely monitored by regulators and the market. What changes in brief More incisive USA strategy: Tether activates a direct channel with Capitol Hill and with federal authorities. Compliance at the center: emphasis on reserves, audit, KYC/AML and more transparent governance. GENIUS Act as a framework: operational adjustment to federal requirements on reserves, supervision, and reporting. Who is Bo Hines and why it matters Former direttore esecutivo del White House Crypto Council in the previous administration, Bo Hines contributed to the definition of policy for valute digitali. At Tether, he will coordinate the policy outreach, setting posizionamento and priorità regolamentari for the American market. It should be noted that the mandate is explicit: translate regulatory requirements into internal processes and stable institutional relations (Tether press release). An interesting aspect is the bridge between technique and policy that Hines’ profile promises…

Author: BitcoinEthereumNews

2025/08/20

Chair Paul Atkins Praise The Genius Act As A ‘Seminal’ Step For Crypto

Chair Paul Atkins Praise The Genius Act As A ‘Seminal’ Step For Crypto

Paul Atkins has praised the GENIUS Act at SALT Wyoming, calling Congress’s passage a “seminal” step toward crypto clarity. Treasury has sought public comment on illicit finance risks, Donald Trump has signed the law, and Scott Bessent has said stablecoins could expand dollar access.

Author: Coinstats

2025/08/20

BIS Floats AML Scores for Non-Custodial Crypto Wallets

BIS Floats AML Scores for Non-Custodial Crypto Wallets

The post BIS Floats AML Scores for Non-Custodial Crypto Wallets appeared on BitcoinEthereumNews.com. The Bank for International Settlements outlined a way to embed anti–money laundering checks into tokens, even for wallets outside exchanges. The Bank for International Settlements (BIS) published a bulletin on Aug. 13 suggesting that anti-money laundering (AML) checks could be extended to non-custodial crypto wallets using their past transaction history, a concept that blockchain analysts warn could represent a “significant shift in how blockchain networks operate.” The report, titled “An approach to anti-money laundering compliance for cryptoassets,” claims that current standards “have limited effectiveness with decentralised record-keeping in permissionless public blockchains.” AML Compliance Score – BIS According to the BIS, the full transaction history available on public ledgers could potentially be used to determine whether tokens are “tainted” and block or penalize their conversion into fiat currency at off-ramps. The central banks’ coordination body wrote that “users could reasonably be expected to exercise a duty of care in transacting with crypto tokens by checking beforehand if a crypto coin is known to be compromised,” adding that failure to comply could result in fines. “While some users may reasonably claim to have received a tainted token in good faith if information on illicit use is scarce, such an argument would be less persuasive if there were widespread and affordable compliance service providers,” BIS explained. Risk of Fragmentation The bulletin even acknowledged that such a system could fragment stablecoins, noting that those linked to illicit flows “could trade at a higher discount relative to others with no such history.” The proposal includes mechanisms ranging from “allow lists” of wallets that have passed KYC checks to “deny lists” flagging addresses tied to criminal activity. The BIS claims the scoring could be embedded into wallets or tokens themselves. Hence, the system could even be extended to users who transact solely through non-custodial wallets. Ari…

Author: BitcoinEthereumNews

2025/08/20

Rollup reality check: It’s the L1s that are defecting

Rollup reality check: It’s the L1s that are defecting

The post Rollup reality check: It’s the L1s that are defecting appeared on BitcoinEthereumNews.com. Skeptics of Ethereum’s rollup-centric roadmap have speculated that layer-2 networks might eventually peel away from the ecosystem. The concern was that rollup teams would grow tired of paying Ethereum’s data availability fees and break off into sovereign layer-1 chains with their own validators. But so far, that hasn’t happened. Instead, the gravitational pull has flowed the other way: independent layer-1s are re-architecting themselves as Ethereum L2s. Celo and Lisk are two prominent examples. Celo launched in 2020 aiming to build a mobile-first, payments-centric L1 with its own stablecoins and identity layer. Lisk’s origins go back even further to 2016, when it launched with a focus on onboarding JavaScript developers through a custom SDK and sidechains. But by the 2022–2023 bear market, both faced a common challenge seen across many mid-tier L1s: limited liquidity, fragmented developer ecosystems, and difficulty attracting and retaining users beyond niche use cases. Rather than double down on independence, both chains opted to plug into Ethereum. Celo completed its migration in March 2025, relaunching as an OP Stack rollup using EigenDA for data availability. “It was the right time to return home to Ethereum,” Rene Reinsberg, Celo co-founder, told Blockworks, citing new infrastructure like rollup-in-a-box stacks. “This allowed Celo to maintain its unique technical advantages like 1-block finality, sub-cent gas fees, and ERC-20 tokens as gas currencies… while gaining Ethereum’s security, community, and network effects.” Celo says its community overwhelmingly supported the shift, with unanimous votes through onchain governance and proposals reviewed in public calls and open forums.  “Building in the open was, and remains, a core priority,” Reinsberg said. The results are showing in the metrics. According to Celo, daily active users now top 600,000, and stablecoin transfers have reached over 123 million across more than 1.1 million wallets. The chain also reports over $1 billion…

Author: BitcoinEthereumNews

2025/08/20

Pivotal Shift: Fed Chief Urges Pro-Crypto Regulation for Future Finance

Pivotal Shift: Fed Chief Urges Pro-Crypto Regulation for Future Finance

BitcoinWorld Pivotal Shift: Fed Chief Urges Pro-Crypto Regulation for Future Finance In a significant development for the digital asset landscape, Federal Reserve (Fed) Vice Chair for Supervision Michelle Bowman recently made a compelling case for a more supportive and clear approach to pro-crypto regulation. Speaking at the Wyoming Blockchain Symposium, Bowman’s remarks signal a potentially transformative shift in how the nation’s central bank views the integration of cryptocurrencies into the mainstream financial system. Why is Pro-Crypto Regulation Crucial Now? The current regulatory environment for digital assets often faces criticism for its lack of clarity and fragmented nature. Michelle Bowman highlighted this challenge, advocating for specific, tailored rules rather than a broad-brush approach. She firmly believes that clear guidelines are essential to foster innovation while ensuring financial stability. Bowman expressed strong support for the upcoming GENIUS Act. This proposed legislation aims to provide a comprehensive framework for digital assets, which could finally bring the much-needed regulatory certainty to the crypto space. Such a framework is vital for both established financial institutions and emerging crypto companies. Embracing Stablecoins and Gaining Understanding A key aspect of Bowman’s vision includes the robust adoption of stablecoins. These digital currencies, pegged to traditional assets like the US dollar, offer a bridge between the conventional financial system and the burgeoning crypto economy. Their potential for efficient payments and broader financial inclusion is significant. Moreover, Bowman offered a truly innovative suggestion: allowing Fed staff to hold small amounts of cryptocurrency. This isn’t about investment; it’s about hands-on understanding. By experiencing the technology directly, regulators can gain invaluable insights, leading to more informed and effective pro-crypto regulation. This practical approach could bridge the knowledge gap that often hinders effective policymaking. The Stakes for Traditional Banks in Crypto Regulation Bowman delivered a stark warning to traditional banks: ignoring the rapidly evolving crypto sector carries substantial risks. According to a CoinDesk report, she cautioned that banks choosing to remain on the sidelines risk losing their relevance in an increasingly digitized financial landscape. This isn’t just about missing out on new revenue streams. It’s about maintaining a competitive edge and serving clients who are increasingly engaging with digital assets. Banks that fail to adapt and integrate crypto services may find themselves falling behind, potentially impacting their long-term viability. Embracing pro-crypto regulation allows banks to participate safely and effectively. Key Takeaways for Banks: Adapt or Be Left Behind: The financial system is evolving, and digital assets are a core part of its future. Client Demand: Customers are increasingly seeking crypto-related services, from trading to custody. Innovation Opportunity: Engaging with crypto can lead to new products, services, and operational efficiencies. Charting a Course for Future Finance with Pro-Crypto Regulation Michelle Bowman’s call for a more supportive and pragmatic approach to pro-crypto regulation marks a significant moment. Her statements suggest a growing recognition within the Federal Reserve that digital assets are not just a passing trend but a fundamental component of the future financial ecosystem. By advocating for clear rules, supporting stablecoin adoption, and encouraging practical understanding among regulators, Bowman aims to create an environment where innovation can thrive responsibly. This forward-thinking perspective is crucial for the United States to maintain its leadership in global financial markets. It is a compelling vision for a balanced approach, ensuring both stability and growth in the digital age. Frequently Asked Questions (FAQs) Q1: Who is Michelle Bowman and what is her role at the Fed?A1: Michelle Bowman serves as the Vice Chair for Supervision at the Federal Reserve. In this role, she oversees the Fed’s regulation and supervision of financial institutions. Q2: What is the GENIUS Act and why is it important for crypto?A2: The GENIUS Act is proposed legislation aimed at providing a clear and comprehensive regulatory framework for digital assets. It’s important because it seeks to bring much-needed legal certainty and clarity to the crypto industry, fostering innovation and adoption. Q3: Why does Bowman advocate for stablecoin adoption?A3: Bowman supports stablecoin adoption due to their potential to bridge traditional finance with the crypto economy. They can facilitate efficient payments and enhance financial inclusion by offering a stable digital currency option. Q4: What risk do banks face if they ignore crypto, according to Bowman?A4: According to Bowman, banks that ignore the crypto sector risk losing their relevance in the evolving financial system. This means they could fall behind in terms of innovation, client services, and overall competitiveness in a digital-first world. Q5: Why did Bowman suggest Fed staff hold crypto?A5: Bowman suggested Fed staff hold small amounts of crypto not for investment, but for hands-on understanding. This practical experience can provide regulators with valuable insights into the technology, leading to more informed and effective policymaking. Did this article shed light on the evolving regulatory landscape for crypto? Share your thoughts and spread the word by sharing this article on your social media platforms! Let’s continue the conversation about the future of finance. To learn more about the latest crypto market trends, explore our article on key developments shaping digital assets institutional adoption. This post Pivotal Shift: Fed Chief Urges Pro-Crypto Regulation for Future Finance first appeared on BitcoinWorld and is written by Editorial Team

Author: Coinstats

2025/08/20

South Korea Moves Ahead With Stablecoin Regulation Bill

South Korea Moves Ahead With Stablecoin Regulation Bill

South Korea is preparing to introduce a regulatory framework for stablecoins in a few months. In particular, the Financial Services Commission (FSC) is expected to submit the bill to the National Assembly in October. Stablecoin Framework Designed to Reduce Dollar Dependence According to lawmaker Park Min-kyu, the FSC briefed him on the policy direction and […] The post South Korea Moves Ahead With Stablecoin Regulation Bill appeared first on Live Bitcoin News.

Author: LiveBitcoinNews

2025/08/20

Recommended by active authors

BitcoinEthereumNews
BitcoinEthereumNews
8333Articles
Coinstats
Coinstats
2127Articles
PANews
PANews
1915Articles
Coincentral
Coincentral
986Articles

Related Tags

#Oracle#Brifge#Yield-Farming#Basis-Trading#Prediction-Market#Launchpad#Liquid-Staking#Lending#DePIN

Latest Articles

Vehicle-to-Grid (V2G) Market Surges to USD 11.25 Billion by 2033, Propelled by 18.5% CAGR – Verified Market Reports®

Vehicle-to-Grid (V2G) Market Surges to USD 11.25 Billion by 2033, Propelled by 18.5% CAGR – Verified Market Reports®

2026/02/06 00:47
eTranzact beats Q4 revenue forecast but misses 2025 profit target

eTranzact beats Q4 revenue forecast but misses 2025 profit target

2026/02/06 00:31
WIRELESS MICROPHONE SPECTRUM ALLIANCE (WMSA) REPORTS ON IMPORTANCE OF SPECTRUM FOR MAJOR EVENTS LIKE SUPER BOWL 2026, FIFA WORLD CUP, OLYMPICS

WIRELESS MICROPHONE SPECTRUM ALLIANCE (WMSA) REPORTS ON IMPORTANCE OF SPECTRUM FOR MAJOR EVENTS LIKE SUPER BOWL 2026, FIFA WORLD CUP, OLYMPICS

2026/02/06 00:31
Payy Privacy Ethereum L2 Network Launch

Payy Privacy Ethereum L2 Network Launch

2026/02/05 23:56
Saylor’s $10 million Bitcoin claim triggers online firestorm

Saylor’s $10 million Bitcoin claim triggers online firestorm

2026/02/05 23:48