ExchangeDEX+
Buy CryptoMarketsSpotFuturesGOLDEarnEvent Center
More
Commodity Zero-Fee Gala

Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15488 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Sequans Sells 970 Bitcoin to Halve Debt, Maintains Treasury Strategy

Sequans Sells 970 Bitcoin to Halve Debt, Maintains Treasury Strategy

The post Sequans Sells 970 Bitcoin to Halve Debt, Maintains Treasury Strategy appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Sequans, the NYSE-listed semiconductor firm, sold 970 Bitcoin for $97 million to reduce debt by 50% to $94.5 million, retaining 2,264 BTC valued at $228 million. This tactical move strengthens finances while upholding Bitcoin as a long-term reserve asset, announced four months after initiating its crypto treasury strategy in July. Sequans reduced its Bitcoin holdings from 3,234 to 2,264 BTC after selling 970 coins. The sale generated $97 million, slashing outstanding debt from $189 million to $94.5 million and easing covenant constraints. Company shares (SQNS) dropped 16.6% on the announcement day, reflecting market volatility in crypto treasuries; Bitcoin’s price hovered around $100,000 per coin. Sequans sells 970 Bitcoin to cut debt in half amid crypto treasury pivot. Explore how this impacts corporate Bitcoin strategies and shareholder value in 2025. Stay informed on digital asset trends—subscribe for updates. What is Sequans’ Bitcoin Treasury Strategy? Sequans’ Bitcoin treasury strategy involves holding the leading cryptocurrency as a long-term reserve asset to enhance shareholder value and financial stability. The Paris-based semiconductor company began acquiring Bitcoin in July, amassing 3,234 BTC before recently selling…

Author: BitcoinEthereumNews

2025/11/05

IPO Genie Could Be ‘Solana 2.0’ for 2025’s AI Presale Boom

IPO Genie Could Be ‘Solana 2.0’ for 2025’s AI Presale Boom

The post IPO Genie Could Be ‘Solana 2.0’ for 2025’s AI Presale Boom appeared on BitcoinEthereumNews.com. Crypto Presales Crypto presale analysis suggests IPO Genie could be the next Solana 2.0 of 2025, blending AI innovation with tokenised finance to redefine blockchain investments. IPO Genie, the latest presale that was launched yesterday is being hailed as the “Solana 2.0” of 2025. A fast-rising AI-driven blockchain venture, IPO Genie has smashed through presale expectations, attracting seasoned investors, retail traders, and early adopters chasing the next breakout in this year’s crowded presale market. According to the latest crypto presale analysis, IPO Genie’s early momentum is about timing, utility, and vision. While most presales in 2025 have struggled to find staying power beyond initial token buzz, IPO Genie has carved a clear narrative around something investors actually understand: access. Bridging AI, Finance, and Tokenised Access At its core, IPO Genie’s mission is simple but powerful – bridge private-market investment opportunities with blockchain efficiency. It allows retail investors to participate in tokenised versions of high-growth private companies, the kind typically reserved for venture funds and institutional backers. This concept has turned heads because it blends two of 2025’s hottest narratives – AI innovation and financial inclusion. With artificial intelligence underpinning its risk models, market analysis, and deal matching, IPO Genie’s approach doesn’t just feel futuristic – it feels necessary. Crypto insiders are already comparing its potential impact to what Solana achieved in 2021: speed, efficiency, and scalability that redefined blockchain standards. But this time, it’s about financial infrastructure, not just technical throughput. “IPO Genie is to private equity what Solana was to smart contracts,” says a leading analyst from a Dubai-based research firm. “It’s making an old, closed market feel open and dynamic again. For anyone studying crypto presale analysis, this project is an anomaly – in the best way possible.” Solana 2.0? What Makes the Comparison Click, According to Crypto…

Author: BitcoinEthereumNews

2025/11/05

Moonwell Investigates wrsETH Price Misreport Amid DeFi Security Concerns

Moonwell Investigates wrsETH Price Misreport Amid DeFi Security Concerns

The post Moonwell Investigates wrsETH Price Misreport Amid DeFi Security Concerns appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Moonwell, a DeFi lending protocol on Base and Optimism, has denied claims of a $1 million exploit involving wrsETH, attributing the issue to a misreported oracle price rather than a hack. Markets for wrsETH have been paused with reduced caps to mitigate risks, ensuring no further exploitation. Moonwell’s official statement confirms no active hack occurred; the wrsETH price error stemmed from faulty oracle data. The protocol quickly adjusted supply and borrow caps on Base and Optimism networks to zero out potential vulnerabilities. Blockchain security firms like CertiK and QuillAudits initially flagged the anomaly, but investigations show no funds were lost, according to Moonwell, though community analysts dispute this with on-chain evidence of prior and potential losses totaling over $2 million. Moonwell wrsETH price misreport sparks DeFi concerns: No exploit confirmed, but oracle errors highlight vulnerabilities. Stay informed on the latest crypto security updates and protect your assets today. What is the Moonwell wrsETH Price Misreport? Moonwell wrsETH price misreport refers to a recent incident where the DeFi lending protocol Moonwell experienced distorted price data for wrapped restaked ETH (wrsETH),…

Author: BitcoinEthereumNews

2025/11/05

Ripple President Monica Long outlines XRP Ledger’s next phase with lending protocol and stablecoin expansion

Ripple President Monica Long outlines XRP Ledger’s next phase with lending protocol and stablecoin expansion

The post Ripple President Monica Long outlines XRP Ledger’s next phase with lending protocol and stablecoin expansion appeared on BitcoinEthereumNews.com. Key Takeaways Monica Long, Ripple President, outlined Ripple’s future strategy at Swell 2025 in New York City. The event brings together leaders from major banks, asset managers, and institutions to discuss blockchain’s financial impact. Ripple President Monica Long said the company is doubling down on XRP Ledger innovation alongside its commercial business serving financial institutions. Speaking at Ripple Swell 2025 today, Long noted that the team is fully dedicated to advancing the ledger’s capabilities, with several new features recently proposed for amendment. “Next up is a lending protocol,” said Long. “So there’s a lot of investment internally and just expanding the use cases and capabilities.” Long said Ripple’s strategy revolves around the “flywheel effect” between utility, trust, and liquidity, emphasizing that much of the company’s current work is centered on building real-world utility for XRP. Source: https://cryptobriefing.com/ripple-president-monica-long-outlines-next-chapter-swell-2025/

Author: BitcoinEthereumNews

2025/11/05

This $0.035 Token Could Be the Best Crypto Investment Before 2026

This $0.035 Token Could Be the Best Crypto Investment Before 2026

Cryptocurrency is currently on a booming trend as investors are looking to reap the benefits of the potentially high-upside projects prior to the next bull run within the market. Even though old, established and known Bitcoin and Ethereum are considered to be long-term stores of value, better returns are constantly discovered in new tokens just in the early phases of development. The projects that have been in the limelight of the analyst circles is Mutuum Finance (MUTM), a DeFi crypto, which is designed to combine utility, yield potential and transparency with the idea of decentralized lending. A New Awakening to DeFi Lending Mutuum Finance is working on a non-custodial, decentralized protocol that will expect to match borrowers and lenders with the help of smart contracts. Its vision is to provide safer, less complicated, and efficient ways of lending crypto through its automated nature in the use of code to complete the intermediaries. The protocol will include two important components that would be conducive to the liquidity and flexibility across different types of users. The latter is the Peer-to-Contract (P2C) lending that is premised on the shared market of major cryptocurrencies, including the ETH and the USDT. Users place their assets on deposit and they are given mtTokens which are ERC-20 receipts that generate interests. To give an example, the deposit 50 USDC will provide the user 50 mtUSDC which will gain value with time as borrowers will make payments into the system. Such a framework permits the lenders to be presented as active passive incomes. The second one is Peer-to-peer (P2P) lending whereby the user has a chance to create their own conditions, fees and security packages when borrowing and lending funds directly. The borrowers ought to pledge collateral and this may meet predetermined Loan-to-Value (LTV) ratios. In case the price of their collateral goes down below the safety level then automatic liquidation procedure is started which is designed to secure the system. This form of diversity and safety means that users can choose among a number of options to communicate and maintain the stability of the platform. Presale and Investors Confidence Mutuum Finance (MUTM) is in Phase 6 of presale in which its tokens are currently being sold at a value of $0.035 apiece. The next phase will increase the price by nearly 20% to $0.04 after which an undisputed launch price of 0.06 will be executed. The token has shown a 250% surge since initial release in Phase 1, as the investor focus is taking off.  The project has absorbed more than 18,000 holders directly as well as raised more than $18.4 million of funds so far, and this implies that there has been a good demand. More than 790 million tokens have already been sold i.e. 85% of Phase 6 is already allocated.  The rate of this acceleration is rapid and the mechanics are transparent such as a 24 hours leader board having the greatest daily contributor as the winner which receives $500 worth of MUTM tokens each day. This does not only preserve the participation, but it makes it visible. A card-based ability to purchase MUTM without any limitations has affected consumers of retail and larger financers, which has added to the enhanced momentum. V1 Launch and Security Foundation. The Mutuum Finance development team has stated that it would deploy the V1 protocol on Sepolia Testnet in Q4 2025, a major milestone on its roadmap. The key components of the ecosystem in this iteration are going to be a Liquidity Pool, the mtToken system, Debt Tokens and the Liquidator Bot that will automatically control the collateralized positions. At its inception, the project has been concerned about security. Mutuum Finance has been audited by CertiK and scored a colossal 90/100 in Token Scan. The team also operates a bug bounty program as a 50,000 US dollars incentive to continue testing its application to ensure that the smart-contracts are safe in its continuous third-party security testing and responsible disclosure. These steps have won trust of the investors as well as the analysts. It is presumed that this proactive measure would drive Mutuum Finance to become one of the potential best cryptocurrencies to buy before 2026, especially as the protocol approaches live deployment. The Price Forecasts and growth potential. The majority of researchers of the development patterns on the DeFi market have regarded Mutuum Finance as an exception regarding the product development and presale organization. With high presale velocity, a clear roadmap, and practical use case, it is possible to make some predictions that the MUTM token could grow by 700-900% in the first year of launch. This estimate is supported by the buy-and-distribute MUTM model that will fetch a share of protocol fees to buy MUTM tokens in the open market and reissue MUTM tokens to the holders of the mtTokens in the protocol. As long as the lending protocol is implemented in a healthy manner in the post-launch day, the mechanism can establish a continuous buying pressure and long-term demand that is otherwise lacking in most of the tokens that are currently in the early stages of development. Mutuum Finance (MUTM) is a new crypto that has been initiated and grown to be one of the best DeFi crypto to watch in 2025. The figures achieved $18.4 million raised, an excess of 18,000 investors on board, and even selling out at a 85% presale at Phase 6 which were the signs of a growing investor confidence. The next success story of the DeFi market breakout may be the chosen one, Mutuum Finance, which shows that innovation as a value generator is possible, even though it seems that there are plenty of competitors on the market. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance

Author: Coinstats

2025/11/05

Milk Mocha’s $HUGS Presale Blends Emotion, NFTs, & 50% APY Rewards

Milk Mocha’s $HUGS Presale Blends Emotion, NFTs, & 50% APY Rewards

The post Milk Mocha’s $HUGS Presale Blends Emotion, NFTs, & 50% APY Rewards appeared on BitcoinEthereumNews.com. Crypto Presales Explore the $HUGS presale as Milk Mocha’s world expands with NFTs, 50% APY staking, and community-led joy. Celebrate the token that turns love into crypto success. The Milk Mocha ($HUGS) whitelist has officially closed after capturing hearts and headlines around the world. What began as a heartfelt fan project has grown into one of 2025’s most anticipated presales, blending emotion, art, and blockchain in a way that feels truly special. With all whitelist spots now claimed, the live $HUGS presale welcomes fans to join the next chapter filled with staking rewards, NFTs, and the upcoming HUGS Play Zone. The process remains simple; no KYC, no waitlists, just pure accessibility. In a market often ruled by numbers and trends, $HUGS shines as a reminder that crypto can also be joyful, meaningful, and community-driven. The final hugs may be gone, but the love story is only just beginning. Mocha’s Whitelist Madness Becomes a Sold-Out Celebration The $HUGS whitelist has officially closed after igniting a global wave of excitement that felt more like a celebration than a crypto event. Fans who have followed Milk and Mocha’s adorable adventures for years rushed to secure their spots, turning this presale into one of 2025’s most heartwarming success stories. Now that the whitelist is complete, the live $HUGS presale gives fans early access to tokens at the starting price before the next stage begins. Its deflationary model permanently burns unsold tokens, ensuring lasting scarcity and value for holders while keeping transparency at the heart of the project. Across social media, the community continues to celebrate with fan art, countdowns, and memes that capture the spirit of Milk and Mocha’s world. What started as a cozy comic has evolved into a global movement where love, creativity, and crypto meet in perfect harmony. A Token That…

Author: BitcoinEthereumNews

2025/11/05

Mutuum Finance (MUTM) Surpasses $18.4 Million as V1 Protocol Launch Approaches in Q4 2025

Mutuum Finance (MUTM) Surpasses $18.4 Million as V1 Protocol Launch Approaches in Q4 2025

Mutuum Finance (MUTM) is a DeFi lending and borrowing protocol designed for real users. It runs on two models. The first is Peer-to-Contract (P2C) lending. Here, users deposit trusted assets like ETH or USDT into liquidity pools. In return, they receive mt tokens, which represent their deposits.

Author: Hackernoon

2025/11/05

Cardano News: Deflationary Strength In Spotlight, Trigger For ADA Price Breakout?

Cardano News: Deflationary Strength In Spotlight, Trigger For ADA Price Breakout?

The post Cardano News: Deflationary Strength In Spotlight, Trigger For ADA Price Breakout? appeared on BitcoinEthereumNews.com. Key Insights: Cardano news highlights the deflationary model limits new ADA supply while sustaining network growth. ADA price is trading at $0.54 as the chart signals a possible breakout within weeks. Growing DeFi activity strengthens on-chain demand and long-term stability Cardano news now focuses on the deflationary model amid reduced ADA supply and growing network activity point to a possible price breakout. Market commentators mentioned that its design could keep inflation low and support long-term growth in the Cardano ecosystem. Cardano News: Supply Model Builds Long-Term Stability Cardano was created with a monetary policy meant to last. The network releases fewer ADA coins from reserves as time passes, which helps to reduce inflation. This process also ensures that rewards for stakers remain stable while still supporting the growth of the system. In the latest Cardano news, the Cardano Foundation stated that about 14 billion ADA remain in reserve. Another 2.8 billion ADA will come from the on-chain treasury to fund development and community projects. Cardano News: ADA Deflationary Analysis | Source: Cardano Foundation Notably, this approach is seen as a way to keep the network self-sustaining over time. Market watchers believe this steady and limited release of ADA helps the coin’s value in the long run. It prevents oversupply and keeps interest steady. Some large investors, often called whales, appear to be adding more ADA to their holdings. Blockchain data shows exchange outflows worth millions, which means more tokens are moving into private wallets. Jack, a popular market analyst, noted that whales are quietly loading up. He added that this Cardano news pattern is common when big investors expect a future rise. Meanwhile, for ADA price, this growing interest matches its deflationary setup, where less new ADA enters the market over time. Cardano Whales Loading Up | Source: Jack This…

Author: BitcoinEthereumNews

2025/11/05

Altcoin winter may be coming, as most assets have been sliding against BTC and in dollar terms

Altcoin winter may be coming, as most assets have been sliding against BTC and in dollar terms

Altcoin winter may be in full sway, as smaller assets sank in 2025, while even blue chip tokens and major chains are seeing an outflow of users.

Author: Cryptopolitan

2025/11/05

Contagion Fears Loom as Stream Finance Discloses $93 Million Loss

Contagion Fears Loom as Stream Finance Discloses $93 Million Loss

The post Contagion Fears Loom as Stream Finance Discloses $93 Million Loss appeared on BitcoinEthereumNews.com. Staked Stream USD (xUSD) is trading at less than 30 cents on the dollar amid concerns about the protocol’s solvency. After a week of uncertainty, yield optimizer Stream Finance announced late last night that it has lost $93 million, a significant portion of its total value locked (TVL), and the market is bracing for further contagion from its collapse as the broader market craters. What began as a back-and-forth between CBB, an anonymous whale, and the Stream team over risk management has evolved into an alarming event for decentralized finance (DeFi) users after Stream shared that “an external fund manager overseeing Stream funds disclosed the loss of approximately $93 million in Stream fund assets.” As a result, Stream’s staked stablecoin, xUSD, has depegged by 73% to just $0.27, and users are scrambling to reassess their DeFi positions and avoid any contagion. xUSD – CoinGecko DeFi Lenders Left Holding the Bag According to a summary from the Yields and More (YAM) DeFi group, there is now a mountain of debt across multiple DeFi protocols with exposure to Stream’s xUSD, xBTC, and xETH, with an estimated $285 million owed to lenders. Notable DeFi protocols such as Telos and Elixir account for $190 million of this debt, with exposure to leading lending markets including Euler, Silo, and Morpho. YAM clarified, “There might be more; this is all we found.” While the knock-on effects for these lenders are unclear, both Euler and Morpho have seen significant drops in TVL today of between $400 million and $600 million. Following the disclosure, cynics are looking back at the Stream team’s behavior over the last few weeks, and some are questioning whether the team sought to bring in new deposits to cover the hole. A prominent trader known as “chud.eth,” took to X to share screenshots of…

Author: BitcoinEthereumNews

2025/11/05

Recommended by active authors

BitcoinEthereumNews
BitcoinEthereumNews
5002Articles
Cryptopolitan
Cryptopolitan
1115Articles
Coinstats
Coinstats
993Articles
PANews
PANews
975Articles

Related Tags

#Oracle#Brifge#Yield-Farming#Basis-Trading#Prediction-Market#Launchpad#Liquid-Staking#DePIN#RWA

Latest Articles

OpenAI ChatGPT-4o Model Shutdown: The Alarming End of a Sycophantic AI Era

OpenAI ChatGPT-4o Model Shutdown: The Alarming End of a Sycophantic AI Era

2026/02/14 02:25
Updated Fall Protection Standards Leave Many Utility Crews Out of Compliance

Updated Fall Protection Standards Leave Many Utility Crews Out of Compliance

2026/02/14 02:01
Undeniable Synergy: How Guest Posting Fuels SEO, & Backlinks Power

Undeniable Synergy: How Guest Posting Fuels SEO, & Backlinks Power

2026/02/14 01:56
USD/JPY Retreats: Softer US CPI Data Dramatically Caps Dollar Gains as Yen Demand Holds Strong

USD/JPY Retreats: Softer US CPI Data Dramatically Caps Dollar Gains as Yen Demand Holds Strong

2026/02/14 01:55
TriffHoldingsLtd Regulation. Client Fund Protection and Compliance in 2026

TriffHoldingsLtd Regulation. Client Fund Protection and Compliance in 2026

2026/02/14 01:54